Car Insurance Add Ons
Car insurance add-ons, also known as riders, can enhance your insurance plan by expanding its scope of coverage beyond basic protection. In the UAE, where road conditions, weather, and traffic risks vary, these add-ons can help you safeguard your vehicle and finances better. With options like roadside assistance, GCC coverage, and personal accident cover available, you can easily ensure greater peace of mind. read more


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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
Best Car Insurance in UAE
Some of the best and the cheapest car insurance quotes in Dubai are:
- Comprehensive
- Third Party
Choosing the right add-ons for your car insurance in UAE can save you from unexpected expenses and improve your overall insurance benefits. This page explores the top car insurance add-ons in the UAE to help you select the best options for your needs.
List of Car Insurance Addons in UAE
- Roadside Assistance
- Personal Accident Cover for Drivers and Passengers
- Oman Extension
- Car Rental Cover
- Natural Perils Cover
Roadside Assistance
In case your vehicle breaks down in the middle of the road, you can get it towed to the nearest authorised garage with this car insurance rider. Moreover, this add-on does not just include towing service but also battery jump-start, flat tyre replacement, breakdown recovery, and more.
Personal Accident Cover for Drivers and Passengers
Usually included in most comprehensive plans for free, this add-on covers the lives of the driver and passengers in the insured car. Here, each passenger and the driver’s family get AED 200,000 per person if they pass away or become disabled. However, it’s important to note that the car is not compensated for under this rider. Also, no coverage is provided if the car is overloaded.
Oman Extension
A popular rider in most comprehensive plans, this car insurance add-on covers your own vehicle against any accidents and/or losses in Oman. An important point to note here is that you cannot get third-party coverage with this rider. For that, you need to get an Orange card.
Car Rental Cover
With this car insurance add-on, you get a replacement car while your insured car is getting repaired. This makes it easy for you to travel around without letting your plans get affected by the repairs.
Natural Perils Cover
Another top motor insurance rider is natural perils cover, which covers your car in case of natural disasters like floods, earthquakes, and more. Just like other coverage features, however, it comes with its own set of rules and conditions. For instance, in case of floods, you won’t get coverage if you drive your car around or intentionally park it in waterlogged areas. Additionally, if you try to start the car parked in waterlogged areas, it can damage the engine and lead to claim rejection.
Where to Find Products with Top Car Insurance Add-ons?
You can easily find the best car insurance in the UAE on Policybazaar.ae. This third-party aggregator brings an array of plans from the top insurance providers in the UAE.
When you buy car insurance from us, you get —
- Timely reminders at the time of renewal to avoid any late fees or black points
- Up to 30% safe driver discount*
- Flexibility to compare up to 5 car insurance plans at once
- Prompt customer care support
- Claim assistance
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