Credit card privileges are not limited to purchases, shopping and payments. With extensive development in the UAE banking system, financial institutions can provide services as per the customer’s requirements. And today, the banks offer a range of benefits and privileges on lifestyle, travel, dining, entertainment and much more.
Not only personal credit cards but business credit cards in the UAE also come with the listed benefits. Enhancing the lifestyle experience, the business credit cards provide golf offers through which the clients can enjoy unlimited rounds of golfs in the UAE without any extra charges. Apart from this, the business credit card serves normal business card purposes. The article below gives the details about business cards with golf offers in the UAE, their features and benefits.
Top Business Credit Cards with Golf Offers in the UAE
Offering enhanced lifestyle benefits, business credit cards in the UAE come with exclusive golf round privileges. With golf offers, you can enjoy free and unlimited access to premium gold courses on weekends and weekdays depending on the privileges. Following is the list of business credit cards with golf offers in the UAE.
Emirates NBD Business Reward Signature Credit Card
Featues & Benefits for Emirates NBD Business Reward Signature Credit Card
With Emirates NBD Business Reward Signature credit cards, you get complimentary access to five premium golf lounges in the UAE.
The credit card also provides complimentary travel and medical insurance to secure your vacations and business trips.
With the reward signature credit card, you get 55 interest-free days to repay your bills without any interest.
When you pay the joining fee, you get 5,000 business reward points as a joining bonus.
You can enjoy complimentary access to over 650 premium airport lounges across 300 cities around the world.
Using the Emirates Business Rewards Signature credit card, you get up to a 30% discount on all of your dining expenses.
Emirates NBD business credits cards are accepted across 22 million outlets and 1.3 million ATMs worldwide.
On every daily life expense in USD equivalents, you earn up to 2 business reward points.
The bank offers you full control over credit card expenses through an online credit card account. Monitor, limit or freeze your card with a few simple clicks.
With Emirates NBD Business Rewards Signature credit card, you get an extended warranty that doubles the manufacturer’s warranty of the product.
On purchasing products using your signature business credit card, you get purchase protection that secures your products against damages, burglary and losses.
With the signature business card, you enjoy 24*7 roadside assistance up to 3 times a year.
Featues & Benefits for ADIB Business Platinum Covered Credit Card
ADIB business credit card gives you exclusive access to golf courses across the UAE.
With an ADIB business card, you get a high credit card limit of AED 250,000.
Additionally, you can use 60% of your available limit to withdraw cash from ATMs across the UAE.
To provide multiple layers of security, the bank offers an advanced chip and pin feature.
Using an ADIB Business Platinum Covered credit card to purchase a product, you get an extended warranty of one additional year.
With the ADIB Business Platinum Covered card, you get free roadside assistance.
Emirates NBD Business Credit Card
Featues & Benefits for Emirates NBD Business Credit Card
With Emirates NBD Business credit card, you get complimentary access to premium golf courses across the UAE and up to 40% discounts at international golf courses.
Using the card, you get complimentary access to regional airport lounges across the MENAT region.
With the Emirates NBD business card, you can avail cash advance of up to 75% of the credit limit.
The card offers a range of lifestyle and travel benefits.
Emirates NBD provides exclusive access to MasterCard Buy 1 Get 1 offers through business credit cards.
With the Emirates NBD Business Credit card, you get extensive purchase protection on the eligible items.
Using the Emirates NBD Business credit card, you can earn cashback on utility bill payments.
With the corporate liability waiver feature, you can secure the business from card misuse by an employee.
Emirates NBD Business credit card comes with various lifestyle and entertainment benefits. The card offers exclusive access to Bon Appetite offers.
You can access your business card account anywhere and at any time with the Emirates NBD smartBUSINESS app.
As a lifestyle benefit with the business credit card, you get up to 50% discounts on over 500 spas, medical and wellness centres.
Featues & Benefits for RAKBANK Titanium Credit Card
With numerous exclusive lifestyle benefits, the RAKBANK Titanium credit card gives you access to golf rounds across the golf courses in the UAE.
You get up to 55 days of interest-free period. If you pay the card bills in full within the period, the bank won’t charge any interest.
The card does not include annual membership charges whatsoever.
With the RAKBANK Titanium business card, you get a low retail finance rate.
The bank offers a high credit limit on the business credit card.
With the RAKBANK business credit card, you get unlimited airport lounge access across the MENA region.
RAKBANK Titanium Business credit card offers purchase protection of up to USD 1,000 per item and up to USD 4,000 per occurrence and total annual purchase protection of up to USD 8,000 per cardholder.
You can enjoy exclusive dining offers across 2000 restaurants in the UAE.
With this credit card, you can earn up to 1% cashback on all local and international transactions.
Eligibility Criteria for Business Credit Cards with Golf Offers
Businesses willing to apply for business credit cards with golf offers need to satisfy the following eligibility criteria.
Age Requirement - For a business credit card application in the UAE, an individual must have attained an age of 21 years of age or more. A few banks may have an upper age limit of 65 years. The applicants need to verify the same while applying for the card.
Location - To obtain a credit card, the business needs to operate within the geographical boundaries of the UAE. In case the business is located outside the UAE, it should have an operational branch in the country.
Minimum Business Operation Period - With a minimum operational period, the banks ensure the stability of a business. The period can be anywhere between 2 to 5 years, depending on the bank’s requirements and the preferred credit card.
Minimum Bank Balance - The banks in the UAE require applicants to fulfil the minimum account balance criteria. The requirement varies with the type of business credit card and the issuing bank.
credit Score - During credit card application, the bank checks the credit score of the owners and the business to ensure their repayment capability and creditworthiness. A decent score promises convenient credit card approval. If the business has accumulated prior loans, the bank may enquire about the credit history and repayments.
Minimum Annual Revenue - Before applying for a credit card for a business, the business needs to satisfy the annual revenue requirements. The annual revenue is also known as the turnover, and the banks in the UAE consider it while offering you the credit card.
A Valid UAE Trade Permit - The bank requires a copy of your trade license while offering you the business credit card with golf offers. To operate any kind of trade or business in the UAE, an individual needs to obtain a trade license issued by the Department of Economic Development UAE.
Documents Required for Business Credit Cards with Golf Offers
After satisfying the eligibility criteria, the business entity needs to collect and submit the required documents to the bank in the prescribed format. The documents may vary depending on the issuing bank and the type of business. The list of documents a business requires during credit card application is as follows.
A copy of the trade license issued by the Department of Economic development UAE
Valid passport of all the business owners, partners, signatories or stakeholders (if applicable)
Valid Emirates ID of all the partners, signatories or stakeholders residing in the UAE
Power of attorney or the board member’s resolutions
A bank reference letter or company profile is applicable
Official address proof of the company
Memorandum of Association or Partnership Agreement
Documents related to the business and its operations
Past one or two years business performance (cash flow report) of the enterprise
Company incorporation certificate or details
Bank account statement of the company of the past 12 months
How to Apply for Business Credit Card with Golf Offers?
Credit card application in the UAE is quick, convenient and hassle-free. After you satisfy the eligibility criteria and have collected the required documents, you can proceed with the credit card application process. The banks in the UAE offer numerous online and offline channels for convenient application. You can apply anywhere and anytime through the online application or visit the bank at your ease. Following are the ways to apply for a credit card.
Online Application - In order to apply online, individuals need to visit the bank’s official website and navigate through the business credit card section. Later, they need to select the best business credit card with golf offers as per their requirements. After selecting the business card, you need to enter your contact and personal details. The bank will contact you with the further application process.
Offline Application - To apply offline, the business representative needs to visit the bank with relevant documents. Later, they need to select their credit card and fill in the required details as per the instructions of the banking personnel. Once your application is approved, the bank dispatches the credit card to the registered address.
Application via Phone - Several banks accept business credit card applications via phone. The applicants need to contact the bank’s support team with the phone number provided on the bank’s website. The support team will guide the applicant through the application process.
How can I avail golf offers using business credit cards in the UAE?
In order to avail of the golf offer discounts, you need to register yourself with the bank using your business credit card. You can also visit the golf courses directly and produce your credit card at the reception desk.
Do I need to make a minimum expenditure to avail of the golf offer?
A few banks may have minimum expense criteria for availing of the golf offers. It solely depends on the bank you are applying for the business credit card.
Is there an annual fee on the business credit cards with golf offers in the UAE?
Most business credit cards in the UAE don’t levy an annual membership fee. But a few banks like ADIB bank include the annual fee. It depends on the bank and the type of credit card you are applying for.
Is the golf offer on the business credit card only valid in the UAE?
Usually, the golf offer credit card provides complimentary access to golf courses in the UAE. However, banks like Emirates NBD offer up to 40% discount at international golf courses.
Can I apply for a business credit card with golf offers if my business operates outsides the UAE?
As mandatory eligibility criteria, businesses operating in the UAE can only apply for a business credit card in the UAE. If they operate outside the UAE, they at least need to have an active branch in the UAE.
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