Car Insurance for SUVs in UAE

Car insurance is a legal requirement if you wish to drive in the UAE. Moreover, given the risks associated with driving, having the right coverage is crucial for financial protection against accidents, theft, and damages.

Insurance companies throughout the UAE offer various car insurance plans tailored to different car models and types. Whether you drive daily or occasionally, being well-informed about the car insurance market and its related details lets you make smart choices, ensuring both you and your car are financially protected.

In this article, we will specifically discuss SUV car insurance, covering its significance, types, basic plan coverages, and more.

What is the Significance of Having Car Insurance for SUVs?

Car insurance is pretty for several reasons. Let's take a look at its main benefits -

• Legal Requirement: In the UAE, it's a must to have car insurance. By having a car insurance policy, you ensure compliance with the law.
• Financial Protection: Repairing a damaged car, covering medical costs for injured people, and handling legal expenses (if required) can be very expensive. Car insurance helps you out financially by taking care of these costs.
• Liability Coverage: If you're responsible for an accident or damage to someone else's car, your car insurance in the uae can financially protect you in such situations by covering the resulting liabilities.
• Fire and Theft: If your car gets stolen or damaged due to theft, your car insurance can cover the costs of repairing or replacing it.

What are the Types of Car Insurance for SUVs in the UAE?

Insurance providers mainly offer two types of SUV car insurance in the Emirates:

Comprehensive Car Insurance

Comprehensive car insurance in the UAE offers extensive coverage for your vehicle. It keeps you financially safe from various risks such as accidents, theft, and more. Besides taking care of third-party responsibilities, it also provides protection for your own vehicle's damages.

Third-Party Car Insurance

Third-party car insurance in the UAE is a mandatory type of coverage that shields you from financial responsibilities if you cause harm to a third party. This type of insurance handles the expenses related to damage to another person's vehicle or property and any medical bills for the injured party. 

While this type of car insurance doesn't cover repairs for your own vehicle, it ensures compliance with the law and provides a safety net against potential legal and financial difficulties.

How to Buy Car Insurance for SUVs?

Purchasing car insurance for SUVs is a straightforward process through the digital platform of Policybazaar UAE. We offer a variety of plans and features to help you find the perfect policy to protect your car.

Here are step-by-step instructions for buying car insurance through our digital platform -

1. Visit policybazaar.ae and go to the 'Insurance' drop-down menu. You can also click on ‘car insurance’ on the homepage.
2. Select 'Car Insurance' and complete the lead form with accurate information.
3. Submit the form to be directed to our car insurance quotes page.
4. Review the available plans on the page and choose the one that suits your needs.
5. Follow the on-screen instructions to finalise your purchase and make the payment.

Note: You will get your car insurance policy details on your registered email ID.

Here are the advantages that you can enjoy when buying SUV car insurance through our platform -

• We have partnerships with renowned insurance providers across the UAE.
• Our platform offers a wide range of plans tailored to your specific requirements.
• Our website is user-friendly and easy to navigate.
• You can customise your existing plan whenever you need to.
• Renewing your car insurance through our website is a hassle-free process.
• Our customer care service team is available 24/7 to assist you.

What is the Claim Process for SUVs Car Insurance in the UAE?

Unexpected scenarios like car accidents can bring mental and financial stress. However, you can ease the financial burden by making a claim on your SUV car insurance. It's crucial to know the claim process to avoid further complications.

To help you, here are the steps involved in the car insurance claim process -

1. Inform the nearest police station about the incident. You will need to provide accurate details to get a police report.
2. After that, contact your insurance provider to begin the claim process.
3. Visit the official website of your insurance provider and download the claim form.
4. Fill out the claim form and attach the necessary documents. Be sure to follow the document size and format guidelines.
5. Submit the completed form and documents.
6. Wait for a response from your insurer. If your claim is approved, take your car to one of the approved mechanical workshops provided by your insurer.
7. The technicians at the repair station will assess the car's damages and create an invoice.
8. A copy of the invoice will be sent to your insurance provider.
9. Once the insurer gives final approval, your car will undergo the necessary repairs.

Points to Remember While Buying Car Insurance for SUVs

When considering the purchase of SUV car insurance, it's important to note a few key points to make an informed decision without making any mistakes -

• Assess Your Needs: Start by listing your specific insurance requirements. Insurance providers offer a range of coverage options, and it's essential to identify what you truly need.
• Compare Providers: Research and identify multiple insurance providers. Keep checks on their performance and don't forget to check their Claim Settlement Ratio (CSR), which indicates how efficiently they handle claims.
• Shortlist Plans: Shortlist more than one insurance plan and compare your options thoroughly. This comparison will help you find the plan that best suits your needs and budget.
• Read Policy Details: Before finalising any plan, take the time to read the policy details carefully. This step will prevent any confusion later on.
• Consider Riders: When selecting additional protection for your car, choose riders carefully. They can provide extra coverage at a minimal or even no additional cost.

By following these guidelines, you can make a well-informed decision and select the right SUV car insurance that meets your specific requirements and preferences.

Car Insurance for Other Body Types in UAE
Car Insurance for Trucks	Car Insurance for Sedan
Car Insurance for Wagon	Car Insurance for Convertible
Car Insurance for Coupe	Car Insurance for Hatchback