ADCB Reward Points Credit Cards in UAE

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  • Cashback up to AED 2,000
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  • Travel benefits
  • Dining Discounts
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Most Popular Credit Card in UAE

Founded in 1985, the Abu Dhabi Commercial Bank is one of the most popular banks in the UAE. The bank offers a wide range of credit cards with different types of benefits and features. With ADCB Reward Points Credit Cards, the cardmembers can earn an attractive amount of reward points on their purchases and then redeem them later, on future expenses.

ADCB Reward Points Credit Cards offer deals and discounts on lifestyle, entertainment, dining, shopping and more. Let us go ahead and check out the reward point offers on different ADCB credit cards

Best ADCB Rewards Points Credit Cards in UAE

Here are the types of ADCB Credit Cards that offer exclusive reward point deals for cardmembers.

ADCB Etihad Guest Infinite Credit Card

Etihad Guest Infinite Credit Card is one the best ADCB credit card with reward point offers. With the credit card, the cardmembers can avail themselves of easy deals and discounts on various purchases.

ADCB Etihad Guest Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 40,000
  • Annual Fee AED 2,625
  • Airport Lounge Access
  • Dining Discounts
  • Golf Benefits

Reward Points Benefits for This ADCB Reward Credit Card

  • Etihad Guest Miles: ADCB Etihad Guest Infinite Credit Card enables cardmembers to earn up to 3 Etihad Guest Miles on every USD spent on entertainment, shopping, dining, lifestyle and more. The cardmembers exceeding the credit card limit will not be able to earn Etihad Guest Miles. 

Purchase category

Etihad Guest Miles earned for every US Dollar spent

Domestic purchases

Up to 2 Etihad Guest Miles

International purchases

Up to 3 Etihad Guest Miles

Purchases with Etihad Airways

3 Etihad Guest Miles

  • Welcome Bonus: ADCB Etihad Guest Infinite Credit Card offers 60,000 Etihad Guest Miles for the cardmembers as a welcome bonus on the annual payment fee within 60 days from the card issuance date. The cardmembers can redeem these miles for flight upgrades, booking tickets and much more while travelling to various destinations through the Etihad Airways network and its partners. The welcome bonus is a one-time reward credited for the cardmembers.
  • Monthly Bonus: ADCB Etihad Guest Infinite Credit Card offers 5,000 Etihad Guest Miles for the cardmembers as a monthly bonus.
  • Etihad Tier Miles: ADCB Etihad Guest Infinite Credit Card enables cardmembers to earn 1 Etihad Tier Mile on every USD spent. ADCB Bank has capped Etihad Tier Miles at a maximum of 50,000 in a calendar year.
  • Etihad Guest Miles Earn Rate: Here is the ADCB Etihad Guest Infinite Credit Card earn rate.

Location

Merchant Categories

Miles per USD 1 purchase

UAE

Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport

0.33 mile

Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants)

0.50 mile

Europe

All Merchants

2 miles

Features & Benefits for This ADBC Reward Credit Card

  • Etihad Guest Gold Tier Membership: ADCB Etihad Guest Infinite Credit Card offers Etihad Guest Gold Tier Membership for the cardmembers who accrue 35,000 Tier Miles on purchases made using this credit card. The cardmembers need to complete one return flight on Etihad airways within six months from the card registration date to avail of this benefit. The membership offers benefits like baggage allowance, priority boarding, priority check-in, business class airport lounge access, instant upgrades using miles and much more.
  • Flight Upgrade Voucher: ADCB Etihad Guest Infinite Credit Card offers four complimentary class upgrade vouchers that enable cardmembers to upgrade the class of their flight tickets. The cardmembers get one voucher issued every time they make purchases of 35,000 using this credit card.
  • Airport Chauffeur Rides with Careem: ADCB Etihad Guest Infinite Credit Card offers four complimentary one-way airport transfers of up to AED 100 for the cardholders if they book their rides using this credit card.
  • Airport Lounge Access: ADCB Etihad Guest Infinite Credit Card offers complimentary airport lounge access at more than 1,000 airports for the cardmembers. They need to show the credit card at the reception to avail of this offer.
  • Agoda Bookings Offers: ADCB Etihad Guest Infinite Credit Card offers up to 12 per cent off on hotel bookings made using the Agoda portal.
  • Hotel Collection Privileges: ADCB Etihad Guest Infinite Credit Card offers exclusive deals and discounts at more than 900 luxury hotels and resorts across the globe. The cardmembers can avail of benefits like free room Wi-Fi, free breakfast, automatic room upgrades and more.
  • Multi-Trip Travel Insurance: ADCB Etihad Guest Infinite Credit Card offers multi-trip travel insurance that comes with benefits like personal accident insurance, emergency medical expenses, repatriation expenses, baggage delay cover, trip cancellation cover and much more for the cardmembers.
  • Car Rental Benefits: ADCB Etihad Guest Infinite Credit Card offers a 35 per cent discount for the cardmembers holding this credit card. The booking needs to be done online to avail of this offer.
  • Golf Access: ADCB Etihad Guest Infinite Credit Card members get complimentary golf access to Arabian Ranches Golf Club Dubai, Meydan Golf Dubai, and Yas Links Golf Club Abu Dhabi for the entire year. The cardmembers must go through the cancellation and no show fee policy before booking a slot for themselves.
  • Caribou Coffee Offers: ADCB Etihad Guest Infinite Credit Card offers unlimited buy 1 get 1 free offers at Caribou Coffee. The offer is valid only at the Caribou Coffee outlets within the UAE.
  • Entertainer Offers: ADCB Etihad Guest Infinite Credit Card members can get amazing 2-for-1 offers at top spas, fitness clubs, restaurants and entertainment centres in the Middle East region. The cardmembers need to simply download the ENTERTAINER mobile application (App) from their preferred app store (the Apple App Store or Google Play Store) to avail of this offer. To get the benefits, they need to register on the app using their mobile number and email address and add their ADCB Etihad Guest Infinite Credit Card details.
  • Dining and Lifestyle Discounts: ADCB Etihad Guest Infinite Credit Card offers an exclusive 40 per cent discount at more than 1400 restaurants in the UAE. They can avail of some additional offers on travel, entertainment and shopping as well.
  • Yas Theme Parks Discounts: ADCB Etihad Guest Infinite Credit Card members can get special offers on foods, beverages, tickets and more at Ferrari World Abu Dhabi, Warner Bros., World Abu Dhabi, Clymb Abu Dhabi and Yas Waterworld.
  • Global Concierge Service: ADCB Etihad Guest Infinite Credit Card offers full-time assistance for cardmembers to help them make easy travel arrangements, table bookings and more.
  • Card Control: ADCB Etihad Guest Infinite Credit Card offers card control features for cardmembers to help them easily manage their finances. These features allow them to set up daily and monthly spending limits, block online, offline or foreign transactions, block ATM cash withdrawals and more. The cardmembers need to log in to the ADCB mobile banking app to set up card control settings.
  • Online Banking: ADCB Etihad Guest Infinite Credit Card members can operate their credit cards using the bank’s online banking portal. They can simply log in to their online banking account and access all their credit card transactions. This helps them keep a close check on their spending.
  • Mobile Banking: ADCB Etihad Guest Infinite Credit Card members can also download the ADCB mobile banking app from their preferred app stores and start managing their credit card transactions with great ease. 
  • Interest-Free Days: ADCB Etihad Guest Infinite Credit Card gives cardmembers an interest-free period of 55 days to help them easily pay their bills and manage their finances while maintaining a good credit Score.
  • Convenient Payment Options: ADCB Etihad Guest Infinite Credit Card allows cardmembers to pay a minimum of 5 per cent of their total outstanding balance in each billing cycle. The cardmembers can carry forward the remaining outstanding amount to the next billing cycle. They can make payments using online banking, mobile banking, branches or cash deposit machines.
  • Auto-Debit Instructions: ADCB Etihad Guest Infinite Credit Card enables cardmembers to set up auto-debit transactions from their ADCB Current or Savings account. After activating this service, they do not need to remember to make recurring payments every month. 
  • Balance Transfers: ADCB Etihad Guest Infinite Credit Card allows cardmembers to consolidate and transfer their other credit card’s outstanding balance to their ADCB Credit Cards. They can convert the total outstanding into monthly EMIs and repay the same based on their convenience.
  • Credit Card Loan: ADCB Etihad Guest Infinite Credit Card members can get a cash loan against their available credit card limit. The bank offers credit card loans at lower interest rates and enables cardmembers to repay the same in easy instalments of up to 48 months.
  • EMI Payment Plans: ADCB Etihad Guest Infinite Credit Card enables cardmembers to convert their high-value purchases into easy monthly EMIs and repay them based on their financial preferences.
  • Purchase Protection: The bank offers coverage against theft or damage of products purchased using the ADCB Etihad Guest Infinite Credit Card for up to 365 days from the date of purchase.
  • Extended Warranty: ADCB Etihad Guest Infinite Credit Card doubles the manufacturer’s warranty for the products purchased using this credit card. The cardmembers can claim USD 5,000 per incident and an annual aggregate limit of USD 20,000 as reimbursement for the repair and replacement of products.
  • Credit Shield Insurance: ADCB Etihad Guest Infinite Credit Card offers coverage for credit card outstanding balance against any financial emergency. With this benefit, the insurance partner pays the credit card bill on behalf of the cardmembers in case they are unable to pay due to reasons like loss of employment, disability or death. 
  • Card Misuse Protection: ADCB Etihad Guest Infinite Credit Card offers protection against fraudulent and unauthorised transactions made on the credit card. The cardmembers can claim up to USD 3,000 per instance and USD 5,000 as an annual aggregate amount.

ADCB Etihad Guest Signature Credit Card

Etihad Guest Signature Credit Card is another ADCB Reward Points Credit Card with various attractive deals and offers. The cardmembers can get this credit card by following an easy process both online and offline.

ADCB Etihad Guest Signature Credit Card
Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1,050
  • Airport Lounge Access
  • Dining Discounts
  • Golf Benefits
Reward Value: AED 21,883

Reward Points Benefits for this ADCB Points Rewards Credit Card

  • Etihad Guest Miles: ADCB Etihad Guest Signature Credit Card enables cardmembers to earn up to 2 Etihad Guest Miles on every USD spent on entertainment, shopping, dining, lifestyle and more. The cardmembers exceeding the credit card limit will not be able to earn Etihad Guest Miles. 

Purchase category

Etihad Guest Miles earned for every US Dollar spent

Domestic purchases

Up to 1.25 Etihad Guest Miles

International purchases

Up to 2 Etihad Guest Miles

Purchases with Etihad Airways

2 Etihad Guest Miles

  • Welcome Bonus: ADCB Etihad Guest Signature Credit Card offers 35,000 Etihad Guest Miles for the cardmembers as a welcome bonus on the annual payment fee within 60 days from the card issuance date. The cardmembers can redeem these miles for flight upgrades, booking tickets and much more while travelling to various destinations through the Etihad Airways network and its partners. The welcome bonus is a one-time reward credited to the cardmembers’ account.
  • Monthly Bonus: ADCB Etihad Guest Signature Credit Card offers 2,000 Etihad Guest Miles for the cardmembers as a monthly bonus.
  • Etihad Tier Miles: ADCB Etihad Guest Signature Credit Card enables cardmembers to earn 1 Etihad Tier Mile on every USD 1 spent. ADCB Bank has capped Etihad Tier Miles at a maximum of 25,000 in a calendar year.
  • Etihad Guest Miles Earn Rate: Here is the ADCB Etihad Guest Signature Credit Card earn rate.

Location

Merchant Categories

Miles per USD 1 purchase

UAE

Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport

0.33 mile

Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants)

0.50 mile

Europe

All Merchants

1.25 miles

Features & Benefits for this ADCB Points Credit Card

  • Flight Upgrade Voucher: ADCB Etihad Guest Signature Credit Card offers four complimentary class upgrade vouchers that enable cardmembers to upgrade the class of their flight tickets. The cardmembers get one voucher issued every time they make purchases of AED 35,000 using this credit card.
  • Etihad Guest Silver Tier Membership: ADCB Etihad Guest Signature Credit Card offers Etihad Guest Silver Tier Membership for the cardmembers who accrue 18,000 Tier Miles on purchases made using this credit card. The offer is valid for the cardmembers who complete one return flight on Etihad airways within six months from the card registration date. The membership offers benefits like baggage allowance, priority boarding, priority check-in, business class airport lounge access, instant upgrades using miles and much more.
  • Airport Chauffeur Rides with Careem: ADCB Etihad Guest Signature Credit Card offers four complimentary one-way airport transfers of up to AED 100 when bookings are made using this credit card.
  • Airport Lounge Access: ADCB Etihad Guest Signature Credit Card offers complimentary airport lounge access at more than 1,000 airports for cardmembers. They need to show their credit card at the reception to avail of this offer.
  • Agoda Bookings Offers: ADCB Etihad Guest Signature Credit Card offers up to 12 per cent off on hotel bookings made using the Agoda portal.
  • Hotel Collection Privileges: ADCB Etihad Guest Signature Credit Card offers exclusive deals and discounts at more than 900 luxury hotels and resorts across the globe. The cardmembers can avail of benefits like free room Wi-Fi, free breakfast, automatic room upgrades and more.
  • Car Rental Benefits: ADCB Etihad Guest Signature Credit Card offers a 35 per cent discount on car rentals for the cardmembers holding this credit card. The booking needs to be done online to avail of this offer.
  • Cash in Advance: ADCB Etihad Guest Signature Credit Card enables cardmembers to withdraw cash of up to 60 per cent of their available credit limit depending upon their financial requirements.
  • Multi-Trip Travel Insurance: ADCB Etihad Guest Signature Credit Card offers multi-trip travel insurance that comes with benefits like personal accident insurance, emergency medical expenses, repatriation expenses, baggage delay cover, trip cancellation cover and much more for the cardmembers.
  • Card Control: ADCB Etihad Guest Signature Credit Card offers card control features for cardmembers to help them easily manage their finances. These features allow them to set up daily and monthly spending limits, block ATM cash withdrawals, block online, offline or foreign transactions and much more. The cardmembers need to log in to the ADCB mobile banking app to set up card control settings.
  • Interest-Free Days: ADCB Etihad Guest Signature Credit Card gives card members an interest-free period of 55 days to help them easily pay their bills and manage their finances while maintaining a good credit score.
  • Online Banking: ADCB Etihad Guest Signature Credit Card members can operate their credit card using the bank’s online banking portal. They can simply log in to their online banking account and access all their credit card transactions. This helps them keep a close check on their spending.
  • Mobile Banking: ADCB Etihad Guest Signature Credit Card members can also download the ADCB mobile banking app from their preferred app store and have all the credit card banking features right at their fingertips. 
  • Convenient Payment Options: ADCB Etihad Guest Signature Credit Card allows cardmembers to pay a minimum of 5 per cent of their total outstanding balance in each billing cycle. The cardmembers can carry forward the remaining outstanding amount to the next billing cycle. They can make payments using online banking, mobile banking, bank branches, or cash deposit machines.
  • Auto-Debit Instructions: ADCB Etihad Guest Signature Credit Card enables cardmembers to set up auto-debit transactions from their ADCB Current or Savings account. After activating this service, they do not need to remember to make recurring payments every month. 
  • Balance Transfers: ADCB Etihad Guest Signature Credit Card allows cardmembers to consolidate and transfer their other credit card’s outstanding balance to their ADCB Credit Cards. They can convert the total outstanding into monthly EMIs and repay the same based on their convenience.
  • EMI Payment Plans: ADCB Etihad Guest Signature Credit Card enables cardmembers to convert their high-value purchases into easy monthly EMIs and repay them based on their financial preferences.
  • Purchase Protection: The bank offers coverage against theft or damage of products purchased using ADCB Etihad Guest Signature Credit Card for up to 365 days from the date of purchase.
  • Credit Shield Insurance: ADCB Etihad Guest Signature Credit Card offers coverage for credit card outstanding balance against any financial emergency. With this benefit, the insurance partner pays the credit card bill on behalf of the cardmembers in case they are unable to pay due to reasons like loss of employment, disability or death. 
  • Extended Warranty: ADCB Etihad Guest Signature Credit Card doubles the manufacturer’s warranty for the products purchased using this credit card. The card members can claim USD 3,500 per incident and an annual aggregate limit of USD 20,000 as reimbursement for the repair and replacement of products.
  • Card Misuse Protection: ADCB Etihad Guest Signature Credit Card offers protection against fraudulent and unauthorised transactions made on the credit card. The cardmembers can claim up to USD 2,500 per instance and USD 4,000 as an annual aggregate amount.

ADCB Lulu Platinum Credit Card

ADCB Lulu Platinum Credit Card enables cardmembers to save more while spending using this card. They can earn easy rewards and redeem them at the same time to avail of attractive deals and discounts.

ADCB LuLu Platinum Credit Card
Free for Life
  • Minimum Salary AED 15,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Special Discounts

Reward Points Benefits for this ADCB Rewards Credit Cards

  • LuluPoints: ADCB Lulu Platinum Credit Card enables cardmembers to earn 5 LuluPoints on every AED 1 spent while making purchases at Lulu stores in the UAE. The cardmembers can earn 1.25 LuluPoints on every AED 1 spent on purchases made at other stores in the UAE. The cardmembers are eligible for earning LuluPoints at a minimum monthly purchase of AED 5,000.

Location

Merchant Categories

Points per AED 1 purchase

UAE

Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport

0.2 points

Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants)

0.4 points

Europe

All Merchants

0.40 miles

  • Vouchers: ADCB Lulu Platinum Credit Card offers a voucher of 5,000 LuluPoints worth AED 50 for the cardmembers.
  • LuluPoints Redemption: ADCB Lulu Platinum Credit Card can easily redeem their LuluPoints at Lulu Hypermarket in the UAE. 

Features & Benefits for this ADCB Points Rewards Credit Card

  • Buy 1 Get 1 Offers: ADCB Lulu Platinum Credit Card comes with hundreds of buy 1 get 1 free offers for the cardmembers. The offers apply at various premium spas, fine dining establishments, etc.
  • Uber Discounts: ADCB Lulu Platinum Credit Card offers a 20 per cent discount on the first three Uber rides every month for the cardmembers.
  • Yas Theme Parks Discounts: ADCB Lulu Platinum Credit Card members can avail of special offers on foods, beverages, tickets and more at Ferrari World Abu Dhabi, Warner Bros., World Abu Dhabi, Clymb Abu Dhabi, and Yas Waterworld.
  • Airport Lounge Access: ADCB Lulu Platinum Credit Card offers complimentary airport lounge access at more than 10 selected airports in UAE, KSA, Kuwait, Jordan, Egypt and the Middle East Region. They need to show the credit card at the reception to avail of this offer.
  • Interest-Free Days: ADCB Lulu Platinum Credit Card gives cardmembers an interest-free period of 55 days to help them easily pay their bills and manage their finances while maintaining a good credit score.
  • Online Banking: ADCB Lulu Platinum Credit Card members can operate their credit card using the bank’s online banking portal. They can simply log in to their online banking account and access all their credit card transactions. This helps them keep a close check on their spending.
  • Balance Transfers: ADCB Lulu Platinum Credit Card allows cardmembers to consolidate and transfer their other credit card’s outstanding balance to their ADCB Credit Cards. They can convert the total outstanding into monthly EMIs and repay the same based on their convenience.
  • Convenient Payment Options: ADCB Lulu Platinum Credit Card allows cardmembers to pay a minimum of 5 per cent of their total outstanding balance in each billing cycle. The cardmembers can carry forward the remaining outstanding amount to the next billing cycle. They can make payments using online banking, mobile banking, bank branches or cash deposit machines.
  • Credit Card Loan: ADCB Lulu Platinum Credit Card members can get a cash loan against their available credit card limit. The bank offers credit card loans at lower interest rates and enables cardmembers to repay the same in easy installments of up to 48 months.
  • Auto-Debit Instructions: ADCB Lulu Platinum Credit Card enables cardmembers to set up auto-debit transactions from their ADCB Current or Savings account. After activating this service, they do not need to remember to make recurring payments every month. 
  • EMI Payment Plans: ADCB Lulu Platinum Credit Card enables cardmembers to convert their high-value purchases into easy monthly EMIs and repay them based on their financial preferences.

ADCB TouchPoints Platinum Credit Card

ADCB TouchPoints Platinum Credit Card is another ADCB credit card with remarkable deals on travel, lifestyle, entertainment and much more.

ADCB Touchpoints Platinum Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 630
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits

Reward Points Benefits for ADCB Rewards Points Credit Card

  • TouchPoints: ADCB TouchPoints Platinum Credit Card enables cardmembers to earn 18 TouchPoints on every AED 1 spent while making purchases in the UAE.
  • Bonus TouchPoints: ADCB TouchPoints Platinum Credit Card members can get 10,000 bonus TouchPoints on spending AED 10,000 every month.
  • Instant Redemption: ADCB TouchPoints Platinum Credit Card members can redeem their TouchPoints in different categories. Here is how they can use them.

Location

Merchant Categories

Points per AED 1 purchase

UAE

Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport

0.2 points

Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants)

0.4 points

Europe

All Merchants

0.40 points

Features & Benefits for this ADCB Reward Card

  • Cinema Offers: ADCB TouchPoints Platinum Credit Card comes with exciting buy 1 get 1 deal on movie tickets at VOX Cinemas. The cardmembers can get up to 4 movie tickets free with this offer. In addition, they can also get a 20 percent discount on meals.
  • Talabat Offers: ADCB TouchPoints Platinum Credit Card offers a 20 percent discount of up to AED 20 on two orders placed through Talabat every month. 
  • Credit Card Loan: ADCB TouchPoints Platinum Credit Card members can get a cash loan against their available credit card limit. The bank offers credit card loans at lower interest rates and enables cardmembers to repay the same in easy installments of up to 12 months.
  • Auto-Debit Instructions: ADCB TouchPoints Platinum Credit Card enables cardmembers to set up auto-debit transactions from their ADCB Current or Savings account. After activating this service, they do not need to remember to make recurring payments every month. 
  • EMI Payment Plans: ADCB TouchPoints Platinum Credit Card enables cardmembers to convert their high-value purchases into easy monthly EMIs and repay them based on their financial preferences.
  • Mobile Banking: ADCB TouchPoints Platinum Credit Card members can also download the ADCB mobile banking app from their preferred app store and have all the credit card banking features right at their fingertips. 
  • Balance Transfers: ADCB TouchPoints Platinum Credit Card allows cardmembers to consolidate and transfer their other credit card’s outstanding balance to their ADCB Credit Cards. They can convert the total outstanding into monthly EMIs and repay the same based on their convenience.
  • Airport Lounge Access: ADCB TouchPoints Platinum Credit Card offers complimentary airport lounge access at more than ten selected airports in UAE, KSA, Kuwait, Jordan, Egypt, and the Middle East Region. They need to show their credit card at the reception to avail of this offer.
  • Interest-Free Days: ADCB TouchPoints Platinum Credit Card gives cardmembers an interest-free period of 55 days to help them easily pay their bills and manage their finances while maintaining a good credit score.
  • Online Banking: ADCB TouchPoints Platinum Credit Card members can operate their credit card using the bank’s online banking portal. They can simply log in to their online banking account and access all their credit card transactions. This helps them keep a close check on their spending.
  • Card Control: ADCB TouchPoints Platinum Credit Card offers card control features for cardmembers to help them easily manage their finances. These features allow them to set up daily and monthly spending limits, block ATM cash withdrawals, block online, offline or foreign transactions and much more. The cardmembers need to log in to the ADCB mobile banking app to set up card control settings.
  • Yas Theme Parks Discounts: ADCB TouchPoints Platinum Credit Card members can avail of special offers on foods, beverages, tickets, and more at Ferrari World Abu Dhabi, Warner Bros., World Abu Dhabi, Clymb Abu Dhabi, and Yas Waterworld.
  • Uber Discounts: ADCB TouchPoints Platinum Credit Card offers a 20 per cent discount on the first three Uber rides every month for the cardmembers.
  • Purchase Protection: The bank offers coverage against theft or damage of products purchased using the ADCB TouchPoints Platinum Credit Card for up to 365 days from the date of purchase.
  • Extended Warranty: ADCB TouchPoints Platinum Credit Card doubles the manufacturer’s warranty for the products purchased using this credit card. 
  • Credit Shield Insurance: ADCB TouchPoints Platinum Credit Card offers coverage for credit card outstanding balance against any financial emergency. With this benefit, the insurance partner pays the credit card bill on behalf of the cardmembers in case they are unable to pay due to reasons like loss of employment, disability or death. 

ADCB TouchPoints Titanium Credit Card

ADCB TouchPoints Titanium Credit Card offers a wide range of features along with reward point benefits for the cardmembers. With this credit card, the cardmembers can save more and grow their savings.

ADCB Touchpoints Titanium/Gold Credit Card
Free for Life
  • Minimum Salary NA
  • Annual Fee AED Free for Life
  • Free for Life
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits
  • Balance Transfer

Reward Points Benefits for this ADCB Reward Credit Card

  • TouchPoints: ADCB TouchPoints Titanium Credit Card enables card members to earn 0.5 TouchPoints on every AED 1 spent while making purchases in the UAE.
  • Bonus TouchPoints: ADCB TouchPoints Titanium Credit Card members can get 5,000 bonus TouchPoints on spending AED 5,000 every month.
  • Instant Redemption: ADCB TouchPoints Titanium Credit Card members can redeem their TouchPoints in different categories. Here is how they can use them.

Location

Merchant Categories

Points per AED 1 purchase

UAE

Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport

0.2 points

Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants)

0.4 points

Europe

All Merchants

0.40 points

Features & Benefits for this ADCB Rewards Credit Card

  • Interest Rates: ADCB TouchPoints Titanium Credit Card comes with a monthly interest rate of 3.25 per cent on the outstanding amount of retail purchases made by the cardmembers. 
  • Cash Advance Limit: ADCB TouchPoints Titanium Credit Card enables cardmembers to withdraw cash of up to 60 per cent of their available credit limit depending upon their financial requirements.
  • Cinema Offers: ADCB TouchPoints Titanium Credit Card offers exciting buy 1 get 1 deals on movie tickets at VOX Cinemas. The cardmembers can get up to 2 free movie tickets with this offer. In addition, they can get a 20 per cent discount on meals.
  • Talabat Offers: ADCB TouchPoints Titanium Credit Card offers a 20 per cent discount of up to AED 20 on two orders placed through Talabat every month. 
  • Credit Card Loan: ADCB TouchPoints Titanium Credit Card members can get a cash loan against their available credit card limit. The bank offers credit card loans at lower interest rates and enables cardmembers to repay the same in easy instalments of up to 12 months.
  • Auto-Debit Instructions: ADCB TouchPoints Titanium Credit Card enables cardmembers to set up auto-debit transactions from their ADCB Current or Savings account. After activating this service, they do not need to remember to make recurring payments every month. 
  • EMI Payment Plans: ADCB TouchPoints Titanium Credit Card enables cardmembers to convert their high-value purchases into easy monthly EMIs and repay them based on their financial preferences.
  • Balance Transfers: ADCB TouchPoints Titanium Credit Card allows cardmembers to consolidate and transfer their other credit card’s outstanding balance to their ADCB Credit Cards. They can convert the total outstanding into monthly EMIs and repay the same based on their convenience.
  • Convenient Payment Options: ADCB TouchPoints Titanium Credit Card allows cardmembers to pay a minimum of 5 per cent of their total outstanding balance in each billing cycle. The cardmembers can carry forward the remaining outstanding amount to the next billing cycle. They can make payments using online banking, mobile banking, bank branches or cash deposit machines.
  • Online Banking: ADCB TouchPoints Titanium Credit Card members can operate their credit card using the bank’s online banking portal. They can simply log in to their online banking account and access all their credit card transactions. This helps them keep a close check on their spending.
  • Airport Lounge Access: ADCB TouchPoints Titanium Credit Card offers complimentary airport lounge access at more than ten selected airports worldwide. They need to show their credit card at the reception to avail of this offer.
  • Interest-Free Days: ADCB TouchPoints Titanium Credit Card gives card members an interest-free period of 55 days to help them easily pay their bills and manage their finances while maintaining a good credit score.
  • Yas Theme Parks Discounts: ADCB TouchPoints Titanium Credit Card members can avail of special offers on foods, beverages, tickets and more at Ferrari World Abu Dhabi, Warner Bros., World Abu Dhabi, Clymb Abu Dhabi, and Yas Waterworld.
  • Uber Discounts: ADCB TouchPoints Titanium Credit Card offers a 20 per cent discount on the first three Uber rides every month for the cardmembers.
  • Credit Shield Insurance: ADCB TouchPoints Titanium Credit Card offers coverage for credit card outstanding balance against any financial emergency. With this benefit, the insurance partner pays the credit card bill on behalf of the cardmembers in case they are unable to pay due to reasons like loss of employment, disability or death. 
  • Purchase Protection: The bank offers coverage against theft or damage of products purchased using the ADCB TouchPoints Titanium Credit Card for up to 365 days from the date of purchase.
  • Extended Warranty: ADCB TouchPoints Titanium Credit Card doubles the manufacturer’s warranty for the products purchased using this credit card. 

Eligibility Criteria to Apply for ADCB Reward Points Credit Cards

Here are the eligibility criteria the applicants need to meet when applying for ADCB Reward Points Credit Cards.

ADCB Reward Points Credit Cards

Eligibility Criteria for ADCB Rewards Credit Card

ADCB Etihad Guest Infinite Credit Card

  • The applicant’s age should be between 21 and 65 years.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 40,000.

ADCB Etihad Guest Signature Credit Card

  • The applicant’s age should be between 21 and 65 years.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score and credit history.
  • The applicant must have a minimum monthly income of AED 20,000.

ADCB Lulu Platinum Credit Card

  • The applicant’s age should be between 21 and 65 years.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score and credit history.
  • The applicant must have a minimum monthly income of AED 15,000.

ADCB TouchPoints Platinum Credit Card

  • The applicant’s age should be between 21 and 65 years.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 15,000.

ADCB TouchPoints Titanium Credit Card

  • The applicant’s age should be between 21 and 65 years.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score and credit history.
  • The applicant must have a minimum monthly income of AED 5,000.

Documents Required to Apply for ADCB Reward Points Credit Cards

Here are the documents required to apply for ADCB Reward Points Credit Cards.

  • Passport with Residency Visa 
  • Emirates ID (for identity verification) 
  • Appointment Letter/Salary Transfer Letter (showing designation and annual income) 
  • Trade License (for self-employed applicants)
  • One of these address proofs – Utility Bill, Emirates ID, Contract of Tenancy 
  • Bank Statement (for the last three months including the salary credit transaction)

Fees & Charges of ADCB Reward Points Credit Cards

Here are the fees and charges applicable to ADCB Reward Points Credit Cards.

Types of ADCB Reward Points Credit Cards

Fees and Charges

Amount

ADCB Etihad Guest Infinite Credit Card

Annual Fee

AED 2,625

Finance Charges for Retail Purchases

3.25 per cent per month

Finance Charges for Credit Card Loan/Balance Transfer/Instalment Plans

Up to 1.50 per cent per month

Finance Charges for Cash Advance

3.50 per cent per month

Fee for Over Limit

AED 288.75

Late Payment Charges

AED 241.50 (in case the minimum due is being paid by the due date)

Fee for Cash Advance

3.15 per cent or AED 105 (whichever is higher)

Charges for a Duplicate Statement

AED 26.25

Fee for Card Replacement

AED 78.75

Fee for Credit Shield (optional)

1.0395 per cent (of the outstanding amount in the billing cycle)

Fee for a temporary increase of the credit limit

AED 52.50

The margin for a transaction in foreign currency

2.99 per cent

Sales Voucher Copy

AED 26.25

Charges for Liability/No Liability Letter

AED 52.50

ADCB Etihad Guest Signature Credit Card

Annual Fee

AED 1,050

Finance Charges for Retail Purchases

3.25 per cent per month

Finance Charges for Credit Card Loan/Balance Transfer/Instalment Plans

Up to 1.50 per cent per month

Finance Charges for Cash Advance

3.50 per cent per month

Fee for Over Limit

AED 288.75

Late Payment Charges

AED 241.50 (in case the minimum due is being paid by the due date)

Fee for Cash Advance

3.15 per cent or AED 105 (whichever is higher)

Charges for a Duplicate Statement

AED 26.25

Fee for Card Replacement

AED 78.75

Fee for Credit Shield (optional)

1.0395 per cent (of the outstanding amount in the billing cycle)

Fee for a temporary increase of the credit limit

AED 52.50

The margin for a transaction in foreign currency

2.99 per cent

Sales Voucher Copy

AED 26.25

Fee for Card Replacement

AED 78.75

Fee for Exchange House Payments

AED 5.25 for every transaction

Paper Statement Fee

AED 5.25 for every statement obtained

Foreclosure Charges (Credit Card Loan/Balance Transfer/Instalment Plans)

AED 210

Processing Fee for the 0% interest payment plans at the partner merchants and credit card loans

AED 52.50

Payment Due Date

25 days

Minimum Monthly Due

5 per cent or AED 100 (whichever is higher)

ADCB Lulu Platinum Credit Card

Annual Fee

Nil

Finance charges for retail purchases

3.25 per cent Monthly

Finance charges for Cash Advance

3.50 per cent Monthly

Finance charges for Balance Transfer

Up to 1.50 per cent Monthly

Over limit fee

AED 288.75

Late payment fee

AED 241.50

Card replacement fee

AED 78.75

Duplicate statement fee

AED 26.25

Returned cheque charge

AED 157.50

Processing Charges for Outstation Cheque

AED 21

Copy of sale voucher

AED 26.25

Credit Shield fee (Optional)

1.0395 per cent

Temporary credit limit increase fee

AED 52.50

International Transaction Charges

2.99 per cent

Processing Charge for 0 per cent payment plans at partner merchants and credit card loans

AED 52.50

Foreclosure fee (Credit Card Loans)

AED 210

ADCB TouchPoints Platinum Credit Card

Annual Fee

AED 630 (2nd year onwards)

Finance charges for retail purchases

3.25 per cent Monthly

Finance charges for Cash Advance

3.50 per cent Monthly

Finance charges for Balance Transfer

Up to 1.50 per cent Monthly

Returned cheque charge

AED 157.50

Copy of sale voucher

AED 26.25

Fee for Over Limit

AED 288.75

Late Payment Charges

AED 241.50 (in case the minimum due is being paid by the due date)

Fee for Card Replacement

AED 78.75

Charges for a Duplicate Statement

AED 26.25

Credit Shield fee (Optional)

1.0395 per cent

Temporary credit limit increase fee

AED 52.50

International Transaction Charges

2.99 per cent

Foreclosure fee (Credit Card Loans)

AED 210

ADCB TouchPoints Titanium Credit Card

Annual Fee

AED 630 (2nd year onwards)

Finance charges for retail purchases

3.25 per cent Monthly

Finance charges for Cash Advance

3.15 per cent Monthly

Interest Rates for Balance Transfer, Credit Card Loan, Instalment Plans

Up to 1.50 per cent Monthly

Fee for Over Limit

AED 288.75

Late Payment Charges

AED 241.50 (in case the minimum due is being paid by the due date)

Fee for Card Replacement

AED 78.75

Credit Shield fee (Optional)

1.0395 per cent

Temporary credit limit increase fee

AED 52.50

Fee for Exchange House Payments

 

AED 5.25 for each transaction

Foreclosure fee (Credit Card Loans)

AED 210

Processing fee for the 0 percent interest payment plans at the partner merchants and credit card loans

AED 52.50

How to Apply for ADCB Reward Points Credit Cards?

Here are a few simple ways to apply for an ADCB Reward Points, Credit Card.

  • Online Banking - ADCB Bank offers an online banking portal for its customers to help them use all the banking services with great ease. The existing ADCB account holders can log in to this portal using their banking credentials and apply for their preferred Reward Points Credit Card in just a few clicks. The applicants need to fill up the online application form and submit all the required documents with the same to complete the application process.
  • Mobile Banking - ADCB offers a useful mobile banking app for its customers to help them have all the banking products and services right at their fingertips. ADCB customers can simply log in to the mobile app using their banking ID and password and apply for their desired ADCB Reward Points Credit Card in no time. They need to upload the required documents with the application form to get the credit card. 
  • Bank’s Website - The applicants can also visit the bank’s website to apply for their preferred ADCB Reward Points Credit Card. They need to fill in the application form available on the website and submit it along with the required documents. 
  • Bank’s Branch - The applicants with no access to the internet can also visit one of the bank’s branches and apply for their chosen ADCB Reward Points Credit Card. They need to carry all the essential documents and submit a completely filled application form in the presence of a bank representative. By doing this, they can avoid making any mistakes in the application process.
  • Our Website - The applicants can also visit our website to know more about their chosen ADCB Reward Points Credit Card. They can simply go to the credit card section, check out the features and benefits of different ADCB Reward Points Credit Cards and choose the one that fits their financial needs. They can also call our helpdesk to explore more options and find the best-fit banking solution.

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