ADCB Islamic TouchPoints Infinite Credit Card

Compare & Apply for Credit Cards
  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

4.6/5

24,470

google-logoReviews
next-icon

Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

The ADCB Islamic TouchPoints Infinite Credit Card is one of a kind Islamic credit card that offers a wide range of exclusive features and benefits to its cardholders. Right from free stay & entertainment deals to online food delivery and a lot more, this ADCB credit card compliments its cardholder’s lifestyle and helps them to make the most of their every spending.

Features & Benefits of ADCB Islamic TouchPoints Infinite Credit CardADCB Islamic TouchPoints Infinite Credit Card

Given below are some of the eminent features & benefits of this ADCB Islamic Infinite credit card:

Lifestyle Benefits

  • Free Stay: As a special gesture, ADCB offers a welcome voucher to its cardmembers for two nights’ stay (worth AED 1200) that can be redeemed at Hotels.com. The code of the online voucher will be sent to the registered email address within the duration of 2 months of payment of the 1st year annual membership fee. These vouchers can be redeemed for up to six months from the date issued across any property on hotels.com across the world.
  • Exclusive Benefits at Amusement Parks: Cardmembers along with three accompanying guests can enjoy a wide range of exclusive perks and privileges on amusement park tickets, food & beverages, merchandise, and a lot more at Ferrari World, Yas WaterWorld & Warner Bros Abu Dhabi.
  • Free Golf Access: With this Credit Card, one can avail free golf access all over the year at some of the leading golf courses throughout the UAE like Arabian Ranches Golf Club Dubai, Yas Links Golf Club Abu Dhabi, and the Sharjah Golf & Shooting Club. To enjoy uninterrupted access, the cardholder simply needs to make purchases equal to or more than AED 5,000 in a month. The reservation for access is mandatory for up to 14 days in advance on a first-come-first-serve basis.
  • Worldwide Concierge: The round the clock concierge offers personal assistance to ADCB Islamic TouchPoints Infinite Credit Cardmembers by taking care of their all booking related arrangements. Be it advice on restaurants or reservations at the same, a recommendation for shopping or arranging special gifts, the cardholder just has to name it.

Travel Benefits

  • Free Airport Lounge Access: The cardholder plus one accompanying guest can avail unlimited free access to more than 1000 premium airport lounges globally. The access is extended to both the primary as well as the supplementary cardholders.
  • Free Airport Chauffeur: Cardmembers can enjoy 4 free airport transfers with Careem (a maximum of AED 100 off per Ride). All they need to do is use the promo code- ‘UAEVI’ in order to avail this offer.
  • Other Visa Privileges: Members of the ADCB Islamic TouchPoints Infinite Credit Card can also enjoy several other Visa Infinite benefits.
  • Multi-trip Travel Insurance: ADCB Islamic TouchPoints Infinite Credit Cardmembers can enjoy the comprehensive travel medical benefits for both international and local trips for a period of up to 90 days. These benefits that are extended to the cardmember and his or her family members (spouse and up to 5 children)include:
    • Benefits of a personal accident – A maximum of US Dollar 500,000 (overseas) and a maximum of US Dollar 100,000 (local)
    • Emergency medical expenditure- A maximum of US Dollar 1,000,000
    • Hospital daily cash of US Dollar 100/per day- A maximum of US Dollar 3,000
    • Repatriation and evacuation expenditures- A maximum of US Dollar 500,000
    • Trip cancellation or curtailment- A maximum of US Dollar 7,500
    • Delayed departure- A maximum of US Dollar 1,000
    • Delayed Baggage- A maximum of US Dollar 500
    • Loss of personal belongings - A maximum of US Dollar 2500

*Note: The coverage is capped at the maximum age of 75 years per individual.

Other Benefits

  • Misuse Protection: The ADCB Islamic TouchPoints Infinite Credit Card is shielded against fraudulent use or unauthorized transactions by unrelated 3rd parties. Moreover, the insurance benefit will offer the reimbursement a maximum of US Dollar 3,000 per occurrence with US Dollar 5,000 yearly aggregate limit.
  • Credit Shield Takaful: It is an optional takaful plan that covers the ADCB Islamic TouchPoints Infinite Credit Card for AED 200,000 (maximum) against several unfortunate events such as permanent or total disablement critical illness, involuntary employment loss, or even natural death. In order to take the benefit of this facility, cardmembers will need to enroll themselves in the Credit Shield Takaful program by just paying a nominal fee of 0.9345% of the entire outstanding balance amount.
  • Card Control: Cardmembers can easily control their credit card transactions (all, online, foreign, or in-store) as well as set spending limits (daily and monthly) with the smart “card control” feature through the ADCB mobile app.
  • Minimum Due Amount: ADCB offers the ADCB Islamic TouchPoints Infinite Credit Cardmembers a convenience of paying as low as 5% of their entire outstanding balance every month and carry a remaining amount forward to the billing cycle of next month.
  • Convenient Payment Options: Cardholders can pay the bill of ADCB Islamic TouchPoints Infinite Credit Card through any of the given below channels:
    • ADCB Personal Internet Banking
    • Mobile Banking App
    • Cash Deposit Machines
    • Bank branches
    • Auto-debit Instructions through Current or Savings Account of ADCB
  • Pay Order Facility: Cardmembers can get cash against their available credit card limit that will be transferred to their account within the duration of only 3 working days. And the repayment of the amount can easily be done in monthly installments for a period of as high as 24 months.
  • Easy Installments: ADCB Islamic TouchPoints Infinite Credit Card offers the easy installments facility to minimize the stress of paying for large purchases all in just one go. Through this facility, cardholders can convert their large purchases into a 0% profit payment plan for as high as 24 months.
  • Balance Transfers: It is available within 90 days of the registration of ADCB Islamic TouchPoints Infinite Credit Card. Moreover, cardmembers can easily make the repayment via monthly installments of as high as 24 months.

ADCB Islamic TouchPoints Infinite Credit Card Rewards & Offers

The ADCB Islamic TouchPoints Infinite Credit Cardmembers can enjoy the following offers & rewards:

  • Rewards Points: Cardmembers are entitled to receive rewards in terms of TouchPoints on every spending using this ADCB credit card. They can accumulate their TouchPoints over a period of time and then redeem them for dining or shopping vouchers, upgrades and flight tickets, making utility bill payments, and a lot more. Moreover, 1.5 TouchPoints can be earned for each AED 1 spent using the ADCB Islamic TouchPoints Infinite Credit Card. In addition to this, they can avail 15,000 Touchpoints as a bonus upon spending AED 15,000 every month. The Touchpoints accumulated can also be converted into Skywards miles (18 TouchPoints = 1 Mile) and Etihad Guest Miles (14 TouchPoints = 1 Mile).
  • BOGO on Caribou Coffee: Members of the ADCB Islamic TouchPoints Infinite Credit Card can avail a free beverage all over the year with unlimited buy one get one free offer at Caribou Coffee. This offer, however, is not valid on delivery orders or bottled beverages.
  • Talabat Orders: Cardholders can avail 20% discount on Talabat orders, for a maximum of AED 20 off/per order on four orders in one month.
  • Dining Discounts: The cardholder can enjoy a maximum of 25% discount at more than 1400 finest eateries and restaurants by paying with the ADCB Islamic TouchPoints Infinite Credit Card.
  • Careem Rides: Cardmembers can avail 50% discount on weekend Careem rides by using the promo code RIDEADCB. Please note that this discounted offer is valid on Careem rides beginning Thursday 6 PM till the Saturday’s midnight which is capped at AED 40 discount/per weekend Careem ride on 2 rides each week.
  • Discounted Offers on Noon.com: Cardmembers can enjoy a 15% discount on Noon.com for a maximum of AED 100 per order on one order each month. Please note that this offer is not valid for mobile wallet payments since it is only valid on orders across the UAE.
  • 2 for 1 Visa Offers: By downloading the VISA Offers MENA App, ADCB Islamic TouchPoints Infinite Credit Cardmembers can enjoy exciting 2-for-1 deals on food & entertainment along with more than 5000 travel discounts.
  • Discounted Offers at Agoda: On booking hotel via Agoda, cardmembers can avail a maximum of 12% discount on the eligible hotels throughout the network.
  • Dragon Pass “Dine & Fly” Airport Dining Program: Cardholders can avail access to 200+ airport restaurant offers worldwide. All they need to download the Dine & Fly app and complete a registration to begin redeeming.
  • Free U By Emaar Platinum Tier Membership: Cardmembers are entitled to receive a free elite U By Emaar Platinum Tier Membership. And as a member of the platinum tier, one can enjoy a wide range of benefits across Emaar Group:
    • 30% discount on dining at some of the best restaurants across Emaar Group.
    • 30% discount on Dubai Opera Tickets
    • Free access for two at the Dubai Mall Delivery Service and The Lounge at Fashion Avenue.
    • Free cold drinks & popcorn at Reel Cinemas
    • 20% discount on spa treatments
    • 10% discount as well as late checkout on stays at Vida, Address, & Rove Hotel Chains 
    • Earning and redemption of Upoints

On top of this, an ADCB Infinite cardholder is also eligible to earn a free bonus 1,000 Upoints upon enrolling.

Fees & Charges on ADCB Islamic TouchPoints Infinite Credit Card

Following are the fees & charges associated with the ADCB Islamic TouchPoints Infinite Credit Card:

Particulars Fee and Charges

Annual Membership Fee

AED 1050 (AED 525 for Excellency members)

Profit Rate

3.25% monthly

Cash Advance Charges

AED 105 or 3.15% (whichever is greater)

Installment Plans/Balance Transfer/Pay Order

A maximum of 1.50% monthly

Late payment fee

AED 241.50

Card replacement fee

AED 78.75

Duplicate statement fee

AED 26.25

Returned cheque charge

AED 157.50

Sale voucher copy

AED 26.25

International currency transaction

2.99% of the total amount of transaction

Credit shield Charges

0.9345% of the outstanding balance

Limit of Cash Advance

60% of the available credit card limit

Latest ADCB Credit Card Offers

FAQs on ADCB Islamic TouchPoints Infinite Credit Card

Q1: Do all transactions qualify for earning TouchPoints?

Ans: You can earn TouchPoints on all spends including all retail transactions (net of refunds & reversals). However, it excludes cash withdrawals or any sort of disputed purchases.

Q2: Where can I enjoy buy 1 get 1 free offer on Caribou Coffee?

Ans: This BOGO offer is applicable on Caribou outlets throughout the UAE. But please note that this offer is not valid on bottled beverages as well as delivery orders.

Q3: Is there any minimum spending requirement to enjoy free golf access?

Ans: Yes, you need to spend a minimum of AED 5000 and more using ADCB Islamic TouchPoints Infinite Credit Card in order to enjoy free golf access throughout the year.

Q4: Can supplementary cardmembers enjoy free airport lounge access?

Ans: Yes, supplementary cardholders are allowed to enjoy airport lounge access on a complimentary basis.

Q5: What all concierge services can I avail?

Ans: you can enjoy the following services:

  • Arranging a special gift such as sending flowers.
  • Booking a table that includes the ones which are not available easily.
  • Restaurant advice
  • Shopping recommendations
  • Various travel arrangements such as car rental, booking hotels and airline tickets, tourist advice, and hotel transfers.

Reviews & Ratings

4.6 / 5
(based on 24,470 reviews)

More From Credit Cards

  • Recent Articles