The aims to provide cardholders with an elevated travel experience along with a wide variety of features and perks. From rewards in the form of miles to a complimentary upgrade, travel insurance to airport lounge access, card control to interest-free balance transfers, cardmembers are introduced to endless benefits on their fingertips.
Enlisted below are all the key features and benefits of the ADCB Etihad Guest Signature credit card -
You can avail of the following comprehensive travel medical benefits such as -
Note: This cover includes your spouse and up to 5 children. The maximum age limit is 75 years for all individuals.
With Etihad Guest Silver benefits, you can avail of the following:
With this credit card, you can enjoy exclusive benefits at over 900 luxury hotels and resorts across the world -
Here are the rewards that you will receive upon activating your ADCB Etihad Guest Signature credit card
Offer valid till 5th September 2023
Check out the table below for all the fees and charges of the ADCB Etihad Guest Signature credit card in the UAE -
Types of Fees | Charges |
---|---|
Finance Charges (Retail Purchase) | 3.69% Per Month |
Finance Charges (Cash Advance) | 3.69% Per Month |
Liability/ No Liability Letter Charge | AED 52.5 |
Cash Advance Limit | 60% of the Credit Limit |
Minimum Payment Due | 5% or AED 100 (Whichever is Higher) |
Payment Due Date (For Statement Date) | 25 Days |
Card Replacement Fee | AED 78.75 |
Processing Fees - 0% Interest Payment Plans at Participating Merchants and Credit Card Loans | AED 52.5 |
Foreclosure Fee (Balance Transfer/ Credit Card Loan/ Instalment Plans) | AED 210 |
Temporary Credit Limit Increase Fee | AED 52.5 |
Returned Cheque Charge | AED 157.5 |
Paper Statement Fee | AED 5.25 (Per Statement) |
Duplicate Statement Fee | AED 26.25 |
Exchange House Payment Fee | AED 5.25 (Per Transaction) |
Foreign Transaction Fee (AED Currency) | 2.1% |
Foreign Currency Transaction Margin | 2.99% |
Credit Shield Fee | 1.0395% of the Outstanding at the Billing Cycle |
Cash Advance Fee | 3.15% or AED 105 (Whichever is Higher) |
Late Payment Fee | AED 241.5 (If the Minimum Payment Due is Not Paid by the Due Date of the Payment) |
Overlimit Fee | AED 288.75 |
Finance Charges (Balance Transfer/ Credit Card Loan/ Instalment Plans) | Up to 2.25% Per Month |
Here are some of the terms and conditions of the ADCB Etihad Guest Infinite credit card -
For detailed terms and conditions, visit the official website of ADCB.
Ans: The 2 for 1 Offers provided by Visa can simply be accessed by downloading the mobile app of Visa Offers MENA from the Google Play or Apple Store. All you need to do is enter your ADCB Etihad Signature Credit Card to start.
Ans: ADCB offers a customer loyalty program, under which Etihad Guest Miles Rewards are offered to the cardholder for every swipe of this credit card, making it a rewarding experience.
Ans: No, Etihad Guest Miles are rewarded on every expenditure – from dining to travel, shopping to entertainment. The following table details the Etihad Guest Miles’ earn rate for the different spending categories:
Purchase Category | Etihad Guest Miles for every USD 1 spent |
---|---|
Domestic expenditures |
1.25 Miles |
International expenditures |
2 Miles |
Expenditures with Etihad Airways |
2 Miles |
Ans: Yes, the free flight voucher offered is valid for a period of up to 9 months from the date of issue.
Ans: Yes, any additional guest over the entitlement will be charged a rate of USD 32 per visit per guest.