Bank of Baroda UAE

Established in the emirates in 1974, Bank of Baroda UAE is the oldest Indian Bank in the UAE and serves over 150,000 customers across the country. The bank currently operates through six branches located in Dubai, Abu Dhabi, Ras Al Khaimah, Deira, Al-Ain, and Sharjah. 

Bank of Baroda UAE offers a wide range of banking services to its customers, with this list including savings and current accounts, credit cards, loans, investments, deposits, money transfers, and foreign exchange services. It also offers 24/7 customer service, a dedicated customer care team, and a wide network of branches and ATMs across the UAE.

In this article, we will have an in-depth look into the bank accounts available with the Bank of Baroda and other significant details related to the same.

Types of Bank Of Baroda Accounts in the UAE

Bank of Baroda accounts in the UAE are categorised as personal and business accounts. Overall, the bank offers 11 accounts under personal banking and 6 under business banking. 

Check out the next sections to learn more about these accounts in detail -  

Personal Bank Accounts

Check out the following table to know about the personal bank accounts available in the Bank of Baroda UAE (also referred to as BoB) -  

Business Bank Accounts

The following table enlists the business bank account offered by the Bank Of Baroda -  

Features and Benefits of Bank Of Baroda Accounts

By opening an account with the Bank of Baroda, you can get the following features and benefits -  

• The process of opening a bank account with BoB is convenient and hassle-free.
• Multiple bank accounts are available for you to choose from 
• Some Bank of Baroda accounts can be opened in other currencies besides AED
• Bank of Baroda offers both internet and mobile banking, making it easier for you to access your account.
• Most BoB bank accounts do not have any restrictions on the number of withdrawals made.
• Some Bank of Baroda accounts provide complementary debit cards and chequebooks upon opening accounts.
• Bank of Baroda accounts also have the facility of remittance to India through ATM/ Internet Banking/ Mobile Banking.
• BoB accounts can be opened in the name of a minor, provided the account will be operated either by the mother or father of the minor.
• The bank also allows you to open a joint bank account.

What are the Eligibility Criteria For Opening a Bank Account in the Bank Of Baroda UAE?

You must fulfil the following eligibility criteria to open a bank account with the Bank of Baroda -  

• You must be a resident individual who is either a GCC national or an Indian national (including Persons of Indian Origin)
• Account in the name of a minor can be opened till they become an adult (21 years) provided the account will be operated by the father or mother of the minor
• You must have a good credit Score  

Which Documents are Required to Open an Account in Bank Of Baroda UAE?

Here is the list of documents required for opening a Bank Of Baroda account in the UAE - 

For Personal Bank Accounts 

• Duly filled account opening application form, which has to be signed in front of the bank representatives
• Photocopy of valid labour contract (in case of salary account)
• No Objection Certificate from the sponsor
• Two recent passport-size photographs
• Photocopy of valid passport including address page and valid visa page
• Copy of valid Emirates ID
• Copy of Tenancy contract/Ejari, wherever applicable
• Original documents to be shown for verification

For Business Bank Accounts 

• Copy of Trade Licence, Economic Dept Registration & Chamber of Commerce.
• Copy of AOA and MOA (English-translated documents are required if documents are drafted in Arabic) 
• NOC from the sponsor only if the sponsor's name is different on Visa
• Recent coloured passport-sized photograph of the authorised signatory
• Board resolution as per the format given in the account opening form
• Bank’s account statement for the last 6 months for the existing company
• Resident tenancy contract copy
• In case of a subsidiary/Branch office of the foreign company, duly legalised and consularized Board Resolution of the parent company for setting up a Subsidiary/Branch office in UAE.
• Parent’s company MOA and AOA
• Valid document of credit score 
• Self-attested copy of passport, visa, and Emirates ID of all partners
• Copy of Tenancy Contract with Ejari
• Shareholding pattern/Share certificate of the parent company
• Company Stamp

Bank Of Baroda Swift Codes in the UAE

Listed below are the SWIFT codes for different branches of Bank of Baroda in the UAE - 

Fees and Charges of Bank Of Baroda Accounts

For Individual Accounts

For Non-Individual Accounts

How to Open a Bank Account in Bank Of Baroda UAE?

To open a Bank of Baroda account in the UAE, follow these steps -  

1. Open the official website of the Bank of Baroda UAE.
2. On the home page, select the account type.
3. Once you are redirected to the following page, click on the ‘Download Form’ option present on the right side of the screen.
4. Select the account type from the displayed list and click on the ‘Download’ hyperlink.
5. Provide all the necessary details and fill out the form.
6. Sign the required blanks and submit the form to the bank in person.

Note that you can also collect the account opening form by visiting your nearest branch of Bank of Baroda. After filling out the form, submit it to the bank. In case of any additional queries, you can reach out to the bank through email or by calling the concerned officials. 

How to Access Your Bank Of Baroda Account in the UAE? 

You can log into your Bank of Baroda account in the UAE through any of the following three ways -  

Internet Banking

Internet banking is a highly accessible form of banking. You can access the account from the comfort of your home without visiting the bank. 

Here’s how you can use internet banking to login into your Bank of Baroda account -  

1. Open the official website of the bank.
2. On the homepage, click on the e-banking login option present at the top-left of the screen.
3. Select ‘Retail User’ or ‘Corporate User’ as per your preference.
4. Enter your username and password.
5. Log in to view your online bank account.

Mobile App Banking

The functioning of mobile app banking is quite similar to internet banking. You can simply download and install the bank’s application on your smartphone. After this, complete the registration process and log in to your account using online banking credentials or a PIN (as required). 

Offline Banking

As a customer of BoB, you can also visit your nearest bank branch to fetch any details or access any service related to your account. However, make sure to keep all the necessary details and documents handy in case you take the offline route. 

How to Close An Existing Bank Of Baroda Account in the UAE? 

To close your BoB account, you can simply fill out the account closure form available on the website and submit it to the bank. Alternatively, you can get in touch with the bank officials in person by visiting your nearest bank branch.

Let’s take a look at the next section to find out what people have been asking about Bank of Baroda bank accounts - 

FAQs

Q1: How to contact the Bank of Baroda via email?

Ans: You can send your queries to enquire@bankofbarodauae.ae.

Q2: What is the process to block a Bank of Baroda debit card?

Ans: You can directly speak to the bank’s customer care support to block your debit card.

Q3: Which currencies are available in the Business Current account?

Ans: The Business Current account is available in AED, GBP, USD, and EUR currencies.