ADCB TouchPoints Platinum Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

In order to cater to the credit card needs of UAE’s residents, one of the best UAE banks, Abu Dhabi Commercial Bank offers the TouchPoints Platinum Credit Card. The cardholder is rewarded whenever he or she makes purchases using the ADCB TouchPoints Platinum Credit Card. Additionally, this ADCB Credit Card offers enhanced features and benefits right from entertainment deals, online food delivery discounts that make this card one of a kind.

ADCB Touchpoints Platinum Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 630
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits

Features & Benefits of ADCB TouchPoints Platinum Credit Card

ADCB Touchpoints Platinum credit card is loaded with so many features and benefits that make this card a must-have. Here are the prominent features & benefits of this ADCB credit card:

Lifestyle Benefits

Free Golf Access

ADCB TouchPoints Platinum Credit Cardholders can have access to luxurious golf courses on an annual basis at the following golf courses: 

  1. Meydan Golf Dubai
  2. The Track
  3. Yas Links Golf Club Abu Dhabi
  4. Arabian Ranches Golf Club Dubai 

In order to avail the free golf access, cardholders must spend a minimum of AED 5,000 on the credit card on a monthly basis. Since the facility is available on a first-come-first-serve basis, cardholders must make reservations for up to 14 days in advance to avail of this facility.

2- for-1 Deals 

Cardholders can avail exclusive 2-for-1 deals on food as well as entertainment along with more  5000+ travel discounts. All they need to download the MasterCard Buy 1 Get 1 mobile application or Visa Offers MENA to avail of these perks and privileges.

Travel Benefits

Free Airport Lounge Access 

ADCB TouchPoints Platinum Credit Cardholders get to enjoy free unlimited access at more than 25 MasterCard airport lounges throughout the world. In addition to this, cardmembers can avail of three  3 free access yearly at more than 1000 airport lounges globally via LoungeKey. This access is available to both the primary as well as the supplementary cardholder and has an applicable pre-authorization charge of USD 3.25 to validate the card.

Any additional guest on top of the entitlement can be brought along at a flat rate of USD 32 per guest for every visit. 

Dragon Pass Dine & Fly Airport Dining Program 

Members of this ADCB TouchPoints Platinum Credit Card can avail access to more than 200 airport restaurants offers throughout the world. All they need to do is download the Dine & Fly mobile app and complete a simple registration to start redeeming. After this, simply refer to the ‘DragonPass’ to a partner restaurant’s staff and click on the ‘redeem’ option on the app to avail the discount.

Other Benefits

  • MasterCard or Visa Benefits  - Cardmembers can enjoy a wide range of Visa as well as MasterCard benefits.
  • Credit Shield  - It provides the cardholders insurance coverage for an outstanding amount up to AED  200,000  in event of critical illness, loss of employment (involuntary), permanent disability, and death. In order to avail this benefit, the cardholder needs to a nominal fee.
  • Extended Warranty & Purchase Protection - Members of this ADCB credit card can avail purchase protection on the products bought using the ADCB TouchPoints Platinum credit card. It covers the theft or accidental damage of purchased goods and items.
  • ADCB Mobile Application & Internet Banking  - The official mobile app of ADCB and the internet banking platform helps the card member in managing & controlling the transactions and maintaining spending limits just by utilizing their mobile phones or other electronic. From paying utility bills to paying college and school fees, Salik recharge to payment of outstanding dues, everything can be accessed using these platforms.
  • Credit Card Loan  - The card comes with a facility of availing credit card loans against the available credit limit of the cardholder. The cardholder needs to get in touch with the bank, after which the balance money will be transferred to their account within a period of 3 working days. The cardholders can enjoy a low rate of interest and repay the loan in easy installments spread across a period of up to 12 months. However, the   0% rate of interest is only valid for the initial three months from the date of card issuance.
  • Balance Transfer - Members of this ADCB credit card can save on their interest expenses by transferring their outstanding amount balances from other bank’s credit cards to the  ADCB  TouchPoints  Platinum Credit Card. In addition to this, they can enjoy the flexibility of a 0% rate of interest and repayments made in monthly installments of a maximum of 12 months. However, the 0% rate of interest is only valid for the initial three months from the date of card issuance.
  • Easy Instalments  - The ADCB TouchPoints Platinum Credit Card allows its card members to convert their transactions in a simple 0% easy payment plan for a  maximum of 24 months. They can shop at a  wide range of retail partners and then make payments in easy installments with a 0% rate of interest charges.
  • School Fee Payments  - With this ADCB TouchPoints Platinum credit card, the cardmember can convert their child’s school as well as college fees into easy installments with no interest rate for 12 months (maximum).
  • No Interest-Free Period  - Members of this ADCB credit card can enjoy an interest-free period of a maximum of 55 days if they continue paying their outstanding balance in full on or before the payment due date.
  • Mobile App & Internet Banking Facility - Cardholders can easily pay their college &  school fees, mobile phone bills, utility bills, credit card bills, and Salik recharge via the ADCB internet banking or mobile application by sitting at the comfort of their home.
  • Super-Fast Payment - Cardholders can pay as minimum as 5% of their outstanding ADCB credit card bills each month and carry the remaining balance forward to the billing cycle of the next month. Members of this ADCB credit card can pay their credit card bill at any of the below-mentioned convenient channels:
    • Cash Deposit Machines
    • Personal Internet Banking
    • Mobile Banking App
    • ADCB branches
  • Debit Instructions - Members of this credit card can set up automatic debit instructions for making payments through their savings or current account.
  • Card Control - With this feature, cardholders can control all of their transactions and manage their spending limits from the convenience of the ADCB Mobile App.

discount offers - Policybazaar uae

ADCB TouchPoints Platinum Credit Card Rewards & OffersDeals

Following are the rewards and offers provided on this ADCB credit card:

ADCB TouchPoints Platinum Credit Card Rewards

Members of the ADCB TouchPoints Platinum Credit card are entitled to receive rewards on making purchases using this card in terms of Touchpoints. They can earn 1 TouchPoint for AED  1  purchase.  They can receive 10,000 TouchPoints as a bonus upon spending AED 10,000 each month.

And cardholders can accumulate the TouchPoints over a period of time. The accumulated TouchPoints  can be redeemed them for the following: 

  1. Dining vouchers
  2. Shopping vouchers
  3. Airline tickets
  4. Airline tickets upgrades
  5. Paying utility bills 

Buy 1, Get 1 Free (BOGO) with VOX Cinemas

The card comes with a facility of a free movie ticket when the cardholder buys a ticket using their ADCB TouchPoints Credit Card. The cardholder can enjoy the BOGO offer on a VIP,  Standard,  MAX  Standard, and IMAX movie ticket booked with ADCB TouchPoints Credit Card through the VOX Cinemas website or Mobile App.

Moreover, ADCB TouchPoints Platinum Credit Card members can avail up to 4 free tickets on a monthly basis. Additionally, they can enjoy 20% off on selected meals.

Discount on Talabat Orders

ADCB TouchPoints Platinum Credit Card offers a 20% discount on Talabat orders, for a  maximum of AED  20  off per order on two orders every month. This discounted offer is valid on orders across the UAE for both dining out or ordering in and it is not applicable on service charges and mobile wallet payments.

Additionally, the cardholder can also enjoy discounts of up to 25% at more than 1,400 fine restaurants when paying with this ADCB TouchPoints card.

Exclusive Offers at Yas Island Theme Parks

The cardholder can avail the following perks and privileges along with up to 3 accompanying guests at Warner Brothers World Abu Dhabi, Yas Waterworld, and Ferrari World Abu Dhabi:

  • They can get a 15% discount on annual passes and General Admission Tickets bought at the ticket counters.
  • They can get a complimentary quick pass that costs AED 150 for early access to attractions and rides and priority access at ticket counters of the park.
  • They can get discounted merchandise with offers of up to 15% off.
  • They can get discounted food & beverage with offers of up to 10% off.

Discount on Careem Rides

Cardmembers can get a 20% discount on Careem rides three times per month when they travel across countries in the Middle East. All they are required to use the promo code – MASTERCARD at the time of booking a ride.

Additionally, they can also use the personal chauffeur service of Careem by choosing the car as per their taste and booking on the spot or schedule it for a later time.

Discounted Offer with Agoda

On booking a hotel with Agoda, the cardmember can avail a maximum of 12% discount on the eligible properties throughout the network.

Hotel & Airfare Discounts With Cleartrip & MasterCard

Cardholders can visit Cleartrip and can book any roundtrip, hotel, or international airfare using this ADCB credit card in order to avail a maximum of 30% off on their travel booking.

ADCB TouchPoints Platinum Credit Card Exclusive Limited Time Offer

Enjoy up to 100,000 welcome bonus TouchPoints when you sign up for your ADCB TouchPoints Platinum credit cards. Also, get a chance to avail multiple value-added lifestyle benefits with your ADCB credit card. This is a limited-time offer. The following terms and conditions will apply:

  • Only customers who do not have any ADCB credit card or any covered cards at the moment can avail of this offer with their new card. 
  • The offer only applies to cards allotted between 15th June 2022 to 15th August 2022. 
  • The TouchPoints will be transferred to cardholders’ accounts once they complete a minimum spend of AED 5,000 in the first 60 days of card issuance. 
  • Retail purchases, balance transfers and credit card loans can be counted towards the completion of minimum spend.       

Cashback Back & Free Airport Lounge Access - Policybazaar uae

ADCB TouchPoints Platinum Credit Card Eligibility Criteria

  • Age: Any applicant above the age of 21 years can apply for ADCB TouchPoints Platinum credit card in the UAE. 
  • Monthly Salary: A minimum monthly salary of AED 8,000 is required to get an ADCB TouchPoints Platinum credit card. 
  • Nationality: Both UAE nationals and residents are eligible to get ADCB TouchPoints Platinum credit card. The applicant must meet the rest of the eligibility criteria in order to get their card. 

Fees & Charges on ADCB TouchPoints Platinum Credit Card

Following are the fees & charges associated with the ADCB TouchPoints Platinum Credit Card:

Particulars

Fee & Charges

Annual Membership Fee

First Year Free

AED 630 (2nd year onwards)

Finance charges (Retail purchase)

3.25% Monthly

Finance charges (Cash Advance)

3.50% Monthly

Finance charges (Balance Transfer)

Up to 1.50% Monthly

Over limit fee

AED 288.75

Late payment fee

AED 241.50

Card replacement fee

AED 78.75

Duplicate statement fee

AED 26.25

Returned cheque charge

AED 157.50

Copy of sale voucher

AED 26.25

Credit shield fee (Optional)

1.0395%

Temporary credit limit increase fee

AED 52.50

International Transaction Charges

2.99%

Foreclosure fee (Credit Card Loans)

AED 210

Latest ADCB Credit Card Offers

Q1: Is there any limit on the online transaction or usage ADCB TouchPoints Platinum Credit Card?

Ans: No. As long as the credit card limit isn’t exhausted, there is no restriction on the number of transactions and on the card usage.

Q2: How does 3D Secure protect against unauthorized transactions?

Ans: 3D Secure feature shields your credit card against unauthorized transactions. It mandates to enter an OTP (one-time-password) that is sent to your registered mobile number as well as the registered email address. After entering the OTP, the online transaction can be completed. This extra-layer of authorization ensures that being the cardholder, only you will have the password that is required to complete the transaction.

Q3. Can I avail supplementary ADCB TouchPoints Platinum Credit Card?

Ans: Yes, you can avail complimentary supplementary credit card for the eligible family members. 

Q4: Can I avail the facility of credit card loan with ADCB TouchPoints Platinum Credit Card?

Ans: Yes. The card offers the benefit of a credit card loan as per the available limit of the card. After the successful submission of the cardholder’s application, it takes 3 working days for the balance to be transferred in their bank account. The benefit of a credit card loan with the card is that it offers a 0% rate of interest. Additionally, it offers the cardholder to repay the loan in easy installments of tenure of up to 24 months.

Q5: How can I pay my ADCB TouchPoints Platinum credit card bill?

Ans: You can pay your ADCB credit card bills without any extra charges at your preferred ADCB branch. Additionally, you can pay your bill through personal internet banking, cash deposit machines, and mobile banking app.

Reviews & Ratings

4.6 / 5
(based on 24,259 reviews)

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