ADIB Current Account

Abu Dhabi Islamic Bank (ADIB), the world’s 4th largest Islamic bank, was established in 1997. As the first Islamic bank in Abu Dhabi, it is reputed for providing Sharia-compliant innovative banking and finance services.

Whether you are an individual or have a business, you can seamlessly manage your finances with ADIB current accounts. With this account, you can make transactions and enjoy a range of additional perks as well! Let’s discuss the key benefits, eligibility, and requirements to open a current account with ADIB. 

Features and Benefits of Abu Dhabi Islamic Bank Current Account

Here is a list of significant features and benefits that Abu Dhabi Islamic Bank Current Account offers:

  • Unlimited Teller Transactions - You can enjoy unlimited teller transaction services without any cost. This service is available at 60+ branches of the bank across the country, including Dana Women’s Banking Branches and Mall Branches. 
  • Free ADIB Visa Debit Card - You can use this card for free across 500 ADIB ATMs. Additionally, the card can be used for shopping at domestic and international retail shops. 
  • Free First Chequebook  - If you open ADIB account in AED currency, you will get the first chequebook for free. For further chequebooks, a minimal amount (AED 25) will be charged. 
  • Advanced Mobile Banking App - ADIB features a mobile banking facility through which you can efficiently manage your bank accounts and cards. You can download the app from the Google Play Store, Apple’s App Store, or HUAWEI AppGallery. 
  • ADIB WebSecure - Abu Dhabi Islamic Bank ensures a safe banking experience through ADIB WebSecure. This feature provides additional security to your debit cards while shopping online. 
  • Instant Overdraft Benefit  - This is an excellent benefit with an ADIB current bank account — you can get extra cash in emergencies or for instant needs. However, keep in mind that to leverage this facility, your salary transfer should be at least AED 8,000. 
  • Standing Instructions - With this feature of the ADIB current account, you can automatically make regular payments — bill payments, instalments, donations, money transfers, and more. 
  • Round-the-Clock Banking Services - Easily access e-ADIB Internet banking, telephone banking, and SMS banking services at any time. 
  • Multi-Currency Availability  - You can conveniently manage your account in different currencies such as AED, GBP, and USD.
  • Free Account Statement - Without any extra charges, you can get monthly e-statements of your account at your email address. 

Open ADIB Bank Account

Eligibility Criteria to Open ADIB Current Account 

To open an ADIB current account, you must meet the following eligibility criteria —

Criteria Requirement
National UAE nationals and residents
Minimum Salary AED 5,000
Minimum Age 21 years

How to Open Bank Account in UAE? 

You can easily open a current account in the UAE with Policybazaar.ae. Here are the steps below —

  • On Policybazaar.ae, click on the ‘Bank Account’ section
  • Enter your details in the lead form 
  • Compare the features of different current accounts on the quote page
  • Click on ‘Apply’ and start the process 
  • Our representative will get in touch with you shortly for further guidance 

Documents Required to Open ADIB Current Account in UAE

You must have the following documents to open a current bank account in UAE with ADIB —

  • Passport 
  • Emirates ID 
  • UAE residence visa

Note -

  1. All the documents must be valid.
  2. You may need to submit some additional documents — such as your salary proof — if required by the bank.

ADIB Debit Card

ADIB Current Account Fees and Charges 

Here’s the list of the fees related to the ADIB current account in the UAE —

Fees and Charges Amount 
Monthly Fall Below Fee AED 25
Card and Chequebook Services Free
Standing Instructions Setting Up Charges AED 50
Card Replacement Fee AED 25
Online International Transfers AED 25
Swift Inquiries  AED 100
Demand Draft Issuance  AED 75
Liability Certificate AED 100
Clearance Certificate AED 50
Account Balance Certificate AED 50

Frequently Asked Questions

How can I open ADIB Current account?

You can open a current account with ADIB by visiting your nearest bank branch or online.

Why should I open ADIB Current account in the UAE?

By opening a current account with ADIB, you can enjoy various benefits such as flexibility to deposit funds, manage bills, salary transfers, ATM cash withdrawals and more.

Is there any salary requirement to open ADIB current account?

Yes, you can open an ADIB current bank account if your minimum salary is AED 5,000 or more. 

Can I open ADIB bank account in UAE if I am 18 years old?

No, you should be at least 21 years old to open ADIB bank account in the UAE.

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