Sharjah Islamic Bank Current Account

Sharjah Islamic bank is one of the fully Shariah-compliant financial institutions in the UAE. It is headquartered in the Emirate of Sharjah and caters to the banking requirements of UAE residents. You can find numerous banking services with the bank that can be tailored to your specific requirements. 

In this article, we will exclusively focus on all the major details related to the Sharjah Islamic Bank Current account like its features and benefits, eligibility criteria, documents required, and different banking channels. Apart from these, you will also gain an in-depth insight into how to open a Sharjah Islamic Bank Current account, how to close this account, and more. 

Sharjah Islamic Bank Current Account — Features and Benefits

Find below the major features of the Sharjah Islamic Bank current account in the UAE —

Feature Type	Description
Available Currencies	Bank account available in these currencies — USD AED EUR GBP
Seamless Banking Experience	Access to internet and mobile banking services across the globe Access to 24/7 call centre Get SMS notifications after each transaction
Free Banking Facilities	Get a free debit card on opening this SIB current account Free monthly e-statements

What are the Different Modes of Sharjah Islamic Bank Current Account Banking?

As a user of the Sharjah Islamic Bank Current account, you can access your bank accounts through multiple channels. We have explained the different types of SIB banking modes available and their benefits below -   

Online Banking 

Preferred by most individuals, online banking allows easy access to the bank account and related services anytime from anywhere in the world. You can conveniently log into your bank accounts online and fulfil your requirements. 

• DEWA, SEWA, FEWA, and Salik payments can be made on the go 
• Easy and instant card activation and card blocking 
• Open new accounts such as Sharjah Islamic Bank Current Account and other SIB accounts instantly 
• Existing customers of SIB can keep their profiles updated by instantly updating their personal information whenever required 
• Get chequebooks and certificate requests 
• Get special transaction fees upon using online banking for transactions 
• Enjoy free remittances to India and Pakistan 

Mobile Banking 

With the recent technological developments, financial institutions including SIB have introduced mobile banking that is pretty easy in terms of accessibility. You can effortlessly use mobile applications to enjoy banking services in an instant at your fingertips. The SIB mobile application is available on both the Apple Store and the Google Play Store. 

Here are the key benefits of this app -   

• You can update your personal information whenever required by accessing their bank portal instantly 
• Obtain chequebooks and certificate requests 
• Avail of free remittances to India and Pakistan 
• UAE nationals and expats can apply for any SIB account easily with just a few taps 
• Make bill payments such as Salik, DEWA, SEWA, FEWA, and other transactions easily and instantly
• You can conveniently activate and block your credit cards and debit cards if required 

SMS Banking 

Yet another option to access your account is to enable your subscription to the SMS service, using which you can receive daily updates of your existing SIB accounts. Upon subscribing to the service, you would need to send an SMS to 6677 in a pre-defined format. 

To obtain information about your bank account such as the remaining balance, transactions, account summary, and so forth, you can simply send an SMS with the specific code for the same. 

Check out the following table to find all the relevant SMS codes - 

Phone Banking 

As a customer of a Sharjah Islamic Bank Current account, you can also use the phone banking service to acquire information regarding your accounts or even clarify queries if any. All you need to do is visit the official website of SIB and navigate to the ‘Contact Us’ section. Once the page opens, simply provide accurate details and type in the query in the given message box. 

Once you submit it, you can wait for the response from the bank. In case you wish to contact the 24*7 customer care team, you can even dial +97165999999 (within the UAE) as well.  

Offline Banking 

If you wish to have one-to-one communication with SIB bank officials, you can pay a visit to your nearest bank branch and clarify queries or seek assistance with any service. Make sure that you carry all the relevant documents, if applicable.

What are the Eligibility Criteria for Opening a Sharjah Islamic Bank Account?

To open the SIB current bank account in the UAE, you must meet these eligibility requirements — 

Eligibility Type	Requirements
Minimum Age	21 Years
Employment Status	Salaried and Non-Salaried
Residency	UAE Residents
Minimum Monthly Balance Maintenance (in case of non-salary transfer)	AED 3,000

List of Documents for Opening Sharjah Islamic Bank Account in UAE

Here are the documents required to open a Sharjah Islamic Bank current account —