Cheap Car Insurance

Best Affordable Car Insurance Plans in Dubai

Here are the top options related to the cheapest car insurance in the UAE —

1. Methaq Takaful Comprehensive (Agency) - 

Features and Benefits	Add-ons	Exclusions
Third-party Damage  Third-party Liability Damage to Own Vehicle Windscreen Damage Agency Repair Emergency Medical Expenses MD/Strikes/Riots	Personal Accident Cover for Drivers and Passengers Roadside Assistance — Mechanical assistance Lockout service Fuel delivery service Battery service Flat tyre service Towing service	Ambulance Service Involuntary Loss of Employment Insurance Valet Parking Theft Cover International Driving Licence Discount New Car Replacement in Case of Total Loss Lock Replacement Off-road Cover Car Registration Service

 

2. Tokio Marine Comprehensive (Garage) - 

Features and Benefits	Add-ons
Third-Party Damage  Damage to Own Vehicle Off-road Cover Accident and Breakdown Recovery Loss of Benefit Allowance Ambulance Service Emergency Medical Expenses Valet Parking Theft Cover New Car Replacement in Case of Total Loss Fire and Theft Cover Personal Injury Self-authorisation Repairs MD/Strikes/Riots Loss of Personal Belongings Windscreen Damage read more	Personal Accident Cover for Drivers and Passengers Oman Cover Natural Calamity Cover Roadside Assistance — Battery service Flat tyre service Off-road recovery Lockout service Towing service

 

3. Al Sagr Comprehensive (Agency) -

Features and Benefits	Add-ons
Third-party Damage  Third-party Liability Damage to Own Vehicle Windscreen Damage Agency Repair Emergency Medical Expenses Ambulance Service	Personal Accident Cover for Drivers and Passengers Natural Calamity Cover Oman Cover Replacement of Vehicle Roadside Assistance — Mechanical assistance Lockout service Towing service Battery service Flat tyre service

 

4. Salama Insurance Comprehensive (Agency) - 

Features and Benefits	Add-ons	Exclusions
Third-party Damage  Damage to Own Vehicle Third-party Liability Windscreen Damage New Car Replacement in Case of Total Loss — Auto Gap Fire and Theft Cover Agency Repair Ambulance Service Valet Parking Cover Child Car Seat Replacement Car Registration Service	Personal Accident Cover for Drivers and Passengers Vehicle Replacement Cover Roadside Assistance — MD/Strikes/Riots Battery service Flat tyre service Fuel delivery service Mechanical assistance Lockout service Towing service Off-road recovery	Involuntary Loss of Employment Insurance International Driving Licence Discount

 

5. Oriental Insurance Comprehensive (Agency) -

Features and Benefits	Add-ons	Exclusions
Third-party Damage  Damage to Own Vehicle Third-party Liability MD/Strikes/Riots Windscreen Excess Waiver Valet Parking Theft Cover Agency Repair Loss of Personal Belongings Emergency Medical Expenses Off-road Cover	Personal Accident Cover for Drivers and Passengers Replacement of Vehicle  Natural Calamity Cover Roadside Assistance — Membership usage and validity Battery service Flat tyre service Towing service International driving licence discount Rent-a-car service Mechanical assistance Lockout service Fuel delivery service Off-road recovery Car registration service read more	New Car Replacement in Case of Total Loss - Auto Gap Alloy Wheel Replacement Involuntary Loss of Employment Insurance Child Car Seat Replacement

 

6. Arabia Insurance Third-Party Only -

Features and Benefits	Add-ons	Exclusions
Third-party Damage  Third-party Liability Blood Money Emergency Medical Expenses Loss of Benefit Allowance Ambulance Service	Personal Accident Cover for Drivers and Passengers Roadside Assistance (one-time service) — Battery service Towing service Off-road service Lockout service Fuel delivery service Flat tyre service	MD/Strikes/Riots Agency Repair Involuntary Loss of Employment Insurance International Driving Licence Discount

 

7.QIC Third Party Liability -

Features and Benefits	Add-ons
Third-party Damage  Third-party Liability Blood Money	Personal Accident Cover for Drivers and Passengers Orange Card Roadside Assistance  Accident and breakdown recovery Battery service Flat tyre service Towing service Mechanical assistance Lockout service Fuel delivery service

How to Find Cheap Car Insurance in the UAE?

Here are some tips to find the cheapest car insurance in the UAE —

• Consider the vehicle type - Before buying a car, find out more about its insurance costs. For instance, insuring a Ford Mustang is likely to cost more than a Toyota Corolla, even if it’s an older model. Remember — the car's purchase price is just the beginning. Ongoing costs like fuel, maintenance, and insurance should be factored into your overall budget.
• Opt for a higher excess carefully - ‘Excess’ is the amount you pay during a claim. Policies usually include compulsory excess (set by the insurer) and voluntary excess (chosen by you). While increasing your voluntary excess lowers your premium, make sure it’s an amount you can afford to pay in case of a claim.
• Leverage no-claims discounts - If possible, avoid small claims to preserve your no-claims discount — this can reduce your premiums at renewal. For minor costs, like minor bodywork or windshield damage, paying out-of-pocket might save more in the long run.
• Avoid unnecessary auto-renewals - While auto-renewals are convenient, they can also lead to — 
  • Overspending on outdated premiums
  • Missing better deals or discounts elsewhere
  • Losing out on value-added benefits from other insurers

Which Documents are Required to Buy Cheap Car Insurance in the UAE?

Here are the documents required to buy the cheapest car insurance in Dubai —

• Valid driving licence
• Vehicle registration certificate
• Emirates ID (for UAE nationals)
• Passport and residence visa (for expats)
• Bank statements
• Confirmation letter for GCC-specific cars

How to Get the Cheapest Car Insurance in Dubai, UAE?

You can easily get cheap car insurance in Dubai, UAE on Policybazaar.ae. This website is a third-party aggregator that has carefully curated the best affordable car insurance plans in the UAE to meet your requirements. The website is quite easy to use and helps you get the best-suited plan within a few clicks. 

When you buy car insurance from our site, you get the following benefits —

• Platform to compare the top plans in one place
• Car insurance policies at the best-discounted rates
• Access to free credit score
• Access to other insurance and banking products
• 24/7 customer care service
• Assistance from industry experts

FAQ's

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