Allianz Travel Insurance Dubai

Allianz travel insurance is a subsidiary of Allianz Care, one of the largest providers of financial products and services across the world. While this particular subsidiary used to operate with the name Allianz Global Assistance, it later adopted the name Allianz travel insurance and offered travel insurance plans  only.

The company, headquartered in Paris, functions in several countries like the UAE, Egypt, South Africa, USA, Europe, India, Japan, Thailand, Australia, etc.

Due to its consolidated experience of 30 years, the firm is able to offer world-class travel insurance plans to both individuals and businesses. Affiliated with a massive network of medical facilities and hospitals across 240 countries, Allianz travel insurance UAE ensures that only the best of everything is offered to the customers.

Features of Allianz Travel Insurance

Here are some of the major features and benefits offered by Allianz Travel Insurance in UAE.

Comprehensive Insurance Plans:

Allianz travel insurance plans are designed to cover both basic and exclusive travel insurance benefits, which make sure that you are sufficiently protected even far from home. Emergency medical expenses, personal liability cover, and travel inconvenience benefits are some of the multiple benefits you can get with these plans.

Extensive Coverage:

Available across different coverage limits, Allianz travel insurance plans allow every customer to find a plan suiting their needs and budget. Plans like global travel insurance plans have several coverage options for you to choose from.

Globally Applicable:

As Allianz travel insurance plans are valid in most countries, you can travel almost anywhere in the world with assurance regarding safety and peace of mind. A few standard exclusions, common among travel insurance plans, apply here.

Efficient and Easy Claim Process:

Allianz travel insurance dubai claim process is completed in an easy and swift manner, as its claim settlement authority responds to claim requests in minimal time. The claim process for every benefit is defined clearly so that you can easily apply reimbursement claims for a few specific benefits.

Specially Curated Benefits:

Special plans for Schengen countries, basic global travel insurance, inbound plans, and Hajj travel insurance plans are among the many options you get with Allianz travel insurance Dubai.  

Customizable as Per Requirements:

The travel insurance plans from Allianz Insurance are available in two categories - single trip and annual multi-trip. Along with all the other customisation options, you get to select the length of the trip covered under the plan depending upon your travel plans.

Global Travel Insurance Plans

Allianz offers two different kinds of Global travel insurance plans – Travel Extra and Travel Gold. Both of them offer similar advantages albeit with slight differences in benefit levels and assured sums. Following are the benefits offered by Global travel insurance plans by Allianz Insurance:

Global Travel Insurance – Travel Extra

This is one of the Allianz International travel insurance plans offering an extensive range of benefits for policyholders travelling abroad. These are single-trip travel insurance plans, with all the benefits applying to trips having a duration of not more than 90 days. The insurance plans are pocket-friendly and offer basic coverage at a minimum cost of AED 69. 

Worldwide Coverage:

Allianz Global travel insurance plan is a basic international travel insurance plan offered by Allianz Insurance. While it is an individual single trip plan, there is an option of adjusting as per the length of your trip.

Emergency Medical Expenses:

The emergency medical expenses benefit offered in the Travel Extra plan is capped at USD 250,000. Moreover, this segment also covers emergency medical evacuation and emergency medical repatriation. It also includes the emergency dental expense benefit of USD 500 with a maximum of USD 100 per tooth.

Emergency Assistance:

In case of a medical emergency, this insurance plan also covers the expense of an economy plane ticket for a close family member for a compassionate visit.

Personal Liability Cover:

Allianz travel insurance Global Travel Extra plan comes with a personal liability benefit of USD 250,000, including any third-party liabilities that may emerge during the length of the trip.

Repatriation of Remains:

In case of the policyholder’s demise, the plan offers repatriation benefits of USD 5,000 for the transportation of the mortal remains of the policyholder.

Missed/Delayed Departure Cover:

The plan includes missed or delayed departure covers of USD 250 and USD 500, respectively. Delayed departure cover is calculated on an hourly basis, with the plan offering USD 50 per six hours to the policyholder.

Baggage Delay:

There is also a feature of baggage delay benefit of USD 2500 with this travel insurance plan, with a basic waiting period or deductible of 4 hours.

Trip Cancellation and Curtailment Cover:

Trip cancellation and curtailment cover benefits of USD 2500 are added to this travel insurance plan by the company.

Other benefits:

Other additional benefits of Allianz insurance Global Travel Extra insurance can include loss of travel documents benefit of USD 300, valuables cover of USD 500, loss of sight or limb cover of USD 10,000, and several more.

Global Travel Insurance – Travel Gold

Global Gold Single Trip Travel Insurance offers an advanced level of medical and travel benefits for policyholders travelling in a different country. In this category, the basic coverage plan starts from AED 90.

Worldwide Coverage:

Allianz one way travel insurance plan is an exclusive version of the international travel insurance plan offered by the company in this segment. It is an individual single-trip travel insurance plan, and can be modified as per the length of your travel.   

Emergency Medical Expenses:

For this insurance plan, the emergency medical expenses benefit is capped at USD 1,000,000. Notably, emergency medical repatriation and emergency medical evacuation benefits are included in the same assured sum amount. You will also find an emergency dental expense benefit of USD 1000 in the plan.

Emergency Assistance:

The plan covers an economy plane ticket for the compassionate visit of a family member if is a medical emergency.

Personal Liability Benefit:

Allianz travel insurance Global Travel Gold plan comes with a personal liability benefit of USD 1,000,000 to cover all types of third-party liabilities that may appear during the trip.

Repatriation Benefits:

The plan includes repatriation benefits of USD 10,000 for the transportation of the mortal remains in case of the demise of the policyholder.

Accidental Death Cover:

Allianz insurance Global Travel Gold plan includes an accidental death cover benefit of USD 30,000.

Baggage Delay Cover:

The insurance plan offers a baggage delay cover of USD 5,000 applicable after the standard waiting period of 4 hours.

Missed/Delayed Departure Cover:

The plan includes both missed and delayed departure covers, with the amounts being USD 500 and USD 1,000, respectively. Delayed departure cover is calculated on a per-hour basis. The plan offers USD 50 per six hours for the policyholder.

Trip Cancellation and Curtailment Cover:

Allianz travel insurance Global Travel Gold plan also provides customers trip cancellation and curtailment benefits of USD 5,000.

Other Benefits:

Besides the above-described ones, some other benefits of Allianz insurance Global Travel Gold insurance include loss of travel documents cover of USD 500, valuables cover of USD 1,000, loss of sight or limb cover of USD 15,000, etc.

Schengen Travel Insurance Plans

Allianz Insurance Schengen Travel Insurance Plans has various effective features and benefits for policyholders. The certificate for this travel insurance plan is one of the mandatory documents to be submitted when applying to travel insurance for Schengen visa. Notably, policyholders travelling to even Europe are covered under Schengen Allianz travel insurance coverage. The basic insurance plan for this type starts from AED 48, and offers basic medical and travel coverage.

Here are the benefits and features of the Schengen Travel Insurance Plan offered by Allianz Travel Insurance Company.

International Coverage:

Another single trip individual plan, the Travel Schengen plan from Allianz Insurance is curated to fit all Schengen country's travel insurance requirements. It can be used to visit any of the 29 countries in the group.

Medical Expense Cover:

The medical expense cover benefit of the Travel Schengen plan is capped at USD 50,000. While it includes expenses related to accidents and sickness under emergency conditions, benefit coverage is also extended to emergency medical evacuation and medical repatriation of the policyholder/insured.

Repatriation of the Remains Cover:

The repatriation of the mortal remains benefit of the plan is capped at USD 2,500.

Dental Cover:

Other medical emergency-related benefits available in this plan include emergency dental expenses up to the limit of USD 200 and hospital cash benefit of USD 100.

Personal Accident Benefit:

The personal accident benefit offered with the Travel Schengen from Allianz travel insurance Dubai is capped at USD 5,000.

Emergency Assistance:

The plan also covers an economy plane ticket for the compassionate visit of a family member if the policyholder is present in a medical emergency.

Other Benefits:

This travel insurance plan includes other benefits such as the loss of travel document cover of USD 300.

Inbound Travel Insurance Plans

The Inbound Travel Insurance Plan has been designed for people travelling in the UAE for not more than three months. The crucial aspect to note here is that the coverage gets linked to the trip and not the visa. This means that if you travel to the UAE multiple times on the same visa, you will need a new insurance plan every time. The basic inbound travel insurance plans start from AED 56.

Keep reading to know more about the features and benefits of an Allianz Inbound Travel Insurance Plan.

Domestic Coverage:

The Inbound Product is the domestic travel insurance plan from Allianz made for visitors coming to the UAE on a tourist or visitor Visa. Inbound Product fulfils all the minimum requirements set by the UAE government for travel insurance.

Emergency Medical Expenses:

The emergency medical expenses benefit of the Allianz travel insurance uae inbound plan is capped at AED 150,000. It also covers medical evacuation and repatriation in case of an emergency.

Dental Cover:

Emergency dental treatment benefit comes at a limit of AED 300, with a cap of AED 100 for each tooth.

Emergency Assistance:

In case of a medical emergency, a compassionate visit for one of the family members or friends are covered with an economy ticket by the plane as well.

Repatriation of Remains Expenses:

The Inbound travel insurance plan also covers repatriation expenses of the mortal remains up to AED 10,000.

Fulltime Assistance:

The inbound travel insurance plan offers full-time assistance services for policyholders. Anytime you face any queries, you can contact the help and support team to get answers.

Other Benefits:

The inbound travel insurance plan also includes loss of personal money cover of up to AED 300, loss of personal document benefit of AED 300, and more.

Hajj and Umrah Travel Insurance Plans

Allianz travel insurance offers specialized plans for Hajj and Umrah trips, customised to meet all the special needs of travellers for this special journey. Depending on your requirements and budget, you can opt for one of the two options of coverage. Following is a list of benefits offered by the two Hajj and Umrah travel insurance plans from Allianz travel insurance UAE.

Hajj and Umrah Economy

Emergency Medical Expenses:

The economy version of the Hajj and Umrah travel insurance plan allows access to emergency medical expenses benefit of USD 7,500. Repatriation of Remains Cover: Hajj and Umrah economy travel insurance plan offers repatriation of the mortal remains cover of USD 2,500 in case of the demise of the insured during the trip.

Dental Cover:

With Hajj and Umrah economy travel insurance plan, you can get an emergency dental treatment benefit of USD 500. The prescribed limit is USD 100 for one tooth.

Loss of Passport:

Hajj and Umrah economy travel insurance plan offers loss of passport cover of USD 250.

Delayed Departure:

Hajj and Umrah economy travel insurance plan offers delayed departure cover of USD 50 every 4 hours (capped at USD 500).

Other Benefits:

Hajj and Umrah economy travel insurance plan offers travel inconvenience benefits like loss of passport benefit of USD 250 and delayed departure benefit of USD 50 every 4 hours (going up to USD 500).

Hajj and Umrah First Class

Emergency Medical Expenses:

This is the exclusive version of the Hajj and Umrah travel insurance plan. It includes an emergency medical expenses benefit of USD 20,000 and also provides cover if emergency medical evacuation or repatriation is required.

Emergency Assistance:

The plan covers an economy ticket of a family member or close relative for a compassionate visit during a medical emergency.

Repatriation of Remains Cover:

Hajj and Umrah first class travel insurance plan offers repatriation of the mortal remains cover of up to USD 5,000.

Dental Cover:

Hajj and Umrah first class travel insurance plan offers emergency dental expenses cover by a benefit sum of USD 750, with a limit of USD 150 for one tooth.

Personal Accident Cover:

The First-Class Hajj and Umrah plan also gives  a personal accident cover benefit of USD 10,000 to customers. It covers the demise of the insured with compensation of USD 10,000, permanent total disability by USD 10,000, and partial permanent disability by USD 5,000.

Other Benefits:

Hajj and Umrah first class travel insurance plan offers travel inconvenience benefits like loss of passport benefit of USD 500 and delayed departure benefit of USD 50 every 4 hours. In the latter case, the limit is up to USD 1,000.

Annual Multi-Trip Travel Insurance Plans

Allianz annual travel insurance plans are similar to the single-trip plans previously elaborated. This segment contains an extension of Travel Schengen, Travel Extra, and Travel Gold plans as multi-trip travel insurance. The benefits and assured sum limits are the same as the single-trip plans.   

Allianz Schengen Annual Travel Insurance

Emergency Medical Expenses:

Schengen Annual Travel Insurance offers an emergency medical expenses benefit of USD 50,000. Expenses related to emergency medical evacuation and repatriation are covered here.

Emergency Assistance:

The plan covers an economy ticket for a family member or close relative as a compassionate visit during a medical emergency.

Dental Cover:

Allianz Schengen Annual Travel Insurance plan offers emergency dental expenses covered by a benefit sum of USD 200, with the limit being USD 50 for one tooth.

Personal Accident Cover:

Allianz Schengen Annual Travel Insurance plan also extends a personal accident cover benefit of USD 5,000. 

Repatriation of Remains Cover:

Schengen Annual Multi-Trip Travel Insurance plan offers repatriation of the mortal remains cover of up to USD 2,500.

Loss of Travel Documents:

Schengen Annual Multi-Trip Travel Insurance plan provides travel inconvenience benefits to its customers, with the list including loss of travel documents cover of USD 300, and so on.

Allianz Extra Annual Travel Insurance

Emergency Medical Expenses:

Extra Annual Travel Insurance offers a greater emergency medical expenses benefit of USD 250,000. This cover also has the provision of emergency medical evacuation and repatriation expenses.

Dental Cover:

Extra Annual Multi-Trip Travel Insurance plan offers emergency dental expenses as covered by a benefit sum of USD 500. The limit defined in the plan is USD 100 for one tooth.

Personal Accident Cover:

Extra Annual Multi-Trip Travel Insurance plan grants a personal accident cover benefit of USD 20,000. 

Permanent Total Disablement:

With Extra Annual Multi-Trip Travel Insurance plan, you can get a permanent total disablement cover of USD 20,000.

Emergency Assistance:

In case the policyholder is under a medical emergency and a family member or close relative wishes to visit them, the plan covers an economy ticket for the visiting member as a compassionate visit.

Repatriation of Remains Cover:

Extra Annual Multi-Trip Travel Insurance plan offers a cover of up to USD 5,000 for the repatriation of the mortal remains in case of the demise of the insured.

Personal Liability Cover:

Extra Annual Multi-Trip Travel Insurance plan offers personal liability coverage of USD 250,000.

Other Benefits:

Besides covering such medical emergencies, the Extra Annual Multi-Trip Travel Insurance plan also provides travel inconvenience benefits like loss of travel documents cover, loss of sight or limb cover, missed departure cover, delayed departure cover, flight overbooking cover, etc.

Gold Annual Travel Insurance

Emergency Medical Expenses:

Gold Annual Travel Insurance offers an emergency medical expenses benefit of USD 1,000,000. This cover also includes emergency medical evacuation and repatriation expenses benefits.

Emergency Assistance:

The plan covers an economy ticket of a family member or close relative for a compassionate visit during a medical emergency faced by the policyholder.

Repatriation of Remains Cover:

In case of the insured’s demise, Gold Annual Multi-Trip Travel Insurance plan offers repatriation of the mortal remains cover of up to USD 10,000.

Personal Accident Cover:

Gold Annual Multi-Trip Travel Insurance plan also provides a personal accident cover benefit of USD 30,000. 

Permanent Total Disablement:

A permanent total disablement cover of USD 30,000 is provided by Gold Annual Multi-Trip Travel Insurance plan.

Dental Cover:

Gold Annual Multi-Trip Travel Insurance plan offers emergency dental expenses by a benefit sum of USD 1,000 and a limit of USD 200 for one tooth.

Personal Liability Cover:

Gold Annual Multi-Trip Travel Insurance plan offers personal liability coverage of USD 1,000,000.

Other Benefits:

Some other benefits offered by Gold Annual Multi-Trip Travel Insurance include travel inconvenience benefits like coverage against missed departure, loss of travel documents, loss of sight or limb, delayed departure, mugging, flight overbooking, credit card fraud, etc.

Optional Covers from Allianz Travel Insurance UAE

Here are some of the optional covers provided by Allianz Travel Insurance to help you extend your insurance coverage.

Sports Cover

Allianz Travel Insurance Sports Cover extends coverage against certain sports activities like deep-sea fishing, wall climbing, etc. Following are a few benefits offered by the plan.

Terrorism Cover

Allianz Travel Insurance Terrorism Cover extends a benefit of up to USD 100,000 if you are injured or face loss/damage due to a terrorist attack.

Avalanche Cover

Allianz Travel Insurance Avalanche Cover offers an optional transportation or accommodation cover in case you are stuck in an avalanche and need to extend the trip. Moreover, if you are unable to stay at your booked hotel or resort due to the avalanche, the plan also pays for your ticket back home. The benefit is capped at USD 150.

Allianz Travel Insurance UAE Common Exclusions

• Any maternity-related conditions, pre-existing illnesses, and critical illnesses
• Suicide attempts or self-inflicted injuries
• Injuries incurred or damage sustained when under the influence of drugs or alcohol -- also applies to the personal liability cover of the Allianz travel insurance plans
• Injuries incurred when participating in adventure sports or any of the excluded activities unless covered by an add-on cover
• Trips took on the doctor’s advice for treatment purposes
• Trips even when the doctor has deemed you unfit for travel
• Loss due to war-like situations like strikes, riots, civil wars, and invasions
• Loss and damages from explosions, radioactive substances, and radioactivity in general

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