Ajman Salary Account: Eligibility, Documents, Application Process, and More!

Ajman Bank is known for its emphasis on customer satisfaction, personalised support, and flexible banking solutions. With this bank account, you can get a convenient platform to securely and efficiently manage your funds. You can also enjoy a range of benefits, which include competitive interest rates, easy access to banking services, various digital tools for seamless transactions, and much more. ...read more

Let’s know about the Ajman Bank salary accounts in detail.

Benefits & Benefit of Ajman Bank Salary Account in UAE

Given below are the primary Ajman Bank salary account benefits and features in the UAE —

1. Ajman Current Account

Feature Description
Multiple Currencies Open an account in multiple major currencies, including AED, GBP, EURO, and USD
Convenient Banking Channels Enjoy free access to mobile banking and internet banking
Free Services
  • Free Platinum debit card on account opening
  • Get the first chequebook for free
  • View your monthly e-statements for free

2. Ajman Payroll Account

Feature Description
Account Opening Instant account opening on entry permit Visa
Minimum Balance Requirement No need to maintain a minimum balance
Free Privileges Get a free debit card

3. Ajman 2-in-1 Account

Feature Description
Profit Rates May earn quarterly profit
Convenient Banking Channels Enjoy free access to mobile banking and internet banking
Free Services
  • Free Platinum debit card upon account opening
  • First chequebook provided for free
  • View your monthly e-statements for free

Open Ajman Bank Account

Ajman Bank Salary Account Opening Requirements

You must adhere to the following criteria to be eligible for opening an Ajman salary account in the UAE —

Requirements Current Account Payroll Account 2-in-1 Account
Age Must be at least 18 years old - -
Salary  AED 5,000 or more AED 5,000 (per month) or more -
Nationality Both UAE nationals and expatriates can apply - You must be a UAE national or an expat to be considered eligible
Existing Customer  - You must hold a current account in the AED currency only -
Account Balance - - You must maintain a minimum balance of AED 3,000

Documents for Ajman Bank Salary Account Opening

As per the Ajman bank account's guidelines, you must submit the following documents for opening a salary account with Ajman Bank —

Current Account

Payroll Account

2-in-1 Account

  • Emirates ID
  • Passport
  • Visa (only if you’re an expatriate)
  • Original Salary Certificate
  • Emirates ID
  • Valid Passport
  • Original Salary Certificate
  • Emirates ID
  • Passport
  • Original Salary Certificate

Important: All the documents, whether originals or copies, must be valid. 

How to Open Bank Account in UAE with Ajman Bank via Policybazaar UAE?

Looking to complete the process of Ajman salary account opening online

With Policybazaar.ae’s digital portal, you can now easily do that and enjoy many perks — a variety of options, seamless application procedure, assistance from our customer service team, and much more! 

Follow these simple steps —

  • Step1- Get the lead form here.
  • Step2- Complete it to get to the bank account quotes page.
  • Step3- Locate the account that you prefer and hit the ‘Apply’ button.
  • Step4- Follow the on-screen prompts.

This seamless process allows you to open an account conveniently and saves you time as well.

For more queries related to Ajman Bank account, get in touch with us through call or email.

Ajman Debit Card

Ajman Salary Account Fees and Charges

Type of Fee Current Account Payroll Account 2-in-1 Account
Account Opening Fee Free Free Free
Fall-below Fee AED 25 Applicable only if a monthly account balance of AED 3,000 is not maintained NA AED 25 Applicable only when:
  • A minimum monthly average balance of AED 3000 is not maintained OR
  • Salary is not transferred to the respective account
Minimum Balance to Earn Profit NA Quarterly Average Balance — AED 5,000 Quarterly Average Balance — AED 5,000
Debit Card Issuance Free Free Free
Paper Bank Statement AED 25 AED 25 AED 25
Cheques returned drawn on the Account AED 100 AED 100 AED 100
Liability/No Liability/Clearance letter AED 60 AED 60 AED 60
Balance Confirmation Letter AED 50 AED 50 AED 50

Frequently Asked Questions

Is there a fall-below fee for the Ajman payroll account?

No, the requirement for a minimum balance does not apply to the Payroll account. However, you must make a minimum deposit of AED 5,000 after opening the account.

In which currencies can I open an Ajman current account in the UAE?

You can open an account in GBP, USD, AED, and EURO currency.

Am I eligible to open a payroll account if I have a current account in USD currency?

Unfortunately, no. You can hold this account only in the AED currency.

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