ADIB Etihad Visa Platinum Credit Card

Abu Dhabi Islamic Bank or ADIB, as  the name suggests is  an  Islamic Banking organization that serves  its UAE customers with an excellent line of Shariah-compliant ADIB credit cards and other financial services. An ADIB credit card allows cardholders to partake in various charitable  donations  while  enjoying its unique benefits such as low annual fees, no chargeable interest, and a generous credit limit.
The ADIB Etihad Visa Platinum credit card offers access to Visa benefits, the Etihad Guest Miles frequent flyer program and to ADIB Visa Platinum card benefits. Also, this credit card offers the chance    to unlock a free companion airline ticket, a benefit that is  not  available with any card in the UAE market today.

Features & Benefits of the ADIB Etihad Visa Platinum Credit Card

The exclusive ADIB Etihad Visa Platinum card features and benefits are given below: 

Card Security

The ADIB Etihad Visa Platinum credit card is equipped with Chip & Pin technology that prevents it from being counterfeited. This entails the use of a  microchip that is unique to every card. Cardholders can  enjoy safe spending across the globe.

Dedicated Support

ADIB Etihad Visa Platinum credit card members may contact the customer care staff 24/7 for clarification of doubts and other help as they are available round the clock.

Cash Withdrawal

This ADIB credit card comes with a cash advance facility where card members can withdraw cash up to 100% of their financial limit when required.

0% Easy Payment Plan

Cardholders can easily convert their purchases of AED 1000 and above  into  equated  monthly installments i.e. EMIs at selected merchants. The easy payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount.

Balance Transfers

The cardholder can transfer their other credit card’s outstanding balance to the ADIB  Etihad  Visa  Platinum card for which the cardholder will have to pay a balance transfer fee.

Easy Cash

The cardholder can avail the easy cash service in times of financial requirement. The easy cash facility is similar to insurance coverage that provides a blanket of financial protection to the loved ones and family members of the cardholder during unforeseen events. 

Tap n Pay

NFC enabled cards (contactless cards) for simple, fast, and secured payments. 

Supplementary Cards

ADIB Etihad Visa Platinum credit card members can avail up to 4 supplementary cards issued to family members for no charge. The supplementary ADIB Visa Platinum card benefits match that of the primary card and allow family members to share a credit limit.

Complimentary Companion Ticket

Members of this ADIB credit card have an opportunity to earn a free companion ticket to fly on Etihad Airways anywhere in the world. This is not available on any other credit card across the Middle East.

Fast Track to Etihad Guest Gold Tier

With this ADIB card, one can enjoy the privileges of Etihad Guest Gold Tier even more  faster.  Cardholders will be fast tracked to Etihad Guest Gold Tier on completing two  return flights on  Etihad  within one year of issuance of this credit card.

Airport Lounge Access

Cardholders can use their Etihad Visa Platinum ADIB credit card in order to get access to more than 850 VIP airport lounges throughout the world for free, up to 4 times every year. This includes free  refreshments, comfortable seating, high-speed internet and more.

Valet Parking

Owners of the ADIB Etihad Visa Platinum credit card can also enjoy 4 complimentary valet  parking services at busy malls and shopping centers every month. The valet parking services are limited to partnered locations.

Visa Benefits

Card members can enjoy all Visa platinum benefits provided by Visa. 

Purchase Protection & Extended Warranty

This credit card also comes with a facility of purchase protection and extended warranty. 

Roadside Assistance

The ADIB Etihad Visa Platinum card benefits also include complimentary roadside assistance at any time of the day. This complimentary service includes:

• Complimentary unlimited towing within the city limits
• 3 inter-emirates towing in one year
• Complimentary jump start facility
• Complimentary fuel delivery facility
• Complimentary lock out facility
• Complimentary service for flat tire
• Complimentary transport service for registration of the vehicle (in same city), one time in a
• After an accident, the cardholder can avail a car on rent for twenty-four hours on a complimentary basis. 

ADIB Etihad Visa Platinum Card Rewards & Offers

Members of the ADIB Etihad Visa Platinum credit card can enjoy the following offers and rewards: 

Welcome Bonus

ADIB Etihad Visa Platinum credit card holders are entitled to receive membership into Etihad’s frequent flyer program, known as Etihad Guest Miles. The card member can earn 50,000 Etihad Guest Miles as a welcome bonus which is one of the highest of any travel credit card across the Middle East.

Rewards

As a member of this ADIB credit card, one can avail the Etihad Guest Miles on every AED 4 spent across various categories and they can further redeem them for flights, hotel stays,  home  appliances,  electronics and more. Moreover, cardholders can earn Etihad Guest Miles in the following ways:

• 3 Etihad Guest Miles for a foreign expenditure of AED 4
• Up to 2.2 Etihad Guest Miles for a local expenditure of AED 4 

Dining Discounts

The card member can avail as high as 25% discounts on all participating restaurants. 

Eligibility   Criteria   &  Documents   Required   for  the  ADIB Etihad Visa Platinum Card

Eligibility Criteria

The minimum monthly salary requirement is AED 10,000 in order to avail the ADIB Etihad Card.

Required Documents

The applicant needs to submit the given below documents to complete the application procedure of the ADIB Etihad Card: 

1. Valid Passport (copy and original)
2. Valid Emirates Identity Card (copy and original)
3. Bank Account Statement (previous 3 months)
4. Current Employer Salary Certificate (less than thirty days old) 

ADIB Etihad Visa Platinum Card Fees & Charges

Following are the fees & charges associated with the ADIB Cash back Visa Platinum Credit Card:

(The charges are applicable w.e.f. February 24, 2020) 

FAQs on ADIB Etihad Visa Platinum Card

Q1: How many supplementary cards can I opt for free? 

Ans: You can avail up to 4 free supplementary cards for the eligible family members. 

Q2: Can I get complimentary companion ticket? 

Ans: Yes, you can get companion ticket along with your ticket on a complimentary basis. 

Q3: How many free valet parking service can I avail with this card? 

Ans: You can get 4 free valet parking service in one year with the ADIB Etihad Visa Platinum Card. 

Q4: What is the cash advance facility of this card all about?

Ans: Well, you can withdraw cash up to 100% of your card limit when required. 

Q5: Can I get a welcome bonus with the ADIB Etihad Visa Platinum Card? 

Ans: Yes, you can avail 50,000 Etihad Guest Miles as a signup bonus with this ADIB card.