Having car insurance serves a dual purpose — it helps you fulfil the insurance obligation as per UAE traffic laws and also provides financial coverage against damages and losses to your car. Considering all the potential hazards, securing adequate coverage is important to protect against unforeseen events like accidents, theft, and damages.
A variety of car insurance plans, provided by different insurers and tailored to different car types and models, can be found in the UAE. Regardless of whether you use your car daily or occasionally, having knowledge of the car insurance market and associated particulars allows you to make smart decisions. This guarantees your financial security as well as that of your vehicle.
Comprehensive
Third Party
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
In this piece, we will focus on Coupe car insurance, underlining its significance, diverse categories, fundamental plan inclusions, and much more.
What is the Significance of Coupe Car Insurance?
Car insurance is pretty useful in many ways. To understand its main advantages, check out the points below -
In the UAE, it's necessary to have car insurance. Driving without valid car insurance can bring penalties, which you can easily steer clear of with a valid plan.
In case your car gets damaged, people are injured, and/or there are legal expenses, your car insurance plan can cover these hefty expenses and cover you financially.
If you are responsible for any damage to someone's car or causing an accident, having UAE car insurance provides you with financial protection.
If your car gets stolen, completely wrecked, or ruined by natural calamities like floods or earthquakes, your car insurance can pay for the repairs.
What are the Different Types of Coupe Car Insurance?
The following are the two types of car insurance for Coupe -
Comprehensive car insurance works as a shield for your car. It financially protects you from a plethora of conditions that could affect your car like accidents, theft, and natural disasters. If something bad happens to your car, this insurance helps pay for the fixes or even for replacement in case it is stolen.
Third-party car insurance in the UAE is a mandatory coverage that provides financial protection to drivers against liabilities arising from accidents. This type of insurance covers damage caused to other vehicles, properties, or individuals in case the policyholder is at fault.
This type of car insurance ensures that you are not solely responsible for bearing the expenses related to such accidents. While it does not cover damage to your own vehicle, third-party car insurance is essential for legal compliance and ensures a level of financial security when unfortunate events occur on the road.
Coupe Car Insurance Coverages & Addons in UAE
The table below enlists the common plan coverages and exclusions for Coupe car insurance:
Inclusions
Exclusions
Add-Ons
Third-Party Damage
Third-Party Liability
Damage to the Insured Vehicle
Car Registration Service
Agency Repair
Child Car Seat Replacement
Fire and Theft Cover
Valet Parking Cover
Lock Replacement
New Car Replacement in Case of Total Loss - Auto Gap
How Much Does it Cost to Insure Car Insurance for a Coupe?
Although the prices of coupe cars can be on the higher side, getting car insurance for Coupe is actually quite economical. There's a plethora of options available from various providers, each falling within a different price range. By requesting a quote from Policybazaar UAE, you can easily identify plans that match your financial requirements.
The cost of premiums for Coupe car insurance typically ranges from AED 700 to AED 3,050. With that said, it’s important to note that this rate can fluctuate based on the specific plan and coverage you opt for. Additionally, there might be an extra premium to consider for certain add-on plans.
How to Buy Car Insurance for Coupe Via Policybazaar UAE?
Are you looking for the best Coupe car insurance, but confused about which one to select? Don’t worry! We are here to resolve your confusion. With Policybazaar.ae, you can get the most suitable plan for your car in an instant.
Here’s how -
Step1- Continue on our website - policybazaar.ae.
Step2- Under the ‘Insurance’ menu, choose ‘Car Insurance’.
Step3- You will find a lead form. Fill it out and submit it.
Step4- A list of plans will appear on our car insurance quotes page.
Check out these plans and thoroughly compare them.
Step5- Choose a plan that suits your requirements and proceed with the on-screen instructions.
Step6- Make the payment to complete the process.
Curious about the advantages of purchasing Convertible car insurance via policybazaar.ae? Here are just a few ones -
We have partnered with reputable insurance firms throughout the UAE to present you with a wide range of plans.
The plans featured on our platform are flexible, which allows you to select the one that perfectly aligns with your needs.
The process of policy renewal is streamlined and convenient through our platform.
Customising your existing plan is effortless — this includes convenient additions or exclusions of coverage as per your preference.
You can switch smoothly to a new provider without encountering any complicated procedures.
The customer support team at Policybazaar.ae is at your service 24/7, ready to provide assistance whenever you require.
How to File a Claim for Coupe Car Insurance in UAE?
There are lots of uncertainties involved while driving on roads. Accidents may happen and cause massive troubles both mentally and financially. In such cases, it is important to take immediate steps to overcome the losses incurred. With car insurance, you can easily overcome financial loss by filing a claim for your Coupe car insurance.
The process for making a claim with your car insurance is given below:
A police report is a mandatory part of car insurance claims. For this reason, you must first report the incident to your nearest police station.
Inform your Coupe car insurance provider and download the insurance claim form from the insurer’s official website.
Fill out the claim form and attach all the required documents correctly. Make sure to follow the guidelines related to format and size for uploading documents.
Submit all the documents and await a response from the insurance company.
Once your claim request gets approved, take your car to one of the listed workshops as per your insurer’s guidelines.
The car repair station will evaluate the car damages and create an invoice to send it to your Coupe car insurance provider.
Your car will be taken for servicing upon final approval from the provider.
Points to Consider When Buying Coupe Car Insurance
With several options for Coupe car insurance to choose from, it may get confusing for you to make an informed decision at times. For this reason, it is necessary to keep certain points in mind while looking for one to select the ideal plans -
Jot down your insurance requirements. As there are a multitude of options available, not all of them may be suitable for you.
Always make sure to conduct thorough research on different providers across the country. Keep an eye on their performances and check their Claim Settlement Ratio (CSR).
After selecting providers, shortlist some plans that align with your goal. It is recommended not to stick to one plan.
Don’t forget to consider riders/ add-on plans. These additional coverages are available at zero cost or minimal cost.
After comparing and choosing a plan, read the policy details and terms and conditions in detail to avoid any later confusion.