ADCB Islamic Classic Credit Card

The ADCB Islamic Classic Credit Card is a prime example of the best Islamic credit card. Loaded with unparalleled features and benefits, this ADCB credit card meets the different spending habits of its customers. However, this monthly-based fee card is now no longer available to new credit card customers and only existing members can continue to enjoy all the benefits & privileges of this ADCB Islamic credit card.

Features & Benefits of the ADCB Islamic Classic Credit Card

Given below are the eminent features & benefits of the ADCB Islamic Classic credit card:

• Utility Bill Payments: ADCB entitles the ADCB Islamic Classic Credit Cardmembers to top up their accounts or pay their utility bill payments for an array of services such as Etisalat, ADDC, Salik & DU. Cardholders can easily pay their utility bills through the mobile app of ADCB at any time of the day or via the ADCB internet banking from the comfort of their home without having to wait in a long queue for hours.
• Pay Order Facility: Now cardmembers can avail cash against their available credit card limit with a pay order facility. In order to avail cash, they just need to call on 600 56 2626 and the bank will proceed with the amount transfer procedure further. It is expected that the amount will be transferred to the cardholder’s bank account within 3 working days. And the repayment can easily be done via monthly installments of a maximum of 24 months.
• Fast Pay: Cardholders can pay their credit card bills at any of the 50+ ADCB branches, at 38 selected ATMs from the network of more than 300 ATMs, AI Ansari Exchange, ENOC & EPPCO stations.
• Credit Shield Takaful: It is an optional takaful program that covers the ADCB Islamic Classic Credit Card’s outstanding balance amount in several unforeseen situations such as critical illness, permanent or total disablement, natural death, and involuntary loss of employment. In order to avail the benefit of this program, cardholders simply need to enroll in this program by paying a nominal monthly charge of 0.9345%.
• Minimum Due Amount: ADCB Islamic Classic cardholders can pay as low as 5% of their entire outstanding amount every month. And then, the remaining amount can be forwarded to the next month’s billing cycle.
• Convenient Payment Options: Cardholders can pay their credit card’s outstanding balance through any of the given below payment channels:
  • ADCB Mobile Banking App
  • ADCB Internet Banking
  • ADCB branches
  • ATMs with the cash deposit facility
  • Auto-debit Instructions through ADCB Savings or Current Account

Alternatively, members of the ADCB Islamic Classic Credit Card can make their credit card outstanding amount balance at ENOC/EPPCO, AI Ansari Exchange, and LuLu Exchange branches by paying a nominal charge of AED 5 per payment transaction.

ADCB Islamic Classic Credit Card Rewards & Offers

Following offers and rewards can be availed by the ADCB Islamic Classic Credit Cardmembers:

• Rewards Points: 0.5 Touchpoints can be earned for every AED 1 spent with the ADCB Islamic Classic Credit Card. The more ADCB Islamic services and products cardholders use, the more reward points they can get.
• Supplementary Cards: As a member of the ADCB Islamic Classic Credit Card, one can avail the unlimited supplementary cards/add-on cards for the eligible family members on a complimentary basis.

Fees & Charges on ADCB Islamic Classic Credit Card

Following are the fees & charges associated with the ADCB Islamic Classic Credit Card: