Cheap Car Insurance

Finding affordable car insurance in the UAE is crucial — it helps you protect your vehicle while staying within your budget. With mandatory motor insurance laws in place, having the right coverage at a low cost can ensure you meet legal requirements without overspending. ...read more

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Cheap car insurance can provide essential protection against accidents, theft, and damage, offering you peace of mind on the road. For cost-conscious drivers, comparing, and choosing the most affordable options is important to avoid financial strain while staying covered. 

By exploring the cheapest car insurance options in the UAE, you can secure reliable coverage that fits your needs without compromising on safety.

What is a Cheap Car Insurance Plan?

In the UAE, possessing auto insurance is mandatory for all vehicle owners. While there are a lot of expensive plans, you can always buy cheap car insurance too. These plans offer similar coverage as the expensive ones, however, at an affordable premium rate. 

  • Comprehensive
  • Third Party
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.

Best Affordable Car Insurance Plans in Dubai

Here are the top options related to the cheapest car insurance in the UAE —

1. Methaq Takaful Comprehensive (Agency)

Features and Benefits Add-ons Exclusions
  • Third-party Damage 
  • Third-party Liability
  • Damage to Own Vehicle
  • Windscreen Damage
  • Agency Repair
  • Emergency Medical Expenses
  • MD/Strikes/Riots
  • Personal Accident Cover for Drivers and Passengers
  • Roadside Assistance —
    • Mechanical assistance
    • Lockout service
    • Fuel delivery service
    • Battery service
    • Flat tyre service
    • Towing service
  • Ambulance Service
  • Involuntary Loss of Employment Insurance
  • Valet Parking Theft Cover
  • International Driving Licence Discount
  • New Car Replacement in Case of Total Loss
  • Lock Replacement
  • Off-road Cover
  • Car Registration Service

 

2. Tokio Marine Comprehensive (Garage)

Features and Benefits Add-ons
  • Third-Party Damage 
  • Damage to Own Vehicle
  • Off-road Cover
  • Accident and Breakdown Recovery
  • Loss of Benefit Allowance
  • Ambulance Service
  • Emergency Medical Expenses
  • Valet Parking Theft Cover
  • New Car Replacement in Case of Total Loss
  • Fire and Theft Cover
  • Personal Injury
  • Self-authorisation Repairs
  • MD/Strikes/Riots
  • Loss of Personal Belongings
  • Windscreen Damage
read more
  • Personal Accident Cover for Drivers and Passengers
  • Oman Cover
  • Natural Calamity Cover
  • Roadside Assistance —
    • Battery service
    • Flat tyre service
    • Off-road recovery
    • Lockout service
    • Towing service

 

3. Al Sagr Comprehensive (Agency) -

Features and Benefits Add-ons
  • Third-party Damage 
  • Third-party Liability
  • Damage to Own Vehicle
  • Windscreen Damage
  • Agency Repair
  • Emergency Medical Expenses
  • Ambulance Service
  • Personal Accident Cover for Drivers and Passengers
  • Natural Calamity Cover
  • Oman Cover
  • Replacement of Vehicle
  • Roadside Assistance —
    • Mechanical assistance
    • Lockout service
    • Towing service
    • Battery service
    • Flat tyre service

 

4. Salama Insurance Comprehensive (Agency)

Features and Benefits Add-ons Exclusions
  • Third-party Damage 
  • Damage to Own Vehicle
  • Third-party Liability
  • Windscreen Damage
  • New Car Replacement in Case of Total Loss — Auto Gap
  • Fire and Theft Cover
  • Agency Repair
  • Ambulance Service
  • Valet Parking Cover
  • Child Car Seat Replacement
  • Car Registration Service
  • Personal Accident Cover for Drivers and Passengers
  • Vehicle Replacement Cover
  • Roadside Assistance —
    • MD/Strikes/Riots
    • Battery service
    • Flat tyre service
    • Fuel delivery service
    • Mechanical assistance
    • Lockout service
    • Towing service
    • Off-road recovery
  • Involuntary Loss of Employment Insurance
  • International Driving Licence Discount

 

5. Oriental Insurance Comprehensive (Agency) -

Features and Benefits  Add-ons Exclusions
  • Third-party Damage 
  • Damage to Own Vehicle
  • Third-party Liability
  • MD/Strikes/Riots
  • Windscreen Excess Waiver
  • Valet Parking Theft Cover
  • Agency Repair
  • Loss of Personal Belongings
  • Emergency Medical Expenses
  • Off-road Cover
  • Personal Accident Cover for Drivers and Passengers
  • Replacement of Vehicle 
  • Natural Calamity Cover
  • Roadside Assistance —
    • Membership usage and validity
    • Battery service
    • Flat tyre service
    • Towing service
    • International driving licence discount
    • Rent-a-car service
    • Mechanical assistance
    • Lockout service
    • Fuel delivery service
    • Off-road recovery
    • Car registration service
    read more
  • New Car Replacement in Case of Total Loss - Auto Gap
  • Alloy Wheel Replacement
  • Involuntary Loss of Employment Insurance
  • Child Car Seat Replacement

 

6. Arabia Insurance Third-Party Only -

Features and Benefits Add-ons  Exclusions
  • Third-party Damage 
  • Third-party Liability
  • Blood Money
  • Emergency Medical Expenses
  • Loss of Benefit Allowance
  • Ambulance Service
  • Personal Accident Cover for Drivers and Passengers
  • Roadside Assistance (one-time service) —
    • Battery service
    • Towing service
    • Off-road service
    • Lockout service
    • Fuel delivery service
    • Flat tyre service
  • MD/Strikes/Riots
  • Agency Repair
  • Involuntary Loss of Employment Insurance
  • International Driving Licence Discount

 

7.QIC Third Party Liability -

Features and Benefits Add-ons 
  • Third-party Damage 
  • Third-party Liability
  • Blood Money
  • Personal Accident Cover for Drivers and Passengers
  • Orange Card
  • Roadside Assistance 
    • Accident and breakdown recovery
    • Battery service
    • Flat tyre service
    • Towing service
    • Mechanical assistance
    • Lockout service
    • Fuel delivery service

Compare your car Insurane

Why Should You Buy the Cheapest Car Insurance in the UAE?

When you buy the cheapest or lowest car insurance in UAE, you get the following benefits —

  • Coverage for expenses incurred due to vehicle damage
  • Financial protection from financial liabilities
  • Cover for legal implications
  • Protection from the costs of third-party property damages

How to Get the Cheapest Car Insurance in the UAE?

You can easily get cheap car insurance in Dubai, UAE on Policybazaar.ae. This website is a third-party aggregator that has carefully curated the best affordable car insurance plans in the UAE to meet your requirements. The website is quite easy to use and helps you get the best-suited plan within a few clicks. 

When you buy car insurance from our site, you get the following benefits —

  • Platform to compare the top plans in one place
  • Car insurance policies at the best-discounted rates
  • Access to free credit score
  • Access to other insurance and banking products
  • 24/7 customer care service
  • Assistance from industry experts

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