Ajman Bank Current Account: Apply Current Account Online in Dubai, UAE

Ajman Bank Current Account

Ajman Bank current account is among the top choices for those seeking modern banking and Shariah-compliant services in one place. This account provides a host of essential features — a free debit card, chequebook, secure online banking, and much more. It also lets you make salary transfers and ...read more

A current account in the UAE is an account that has a credit balance to be paid on demand. The current Ajman Bank account is designed for providing maximum quality of services for fulfilling the personal and business needs of the account holder.

Other than individuals, this account can also be operated by businesses and companies. The account holder can enjoy the benefits of a free debit card, cheque book and monthly statements with this bank account.

Ajman Current Account in UAE — Features and Benefits

With an Ajman Bank current account, you can enjoy the following perks —

Seamless Banking Experience	Easily access your account information via online and internet banking across the globe
Multiple Currencies	The Ajman current account is available in multiple major currencies — GBP AED USD EUR
Free Banking Facilities	Free Platinum debit card issued by the bank upon account opening Access your monthly e-statements for free Get your first chequebook for free

Are You Eligible to Open Ajman Bank Account?

This depends on whether you meet the Ajman current account eligibility requirements discussed below —

Eligibility Type	Criteria
Age	18 years or above
Monthly Salary	At least AED 5,000
Nationality	You must be a UAE national or an expatriate

Ajman Current Account — Documents Checklist

You must submit the following documents for Ajman account opening verification —

Emirates ID
Passport
Residence Visa (if you are an expat)
Salary Certificate

How to Open an Ajman Bank Account?

To open your Ajman bank account, visit the bank’s official website and follow these steps —

Step1- Navigate to the ‘Current Account’ section
Step2- Hit the ‘Apply Now’ button at the bottom of the page.
Step3- Follow the on-screen prompts

Check out other top UAE banks’ current accounts at Policybazaar.ae and open your account now!

Fees and Charges of Ajman Current Account in UAE

Types of Fee	Current Account
Account Opening Fee	Free
Minimum Balance to Earn Profit	NA
Cheques returned drawn on the Account	AED 100
Liability/No Liability/Clearance letter	AED 60
Balance Confirmation Letter	AED 50
Debit Card Issuance	Free
Paper Bank Statement	AED 25

Open Current Account in Other UAE's Banks -

Frequently Asked Questions

Yes. You will have to pay a monthly fee of AED 25 (equivalent in other currencies) if your account balance goes below the minimum requirement.

You need to maintain a minimum balance of AED 3,000 on your current account with Ajman Bank. On failing to do so, you will be charged a monthly fee as mentioned above.

The bank charges an amount of AED 25 for issuing a paper bank statement.

Unfortunately, you cannot open a current account with Ajman if you have a salary of AED 3,500. As per the bank’s guidelines, you must have a salary of at least AED 5,000.

The account is available in 4 major currencies — AED, GBP, EUR, and USD.