Various banks and other lenders in the UAE offer business credit cards with a wide range of benefits and features. The cards enable business owners to manage their finances efficiently while saving from their expenditures.
You need to meet some basic requirements when applying for a business credit card. Here, we will take you through various business Credit Cards with Dining Offers in the UAE with their detailed features and benefits, followed by the required documents and the eligibility criteria that you need to meet when applying for one.
Best Business Credit Cards with Dining Offers in UAE
Here are different types of Business Credit Cards with Dining Offers in the UAE.
Mashreq Business Platinum Credit Card is one of the best business credit cards with dining offers in the UAE. The credit card comes with no annual membership fee requirement.
Features & Benefits for Dining Offers Credit Card for Business
Supplementary Credit Cards: Mashreq Business Platinum Credit Card enables primary credit card members to get supplementary cards for their family members while controlling their individual card limit.
Free for Lifetime: Mashreq Business Platinum Credit Card is a free for life credit card that enables business owners to differentiate their business expenses from personal expenses.
Wallet Protection: Mashreq Business Platinum Credit Card provides cardholders with complimentary wallet protection against loss of funds.
Multi-Trip Insurance: Mashreq Business Platinum Credit Card offers multi-trip travel insurance for cardholders against events such as loss of baggage, medical emergencies, flight delays, flight cancellations and more.
Cashback Benefits: Mashreq Business Platinum Credit Card offers exciting cashback offers for cardholders. They can earn easy cashback of 1.25 per cent on local and 2.5 per cent on international transactions.
Airport Lounge Access: Mashreq Business Platinum Credit Card offers complimentary access to the VIP lounges in the Middle East. The cardholders can avail of this offer at airports in Dubai, Kuwait, Jordan and Egypt.
Easy Payment Plans: Mashreq Business Platinum Credit Card offers zero per cent payment plans for cardmembers to help them make easy card payments.
Air Ticket Offers: Mashreq Business Platinum Credit Card offers an attractive 5 per cent discount on air tickets. In addition, if the cardholder is using musafir.com for the bookings, they can get an additional 15 per cent discount on hotel bookings.
Fraudulent Transactions Policy: Mashreq Business Platinum Credit Card comes with a useful fraudulent transactions policy for the cardholders. With this policy, they can monitor all online transactions and avoid any fraudulent ones to take place.
Corporate Liability Waiver Insurance: Mashreq Business Platinum Credit Card offers corporate liability waiver insurance to cover cardholders against any misuse of their credit cards by other employees with the card registered under the same name. The business owners can claim insurance amount of $25000 per employee and up to $1,600,000 per company per year.
Chip & Pin Technology: Mashreq Business Platinum Credit Card offers chip and pin technology to help cardmembers make safe and secure transactions at different point of sales at their chosen retail stores.
Balance Transfer: Mashreq Business Platinum Credit Card offers a balance transfer facility for cardholders. With this facility, they can consolidate and transfer their other bank credit cards outstanding amount to Mashreq Bank Credit Card. The cardholders can then convert the outstanding amount into monthly EMIs for easy bill payments.
Dining Offers for this Business Credit Card
Offers on Dining: Mashreq Business Platinum Credit Card offers a 50 per cent discount on more than 1800 restaurants in the UAE. The credit card also offers the same offer at more than 1300 restaurants in Oman, India and Qatar.
Emirates NBD Business Credit Card
Emirates NBD Business Credit Card is another business credit card that comes with exciting dining offers in the UAE. The credit card comes with attractive deals and offers such as airport lounge access, lifestyle benefits, high cash limit and more.
Features & Benefits for this dining offers Credit Card for Business
Low Interest Rates: Emirates NBD Business Credit Card charges low interest rates on the outstanding balance for the cardholders.
Cash Withdrawal: Emirates NBD Business Credit Card enables cardmembers to access up to 75 per cent of their available credit limit in cash as and when required. The cardmembers can withdraw cash from any of the Emirates NBD branches or ATMs.
Minimum Monthly Payment: Emirates NBD Business Credit Card allows cardmembers to pay a minimum of 5 per cent of their total bill amount every month if they are facing any financial difficulties in making full payment.
SMS Notifications: With Emirates NBD Business Credit Card, the cardmembers get SMS alerts for each transaction made using this credit card.
Plus Points: With Emirates NBD Business Credit Card, the cardmembers can earn up to 5 percent of Plus Points on local and international spending using this credit card. They can earn Plus Points by using their cards for government services, utilities, supermarkets and more. The best part about this service is that both primary and supplementary cardmembers can avail of these benefits. Moreover, the cardmembers can redeem these points for further spending.
Corporate Liability Waiver: Emirates NBD Business Credit Card offers corporate liability waivers to protect business owners from unauthorised transactions made by employees. The owner can claim USD 25,000 per employee and USD 1,600,000 per company.
DHL Shipping Discount: Emirates NBD Business Credit Card offers a 20 percent of DHL discount on cardholders’ daily business shipments. The discount does not include insurance and surcharge fees. The cardmembers need to make complete DHL services payments using their MasterCard Credit Card.
Airport Lounge Access: Emirates NBD Business Credit Card offers complimentary access to more than 10 VIP lounges in the UAE, Jordan, Kuwait, and Egypt by simply showing their MasterCard Credit Card at the entrance.
Careem Rides: Emirates NBD Business Credit Card offers discounted Careen Chauffeur rides in the Middle East region. The cardmembers need to use their MasterCard to avail of this offer. The cardmembers can get the first Careem ride for free (only for new customers) and two rides at a 20 percent discount every month. They need to enter the promo code MASTERCARD while booking the ride.
Hertz Gold Plus Rewards: Emirates NBD Business Credit Card offers an attractive 10 percent discount on all Hertz car rentals. With this service, the cardmembers can get a free car class upgrade on each booking, depending on availability. They can also get a fee waiver for an additional driver (partner/spouse).
Golf Benefits: Emirates NBD Business Credit Card offers golf benefits at the following courses in the UAE.
Saadiyat Beach Golf Club
Abu Dhabi Golf Club
Sharjah Golf and Shooting Club
Arabian Ranches Golf Club
The cardmembers need to visit emiratesnbd.golflan.com to book their complimentary rounds. They need to spend a minimum of AED 3,000 per month to avail of these offers.
Fitness & Wellness Offers: Emirates NBD Business Credit Card offers an exclusive discount of 50 percent at more than 500 medical centres, salons, gyms and spas.
Dining Offers for this business Credit Card
Buy 1 Get 1 Offer: Emirates NBD Business Credit Card comes with buy 1 get 1 offers at thousands of dining establishments in the Middle East and Africa. The cardmembers need to pay using their MasterCard Credit Card to avail of this offer. They can download the MasterCard Buy 1 Get 1 app from any of the app stores and start getting these benefits.
Bon Appétit: Emirates NBD Business Credit Card offers a 30 percent discount at more than 2,000 restaurants in UAE, Europe and the Middle East region. The cardmembers can visit the bank’s website to check the list of restaurants.
Emirates NBD Business Rewards Signature Credit Card
Rewards Signature Credit Card is another business credit card that Emirates NBD offers. The credit card comes with various exciting deals and offers on travel, dining and lifestyle.
Features & Benefits for Emirates NBD Business Rewards Signature Credit Card
Welcome Offer: Emirates NBD Business Rewards Signature Credit Card provides 5,000 business rewards points to the cardmembers once they pay the joining fee.
Financial Flexibility: Emirates NBD Business Rewards Signature Credit Card offers flexible financing options to help cardholders easily pay their card bills and save more by earning reward points.
Global Acceptance: Emirates NBD Business Rewards Signature Credit Card members can use this card at more than 22 million retail outlets across the globe.
Corporate Liability Waiver: Emirates NBD Business Rewards Signature Credit Card offers corporate liability waivers to protect business owners from unauthorised transactions made by their employees. The owner can claim USD 25,000 per employee and USD 1,600,000 per company.
Airport Lounge Access: Emirates NBD Business Rewards Signature Credit Card offers unlimited lounge access at more than 650 airports in over 300 cities around the world. The cardmembers can avail of these benefits by mentioning Loungekey at the reception. In case of an additional guest, the card members need to pay USD 27 per guest per visit.
Golf Privileges: Emirates NBD Business Rewards Signature Credit Card offers golf privileges at five golf courses in the UAE. Here is the list.
Abu Dhabi Golf Club
The Track Meydan Golf Club
Arabian Ranches Golf Club
Address Montgomerie
Sharjah Golf and Shooting Club
The cardmembers can book the available slots on their chosen dates. In case they do not show up at the booked time, a no show fee of AED 10 will be applicable.
Auto Salik Top-Up: Emirates NBD Business Rewards Signature Credit Card offers easy and quick Auto Salik Top-Up options. With this service, the cardmembers need not remember to recharge their Salik account every time the balance reduces. The auto top-up facility sets their account for automatic recharge as the balance reaches the threshold of AED 30. The cardholders can specify the amount of top-up while applying for the service.
Travel Insurance: Emirates NBD Business Rewards Signature Credit Card offers travel insurance for the cardmembers against loss or damage caused to their goods while travelling. The insurance also covers the loss of baggage, sudden flight cancellations, baggage delays and much more to add convenience to the cardmembers’ journey.
Extended Warranty: Emirates NBD Business Rewards Signature Credit Card offers an extended warranty for the products bought using this credit card in addition to the manufacturer’s original warranty.
Purchase Protection: Emirates NBD Business Rewards Signature Credit Card offers purchase protection against the loss or damage caused to products bought using this credit card.
Interest-Free Days: Emirates NBD Business Rewards Signature Credit Card offers a maximum of 55 interest-free days for the cardmembers, provided they continue to pay their credit card bills on time and in full.
Bill Payment Options: Emirates NBD Business Rewards Signature Credit Card enables cardmembers to pay a minimum of 5 per cent of their credit card outstanding and carry forward the remaining amount to the next billing cycle. With this service, the cardholders can choose to pay 5, 10, 25, 50 or 100 per cent of their credit card outstanding every month.
Emirates NBD Instalment Plan: Emirates NBD Business Rewards Signature Credit Card enables cardmembers to convert their huge purchases into easy monthly instalments. This helps them make easy bill payments even if they have spent more.
Instant Cash: Emirates NBD Business Rewards Signature Credit Card enables cardmembers to access 50 per cent of their credit limit in cash depending upon their financial needs. They can withdraw this amount from any of the Emirates NBD branches or 810,000 ATMs at different locations in the world.
Utility Bill Payments: Emirates NBD Business Rewards Signature Credit Card allows cardholders to make easy online utility bill payments, including DEWA, Etisalat and Empost.
Protect Plus Insurance: Emirates NBD Business Rewards Signature Credit Card offers protect plus insurance coverage against the credit card bill non-payment due to an unforeseen event such as loss of employment, disability, illness, etc. The insurance covers loss of life, job loss, permanent total disability, critical illness and more.
SMS Alerts: With Emirates NBD Business Rewards Signature Credit Card, the cardmembers get SMS notifications for all the transactions made using this credit card. This helps them keep a close check on all the expenses and avoid the unnecessary ones to save more.
Full-time Assistance: Emirates NBD offers full-time help and assistance for Business Rewards Signature Credit Card members. The cardholders can call the bank’s helpline number anytime to find answers to their queries.
Roadside Assistance: Emirates NBD Business Rewards Signature Credit Card offers round the clock roadside assistance for cardholders. They can call the bank’s helpline anytime they need services like towing their vehicle, battery boost, fuel delivery and more.
Online Access: Emirates NBD Business Rewards Signature Credit Card members can access their card details anytime using the online banking portal or mobile banking app in just a few clicks. With these services, they can make easy fund transfers, go through their bill statements, order chequebooks, apply for another credit card and much more without any hassle.
Dining Offers for this Business Credit Card
Bon Appétit: Emirates NBD Business Rewards Signature Credit Card offers a 30 per cent discount at more than 2,000 restaurants in UAE, Europe and the Middle East region. The cardmembers can visit the bank’s website to check the list of restaurants. All they need to do is use their Emirates NBD Business Credit card to avail of this offer.
ADCB Business Platinum Credit Card
ADCB Business Platinum Credit Card is a business credit card that offers exciting deals and discounts on dining. The cardmembers need to pay an annual membership fee requirement of AED 208.95 to keep this card active.
Features & Benefits for ADCB Business Platinum Credit Card
Late Payment Charges: With an ADCB Business Platinum Credit Card, the cardmembers need to pay a late payment fee of AED 241.50 if they do not pay the minimum payment due on time.
Cash in Advance: ADCB Business Platinum Credit Card enables card members to withdraw cash in advance of up to 60 per cent of the available credit limit. They need to pay an additional fee of 3.15 per cent or AED 105, whichever is higher, to avail of this service.
Personalised Card: ADCB Business Platinum Credit Card members can get credit cards with their business name for better business recognition.
Business Saver Vouchers: ADCB Business Platinum Credit Card enables cardmembers to get up to 30 per cent discount on regular business expenses related to printing, stationery, travel, furniture and more. The offer applies to some selective vendors linked with business saver vouchers that the cardholders receive with the card.
Fraud Insurance: ADCB Business Platinum Credit Card offers protection against fraudulent account activity or transactions made while the credit card was lost or stolen. The insurance also covers the charges that the cardmember did not approve while the credit card was in their possession.
Cashback Offers: ADCB Business Platinum Credit Card enables business owners to earn 1 per cent cashback on all the business expenses paid locally or internationally using this credit card.
Corporate Liability Waiver: ADCB Business Platinum Credit Card offers corporate liability waiver to protect business owners from unauthorised transactions made by their employees.
Credit Shield Insurance: ADCB Business Platinum Credit Card offers credit shield insurance for the cardmembers to help them pay their bills if they are unable to pay themselves due to an unfortunate event such as loss of employment, illness, disability, etc.
Convenient Payment Options: ADCB Business Platinum Credit Card comes with convenient payment options for cardmembers to help them pay their bills with great ease. With this facility, the cardmembers can pay a minimum of 5 per cent of their total monthly outstanding and carry forward the remaining amount to the next billing cycle.
Cash Loans from Balance: ADCB Business Platinum Credit Card enables cardholders to take a cash loan against their available credit limit. They can get this amount transferred to their bank account within three working days after submitting the request for the same. The cardholders can convert this amount into monthly instalments of up to 24 months for easy repayment.
Easy Instalment Options: ADCB Business Platinum Credit Card allows cardmembers to convert their pricey purchases into easy repayment instalments of up to 24 months at low interest rates.
Balance Transfers: ADCB Business Platinum Credit Card offers a balance transfer facility for the cardholders to help them consolidate and transfer their other credit card outstanding to adcb credit card. The service is applicable within 90 days from the card registration date. However, the cardmembers can convert the transferred amount into easy monthly instalments and repay the same in up to 24 months.
Airport Lounge Access: ADCB Business Platinum Credit Card offers complimentary airport lounge access for cardholders three times a year at any location across the globe.
Dining Offers for this Business Credit Card
Buy 1 Get 1 Offer: ADCB Business Platinum Credit Card comes with buy 1 get 1 offers at thousands of premium spas and fine dining establishments in the Middle East and Africa. The cardmembers need to pay using their MasterCard Credit Card to avail of this offer. Here are a few major benefits.
Get a free main course on the purchase of one meal course.
Get a 60-minute SPA treatment for free on the purchase of a 60-minute treatment.
Get free entrée on the purchase of one entrée.
The cardholders can download MasterCard Buy 1 Get 1 app from any of the app stores and start getting these benefits.
Other Benefits: ADCB Business Platinum Credit Card offers a 25 per cent discount on the premium selection of upmarket eateries and restaurants in the UAE.
Eligibility Criteria to Apply for Business Credit Cards with Dining Offers in UAE
Here are the eligibility criteria for the applicants who wish to apply for Business Credit Cards with Dining Offers in UAE.
Business Credit Cards with Dining Offers
Eligibility Criteria
Mashreq Business Platinum Credit Card
All UAE Residents, Nationals and Expats are eligible for this credit card.
The age of the applicant must be 21 years or above.
Emirates NBD Business Rewards Signature Credit Card
All UAE Residents, Nationals and Expats are eligible for this credit card.
The applicant must have a good credit score.
ADCB Business Platinum Credit Card
All UAE Residents, Nationals and Expats are eligible for this credit card.
The applicant must have a good credit score.
The applicant must meet the minimum income requirement of AED 15,000.
Documents Required to Apply for Business Credit Cards with Dining Offers in UAE
Here are the documents required to apply for Business Credit Cards with Dining Offers in UAE.
Business Credit Cards with Dining Offers
Documents Required
Mashreq Business Platinum Credit Card
A completely filled application form
Emirates ID for all the partners – Original and a copy
A valid passport for all the partners – Original and a copy
UAE Residency Visa – Original and a copy
Trade License – Original and a copy
Memorandum of Association
Chamber of Commerce Membership Certificate
Bank Statement of the last three months (for income verification of self-employed applicants)
Credit copy (in case the applicant has another credit card)
Salary Certificate/Appointment Letter/ Payslips of the last three months
Power of Attorney
Board Resolution (if any)
Proof of Residence – Original and a copy
Other Subsequent Amendments
Emirates NBD Business Credit Card
A completely filled application form
Emirates ID for all the partners – Original and a copy
A valid passport for all the partners – Original and a copy
Power of Attorney
Bank Statement of the last three months (for income verification of self-employed applicants)
UAE Residency Visa – Original and a copy
Memorandum of Association
Chamber of Commerce Membership Certificate
Credit copy (in case the applicant has another credit card)
Salary Certificate/Appointment Letter/ Payslips of the last three months
Trade License – Original and a copy
Board Resolution (if any)
Other Subsequent Amendments
Emirates NBD Business Rewards Signature Credit Card
A completely filled application form
Emirates ID for all the partners – Original and a copy
A valid passport for all the partners – Original and a copy
Power of Attorney
Bank Statement of the last three months (for income verification of self-employed applicants)
UAE Residency Visa – Original and a copy
Memorandum of Association
Chamber of Commerce Membership Certificate
Credit copy (in case the applicant has another credit card)
Salary Certificate/Appointment Letter/ Payslips of the last three months
Trade License – Original and a copy
Board Resolution (if any)
Other Subsequent Amendments
ADCB Business Platinum Credit Card
A completely filled application form
A valid passport for all the partners – Original and a copy
Emirates ID for all the partners – Original and a copy
Trade License – Original and a copy
Bank Statement of the last three months (for income verification of self-employed applicants)
UAE Residency Visa – Original and a copy
Power of Attorney
Memorandum of Association
Chamber of Commerce Membership Certificate
Salary Certificate/Appointment Letter/ Payslips of the last three months
Credit copy (in case the applicant has another credit card)
Board Resolution (if any)
Other Subsequent Amendments
How to Apply for Business Credit Cards with Dining Offers in UAE?
Here are the simple ways to apply for Business Credit Cards with Dining Offers in UAE.
Online Banking Portal - If the applicant is an existing customer with the chosen bank, they can simply log in to the online banking portal and apply for a desired business credit card with dining offers in just a few clicks. All they need to do is fill in the application form and submit the same with all the essential documents.
Mobile Banking Portal - This is also one of the convenient methods of applying for a credit card for existing banking customers. They can simply log in to their bank’s mobile banking app and go to the requests section to apply for their preferred business credit card with dining offers. These applicants also need to fill out the application form and upload all the essential documents.
Bank’s Website - The applicants who do not have access to the concerned bank’s online or mobile banking portal can also visit the bank’s website to apply for their desired credit card. These applicants need to upload all the essential documents on the website to complete the application.
Bank’s Branch - The applicants can also visit one of their concerned bank’s branches to apply for their preferred business credit card with dining offers in the UAE. They need to submit all the essential documents with the application form in the presence of one of the bank’s representatives to avoid any mistakes in the application process.
Our Website - The applicants can also visit the credit cards section on our website for a better selection of business credit cards. On the website, they can go through various features and benefits of different business credit cards and choose the one based on their financial requirements. They can also call our helpdesk to seek assistance in case they have any doubts. Our expert representatives take the applicants through the entire application process and help them submit the same without any hassle.
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