ADIB Dana Master Card

Apply for a Credit Card in 20 Seconds!

Compare & Apply for Credit Cards
  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

4.6/5

24,098

google-logoReviews
next-icon

Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

The ADIB Dana Master Card is one of the best credit cards available in the UAE  that offers exclusive travel and lifestyle benefits to its card members. Right from preferred air tickets rates through ADIB  travel desk and complimentary access to VIP airport lounges to cash back offers, this ADIB credit card has it all. In short, this credit card meets the different spending habits and lifestyle needs of its cardholders.

Features & Benefits of the ADIB Dana Master Card
ADIB Dana MasterCard

Given below are some of the key features and benefits offered by the ADIB Dana Covered Card:

Airport Lounge Access

Members of this ADIB credit card can get access to more than  850 VIP airport lounges across the globe.

Premium Membership MyUS.com

Cardholders can avail premium membership MyUS.com on a complimentary basis. 

Hertz Gold Membership

Card members can avail free hertz gold membership. 

Valet Parking

ADIB Dana Covered Card members can avail 4  complimentary valet parking services every month at some selected locations throughout the United Arab Emirates.

Cash Advance Facility

This ADIB credit card comes with a facility of a cash advance that is also referred to as a  cash withdrawal. It allows cardholders to withdraw cash a maximum of 100% of their finance limit during a financial emergency.

Master Card Buy One Get One Free App

Card members of the ADIB Dana Covered Card can get access to  Master Card Buy one get one free app.

Meet & Greet Service

With this ADIB credit card, one can avail meet & greet service at 450 airports all over the world. 

0% Easy Payment Plan

Cardholders can make large purchases of AED 1000 and above than that at participating merchants and then convert them in equated monthly installments at 0% profit rate. The 0% payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount

Balance Transfer Facility

This card comes with a balance transfer facility that enables its cardholders to transfer their other bank’s credit card outstanding balance to the ADIB Dana MasterCard.

Easy Cash

This ADIB card empowers the members of this credit card to avail funds for short term in times of financial emergency. The easy cash facility is similar to insurance coverage that provides a blanket of financial protection to the loved ones and family members of the cardholder during unforeseen events. 

Tap n Pay

This is an NFC enabled card that helps its cardholders to make safe, secure, and fast payments. All they just need to ‘Tap n Pay’ using this contactless MasterCard at a  contactless payment machine and there is no requirement for a PIN or a signature.

Roadside Assistance

Card members can avail roadside assistance on a complimentary basis that includes the following services:

  • Unlimited city limit towing services on a complimentary basis Jump start service on a complimentary basis
  • Flat tyre service on a complimentary basis
  • Inter Emirate towing services (three times annually) Lock out service on a complimentary basis
  • Fuel delivery service on complimentary basis Vehicle registration assistance
  • Car rental in an event of an accident for one day i.e. 24 hours 

Rewards & Offers of the ADIB Dana Master Card

As a member of the ADIB Dana Covered Card, one can avail the following offers and rewards: 

Cash Back

Cardholders of the ADIB Dana Covered Card can get 0.8% cash back on local spend and  1.25% cashback on foreign spend.

Merchants Discounts & Offers

With this ADIB card, one can enjoy a wide range of merchant offers and discounts across various categories.

Travel Offers

Card members can enjoy exclusive discounts on travel as well as holiday packages to make the most of their travel.

Reboonz Offers

Card members of the ADIB Dana Master Card can get discount with Reboonz throughout the year. 

Master Card Offers

As a member of this ADIB card, one can avail Master Card offers and hotel discounts. 

Dining Discounts

Members of this ADIB credit card can enjoy a maximum of 25% off across all participating restaurants. 

ADIB Smart deals App Offers

Cardholders can get access to ADIB smartdeals app in order to avail  exclusive discounts worth more than 120K in the United Arab Emirates as well as Oman. 

Eligibility Criteria & Required Documents for the ADIB Dana Master Card

Eligibility Criteria

The minimum monthly salary requirement is AED 5,000 in order to be eligible for this ADIB Dana MasterCard.

Required Documents

The applicant needs to submit a list of documents in order to complete the application procedure of the ADIB Dana Covered Card and they are as follows:

  • Original & a copy of a  valid  passport
  • Original & a copy of a valid Emirates ID
  • Bank account statement of the last 3  months
  • Salary certificate or salary transfer letter from the current employer (which should not be more than 30 days old) 

Fees & charges for the ADIB Dana Master Card

Listed below are the fees & charges that are associated with the ADIB Dana Covered Card:

Fees & Charges Amount

Annual Membership Fees

AED 299

Annual Membership Fees on fifth Supplementary Card

AED 299

Profit Rate per month (with Salary Transfer)

2.99 %

Profit Rate per month (without Salary Transfer)

3.09 %

Cash Advance limit

100 %

Late Payment Charges

AED 100

International Transaction Charges

1.80%

Charges on Cash Withdrawal (ATM)

3 % (99 minimum)

Card Replacement Charges

AED 75

Excess Transfer of Funds from Card to Account on Cash Cover

AED 100

Minimum Monthly Payment

5 % (100 minimum)

Grace Period (Monthly Payment)

A maximum of 55 days

Commitment of Charity Donation on Late Payments

AED 100

Charges on Temporary Limit Increase

AED 50

Service Fee on Non-AED Transactions

3.1 %

Service Fee on International AED Transaction

1.8 %

Copy of Sales Receipt Fee

AED 25

Copy of Hotel Receipt/Travel Fares Fee

AED 25

Additional Statement Fee (copy)

AED 45

Certificate for Liability/No Liability

AED 50

Charges Returned Cheque

AED 100

Contribution Amount/ month (Optional)

0.9345 fils on each 100 used cover amount

(The prices and interest rates are subject to change as per the bank's requirement.)

Frequently Asked Questions ADIB Dana Covered Card

Q1: How can I pay the ADIB Dana Covered Card bill payment? 

Ans: Following are the various ways through which you can make the ADIB Dana Master Card bill payment:

  • ADIB cash and Cheque deposit machines (CCDM)
  • ADIB bank branches
  • UAE Exchange Centres
  • AI Fardan Exchange Centres
  • Arablink centres
  • 24 hours phone banking
  • ADIB Online services
  • AI Ansari Exchange Centres

Q2: Can I get my ADIB Dana Covered Card limit increased? 

Ans: Yes. Your credit card limit can be increased. All you are required to pay AED 50 for increasing the  limit of your credit card.

Q3: Does this ADIB credit card come with the cash withdrawal facility? 

Ans: Yes, this ADIB card comes with a cash withdrawal facility. You can withdraw cash up to  100%  finance limit.

Q4: Can an expatriate opt for this ADIB credit card? 

Ans: Yes, an expatriate can also opt for the ADIB Dana Covered Card and enjoy all perks and benefits only in the United Arab Emirates.

Q5: Does the ADIB Dana Covered Card offer valet parking facility? 

Ans: Yes, this card comes with a  facility of  free valet parking facility at  selected locations across the  UAE

Reviews & Ratings

4.6 / 5 (based on   24,098 google icon reviews)

More From Credit Cards