Established in 1850, American Express Bank is known for its amazing offers and excellent customer service. The bank is head-quartered in New York and is commonly known as AMEX.
American Express Bank offers a wide range of banking products like bank accounts, credit cards, loans, mortgages, etc. for individuals and corporate customers. It provides a wide range of credit cards with exclusive deals, offers and benefits.
In this post, we will discuss types of American Express Credit Cards with amazing dining offers.
American Express Platinum Credit Card offers excellent benefits like travel discounts, lifestyle benefits, flight upgrades, ticket offers, etc. across the globe. If individuals spend using the credit card, they do not have to pay any annual fee. The bank charges an interest rate of 2.50 per cent on the monthly outstanding balance and allows the cardholders to pay the interest in easy instalments.
Here is a list of benefits offered by American Express Platinum Credit Card.
The credit card has an annual fee of AED 2,700. However, the cardholders can get full annual fee waiver on spending AED 10,000 in the first three months.
American Express Platinum Credit Card also provides cardholders with comprehensive worldwide insurance policy benefits. It provides travel accident insurance of up to AED 1,800,000 in addition to the Retail Protection Insurance of up to AED 5,400 and Travel Inconvenience Insurance of up to AED 5,400.
American Express Gold Credit Card offers attractive offers like complimentary travel insurance, free access to airport lounges, travel discounts, flight upgrades and many other exclusive privileges at any location in the world.
The cardholders need to pay an annual fee of AED 395 to avail this card. The membership rewards annual fee is AED 95. With this card also, the card members can pay the interest on the outstanding amount in easy instalments.
Here are benefits offered by American Express Gold Credit Card.
American Express Gold Credit Card offers comprehensive worldwide insurance policy benefits, including the travel accident insurance of up to AED 350,000 in addition to the Retail Protection Insurance of up to AED 3,000 and Travel Inconvenience Insurance of up to AED 4,000.
The card offers various additional benefits like online fraud protection, full-time customer service, and family members’ enrolment in the card’s usage.
Here is a list of current Dining Offers on American Express Credit Cards
The American Express Credit Card holders earn 2 reward points on every AED 4 spent. The products for earning rewards can range from supermarket to groceries, online shopping and airline tickets globally.
The best part about these reward points is that they never expire. This helps the cardholders collect enough amounts of reward points and use them based on their preferences.
Here is what the cardholders can get using their reward points.
Here are a few examples of earning reward points by spending with the American Express Platinum Credit Card.
Here are a few criteria that make one eligible for applying to American Express Credit Cards.
Credit Cards |
Eligibility Criteria |
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American Express Platinum Credit Card |
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American Express Gold Credit Card |
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Here is a list of documents required to apply for an American Express Credit Card.
Conclusion:
American Express Restaurant offers on the Credit Cards are all unique. The bank offers the best deals in comparison to any other credit card in the UAE. However, all American Express Credit Cards are accompanied by specific terms and conditions. Make sure to check the eligibility criteria and the documents required before you apply for cards and enjoy the benefits when you receive it.