ADCB Balance Transfer Credit Cards in UAE

Founded in 1985, the Abu Dhabi Commercial Bank is one of the best financial solutions providers in the United Arab Emirates. The bank is popularly known as ADCB and its headquarters is in Abu Dhabi. It stands as the third-largest bank offering Islamic, retail, and commercial banking services for individual and business customers.

ADCB credit cards offer unique features and benefits on dining, travel, lifestyle and entertainment. Along with all the beneficial features, the bank also allows cardholders to transfer another bank credit card’s outstanding balance to ADCB Credit Cards. This helps them make easy payments by opting for simple EMI options. 

Let us go ahead and learn about the benefits and features of the ADCB balance transfer credit cards in detail. 

Best ADCB Balance Transfer Credit Cards in UAE

Here are the different types of ADCB Balance Transfer Credit Cards.

ADCB Etihad Guest Infinite Credit Card

ADCB Etihad Guest Infinite Credit Card comes with an annual membership fee of AED 2,625. The bank offers 50 percent discount on the annual fees for some selected customers. The applicants need to have a minimum monthly income of AED 40,000 to apply for this credit card.

Features & Benefits for ADCB Etihad Guest Infinite Credit Card

• Welcome Bonus: The new cardholders get 60,000 Etihad Guest Miles as a welcome bonus when applying for an ADCB Etihad Guest Infinite Credit Card.
• Monthly Bonus: ADCB Etihad Guest Infinite Credit Card members get 5,000 Etihad Guest Miles for the months when they make purchases of USD 5,000 or more.
• Minimum Payment: With this ADCB credit card, the cardholders can pay a minimum of 5 percent of their credit card outstanding balance every month and carry forward the remaining amount in the next billing cycle.
• Travel Benefits: ADCB Etihad Guest Infinite Credit Card members get travel benefits like free airport lounge access, complimentary flight upgrade vouchers, airport chauffeur rides with Careem and much more.
• Dining Offers: ADCB Etihad Guest Signature Credit Card members can enjoy up to 30 percent discount at more than 1,400 restaurants in the UAE. Additionally, they can get attractive discounts on shopping, travel, entertainment and much more.
• Credit Shield: ADCB Etihad Guest Infinite Credit Card offers financial protection for the cardholders against any unfortunate event such as loss of employment, illness, permanent or partial disability or death. The credit cardholders need to enrol themselves in the Takaful program to avail of this benefit.
• Internet Banking: ADCB Etihad Guest Infinite Credit Card members can operate their credit card transactions by simply logging into their online banking portal.
• Extended Warranty: The cardholders get an additional one-year warranty over the manufacturer’s warranty on purchasing products using this ADCB credit card.

Balance Transfer Benefits for ADCB Etihad Guest Infinite Credit Card

• Balance Transfer: The ADCB Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can also repay the same by converting it into easy monthly EMIs of 48 months at zero per cent interest.

ADCB Etihad Guest Signature Credit Card

This is another best-performing ADCB balance transfer credit card with an annual membership fee of AED 1,050. The privileged club members can enjoy up to 50 percent discount on the annual membership fee. The applicants need to have a minimum monthly income of AED 30,000 to apply for this credit card.

Features & Benefits of ADCB Etihad Guest Signature Credit Card

• Welcome Bonus: The new cardholders get 35,000 Etihad Guest Miles as a welcome bonus in the first year of membership when they apply for an ADCB Etihad Guest Signature Credit Card.
• Monthly Bonus: ADCB Etihad Guest Signature Credit Card provides cardmembers with 2,000 Etihad Guest Miles for the months when they spend USD 2,000 or more.
• Easy Instalments: ADCB Etihad Guest Signature Credit Card members can split their huge transactions into a maximum of 48 monthly EMIs.
• Travel Benefits: With ADCB Etihad Guest Signature Credit Card, the cardholders get travel benefits like complimentary airport chauffeur rides with Careem, free airport lounge access, and much more.
• Dining Offers: ADCB Etihad Guest Signature Credit Card members can enjoy up to 30 per cent discount at more than 1,400 restaurants in the UAE. Additionally, they can get attractive discounts on shopping, travel, entertainment and much more.
• Credit Shield: ADCB credit cardmembers get financial protection against any unfortunate event such as loss of income, illness, total/partial disability or death. They need to enrol themselves in the Takaful program to avail of this benefit.
• Extended Warranty: The cardholders get an additional one-year warranty over the manufacturer’s warranty on purchasing products using this ADCB credit card.
• Minimum Amount Due: With ADCB Etihad Guest Signature Credit Card, the cardholders can pay a minimum of 5 per cent of their outstanding monthly balance and carry forward the remaining amount in the next billing cycle.
• Cash Loan: The cardholders can get an instant cash loan against their available ADCB credit card limit as and when required.

Balance Transfer Benefits for ADCB Etihad Guest Signature Credit Card

• Balance Transfer: ADCB Etihad Guest Signature Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can also repay the same by converting it into easy monthly EMIs of 48 months at zero percent interest.

ADCB Etihad Guest Platinum Credit Card

ADCB Etihad Guest Platinum Credit Card comes with an annual membership fee of AED 525. The privileged club members can enjoy up to 50 per cent discount on the annual membership fee. The applicants with a minimum monthly income of AED 15,000 can apply for this credit card.

Features & Benefits for ADCB Etihad Guest Platinum Credit Card

• Welcome Bonus: ADCB Etihad Guest Platinum Credit Card members get a welcome bonus of 12,000 Etihad Guest Miles for the cardholders in the first year of membership.
• Monthly Bonus: ADCB Etihad Guest Platinum Credit Card offers a monthly bonus of 1,000 Etihad Guest Miles for the cardholders who make monthly purchases of USD 1,000 or more.
• Dining Offers: ADCB Etihad Guest Platinum Credit Card members can get up to 30 per cent discount at more than 1,400 restaurants in the UAE. Additionally, they get attractive discounts on shopping, travel, entertainment and much more.
• Easy Instalments: ADCB Etihad Guest Platinum Credit Card members can split their huge transactions into a maximum of 48 monthly EMIs.
• Internet and Mobile Banking: The cardholders can manage their ADCB Etihad Guest Platinum Credit Card transactions by simply logging into their ADCB Internet and Mobile Banking portals.
• Travel Benefits: ADCB Etihad Guest Platinum Credit Card members can get travel benefits like free airport lounge access, free flight upgrades, discount on Agoda bookings, and much more.
• Cash Loan Facility: The cardholders can get an instant cash loan against their available ADCB Credit Card limit as and when required.

Balance Transfer Benefits of ADCB Etihad Guest Platinum Credit Card

• Balance Transfer: ADCB Etihad Guest Platinum Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can also repay the same by converting it into easy monthly EMIs of 48 months at zero percent interest.

ADCB Traveller Credit Card

Traveller Credit Card is an ADCB balance transfer credit card that comes with an annual membership fee of AED 1,050. The credit card offers exciting travel, dining and lifestyle benefits.

Features & Benefits of ADCB Traveller Credit Card

• Easy Instalment Payment Plans: The ADCB Traveller Credit Card members can opt for easy installment payment plans based on their financial needs.
• Cash Loan: The ADCB Traveller Credit Card members can get an instant cash loan against their available credit limit as per their requirements.
• Internet Banking: ADCB Traveller Credit Card members can manage their finances and operate their credit card by logging into their online and mobile banking portals.
• Travel Benefits: ADCB Traveller credit card offers attractive travel benefits like complimentary airport lounge access, 15 percent off on staycations, and 20 percent off on flight and hotel bookings.
• Interest-Free School Fee Payments: The ADCB Traveller Credit Card members can pay their children’s school fees in up to 12 easy monthly installments at zero percent interest.
• Auto-Debit Transactions: ADCB Traveller Credit Card members can set up standing instructions to pay their credit card bills. They can activate this service by calling 600 50 2030 or visiting the nearest ADCB branch.

Balance Transfer Benefits for ADCB Traveller Credit Card

• Balance Transfer: The ADCB Traveller Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can also repay the same by converting it into easy monthly EMIs of 48 months at zero percent interest.

ADCB Betaqti Credit Card

ADCB Betaqti Credit Card is one of the best ADCB credit cards that comes with an annual membership fee of AED 2,100. 

Features & Benefits of ADCB Betaqti Credit Card

• Welcome Bonus: ADCB Betaqti Credit Card offers a signup bonus of 300,000 TouchPoints for the cardholders.
• Cinema Offers: ADCB Betaqti Credit Card members get an attractive Buy 1 Get 1 offer on movie tickets at VOX Cinemas.
• Travel Benefits: ADCB Betaqti Credit Card offers travel benefits like complimentary airport lounge access, 15% discount on rentals with Hertz Gold Plus Rewards President’s Circle and much more.
• Lifestyle Benefits: ADCB Betaqti Credit Card offers lifestyle benefits like concierge services, chauffeur services, etc.
• Easy Instalment Payment Plans: ADCB Betaqti Credit Card members can choose their preferred installment payment plan and split their huge transactions into a maximum of 48 monthly EMIs.
• Cash Loan: ADCB Betaqti Credit Card members can get an instant cash loan against their available credit limit.
• Interest-Free School Fee Payments: ADCB Betaqti Credit Card members can easily pay their children’s school fees in 12 monthly installments at zero percent interest.

Balance Transfer Benefits for ADCB Betaqti Credit Card

• Balance Transfer: The ADCB Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can also repay the same by converting it into easy monthly EMIs of 48 months at zero percent interest.

ADCB TouchPoints Infinite Credit Card

ADCB TouchPoints Infinite Credit Card offers a broad range of deals and discounts on dining, travel, entertainment, and much more. The cardholders need to pay an annual membership fee of AED 1,050 to keep this ADCB Credit Card active. The best part is that they can get a 50 percent discount on the annual fee if they meet specific spending criteria.

Features & Benefits of ADCB TouchPoints Infinite Credit Card

• Bonus TouchPoints: ADCB TouchPoints Infinite Credit Card offers 15,000 bonus TouchPoints for the cardholders who spend AED 15,000 each month. The cardholders can redeem these points for shopping vouchers, dining vouchers, air tickets upgrades and much more.
• Cash Loan: ADCB TouchPoints Infinite Credit Card members are eligible to get an instant cash loan against their available credit card limit.
• Reward Points: ADCB TouchPoints Infinite Credit Card members can earn up to 1.5 TouchPoints for every AED 1 spent.
• Easy Instalment Payment Plans: ADCB TouchPoints Infinite Credit Card members can choose their preferred credit card payment plan and split their huge transactions into a maximum of 48 monthly EMIs.
• Interest-Free School Fee Payments: The cardholders can pay their children’s school fees in 12 monthly instalments at zero per cent interest.
• Auto-Debit Transactions: ADCB TouchPoints Infinite Credit Card members can set up standing instructions to make easy card payments from an existing ADCB Savings or Current account. They can activate this service by simply calling 600 50 2030 or visiting the nearest branch. 

Balance Transfer Benefits for ADCB TouchPoints Infinite Credit Card

• Balance Transfer: The ADCB TouchPoints Infinite Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can convert the amount payable into 12 monthly EMIs at zero per cent interest.

ADCB TouchPoints Platinum Credit Card

ADCB TouchPoints Platinum Credit Card is free for the first year ADCB credit card. The cardholders need to pay the annual membership fee from the second year onwards for using this credit card.

Features & Benefits for ADCB TouchPoints Infinite Credit Card

• Bonus TouchPoints: With ADCB TouchPoints Platinum Credit Card, the cardholders can get 10,000 bonus TouchPoints on spending AED 10,000 or more each month.
• Reward Points: ADCB TouchPoints Platinum Credit Card also enables cardholders to earn up to 1 TouchPoint for every AED 1 spent.
• Auto-Debit Transactions: With ADCB TouchPoints Platinum Credit Card, the cardmembers can set up standing instructions for card payments from an existing ADCB Savings or Current account. They can activate this service by calling 600 50 2030 or visiting the nearest branch.
• Interest-Free School Fee Payments: ADCB TouchPoints Platinum Credit Card members can pay their children’s school fees in 12 monthly instalments at zero per cent interest.
• Online/Mobile Banking: ADCB TouchPoints Platinum Credit Card members can easily manage their credit card transactions by logging into their online and mobile banking portals.
• Credit Card Loan: The cardholders can get an instant cash loan against their available credit limit on the ADCB TouchPoints Platinum Credit Card.
• Easy Instalment Payment Plans: The cardholders can opt for a convenient payment plan and split their huge transactions into a maximum of 48 monthly instalments.

Balance Transfer Benefits for ADCB TouchPoints Infinite Credit Card

• Balance Transfer: The ADCB TouchPoints Platinum Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can convert the amount payable into 12 monthly EMIs at zero per cent interest.

ADCB TouchPoints Titanium Credit Card

ADCB TouchPoints Titanium Credit Card is free for the life credit card. The credit card offers exciting deals and discounts on lifestyle, travel, and dining benefits.

Features & Benefits of ADCB TouchPoints Titanium Credit Card

• Reward Points: With ADCB TouchPoints Titanium Credit Card, the cardholders can earn up to 0.5 TouchPoints for every AED 1 spent.
• Installment Payment Plans: The cardholders can choose their desired payment plan and split the amount of some specific transactions into a maximum of 48 monthly installments.
• Bonus TouchPoints: With ADCB TouchPoints Titanium Credit Card, the cardholders can also get 5,000 bonus TouchPoints on spending AED 5,000 or more each month.
• Auto-Debit Transactions: ADCB TouchPoints Titanium Credit Card members can set up auto-debit service for making card payments using an existing ADCB Current or Savings account. 
• Interest-Free School Fee Payments: With ADCB TouchPoints Titanium Credit Card, the cardmembers can pay their children’s school fees in 12 monthly installments at zero percent interest.
• Online/Mobile Banking: ADCB TouchPoints Titanium Credit Card members can easily operate their credit cards using online and mobile banking services.
• Credit Card Loan: The ADCB TouchPoints Titanium Credit Card members can apply for an instant cash loan against their available credit limit. They can repay the amount in up to 12 monthly installments.

Balance Transfer Benefits for ADCB TouchPoints Titanium Credit Card

• Balance Transfer: The ADCB TouchPoints Titanium Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can convert the amount payable into 12 monthly EMIs at zero percent interest.

ADCB Lulu Platinum Credit Card

ADCB Lulu Platinum Credit Card is free for life ADCB Credit Card with various travel and lifestyle benefits.

Features & Benefits of ADCB Lulu Platinum Credit Card

• Lulu Points: ADCB Lulu Platinum Credit Card offers a 5,000 Lulu points voucher worth AED 50 with complimentary airport lounge access for the cardholders. The credit card enables cardmembers to earn up to 5 Lulu points for each AED spent.
• Credit Card Loan: With ADCB Lulu Platinum Credit Card, cardmembers can apply for an instant cash loan against their available credit limit. They can then repay this loan in up to 48 monthly installments.
• Auto-Debit Transactions: With ADCB Lulu Platinum Credit Card, the cardmembers can activate the auto-debit service to make card payments using an existing ADCB Current or Savings account.
• Installment Payment Plans: ADCB Lulu Platinum Credit Card members can choose their preferred payment plan and split huge credit card transactions into a maximum of 48 monthly installments.
• Convenient Payment Options: The cardholders can pay a minimum of 5 percent of their outstanding monthly balance and carry forward the remaining amount in the next billing cycle.
• Interest-Free School Fee Payments: With ADCB Lulu Platinum Credit Card, the cardmembers can pay their children’s school fees in 12 monthly installments at a zero percent interest rate.

Balance Transfer Benefits for ADCB Lulu Platinum Credit Card

• Balance Transfer: The ADCB Lulu Platinum Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can convert the amount payable into 48 monthly EMIs at zero percent interest.

ADCB Lulu Titanium Credit Card

Lulu Titanium Credit Card is another ADCB credit card with balance transfer benefits. The card comes with no annual fee requirement for the cardholders and offers attractive deals and discounts on travel and lifestyle.

Features & Benefits of ADCB Lulu Titanium Credit Card

• Lulu Points: ADCB Lulu Titanium Credit Card offers a 5,000 Lulu points voucher worth AED 50 with a complimentary airport lounge access for the cardholders. With this credit card, the cardmembers can earn up to 3.5 Lulu points for each AED spent.
• Convenient Payment Options: The Lulu Titanium Credit Card members can pay a minimum of 5 percent of their monthly credit card outstanding balance and carry forward the remaining amount in the next billing cycle.
• Installment Payment Plans: The cardholders can choose their preferred payment plan and split huge credit card transactions into a maximum of 48 monthly installments.
• Credit Card Loan: With ADCB Lulu Titanium Credit Card, cardmembers can apply for an instant cash loan against their available credit limit. They can repay this loan in up to 48 monthly installments.
• Auto-Debit Transactions: With ADCB Lulu Titanium Credit Card, the cardholders can set up auto-debit transactions to make card payments from their existing ADCB Savings or Current account.
• Interest-Free School Fee Payments: With ADCB Lulu Titanium Credit Card, cardmembers can pay their children’s school fees in 12 monthly installments at a zero percent interest rate.

Balance Transfer Benefits for ADCB Lulu Titanium Credit Card

• Balance Transfer: The ADCB TouchPoints Titanium Credit Card members can transfer their other bank’s credit card outstanding balance to ADCB credit card in just a few clicks. They can convert the amount payable into 48 monthly EMIs at zero percent interest.

Eligibility Criteria to Apply for ADCB Balance Transfer Credit Cards in UAE

Here are the eligibility criteria for the applicants who want to apply for ADCB Balance Transfer Credit Cards.

• The age of the applicant must fall between 21 and 65 years.
• The applicants must have a good credit Score.
• The applicants must meet the minimum monthly income requirement of their preferred ADCB credit card.
• All UAE nationals and expats are eligible to apply for ADCB Credit Cards.

Documents Required to Apply for ADCB Balance Transfer Credit Cards

Here are the documents required to apply for ADCB Balance Transfer Credit Cards.

• Passport with Residency Visa– Original and a Copy
• Emirates ID – Original and a Copy
• Bank statement of the last three months showing salary credit transactions – Original and a Copy
• Salary Transfer Letter/Appointment Letter for salaried employees – Original and a Copy
• Address verification documents (one of these) – Emirates ID, Utility Bill, Contract of Tenancy
• Trade License for business applicants – Original and a Copy

How to Apply for an ADCB Balance Transfer Credit Card in UAE?

Here are the simple ways to apply for an ADCB Balance Transfer Credit Card.

• Visit a Branch: Applicants can visit the nearest  ADCB’s branch to apply for a credit card. They need to carry all the required documents and submit them with the application form to complete the application process.
• Online Banking: The applicants can also visit the bank’s website or log in to their online banking portal to apply for their preferred ADCB credit card. They need to fill up the application form and upload all the essential documents on the bank’s website.
• Contact Us: The applicants can also contact our expert team to find the best-fit credit card based on their financial preferences. Our representatives will take the applicants through the whole credit card application process.

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