The ADIB Emirates Skywards World card is one of the best credit cards that offer exclusive benefits and privileges to its card members. From complimentary airport lounge access and valet parking benefit to golf privilege and free airport transfers, this ADIB credit card allows its card members to enjoy a wide range of travel and lifestyle benefits. In addition to this, this card offers a rewards program wherein the cardholders can earn rewards in terms of Skywards Miles on every USD spent on various categories. All in all, this card helps its cardholder to make the most of their every spending.
This ADIB credit card offers top of the line features and benefits which are unmatched by any other card available in the UAE.
This ADIB credit card offers Emirates Skywards Silver Tier Membership for the primary card member on a complimentary basis. Moreover, primary as well as supplementary cardholders can fast track to Gold tier status upon meeting the minimum spending requirement.
Card members can enjoy free Emirates Home Check-in services across Dubai 2 times annually.
With the ADIB Emirates Skywards World card, one can avail 2 airport transfers each year from anywhere in the UAE on a complimentary basis. But note that the value of the ride is capped at AED 150 in Sharjah & Dubai and AED 350 in AI Ain, Abu Dhabi, and all other emirates all over the UAE.
Cardholders can avail unlimited free lounge access to over 900 airport lounges across the globe.
As a member of the ADIB Emirates Skywards World card, one can park his/her vehicle for free two times a month via Valtrans at a few key locations across the UAE. Please note that the free valet parking advantage is applicable to standard parking only and it is not applicable to VIP parking at any Valtrans locations.
Cardholders can enjoy golf benefits on a complimentary basis at a few leading golf courses in the UAE and they are as follows:
Members of the ADIB Emirates Skywards World card can avail travel inconvenience coverage. So whether their luggage goes miss or flight delays, they are covered for:
With this ADIB credit card, one can avail the privilege of travel medical cover wherein they as well as their family members can enjoy the coverage for:
As a member of this ADIB card, one can avail the optional privilege of takaful cover to safeguard in an event of involuntary loss of employment, critical illness, permanent total disability, and death.
Cardholders can enjoy MasterCard World perks and benefits from the Mastercard.
Following are the offers and rewards offered by the ADIB Emirates Skywards World card:
ADIB Emirates Skywards World Elite Card offers reward program which is known as Skywards Miles where the members of this credit card can earn exclusive rewards in the form of Skywards Miles on every USD spent. Given below are the rewards categories:
Members of this ADIB credit card can download the app of ADIB Smartdeals in order to enjoy 2,000+ exciting offers.
The cardholder can enjoy as high as 25 percent discount across all participating restaurants.
In order to be eligible for this ADIB credit card, the applicant must have a minimum monthly income of AED 15000.
The applicant needs to submit the following documents in order to complete the application procedure of ADIB Emirates Skywards World card:
Given below are the fees & charges that are associated with the ADIB Emirates Skywards World Card:
Fees & Charges | Amount |
---|---|
Annual Membership Fees |
AED 1500 |
Annual Membership Fees on fifth Supplementary Card |
AED 1500 |
Profit Rate per month (with Salary Transfer) |
3.33 % |
Profit Rate per month (without Salary Transfer) |
3.33 % |
Late Payment Charges |
AED 100 |
Cash Advance limit |
100 % |
Charges on Cash Withdrawal (ATM) |
3 % (99 minimum) |
International Transaction Charge |
3.10 percent |
Card Replacement Charges |
AED 75 |
Excess Transfer of Funds from Card to Account on Cash Cover |
AED 100 |
Minimum Monthly Payment |
5 % (100 minimum) |
Grace Period (Monthly Payment) |
A maximum of 55 days |
Commitment of Charity Donation on Late Payments |
AED 100 |
Charges on Temporary Limit Increase |
AED 50 |
Service Fee on Non-AED Transactions |
3.1 % |
Service Fee on International AED Transaction |
1.8 % |
Copy of Sales Receipt Fee |
AED 25 |
Copy of Hotel Receipt/Travel Fares Fee |
AED 25 |
Additional Statement Fee (copy) |
AED 45 |
Certificate for Liability/No Liability |
AED 50 |
Charges Returned Cheque |
AED 100 |
Contribution Amount/ month (Optional) |
0.9345 fils on each 100 used cover amount |
(Updated as on February 2020)
Q1: What are the fees & charges on cash advance at ATMs?
Ans: 3 percent of the amount of withdrawal is charged as cash advance charges at ATMs.
Q2: How can I make the ADIB Emirates Skywards World Card bill payment?
Ans: Following are the different ways through which you can make the payment of this ADIB credit card:
Q3: What all bill payments can be made using the ADIB Emirates Skywards World Card?
Ans: You can make several bill payments via phone banking (600 543216) or online banking (adib.ae):
Q4: Is the phone banking facility available with this ADIB credit card?
Ans: Yes, a 24x7 phone banking facility is available with the ADIB Emirates Skywards World Card. You can just dial a number at any time on 600 543216 for a secure and quick way of assessing your credit card account.
Q5: Can I get my credit card limit increased?
Ans: Well, yes. The limit of ADIB Emirates Skywards World Card can be increased. But note that the bank charges AED 50 for increasing the limit of your credit card.