ADCB Etihad Guest Infinite Card

ADCB Etihad Guest Infinite Card enables the cardholder to fly higher and go beyond ordinary travel. Etihad Guest Infinite Card by ADCB is a credit card that offers an elite status to the cardholder. This elite credit card offers an array of customized benefits as per the lifestyle of the cardholder.

The card offers value-added and exclusive benefits to the cardholders. As a welcome bonus, it offers up to 60,000 Etihad Guest Miles that can be redeemed across flights and upgrades.

Features and Benefits of ADCB Etihad Guest Infinite Card

With the ADCB Etihad Guest Infinite credit card, you can enjoy the following benefits -

Welcome Offers

Your credit card is absolutely free for the 1st year!

Note: It is a limited-period offer valid till 5th September 2023.

Avis Car Rental

• Get a discount of up to 35% for renting across the world.
• Get exclusive discounts on domestic and international rentals (applicable if the rental takes place in your country of residence in MENA).
• As an Etihad Signature cardholder, you can also register yourself for Avis President’s Club Membership via www.avisworld.com/visa. 

Golf Benefits

Avail the benefit of playing golf for free throughout the year at The Track, Meydan Golf Dubai, Abu Dhabi Golf Club, and Arabian Ranches Golf Club Dubai. All you need to do to be eligible for this offer is spend at least AED 5,000 every month with your credit card.

Travel Benefits

Etihad Guest Gold Tier Membership

Automatically upgrade to the Etihad Guest Tier within two weeks of fulfilling any of the following requirements -

• Get an accrual of 35,000 Tier Miles via credit card purchases within 6 months of your card issuance.
• Completion of 1 return flight on Etihad Airways within 6 months of your card issuance booked using your Etihad Guest Signature credit card.

Complimentary Airport Lounge Access

• You can enjoy unlimited complimentary airport lounge access at over 1,000 airport lounges across the world.
• For an additional guest entry (over and above the entitlement) a flat rate of USD 32 per guest visit will be charged. 

Complimentary Flight Upgrade Voucher

• You can enjoy up to 2 complimentary class upgrade vouchers. Further, you can upgrade flight tickets to business class from economy class on any Etihad Airways flight with 50% fewer miles.
• You will get one upgrade voucher from Etihad Airways for every incremental purchase of USD 35,000.
• You can use the voucher for a one-way trip for a single passenger and a one-class upgrade.
• The voucher will be sent to you on eligible purchases during a 12-month period from the date of card issuance. 

Multi-Trip Travel Insurance

With this credit card, you would be able to avail of the following comprehensive travel medical benefits -

• Loss of Personal Belongings - Up to USD 2,500
• Baggage Delay - Up to USD 500
• Trip Cancellation/ Curtailment - Up to USD 7,500
• Delayed Departure - Up to USD 1,000
• Hospital Daily Cash (USD 100 Per Day) - Up to USD 3,000.
• Evacuation and Repatriation Expenses - Up to USD 500,000
• Emergency Medical Expenses - Up to USD 1,000,000
• Personal Accident Benefits (Domestic) - Up to USD 100,000 
• Personal Accident Benefits (International) - Up to USD 500,000 

Note: The above-mentioned insurance cover includes your spouse and up to 5 children. The maximum age limit is 75 years for all individuals. 

Etihad Guest Gold Benefits

With Etihad Guest Gold benefits, you can avail of the following -

• 50% off on instant upgrade with miles at the airport
• Access business class airport lounge access (with an accompanying guest)
• Access priority check-in and priority boarding
• 15 kg excess baggage allowance 

VISA Luxury Hotel Collection Privileges

With this credit card, you can enjoy exclusive benefits at over 900 luxury hotels and resorts across the world. Here is a list of the available benefits -

• VIP guest status - late check-out until 3 pm upon request
• Complimentary breakfast on a daily basis
• Get complimentary in-room WiFi
• Enjoy automatic room upgrades upon arrival
• USD 25 food or beverage credit 

Dining Discounts

• Avail of up to 30% discount at 1,400+ restaurants across the UAE.
• Apart from this, you can also get multiple benefits related to shopping, entertainment, and others. 

Balance Transfer

You can save on your interest expenses by transferring your credit card’s outstanding balances from other bank credit cards to an adcb credit card. 

Rewards and Offers of ADCB Etihad Guest Infinite Credit Card

You can avail of the following rewards with the ADCB Etihad Guest Infinite credit card:

• Earn up to 4 complimentary class upgrade vouchers.
• Receive 150,000 promotional miles (for UAE Nationals) and 120,000 promotional miles (for UAE Expatriates)*.

*Offer valid till 5th September 2023.

ADCB Etihad Guest Infinite Credit Card: Fees and Charges

Mentioned below are the fees and charges associated with the ADCB Etihad Guest Infinite credit card -

Types of Fees	Charges
Finance Charges (Retail Purchase)	3.69% Per Month
Finance Charges (Cash Advance)	3.69% Per Month
Liability/ No Liability Letter Charge	AED 52.5
Cash Advance Limit	60% of the Credit Limit
Minimum Payment Due	5% or AED 100 (Whichever is Higher)
Payment Due Date (For Statement Date)	25 Days
Card Replacement Fee	AED 78.75
Processing Fees - 0% Interest Payment Plans at Participating Merchants and Credit Card Loans	AED 52.5
Foreclosure Fee (Balance Transfer/ Credit Card Loan/ Instalment Plans)	AED 210
Temporary Credit Limit Increase Fee	AED 52.5
Returned Cheque Charge	AED 157.5
Paper Statement Fee	AED 5.25 (Per Statement)
Duplicate Statement Fee	AED 26.25
Exchange House Payment Fee	AED 5.25 (Per Transaction)
Foreign Transaction Fee (AED Currency)	2.1%
Foreign Currency Transaction Margin	2.99%
Credit Shield Fee	1.0395% of Outstanding at Billing Cycle
Cash Advance Fee	3.15% or AED 105 (Whichever is Higher)
Late Payment Fee	AED 241.5 (If the Minimum Payment Due is Not Cleared by the Due Payment Date)
Overlimit Fee	AED 288.75
Finance Charges (Balance Transfer/ Credit Card Loan/ Instalment Plans)	Up to 2.25% Per Month

ADCB Etihad Guest Infinite Credit Card: Terms and Conditions

We have listed some of the terms and conditions of the ADCB Etihad Guest Infinite credit card -

• Users who cancel their existing ADCB Credit cards or ADCB-covered cards during the offer period and later apply for an Etihad Guest Card will not be eligible for the offer.
• Promotional miles will be credited within 60 days from the completion of 90 days from the card issuance date (subject to the customer meeting spending criteria).
• Customers converting an existing ADCB credit card or ADCB-covered card to an Etihad credit card will not be eligible for the offer.
• Issuance of credit cards is at the sole discretion of ADCB.
• To be eligible for the promotional bonus Etihad Guest Miles, users must fulfil the requirements related to Minimum Spends within the first 90 days from the date of card issuance through retail purchases, balance transfers, cash withdrawals, and credit card loans.

Important: For detailed terms and conditions, refer to the official website of ADCB.

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