Dubai Islamic Bank Salary Account

Dubai Islamic Bank salary account provides a seamless banking experience with Sharia compliance. You benefit from several features like 24/7 online banking, easy account opening, and more. With an extensive network of branches and ATMs across the UAE, the current account enables you to enjoy financial flexibility, secure transactions, and personalized services. ...read more

Features & Benefits of Dubai Islamic Bank Salary Account  in UAE

Dubai Islamic Bank offers 3 types of salary accounts, which are as follows:

1. Al Islami Current Account

Feature Type Description
Banking Channels Internet banking, mobile banking, WhatsApp banking, and more
Cash Withdrawal Daily limit of up to AED 75,000 via debit card
Bill Payment Facilities
  • Government Services- DED, Noqodi, Trakhees, and RTA
  • Airlines- flydubai and Air Arabia
  • Properties- EMAAR
  • Telecommunication- Du and Etisalat
  • Utilities- SEWA, FEWA, DEWA, ADDC, Emicool, Ajman Sewerage
Multiple Currencies Availability of major currencies- AED, GBP, SAR, AUD, EUR, and USD
Extensive Banking Facilities
  • Get monthly e-statements
  • Get a debit card
  • Access online banking at any time

2. Johara Current Account

Feature Type Description
Banking Channels Internet banking, mobile banking, WhatsApp banking, and more
Bill Payment Facilities
  • Government Services- DED, Noqodi, Trakhees, and RTA
  • Airlines- flydubai and Air Arabia
  • Properties- EMAAR
  • Telecommunication- Du and Etisalat
  • Utilities- SEWA, FEWA, DEWA, ADDC, Emicool, Ajman Sewerage
Multiple Currencies Availability of major currencies- AED, GBP, SAR, AUD, EUR, and USD
Extensive Banking Facilities
  • Get monthly e-statements
  • Get a debit card
  • Access online banking at any time

3. Al Islami 2-in-1 Account

Feature Type Description
Banking Channels Internet banking, mobile banking, WhatsApp banking, and more
Bill Payment Facilities
  • Government Services- DED, Noqodi, Trakhees, and RTA
  • Airlines- flydubai and Air Arabia
  • Properties- EMAAR
  • Telecommunication- Du and Etisalat
  • Utilities- SEWA, FEWA, DEWA, ADDC, Emicool, Ajman Sewerage
Multiple Currencies Availability of major currencies- AED and USD
Extensive Banking Facilities
  • Get monthly e-statements
  • Get a debit card
  • Access online banking at any time

Open Dubai Islamic Bank Account

Eligibility Criteria of DIB Salary Account in UAE

Given below are the eligibility criteria for opening salary accounts at DIB:

Eligibility Type Al Islami Current Account Johara Current Account Al Islami 2-in-1 Account
Age (in years) 18 + 18 + 18 +
Nationality You must be a UAE National or resident You must be a UAE National or resident You must be a UAE National or resident

DIB Salary Account: Documents Checklist

To open salary accounts, please submit the following common documents:

  • Emirates ID
  • Passport
  • Residence Visa (applicable to expatriates)
  • Residential Address Proof
  • Salary Certificate (for salaried)
  • Trade Licence (for self-employed)
  • Duly Filled Application
  • Signed FATCA and CRS Declaration

Open Your DIB Salary Account via Policybazaar UAE

At Policybazaar.ae, we make it easy to open bank accounts in the UAE.

To submit your DIB account application for salary, follow these steps:

  1. Complete the lead form.
  2. Find the DIB salary account on the quotes page.
  3. Click ‘Apply’ and follow the on-screen prompts.

Dubai Islamic Debit Card

Dubai Islamic Bank Salary Account- Fees & Charges

Tabled below are the fees and charges associated with the following DIB bank accounts:

Type of Fee Al Islami Current Account Al Islami 2-in-1 Account A
Account Maintenance Fee (Per Month) AED 26.25* *Waived if a minimum balance of AED 3,000 is maintained on a monthly basis AED 26.25* *Waived if a minimum balance of AED 3,000 is maintained on a monthly basis
Account Closure Fee (if closed within 6 months) AED 26.25 AED 26.25
Teller Fee (per transaction) AED 10.50 from the 7th month onwards.** **No teller fee is applicable for the first 6 months AED 10.50 from the 7th month onwards.** **No teller fee is applicable for the first 6 months
Issuance of an Additional Cheque Book AED 26.25 (applicable from 2nd month)  AED 26.25 (applicable from 2nd month) 

Frequently Asked Questions

I have AED 2,500 in my Al Islami current account. Am I liable to pay an account maintenance fee?

Yes, the bank charges a fee of AED 26.25 monthly if you do not maintain a balance of AED 3,000.

Which currencies are available for the DIB Johara current account?

The bank account is available in AED, SAR, USD, AUD, EUR, and GBP.

I want to request an additional cheque book. Does the bank provide it for free?

No, the bank only offers the first cheque book for free. For additional cheque books, you must pay an amount of AED 26.25.

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