ADCB Savings and Call Accounts

What are the ADCB Savings Account and Call Accounts? 

The Abu Dhabi Commercial Bank or ADCB is a UAE-based renowned financial institution that offers numerous banking services and products to UAE nationals and residents to manage their finances efficiently. One of the products offered by the bank is the personal savings account, with further options under this category also available. One such option here is the ADCB Savings Account and Call Accounts.

If you wish to grow your money with this specific account and utilise its features to the greatest extent, read this article to get an in-depth insight into the Savings Account & Call Accounts.

Features and Benefits of ADCB Savings Account and Call Accounts

Listed below are the prominent features and advantages of the Savings Account and Call Accounts of the ADCB –

Savings Account

• UAE residents, including nationals and ex-pats, are eligible to open the account
• This banking product is an interest-bearing account
• The minimum monthly salary requirement for this ADCB Savings Account is AED 5,000  
• Customers get a free e-statement at the end of every cycle
• Users can also avail of a debit card with this savings account 

Call Accounts

• This account is available for UAE ex-pats and nationals
• The interest is calculated every day on your balance and paid on a monthly basis
• At the end of the statement cycle, customers receive a free e-statement
• A monthly salary of at least AED 5,000 is required to open the account

Interest Rate Offered by the ADCB Savings Account and Call Accounts

The interest rates offered for the ADCB Savings and Call Accounts are –

Savings Account Interest Rates

Call Accounts Interest Rates

Fee, Charges, and Minimum Balance on ADCB Savings Account and Call Accounts

• A monthly fee will be imposed If the ADCB Savings Account and Call Accounts customers fail to maintain the segment-wise relationship balance 
• If the amount is less than AED 15 in Call Accounts, no interest will be paid
• The usage of debit cards at non-ADCB ATMs will be charged as per the relationship type

Currency Accepted

ADCB Savings Account and Call Accounts accept both AED and USD currencies. However, other major currencies are also accepted for the ADCB Call Account besides the ones mentioned for the savings account.

Eligibility Criteria for ADCB Savings Account and Call Accounts

Here are the eligibility criteria for opening ADCB Savings Accounts and Call Accounts –

• The applicant must be a UAE national or UAE ex-pat
• The monthly income of the applicant must be at least AED 5,000

Documents Required for Opening a Savings Account and Call Accounts at ADCB Bank

To open ADCB Savings Account and Call Accounts, you would need to have the following documents available –

For UAE Residents

• Original Emirates ID
• Applicant’s salary certificate
• Valid original passport with a UAE residence visa (the validity of the visa must be more than 30 days)

For Non-UAE Residents (Not Applicable for Aspire Segment Customers)

• Valid original passport
• Valid copy of the visit visa and entry stamp page or e-gate card
• Three-month stamped bank statements of any existing account
• An introduction letter from an existing ADCB customer with a relationship of more than one year

How to Apply for ADCB Savings Account and Call Accounts?

The following are the available options if you want to apply for the Savings Account and Call Accounts of the ADCB –

Via Website

• Go to the official ADCB website 
• Visit their ‘Personal Banking’ section and tap ‘Accounts’
• Click on the ‘Current and Savings Account’ option and select ‘Savings and Call Accounts’
• After you are navigated to the next page, scroll down and find the lead form
• Type in your personal required personal details and submit it 

The bank will revert to you after receiving your application and processing it. 

Via SMS

If you want to open your account through an SMS, you can send an SMS with the text ‘CASA’ to 2626 from your registered mobile number.

Via Customer Care Support

Individuals can also open their accounts by contacting the customer care representatives of the ADCB bank. To get in touch with them, you can dial 600502030.

Visiting Bank Branch

In case you wish to receive in-person assistance from one of the ADCB bank professionals, you can visit the nearest branch of the bank.

How to Access the Savings Account and Call Accounts of the ADCB Bank?

Discussed below are the modes of accessing your ADCB Savings Account and Call Account – 

Mobile Banking: Mobile banking is one of the most convenient ways to access bank accounts, given the extensive spread of smartphones across the UAE. Using the ADCB mobile application banking, users can access their Savings Accounts and Call Accounts at their fingertips! Here’s how you can log into your account –

1. Download and install the ADCB bank app on your smartphone
2. Sign into your account using your internet banking credentials
3. Go to the personal banking section
4. Choose the Savings Account and Call Accounts to utilise its services

ADCB mobile application is available on Apple Store, Google Play Store, AppGallery, and Galaxy Store. However, you can also visit the official ADCB website and scan the QR code available in the mobile banking section to download the application.

Internet Banking: Online banking is another convenient way to access your ADCB Savings Account and Call Accounts from anywhere at your convenience. Using online banking for your Savings Account and Call Accounts is easy, as you simply need to –

1. Open the official website of ADCB and tap on the ‘Login’ option on the home page 
2. Go to the ‘Personal Banking’ section and type in your user ID and password on the next page
3. Click on the ‘Login’ button to log into your account and use any of the available services

WhatsApp Banking: Customers can now also opt for WhatsApp banking as it is easy to use, available 24*7, and available right on this popular messaging app. To avail of your ADCB Savings Account and Call Accounts services via this mode, you can register your account with WhatsApp and start chatting. You can subscribe via SMS, send a WhatsApp message to 600502030, or scan the QR code available on the WhatsApp Banking section of the ADCB website.

Offline Banking: While the online and phone banking options simplify banking to a great extent, you can always turn to traditional offline banking to access any details related to your ADCB Savings Account and Call Accounts or utilise any of the available services. For this, you can visit your nearest ADCB bank branch and have a one-on-one conversation with the concerned bank personnel.