ADCB Etihad Guest Platinum Credit Card

Abu Dhabi Commercial Bank, established in 1985, has emerged as a prominent part of the country's banking sector, offering a comprehensive range of banking and financial services to individuals and businesses. As a leading financial institution in the UAE, it provides personalised solutions and innovative products to meet the diverse needs of its customers such as credit cards, loans, and more.

In this article, we will narrow down to ADCB credit cards and specifically discuss the ADCB Etihad Guest Platinum credit card. With this credit card in UAE, you can gain access to several perks such as accelerated Etihad Guest Miles earning, airport lounge access, complimentary travel insurance, and lifestyle discounts.

Features and Benefits of ADCB Etihad Guest Platinum Credit Card

The key features and benefits of the ADCB Etihad Guest Platinum credit card are as follows -

Welcome Offer

• The ADCB Etihad Guest Platinum credit card is free for the first year*.

*Offer valid till 5th September

Complimentary Lounge Access

• Enjoy up to 3 complimentary lounge access at over 1,000 airports across the world per calendar year.
• To get access for additional guests (over and above the entitlement), you will be required to pay an amount of USD 32 per guest per visit.

Earn Etihad Guest Miles On Spend

• Earn up to 1.25 Etihad Guest Miles per USD 1 spent.
• Receive 1,000 Etihad Guest Miles as a monthly bonus.
• Other purchases include the following -

International Purchase	Up to 1.25 Etihad Guest Miles
Domestic Purchases	Up to 1 Etihad Guest Mile
Purchases with Etihad Airways	1.25 Etihad Guest Miles

Travel Discounts

• You can conveniently redeem your earned Etihad Guest Miles with the welcome bonus for flights and upgrades on the Etihad Airways network and its partners.

Avis Rent-a-Car Benefits

• Get up to 20% off for Etihad Platinum cardholders for car rentals across the world.
• Additional discounts are included for domestic and international rentals where rentals take place in the same country as the cardholders’ residence country in MENA.
• You can book your cars online via www.avisworld.com/visa
• You can even enrol for the Avis Preferred Plus Membership via www.avisworld.com/visa

Visa Luxury Hotel Collection Privileges

You can avail of exclusive benefits at over 900 luxury resorts and hotels across the world -

• VIP guest status, late check-out until 3.00 pm upon request
• Get USD 25 food or beverage credit
• Avail of complimentary breakfast on a daily basis
• Enjoy the benefit of complimentary in-room WiFi
• Enjoy automatic room upgrades upon arrival

Dining and Lifestyle Discounts

• Get a Visa experience with the ENTERTAINER offer: You can get 2-for-1 offers at some of the top restaurants, fitness outlets, entertainment, and spas across the Middle East region. All you need to do is download and install the xperience app with the ENTERTAINER application on your smartphone and enjoy these exclusive benefits.
• You can now enjoy a discount of up to 30% at more than 1,400 restaurants across the Emirates. Besides that, you can also avail of such exclusive discounts on entertainment, shopping, and others.

Rewards and Offers of ADCB Etihad Guest Platinum Credit Card

Mentioned below are some other offers and rewards included in the ADCB Etihad Guest Platinum credit card -

• You can earn up to 1.25 Etihad Guest Miles per USD spent.
• 40,000 and 30,000 promotional miles for UAE nationals and UAE expatriates, respectively, as welcome offers (valid till 5th September)

Fees and Charges: ADCB Etihad Guest Platinum Credit Card

Refer to the table below to know the fees and charges of the ADCB Etihad Guest Platinum credit card -

Types of Fees	Charges
Finance Charges (Retail Purchase)	3.69% Per Month
Finance Charges (Cash Advance)	3.69% Per Month
Liability/ No Liability Letter Charge	AED 52.5
Cash Advance Limit	60% of the Credit Limit
Minimum Payment Due	5% or AED 100 (Whichever is Higher)
Payment Due Date (For Statement Date)	25 Days
Card Replacement Fee	AED 78.75
Processing Fees - 0% Interest Payment Plans at Participating Merchants and Credit Card Loans	AED 52.5
Foreclosure Fee (Credit Card Loan/ Balance Transfer/ Instalment Plans)	AED 210
Temporary Credit Limit Increase Fee	AED 52.5
Returned Cheque Charge	AED 157.5
Paper Statement Fee	AED 5.25 (Per Statement)
Duplicate Statement Fee	AED 26.25
Exchange House Payment Fee	AED 5.25 (Per Transaction)
Foreign Transaction Fee (AED Currency)	2.1%
Foreign Currency Transaction Margin	2.99%
Credit Shield Fee	1.0395% of the Outstanding at Billing Cycle
Cash Advance Fee	3.15% or AED 105 (Whichever is Higher)
Late Payment Fee	AED 241.5 (If the Minimum Payment Due is Not Paid by the Due Date)
Overlimit Fee	AED 288.75
Finance Charges (Balance Transfer/ Credit Card Loan/ Instalment Plans)	Up to 2.25% Per Month

ADCB Etihad Guest Signature Credit Card: Terms and Conditions

Here are some of the terms and conditions associated with the ADCB Etihad Guest Infinite credit card -

• If a customer cancels their existing adcb credit card or an ADCB-covered card during the offer period and applies for an Etihad Guest Card, they will not be eligible for the offer.
• Promotional miles will be credited within 60 days from the completion of 90 days from the card issuance date. Note that this is subject to the customer meeting spending criteria.
• Customers who convert an existing ADCB credit card or ADCB-covered card to an Etihad credit card will not be eligible for the offer.
• Issuance of credit cards is at the sole discretion of ADCB.
• To be eligible for the promotional bonus Etihad Guest Miles, customers must fulfil the Minimum Spends within the first 90 days from the date of card issuance via retail purchases, balance transfers, cash withdrawals, and credit card loans.

For detailed terms and conditions, visit the official website of ADCB.

Other Types of ADCB Credit Cards -

Other ADCB Credit Cards
ADCB LuLu Co-Brand Platinum Credit Card	ADCB Traveller Credit Card
ADCB Lulu Titanium Credit Card	ADCB Betaqti Credit Card
ADCB Islamic TouchPoints Gold Credit Card	ADCB Islamic Etihad Guest Signature Credit Card
ADCB SimplyLife Credit Cards	ADCB Islamic Etihad Guest Infinite Credit Card
ADCB TouchPoints Gold Credit Card	ADCB Etihad Guest Infinite Card
ADCB Islamic TouchPoints Platinum Credit Card	ADCB TouchPoints MyChoice Infinite Credit Card
ADCB Islamic Platinum Credit Card	ADCB Etihad Guest Signature Credit Card
ADCB TouchPoints Platinum Credit Card	ADCB Islamic Gold Credit Card
ADCB Islamic Etihad Guest Platinum Card

FAQs on ADCB Etihad Platinum Card