ADIB Emirates Skywards World Card

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

The ADIB Emirates Skywards World card is one of the best credit cards that offer exclusive benefits and privileges to its card members. From complimentary airport lounge access and valet parking benefit to golf privilege and free airport transfers, this ADIB credit card allows its card members to enjoy a wide range of travel and lifestyle benefits. In addition to this, this card offers a rewards program wherein the cardholders can earn rewards in terms of Skywards Miles on every USD spent on various categories. All in all, this card helps its cardholder to make the most of their every spending. 

Features & Benefits of the ADIB Emirates Skywards World CardADIB Emirates Skywards World Card

This ADIB credit card offers top of the line features and benefits which are unmatched by any other card available in the UAE.

Emirates Skywards Gold Tier Membership

This ADIB credit card offers Emirates Skywards Silver Tier Membership for the primary card member on a complimentary basis. Moreover, primary as well as supplementary cardholders can fast track to Gold tier status upon meeting the minimum spending requirement.

Home Check-in Service on a Complimentary Basis

Card members can enjoy free Emirates Home Check-in services across Dubai 2 times annually. 

Airport Transfers throughout the UAE

With the ADIB Emirates Skywards World card, one can avail 2 airport transfers each year from anywhere in  the UAE on a complimentary basis. But note that the value of the ride is capped at AED 150 in Sharjah &  Dubai and AED 350 in AI Ain, Abu Dhabi, and all other emirates all over the UAE.

Airport Lounge Access

Cardholders can avail unlimited free lounge access to over 900 airport lounges across the globe. 

Valet Parking

As a member of the ADIB Emirates Skywards World card, one can park his/her vehicle for free two times a month via Valtrans at a  few key locations across the UAE. Please note that the free valet parking advantage is applicable to standard parking only and it is not applicable to VIP parking at any Valtrans locations.

Golf Benefits

Cardholders can enjoy golf benefits on a complimentary basis at a few leading golf courses in the UAE and they are as follows:

  • The Abu Dhabi Golf Club, Abu Dhabi
  • Arabian Ranches Golf club, Dubai
  • The ELS Golf Club, Dubai

Travel Inconvenience Cover

Members of the ADIB Emirates Skywards World card can avail travel inconvenience coverage. So whether their luggage goes miss or flight delays, they are covered for:

  • Delayed baggage – US Dollar 300
  • Baggage damage or loss- As high as of US Dollar 3000
  • Missed Departure/Delayed trip- US Dollar 300
  • Trip Cancellation/Curtailment - As high as of US Dollar 7,500 

Travel Medical Cover

With this ADIB credit card, one can avail the privilege of travel medical cover wherein they as well as their family members can enjoy the coverage for:

  • Travel accident coverage- As high as of US Dollar 500,000.
  • Medical expenses (sickness or accident) - As high as of US Dollar 500,00
  • Emergency medical repatriation and evacuation - As high as of US Dollar 500,000.
  • Daily in-hospital cash advantage - US Dollar 100/per day.

Card Services

  • Balance Transfer Facility: Cardholders can transfer their other card’s outstanding balance amount to the ADIB Emirates Skywards World card.
  • Cash on Call: Members of this ADIB credit card can transfer cash from their card to a specific bank account by calling on a number (600 543216).
  • Easy Installment Plan: With this ADIB credit card, card holders can make huge purchases at some specific vendors and then convert them in equated monthly installments (EMIs) of 3, 6, 9 or 12 months with 100 percent waiver of Murahaba Monthly Profit rate and zero processing fees.

ADIB Covered Card Takaful Protection

As a member of this ADIB card, one can avail the optional privilege of takaful cover to safeguard in an event of involuntary loss of employment, critical illness, permanent total disability, and death.

Mastercard Benefits

Cardholders can enjoy MasterCard World perks and benefits from the Mastercard.

Rewards & Offers of the ADIB Emirates Skywards World Card

Following are the offers and rewards offered by the ADIB Emirates Skywards World card: 

Bonus Skyward Miles (A maximum of 60,000)

  • Card members can avail a welcome bonus of 40,000 Skywards Miles on their first spend.
  • In addition to this, members of this ADIB credit card can earn 20,000 Skywards Miles as a bonus. But note that the bonus miles are subject to meeting the minimum spend requirement of AED 50,000  within six months from the date of card issuance.

Rewards

ADIB Emirates Skywards World Elite Card offers reward program which is known as Skywards Miles where the members of this credit card can earn exclusive rewards in the form of Skywards Miles on every USD  spent. Given below are the rewards categories:

  • 5 Skywards Miles can be earned on every USD spent on Emirates & Flydubai.
  • 5Skywards Miles can be earned on every USD spent on international currency.
  • 1 Skywards Mile can be earned on every USD spent on the domestic currency.
  • 25 Skywards Miles can be earned on every USD spent on some specific categories. 

ADIB Smart Deals

Members of this ADIB credit card can download the app of ADIB Smartdeals in order to enjoy  2,000+ exciting offers. 

Dining Discounts

The cardholder can enjoy as high as 25 percent discount across all participating restaurants. 

Eligibility Criteria & Required Documents for the ADIB Emirates Skywards World Card

Eligibility Criteria

In order to be eligible for this ADIB credit card, the applicant must have a minimum monthly income of AED 15000.

Required Documents

The applicant needs to submit the following documents in order to complete the application procedure of ADIB Emirates Skywards World card:

  • Original & a copy of a valid passport
  • Original & a copy of a valid Emirates ID
  • Bank account statement of the last three months
  • Salary certificate or salary transfer letter from the current employer (which should not be greater than 30 days old) 

Fees & charges for the ADIB Emirates Skywards World Card

Given below are the fees & charges that are associated with the ADIB Emirates Skywards World Card: 

Fees & Charges Amount

Annual Membership Fees

AED 1500

Annual Membership Fees on fifth Supplementary Card

AED 1500

Profit Rate per month (with Salary Transfer)

3.33 %

Profit Rate per month (without Salary Transfer)

3.33 %

Late Payment Charges

AED 100

Cash Advance limit

100 %

Charges on Cash Withdrawal (ATM)

3 % (99 minimum)

International Transaction Charge

3.10 percent

Card Replacement Charges

AED 75

Excess Transfer of Funds from Card to Account on Cash Cover

AED 100

Minimum Monthly Payment

5 % (100 minimum)

Grace Period (Monthly Payment)

A maximum of 55 days

Commitment of Charity Donation on Late Payments

AED 100

Charges on Temporary Limit Increase

AED 50

Service Fee on Non-AED Transactions

3.1 %

Service Fee on International AED Transaction

1.8 %

Copy of Sales Receipt Fee

AED 25

Copy of Hotel Receipt/Travel Fares Fee

AED 25

Additional Statement Fee (copy)

AED 45

Certificate for Liability/No Liability

AED 50

Charges Returned Cheque

AED 100

Contribution Amount/ month (Optional)

0.9345 fils on each 100 used cover amount

(Updated as on February 2020) 

FAQs on ADIB Emirates Skywards World Card 

Q1: What are the fees & charges on cash advance at ATMs? 

Ans: 3 percent of the amount of withdrawal is charged as cash advance charges at ATMs. 

Q2: How can I make the ADIB Emirates Skywards World Card bill payment?

Ans: Following are the different ways through which you can make the payment of this ADIB credit card:

  • ADIB cash and Cheque deposit machines (CCDM)
  • ADIB bank branches UAE Exchange Centres
  • AI Fardan Exchange Centres Arablink centres
  • 24 hours phone banking ADIB Online services
  • AI Ansari Exchange Centres

Q3: What all bill payments can be made using the ADIB Emirates Skywards World Card?

Ans: You can make several bill payments via phone banking (600 543216) or online banking (adib.ae):

  • DU & Etisalat bills (Wasel Recharge, Landline, GSM, & renewal, internet and e-vision).
  • Water bills & electricity (SEWA, ADWEA, DEWA) & Salik 

Q4: Is the phone banking facility available with this ADIB credit card? 

Ans: Yes, a 24x7 phone banking facility is available with the ADIB Emirates Skywards World Card. You can just dial a number at any time on 600 543216 for a secure and quick way of assessing your credit card account.

Q5: Can I get my credit card limit increased? 

Ans: Well, yes. The limit of ADIB Emirates Skywards World Card can be increased. But note that the bank charges AED 50 for increasing the limit of your credit card.

Reviews & Ratings

4.6 / 5
(based on 24,645 reviews)

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