Al Hilal Bank Current Account

With an Al Hilal current account, you get a secure and user-friendly banking solution. This Shariah-compliant bank account brings a host of convenient features such as online and mobile banking, free debit cards, and ease of access to funds.

Using this current bank account is quite easy — you can use Al Hilal’s digital platforms and branch network to efficiently perform transactions. With options for salary transfers and utility payments, the account simplifies financial management.

Al Hilal Current Account — Features and Benefits

Here is a brief overview of Al Hilal current account in the UAE —

Al Hilal Bank Current Account

Feature Type Description
Standard Features
  • Shariah-compliant structured product
  • Thumb impression recognition available
Free Banking Facilities
  • Get a free e-statement each month
  • Access free facilities, including online, mobile, and SMS banking
Multiple Currencies Bank account available in the following currencies —
  • GBP
  • CAD
  • AED
  • USD
  • EUR
Personalised Facilities
  • Get your personalised account number
  • Receive an instant personalised chequebook

Al Hilal Debit Card

Eligibility Criteria for Al Hilal Current Account

Given below are the eligibility criteria for Al Hilal Bank current account – 

  • Age Requirement: Individuals who are 21 years or older are eligible to open an Al Hilal Bank Current Account. This ensures that the account is tailored to meet the financial needs of adults who are actively engaged in various transactions and business activities.
  • Minimum Average Balance to Earn Profit: Unlike the Al Hilal Savings Account, the Al Hilal Bank Current Account does not have a minimum average balance requirement to earn profit. This provides customers with greater flexibility in managing their funds without the obligation of maintaining a specific balance to enjoy the benefits.
  • Minimum Balance Requirement: The Al Hilal Bank Current Account does not impose any minimum balance requirement. This eliminates the need for customers to maintain a specific minimum balance in the account, allowing for more freedom in managing their finances.
  • Eligibility for UAE/GCC Nationals: Both UAE and GCC nationals can open an Al Hilal Bank Current Account. This inclusivity ensures that individuals from the UAE and other Gulf Cooperation Council (GCC) countries can access and utilise the account's features and benefits.
  • Residency with Valid EID: Residents in the UAE with a valid Emirates ID (EID) can qualify for an Al Hilal Bank Current Account. This requirement ensures that individuals who have established their residency in the country and possess the necessary identification can avail themselves of the account's services and facilities.

Documents Required for Al Hilal Bank Current Account

You may need to keep the following documents ready to open an Al Hilal Bank current account. Keep in mind that the bank might require additional documents as per the applicant to speed up the process – 

  • Filled out the application form with accurate details
  • A valid passport and its copy
  • Original Emirates ID 
  • Residence visa (for non-GCC nationals)
  • Proof of address
  • Salary certificate or income proof
  • Bank statements

How to Apply for Al Hilal Bank Current Account?

To conveniently apply for an Al Hilal Bank current account, you can use the online platform Policybazaar UAE, which offers a multitude of benefits and features as well. This platform makes the application process seamless by providing an easy user interface, and allows you to apply for the account with just a single click. 

By following the steps below, you can initiate the application process:

  • Visit the Official Website of Policybazaar UAE: Open your preferred web browser and navigate to the official website of Policybazaar UAE (policybazaar.ae).
  • Go to the Bank Accounts Section: Once you are on Policybazaar.ae, locate and click on the "Bank Accounts" section. This will direct you to a page specifically dedicated to various bank accounts available for comparison and application.
  • Fill out the Lead Form: On the bank accounts page, you will find a lead form that needs to be filled out. Fill it out with the specified details such as your name, contact details, and any specific preferences you have for the Al Hilal Bank current account.
  • Filter the Results and Apply for the Account: After filling out the lead form, you will be presented with a list of results that match your preferences. You can use filters to narrow down the options and find the Al Hilal Bank current account that suits your needs. Once you have selected the account, click on the "Apply Now" button to proceed with the application.
  • Access Features, Benefits, and Additional Information: Policybazaar UAE provides a comprehensive overview of the features, benefits, and other essential details of the Al Hilal Bank account. Take time to review this information to make sure that you have a clear understanding of what the account offers and how it aligns with your banking requirements.


Open Al Hilal Bank Account

The advantages of applying for an Al Hilal Bank Current Account via Policybazaar UAE are as follows - 

  • Easy Comparison: Policybazaar.ae allows you to compare different current account options available in the market, making it easier to assess the features, benefits, and terms offered by Al Hilal Bank and other banks. This empowers you to make an informed decision based on your specific preferences.
  • Round-the-Clock Customer Service: We provide round-the-clock customer service support so that you can seek assistance and get your queries addressed at any time throughout the application process.
  • Expert Advice: The platform offers expert advice from knowledgeable professionals who can guide you in choosing the most suitable bank account based on your financial requirements and objectives.
  • Offers and Discounts: Policybazaar.ae provides exclusive offers and discounts on certain financial products. These special deals can add value to your banking experience and potentially save you money.
  • User-Friendly Interface: Policybazaar UAE website is designed with a user-friendly interface, making it quite easy for individuals to navigate the platform, compare accounts, and complete the application process seamlessly.

Al Hilal Current Account — Fees and Charges

Tabled below are the key fees and charges associated with the Al Hilal current account:

Type of Fee Charges
Debit Card Issuance Free
Debit Card Replacement AED 26.25
Copy of Sales Slip AED 26.25
Paper Statement AED 26.25
Standing Instruction Set-Up (One-time) AED 52.50
Liability Letter AED 63
No Liability Certificate AED 63
Foreign Currency Transactions and Transactions Done in AED Outside the UAE 2.001%
Additional Chequebook AED 26.25
SWIFT Copy Charges AED 15.75

Frequently Asked Questions (FAQs)

Is the Al Hilal Bank Current Account Shariah-compliant?

Yes, the Al Hilal Bank Current Account is Shariah-compliant. It operates in accordance with the principles of Islamic banking, ensuring that all transactions and investments adhere to the ethical guidelines of Shariah law.

Is there a minimum balance requirement for the Al Hilal Bank Current Account?

No, there is no minimum balance requirement for the Al Hilal Bank Current Account. You can open and operate the account without needing to maintain a specific minimum balance.

What are the benefits of the MasterCard Debit Card provided with the Al Hilal Bank current account?

Account holders receive a MasterCard Debit Card with their Al Hilal Bank Current Account. This card, available in both virtual and physical forms, offers convenient access to funds.

Does the bank charge any amount for providing physical copies of bank statements?

Yes, the bank charges an amount of AED 26.25 for each copy.

Can I open my Al Hilal current account in EUR currency?

Yes, you can open an Al Hilal current account in EUR currency.

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