Allianz Health Insurance

Allianz health insurance is a UAE-based insurance service provider, known for its unmatched services and products. It has a range of amazing offers for both corporates and individuals in different categories like - motor insurance, home insurance, liability insurance, aviation insurance, and many more.

In this article, we’ll walk you through various plans that Allianz health insurance has to offer.

Top Allianz Insurance Plans for 2021

Plan Name	Medical Cover (AED)	Pharmacy Limit	Price
Limited Plan	1,50,000	Up to AED 1,500
Local - Plan B	1,50,000	Up to AED 7,000
Basic - Plan B	2,00,000	Up to AED 7,000
Local - Plan A	1,50,000	Up to AED 7,000
Basic - Plan A	3,00,000	Up to AED 7,000
Universal Plan	5,00,000	Up to AED 7,500
Universal Plus Plan	5,00,000	Up to AED 10,000

Features and Benefits of Allianz Health Insurance

1. Cashless Hospitalization: Allianz health insurance comes with a wide network of hospitals with cashless hospitalization facilities. However, you can also opt for a hospital of your liking and get the bill reimbursed later.
2. 24x7 Support: Allianz health insurance has a team of experts to offer 24x7 assistance. You can get in touch with the team at any time to get your queries resolved.
3. Knowledge-Driven Solutions: Allianz health insurance offers knowledge-driven solutions and helps you understand the plans better and eliminate all the risk factors.
4. Add-Ons for the Plans: With Allianz health insurance you get instant access to various add-ons that’ll help you enhance the coverage. Some of the popular add-ons include dental benefits, alternative medication, etc.
5. Pre and Post-Hospitalization Benefits: Allianz health insurance provides cover for expenses incurred during pre and post-hospitalization services such as diagnostics and tests, doctor’s consultation, ambulance charges, room rent, etc.

What are the Types of Allianz Health Insurance Plans?

Here is a list of medical insurance plans that Allianz health insurance offers:

Corporate/Group Health Insurance Plans

Allianz Health Insurance offers a wide range of plans for corporate health insurance. The plans offered by Allianz health insurance are budget-friendly and flexible to cater to your insurance requirements.

Type	Universal Plus	Universal	Basic	Local	Economy
Coverage Area	Worldwide	Worldwide excluding the USA and Canada	Arab World, UAE, Sri Lanka, Korea, Sub Asian Continent, and the Philippines	UAE only	UAE only
Annual Limit	AED 1,000,000/-	AED 1,000,000/-	AED 500,000/-	AED 150,000/-	AED 150,000/-
Room Type	Private	Private	Private	Semi-Private	Ward
Network	General Network Plus	General Network	Restricted Network	Restricted Network 2	Restricted Network 3
Maternity Benefits	Covered	Covered	Covered	Covered	Covered

Individual Health Insurance Plans Allianz

Health Insurance comes with a full range of health insurance protection plans that offer exceptional security and reliability.

Type	Universal Plus	Universal	Basic	Local	Limited	Enhanced Economy
Coverage Area	Worldwide	Worldwide excluding the USA and Canada	Arab World, UAE, Sri Lanka, Korea, Sub Asian Continent, and the Philippines	UAE only	Arab World, UAE, Sri Lanka, Korea, Sub Asian Continent, and the Philippines	UAE only
Annual Limit	AED 500,000/-	AED 500,000/-	AED 300,000/- For Basic Plan GN / AED 250,000/- for Basic Plan RN	AED 150,000/-	AED 150,000/-	AED 150,000/-
Room Type	Private	Private	Private/ Semi-Private	Private/ Semi-Private	Semi-Private	Ward
Network	General Network	General Network	General and Restricted Network	General and Restricted Network	Restricted Network 2	PCP For Out-Patient and Restricted Network 3 For In-Patient
Maternity Benefits	Covered	Covered	Covered	Covered	Covered	Covered

Retiree Health Insurance Plans

Allianz Medical insurance comes with some of the best retiree health insurance plans in Dubai. These plans offer customized coverage for clients. The best part about these plans is that they offer direct Billing Settlement for your medical claims.

Here is what Retiree health insurance plans cover.

• Local or Worldwide Cover
• Annual limit of AED 250,000
• In-Patient, Out-Patient, and Day Care cover
• Repatriation
• Stress Management Cover
• Direct Billing Arrangement

Other than these benefits the plans offer all the mandatory benefits in line with Dubai Health Authority Guidelines.

What are Allianz Health Insurance Inclusions?

Here is what Allianz Health Insurance plans include.

• Cashless hospitalization benefits
• Maternity coverage
• Pre and post-hospitalization benefits
• Diagnostics and tests
• Ambulance charges
• Room rent
• Doctor’s consultations
• Emergency care
• Medical appliances
• Medical transportation

What are Allianz Health Insurance Exclusions?

Here is what Allianz Medical Insurance plans include.

• Addiction-related treatment
• Pre-existing medical issues
• Hearing and vision aids
• Cosmetic surgeries
• Infertility-related treatment

Why Choose Allianz Health Insurance?

Here are a few major reasons why you must choose Allianz Health Insurance.

1. Team-orientated services:  Allianz Insurance comes with team-oriented services that help you learn more about the plans and stay compliant.
2. Budget-Friendly Plans: Allianz’s Insurance plans are pocket-friendly. You get a huge variety of plans to choose from based on your needs.
3. Wide Range of Insurance Plans: Allianz Insurance offers a wide range of plans for individual and group health insurance plans.
4. Easy Claim and Renewal Process: Allianz Insurance comes with a flexible and systematic insurance claim and renewal process.

What is Allianz Health Insurance Claims Process?

Here is a simple three-step process to help you report your claim with Allianz Insurance.

1. Report the Claim: Go to the Allianz Medical Insurance website and file a claim against your medical bills.
2. Submit Your Documents: Submit all the required documents in support of your claim.
3. Wait for Approval: After you have submitted your documents, sit back, relax and wait for the claim to be approved.

What is Allianz Health Insurance Renewal Process?

Here is a simple three-step process to help you renew your health insurance plan.

1. Provide Policy Details: Go to the Allianz Medical Insurance website and provide your policy details like policy number, policy issue date, and policy expiration date.
2. Submit the Required Documents: After providing all the details, submit your required documents.
3. Check the Status: Once done, re-launch the website and check the status of your plan to find out if it has been renewed.