ADIB Etihad Classic Card

Headquartered in Abu Dhabi, ADIB is an  Islamic Banking institution that serves the  UAE  customer with its varied range of ADIB credit cards. The bank is one of the most successful and popular  Islamic Banking organizations in the UAE. ADIB boasted of a humongous total revenue of more than AED 5.5 billion in 2018. The ADIB credit card offers customers a Shari’a-compliant system of banking that prohibits interest and encourages charitable donations by cardholders and the bank alike.

Among all credit cards offered by the bank, ADIB Etihad Visa Classic credit card is one of the best cards that is known for its reasonable membership costs and incredible card benefits. This ADIB credit card offers its cardholders access to various travel benefits and local offers that can be availed of to save enormously.

Features & Benefits of ADIB Etihad Visa Classic Card

The various ADIB Etihad Visa Classic credit card features and benefits are as follows: 

Security

The ADIB Etihad Visa Classic credit card is equipped with a distinctive microchip, which is impossible to duplicate and counterfeit. This is an example of a Chip & Pin card and it is the latest form of security available for credit cards today.

Connectivity

An ADIB Etihad Visa Classic credit card is a  Visa card and hence members of this credit card can enjoy all the benefits of a Visa card. This includes a wide global network of Visa-accepting vendors and ATMs, allowing the ADIB Etihad Visa Classic credit card to be used without interruption anywhere in the world.

Customer Friendly

ADIB Etihad Visa Classic credit card members can access help from the ADIB customer support staff at any time and from anywhere in the globe with just a call, text or instant message. The ADIB credit card customer care staff is available 24/7 and can be contacted via the phone, mobile app, ADIB credit card online portal or even through SMS.

Supplementary Cards

ADIB Etihad Visa Classic credit card members may request for up to four free supplementary ADIB  cards. Supplementary A DIB credit cards offer access to a shared credit limit and can be issued to family members for monitored spending that is linked to the primary ADIB credit card account.

Annual Fee Waiver

The ADIB Etihad Visa Classic credit card charges an annual membership fee of AED 500. This fee can be waived entirely through the Etihad Guest Miles program. This ADIB credit card offers a waiver on the annual membership fee in return for a set number (12,500) of Etihad Guest Miles.

Roadside Assistance

ADIB Etihad Visa Classic credit card members also receive free roadside assistance, which includes the following services:

• Complimentary jump start facility.
• A maximum of 5 times city limit towing services one time a year.
• The facility of flat tyre on a complimentary basis.
• Facility of lock out on a complimentary basis.
• Facility of fuel delivery on a complimentary basis.

Cash Withdrawal

The ADIB Etihad Visa Classic credit card allows cardholders to withdraw 100% of their available credit  card limit as instant cash. This can be done from any Visa-accepting ATM in the world.

0% Easy Payment Plan

ADIB Etihad Visa Classic credit card holders can make large purchases of AED 1000 and above than     that at participating merchants and then convert their purchases into equated monthly installments at 0% profit rate. The easy payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount.

Balance Transfers

The balance transfer facility offered by this ADIB credit card enables the outstanding balance amount of any other credit card to be transferred to the ADIB Etihad Classic credit card for which the cardholder will have to pay a balance transfer fee.

Easy Cash

This ADIB credit card empowers its cardholders to avail funds for short term whenever required. The easy cash facility is similar to insurance coverage that provides a blanket of financial protection to the loved ones and family members of the cardholder during unforeseen events. 

ADIB Etihad Visa Classic Card Rewards & Offers

Cardholders can enjoy the following offers and rewards with this ADIB credit card: 

Welcome Bonus

ADIB Etihad Visa Classic credit card holders receive membership to the Etihad Guest Miles  program, which is Etihad’s frequent flyer loyalty program. Moreover, the cardholder can earn 10,000 Etihad Guest Miles as a sign up bonus which is amongst the highest of  any travel credit card throughout the Middle  East.

Rewards

As a cardholder of the ADIB Etihad Classic credit card, one can earn ‘Etihad Guest Miles’ on each AED 4 spent across various categories and they can further redeem those rewards points for free flights, hotel bookings, furniture, electronics, gift vouchers and even annual fee waivers. Well, members of this ADIB credit card can earn Etihad Guest Miles in the following ways:

• By spending AED 4 internationally, the cardholder earns 1 Etihad Guest 
• By spending AED 4 locally, the cardholder earns 0.75 Etihad Guest Miles.

Dining Discounts

ADIB Etihad Visa Classic credit card holders can avail up to 25% discounts on all participating restaurants.

ADIB Etihad Visa Classic Card Eligibility Criteria & Required Documents 

Eligibility Criteria

The applicant must have a minimum monthly income of AED 5000 to be eligible for the ADIB Etihad Visa Classic Card.

Required Documents

The applicant needs to submit the following documents to apply for this ADIB credit card: 

1. The applicant has to have the original valid passport and a valid copy of the
2. The applicant has to have the original valid Emirates ID along with its valid
3. The bank account statements of the applicant for the last 3
4. A salary certificate obtained from the current employer that should not be more than 30 days 

Fees & charges for the ADIB Etihad Visa Classic Card

The table below states the fee and charges for this ADIB card:

(Updated as of February 2020) 

Frequently Asked Questions

Q1: Is this ADIB Etihad Visa Classic Card offers the facility of roadside assistance? 

Ans: Yes! This ADIB credit card offers free roadside assistance service that includes free jump start services, free lock out service, free flat tyre services, free fuel delivery service, and much more.

Q2: Can I get supplementary card with this credit card offered by the ADIB? 

Ans: Yes, you can avail up to 4 free supplementary or add-on cards for the eligible family members. After that, you will have to pay AED 500 for each supplementary ADIB Etihad Visa Classic Card.

Q3: Does this card offer any welcome bonus? 

Ans: Yes, the cardholder can earn 10,000 Etihad Guest Miles as a sign up bonus which is amongst the highest of any travel credit card throughout the Middle East.

Q4: Is there balance transfer facility offered on this card? 

Ans: Yes, balance transfer facility is offered by this ADIB Etihad Visa Classic Card. 

Q5: Does this ADIB credit card have global acceptance? 

Ans: Yes, the ADIB Etihad Visa Classic Card has international acceptance and it is quite safe, flexible,  and convenient to use.