ADCB Family Protector Plus Life Insurance in UAE & Dubai

Abu Dhabi Commercial Bank (ADCB) goes beyond traditional banking — it delivers a complete financial experience tailored to your goals. Whether you’re an individual seeking wealth management solutions, a business in need of seamless banking services, or a corporation requiring specialised financing, ADCB has got you covered. ...read more

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Through its partnership with Sukoon Insurance, ADCB also offers comprehensive insurance solutions like the ADCB Family Protector Plus Life Insurance. With this insurance type, you can get comprehensive financial protection for your family at affordable premiums.

What is ADCB Family Protector Plus Life Insurance?

It is a type of life insurance offered by ADCB, in partnership with Sukoon. Available as a personal accident insurance plan, it provides comprehensive cover to the insured or their family in case of disability or death due to accidental causes or illness. The flexibility to extend this coverage for spouse and child is also added. 

This plan is designed to help you financially protect your family and secure peace of mind.

Key Features and Benefits of ADCB Family Protector Plus Life Insurance

Here are the key features and benefits of the ADCB Family Protector Plus plan — 

  • Access to free consultations with world-class medical experts for a second opinion
  • Global life and disability insurance benefits
  • Extensive coverage for accidental death, death due to sickness, disability and in-patient accidental medical expenses
  • Convenient free teleconsultation services from the comfort of your home
  • Swift and straightforward application process with no papers required
  • No medical examination required, ensuring immediate coverage*
  • Monthly premium starting from AED 39.9

*Subject to health declaration 

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ADCB Family Protector Plus Insurance — What’s Covered? 

Find below the coverage features of the Family Protector Plus plan of ADCB —

Category  Benefits  Option 1 (AED) Option 2 (AED) Option 3 (AED) Option 4 (AED)









  Adult
Accidental Hospitalisation Expenses 5,000 7,500 10,000 15,000
Death Due to Sickness 20,000 50,000 1,00,000 1,75,000
Accidental Death 100,000 200,000 300,000 500,000
Accidental Permanent Total or Partial Disability  50,000 100,000 150,000 200,000
Teleconsultation Benefit                             Complimentary 
Second Medical Opinion (SMO)                             Complimentary 
Monthly Premium Starting from* 39.9 57.75 94.4 206.85


  Child **
Accident Hospitalisation Expense 5,000 5,000 5,000 5,000
Accidental Death 50,000 50,000 50,000 50,000
Premium per month** 10 10 10 10

*Includes 5% VAT

**The reimbursement for accidental hospitalisation in case of child coverage is capped at AED 5,000 per child. This coverage does not change based on the chosen coverage level by the applicant. You can also add more children to the plan at a monthly premium of AED 10 per child.

Eligibility Criteria for Family Protector Plus

For ADCB Family Protector Plus, you need to fulfil the following eligibility criteria — 

Eligibility Criteria 
Minimum Entry Age  18 years 
Maximum Entry Age  65 years 
Coverage  Spouse and children (up to 18 years of age)

How to Apply for ADCB Family Protector Plus Life Insurance? 

You can apply for this policy through any of the following modes — 

  • Online: Use the online banking platform of ADCB to apply 
  • SMS: Send the text 'LIFE' to 2626 
  • Phone: Dial 600 50 2030 to connect with ADCB’s 24/7 contact centre 

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