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The ADIB Dana Master Card is one of the best credit cards available in the UAE that offers exclusive travel and lifestyle benefits to its card members. Right from preferred air tickets rates through ADIB travel desk and complimentary access to VIP airport lounges to cash back offers, this ADIB credit card has it all. In short, this credit card meets the different spending habits and lifestyle needs of its cardholders.
Given below are some of the key features and benefits offered by the ADIB Dana Covered Card:
Members of this ADIB credit card can get access to more than 850 VIP airport lounges across the globe.
Cardholders can avail premium membership MyUS.com on a complimentary basis.
Card members can avail free hertz gold membership.
ADIB Dana Covered Card members can avail 4 complimentary valet parking services every month at some selected locations throughout the United Arab Emirates.
This ADIB credit card comes with a facility of a cash advance that is also referred to as a cash withdrawal. It allows cardholders to withdraw cash a maximum of 100% of their finance limit during a financial emergency.
Card members of the ADIB Dana Covered Card can get access to Master Card Buy one get one free app.
With this ADIB credit card, one can avail meet & greet service at 450 airports all over the world.
Cardholders can make large purchases of AED 1000 and above than that at participating merchants and then convert them in equated monthly installments at 0% profit rate. The 0% payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount
This card comes with a balance transfer facility that enables its cardholders to transfer their other bank’s credit card outstanding balance to the ADIB Dana MasterCard.
This ADIB card empowers the members of this credit card to avail funds for short term in times of financial emergency. The easy cash facility is similar to insurance coverage that provides a blanket of financial protection to the loved ones and family members of the cardholder during unforeseen events.
This is an NFC enabled card that helps its cardholders to make safe, secure, and fast payments. All they just need to ‘Tap n Pay’ using this contactless MasterCard at a contactless payment machine and there is no requirement for a PIN or a signature.
Card members can avail roadside assistance on a complimentary basis that includes the following services:
As a member of the ADIB Dana Covered Card, one can avail the following offers and rewards:
Cardholders of the ADIB Dana Covered Card can get 0.8% cash back on local spend and 1.25% cashback on foreign spend.
With this ADIB card, one can enjoy a wide range of merchant offers and discounts across various categories.
Card members can enjoy exclusive discounts on travel as well as holiday packages to make the most of their travel.
Card members of the ADIB Dana Master Card can get discount with Reboonz throughout the year.
As a member of this ADIB card, one can avail Master Card offers and hotel discounts.
Members of this ADIB credit card can enjoy a maximum of 25% off across all participating restaurants.
Cardholders can get access to ADIB smartdeals app in order to avail exclusive discounts worth more than 120K in the United Arab Emirates as well as Oman.
The minimum monthly salary requirement is AED 5,000 in order to be eligible for this ADIB Dana MasterCard.
The applicant needs to submit a list of documents in order to complete the application procedure of the ADIB Dana Covered Card and they are as follows:
Listed below are the fees & charges that are associated with the ADIB Dana Covered Card:
Fees & Charges | Amount |
---|---|
Annual Membership Fees |
AED 299 |
Annual Membership Fees on fifth Supplementary Card |
AED 299 |
Profit Rate per month (with Salary Transfer) |
2.99 % |
Profit Rate per month (without Salary Transfer) |
3.09 % |
Cash Advance limit |
100 % |
Late Payment Charges |
AED 100 |
International Transaction Charges |
1.80% |
Charges on Cash Withdrawal (ATM) |
3 % (99 minimum) |
Card Replacement Charges |
AED 75 |
Excess Transfer of Funds from Card to Account on Cash Cover |
AED 100 |
Minimum Monthly Payment |
5 % (100 minimum) |
Grace Period (Monthly Payment) |
A maximum of 55 days |
Commitment of Charity Donation on Late Payments |
AED 100 |
Charges on Temporary Limit Increase |
AED 50 |
Service Fee on Non-AED Transactions |
3.1 % |
Service Fee on International AED Transaction |
1.8 % |
Copy of Sales Receipt Fee |
AED 25 |
Copy of Hotel Receipt/Travel Fares Fee |
AED 25 |
Additional Statement Fee (copy) |
AED 45 |
Certificate for Liability/No Liability |
AED 50 |
Charges Returned Cheque |
AED 100 |
Contribution Amount/ month (Optional) |
0.9345 fils on each 100 used cover amount |
(The prices and interest rates are subject to change as per the bank's requirement.)
Q1: How can I pay the ADIB Dana Covered Card bill payment?
Ans: Following are the various ways through which you can make the ADIB Dana Master Card bill payment:
Q2: Can I get my ADIB Dana Covered Card limit increased?
Ans: Yes. Your credit card limit can be increased. All you are required to pay AED 50 for increasing the limit of your credit card.
Q3: Does this ADIB credit card come with the cash withdrawal facility?
Ans: Yes, this ADIB card comes with a cash withdrawal facility. You can withdraw cash up to 100% finance limit.
Q4: Can an expatriate opt for this ADIB credit card?
Ans: Yes, an expatriate can also opt for the ADIB Dana Covered Card and enjoy all perks and benefits only in the United Arab Emirates.
Q5: Does the ADIB Dana Covered Card offer valet parking facility?
Ans: Yes, this card comes with a facility of free valet parking facility at selected locations across the UAE