Top 10 Car Insurance Companies in Al Ain

Car insurance companies in the UAE play a crucial role in providing essential insurance coverage for drivers, providing financial security to vehicle owners while also helping them fulfil the legal requirement.

Al Ain has a diverse range of car insurance providers, which have comprehensive coverage options to cater to the diverse requirements of residents and expatriates alike. With a focus on reliability and customer satisfaction, car insurance companies in Al Ain offer car insurance plans at attractive premiums along with features like prompt claim settlements and access to a wide network of garages and services.

Let’s take a closer look at the best car insurance companies in Al Ain and check out their plans, relevant features, and more.

Best Car Insurance Companies in Al Ain

Given below is a list of the best car insurance companies in Al Ain:

1. Salama Insurance

Based in the UAE, Salama Insurance has emerged as an eminent Shariah-compliant Takaful service provider. Set up in 1979, it is recognised as one of the premier car insurance companies in Al Ain.

Currently, the company is listed on the Dubai Financial Market and has a substantial paid-up capital of AED 939 Million. Among the wide spectrum of Takaful offerings of Salama are its car insurance plans.

Salama's array of automobile insurance plans consists of comprehensive plans, which provide coverage for car loss, damages, and personal accidents as well as liabilities stemming from third-party damages and injuries.

Have a look at the comprehensive list of the inclusions, exclusions, and additional coverage options of Salama car insurance -

Salama Comprehensive Car Insurance Policy Coverage - 

Inclusions	Exclusions	Add-Ons
Third Party Liability Third Party Damage Emergency Medical Expenses Ambulance Service New Car Replacement in Case Total Loss - Auto Gap Lock Replacement Valet Parking Cover Off Road Cover Fire and Theft Cover Damage to Your Own Vehicle Loss of Personal Belongings Windscreen Damage Child Car Seat Replacement Agency Repair Car Registration Service	Involuntary Loss of Employment Insurance International Driving Licence Discount	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Replacement of Vehicle Oman Cover Road Side Assistance Natural Calamity Cover

Salama Third Party Car Insurance Policy Coverage -

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability	Damage to Your Own Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Road Side Assistance

Click here to Buy Salama Car Insurance

2. GIG Gulf Insurance

As a prominent insurance provider, GIG Gulf has a legacy of over 70 years in the Middle East region. Recognised as one of Forbes Middle East's top 10 esteemed insurance companies, the insurer stands for its commitment to delivering exceptional services to its customers.

At present, it is one of the best motor insurance companies in Al Ain, which operates a network of 15 branches across the UAE with a dedicated team of over 800 professionals. GIG Gulf offers a wide array of insurance solutions in various categories such as automobile, residential, travel, yacht, and health insurance. Furthermore, the company extends its insurance coverage to golf, motorcycle, private clients, personal accident, and relocation insurance.

In terms of automobile insurance, GIG Gulf has two types of options - comprehensive and third-party liability. For a comprehensive breakdown of its plans, refer to the table below:

GIG Gulf Comprehensive Insurance Policy Coverage - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability Damage to Your Vehicle Damages Due to Strikes/ Riots/ MD Windscreen Excess Waiver Loss of Personal Belongings Emergency Medical Expenses Ambulance Service No Claim Discount Protection	Damages Due to Electrical or Mechanical Breakdown Racing or Vehicle Testing Damages Due to Intentional Actions That Violate UAE Laws	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Roadside Assistance

GIG Gulf Third Party Insurance Policy Coverage -

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability Ambulance Service	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Oman Cover Road Side Assistance

Click here to Buy Axa Car Insurance

3. Dubai National Insurance Company

Listed on the Dubai Financial Market (DFM), the Dubai National Insurance & Reinsurance Company came into existence in 1991. With more than three decades of expertise, DNI remains dedicated to providing a wide range of insurance services and products to its customers. With DNI, you can find motor, life, medical, accident, property, and liability insurance plans.

Here is a list of the coverage features available within comprehensive as well as third-party car insurance plans-

Dubai Natioanal Insurance Company Comprehensive Coverage Policy - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability Damage to Your Vehicle Damages Due to Riots/ Strikes/ MD Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service No Claim Discount Protection Taxi Fares Off Road Cover Agency Repair	New Car Replacement in Case of Total Loss - Auto Gap Involuntary Loss of Employment Insurance Personal Accident for Worker/ Employee Lock Replacement Valet Parking Theft Cover	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Roadside Assistance Oman Cover

Dubai Natioanal Insurance Company Third Party Coverage Policy - 

• Third Party Property Damage
• Third Party Bodily Damage
• Ambulance Cover

Click here to Buy Dubai National Car Insurance

4. Adamjee Insurance

Adamjee Insurance, founded in 1960 in Pakistan, stands out as one of the prominent entities in the UAE's insurance market. It is one of the best insurance companies in Al Ain and has extended its offerings, such as health insurance and car insurance solutions, to ensure a seamless avenue to insurance services for its customers.

Specifically, for car insurance in Al Ain, you will find two options with Adamjee Insurance: third-party liability and comprehensive car insurance plans.

Outlined below are the coverages and benefits of the car insurance plans offered by Adamjee Insurance in the UAE-

Adamjee Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage   Third Party Liability Damages Due to Strikes/ Riots/MD Windscreen Excess Waiver Fire & Theft Cover Damage to Your Vehicle	Loss of Personal Belongings Lock Replacement Involuntary Loss of Employment Insurance Valet Parking Theft Cover Agency Repair Airport Pick and Drop Service Emergency Medical Expenses New Car Replacement in Case of Total Loss - Auto Gap	Natural Calamity Cover Replacement of Vehicle Road Side Assistance Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Adamjee Third Party Car Insurance Coverage &  Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Liability Third Party Damage	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Roadside Assistance

Click here to Buy Adamjee Car Insurance

5. Oriental Insurance

Founded in India in 1947, the Oriental Insurance Company has its main headquarters located in Delhi. The company is entirely owned by the Indian government and currently functions through a network of 31 regional offices along with 1,800+ operating offices. It has a remarkable global presence, with established offices in Dubai, Nepal, and Kuwait.

Oriental Insurance offers several insurance plans covering various categories, including motor, household, and personal accident coverage. It is also one of the best vehicle insurance companies in Al Ain.  Its motor insurance offerings can be divided into 4 distinct categories - comprehensive, third-party liability, motorcycle, and fleet comprehensive insurance.

In the table below, we have provided a list of the major features of its comprehensive and third-party liability plans.

Oriental Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability Damage to Your Vehicle Windscreen Excess Waiver Emergency Medical Expenses Ambulance Service Damages Due to Strikes/ Riots/ MD Loss of Personal Belongings Off Road Cover Fire and Theft Cover Agency Repair Lock Replacement Valet Parking Theft Cover	Child Car Seats Involuntary Loss of Employment Insurance New Car Replacement in Case of Total Loss Alloy Wheel Replacement	Natural Calamity Cover Replacement of Vehicle Road Side Assistance Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Car Hire Cash Benefit

Oriental Third Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Oriental Car Insurance

6. Union Insurance

Founded in 1998, Union Insurance is an eminent name in the UAE insurance market. Listed on the Abu Dhabi Securities Exchange (ADX), the firm comprises a multitude of insurance products catering to customers both within the UAE and across the wider Middle East region. It offers insurance products across the health, life, property, automotive, maritime, engineering, and liability sectors.

With respect to automobile insurance, Union Insurance presents two primary plan options: comprehensive car insurance and third-party liability insurance. Furthermore, its comprehensive plan can be divided into two distinct categories—standard comprehensive and superior comprehensive.

Refer to the table below for a comprehensive overview of the coverage options available with Union Insurance car insurance - 

Union Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability Damage to the Insured Vehicle Damages Due to Strikes/ Riots/ MD Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service Taxi Fares New Car Replacement in Case of Total Loss - Auto Gap Personal Injury Lock Replacement Valet Parking Theft Cover Off Road Cover Guarantee of Garage Repair	Involuntary Loss of Employment Insurance Agency Repair	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Road Side Assistance

Union Third Party Car Insurance Coverage -

Inclusions

Exclusions

Ambulance Services Personal Accident Benefit for the Driver Personal Accident Benefit for Family Members Geographical Scope – UAE Third Party Property Damage Third Party Bodily Injury

Overturning Accident  Fire and Theft Natural Calamities Damages Due to Strikes and Riots Personal Belongings Waiver of Mandatory Excess for Windscreen Damage Off Road Cover Auto Gap Replacement of Vehicle Road Side Assistance Personal Injury for Injured or Spouse Agency Repair Car Registration Service Airport Pick Up and Drop Off Service Centre Pick Up and Drop Off Taxi Fare Emergency Medical Expenses Valet Parking Theft Cover Lock Replacement

Click here to Buy Union Car Insurance

7. Alliance Insurance

Alliance Insurance is among the top-rated insurance companies with a prominent presence in the UAE. Founded in 1975, the company offers a wide range of insurance products to individuals, corporations, and government entities.

For individual customers, Alliance Insurance is a reliable source of high-quality insurance solutions. With its widespread network of branches across the UAE, it offers prompt and comprehensive assistance to its customers.

Within motor insurance, Alliance presents a range of options, including comprehensive coverage and third-party liability plans. Have a look at the table below for further insights into the available coverage features of Alliance Insurance car insurance plans -

Alliance Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Emergency Medical Expenses Ambulance Service Agency Repair Fire and Theft Cover Third Party Liability Damage to the Insured Vehicle Loss of Personal Belongings Windscreen Damage	Off Road Cover Car Registration Service	Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Personal Accident (PA) Cover for Driver Roadside Assistance

Alliance Third Party Car Insurance Coverage & Addons - 

Inclusions	Add-Ons
Third Party Damage Third Party Liability	Roadside Assistance Oman Cover Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Alliance Car Insurance

8. Al Sagr Insurance

Established in 1979, the Al Sagr National Insurance Company stands out as a leading insurance entity within the UAE. Officially registered with the UAE's Ministry of Economy and Commerce, it has achieved a notable B++ rating from A.M. Best Europe-Rating Service Limited for its reliability.

Renowned for its dedication to providing exceptional services, Al Sagr specialises in a wide array of insurance solutions, including motor insurance, travel insurance, and various other categories.

In its motor insurance segment, Al Sager offers both comprehensive coverage and third-party liability options. For a comprehensive overview of the coverage details provided, refer to the tables presented below:

Al Sagr Comprehensive Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Damage to Your Vehicle Windscreen Damage Emergency Medical Expenses Third Party Liability Third Party Damage Limit	Agency Repair	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger   Oman Cover - Own Damage Included Natural Calamity Cover Replacement of Vehicle Road Side Assistance

Al Sagr Third Party Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Al Sagr Car Insurance

           

9. Tokio Marine Insurance

Tokio Marine stands is a well-known insurance provider within the UAE. Originating in Japan, with its presence dating back to 1879, this company introduced itself to the UAE market in 1976. Currently, it operates in more than 40 countries and regions and has an extensive network of 155 subsidiaries.

With Tokio Marine Insurance, you can find a diverse range of insurance solutions like home, travel, automobile, and SME coverage. Additionally, the provider extends its services to corporations, offering insurance options such as marine cargo, property, money, fidelity, and more.

As far as automobile insurance is concerned, Tokio Marine presents an extensive selection of coverage options such as comprehensive plans and third-party liability plans. It also has a range of add-ons using which individuals can choose and personalise their insurance plans as per their specific requirements.

Here are the benefits and coverages of the mentioned Tokio Marine car insurance plans -

Tokio Marine Comprehensive Car Insurance Coverage & Addons -

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Bodily Injuries Ambulance Service Personal Injury New Car Replacement in Case of Total Loss (Only for Brand New Vehicles) Off Road Cover Fire and Theft Cover Car Hire Cash Benefit Accident and Breakdown Recovery Loss of Benefit Allowance Self Authorisation Repairs	Not Mentioned	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Oman Cover

Tokio Marine Third-Party Liability Coverage & Addons -

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Ambulance Service Accident and Breakdown Recovery TPL Bodily Injuries	NA	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Tokio Marine Car Insurance

10. Sukoon Insurance

Serving UAE customers for over 47 years, Sukoon Insurance Company offers multiple insurance products to both individuals and businesses. The insurance offerings of the company extend to life, car, travel, personal accident, yacht insurance, and more.

Sukoon’s car insurance plans are among the most popular choices with respect to car insurance Al Ain. In the table below, we have enlisted the features and coverages of Sukoon car insurance plans -

Sukoon Comprehensive Car Insurance Coverage - 

• Windscreen Cover
• Coverage for Natural Disasters, Floods, Storms, Strikes, Civil Commotions, and Riots
• Emergency Roadside Assistance
• Off Road Cover
• Courtesy Car Cash Benefit
• Valet Parking Theft Cover
• Personal Injury Cover
• Third Party Property Damage
• Agency Repairs
• Emergency Medical Expenses
• Personal Belongings Cover

Sukoon Third Party Car Insurance Coverage - 

Inclusions	Add-Ons
Third Party Bodily Injury Loss of Use Allowance Ambulance Cover Third Party Property Damage	Personal Accident Benefit for Driver Personal Accident Benefit for Passengers Roadside Assistance

Click here to Buy Sukoon Car Insurance

How to Buy the Best Car Insurance in Al Ain?

Policybazaar.ae is your one-stop destination if you are looking to buy car insurance in Al Ain. Buying insurance from our website offers you the convenience of finding the best car insurance plans without any hassle.

Check out the set of steps to be followed to buy car insurance online from our website -

• Step1- Open our website and click on the ‘Insurance’ drop-down menu.
• Step2- Choose the ‘Car Insurance’ option. You can also directly reach here by clicking on the ‘car insurance’ icon on our homepage.
• Step3- You will find a lead form on the next page. Fill it out with accurate details and submit.
• Step4- Once you are on the car insurance quotes page, check out all the displayed plans.
• Step5- Select the most suitable plan and proceed with the application process by following the prompted steps.

Note: Once you complete the payment and the application process, the policy details will be sent to your registered email ID.

You can unlock several benefits upon buying car insurance from Policybazaar.ae -

• You can find the best car insurance plans from the leading insurance providers in the UAE in one place.
• Our website’s user interface is intuitive and allows you to easily browse through the displayed plans.
• Our customer service team is available round the clock to guide you with all your queries related to the application process and more.
• With a wide range of car insurance quotes available on our site, you can easily compare numerous plans altogether.
• The car insurance plans listed on our site not only provide comprehensive coverage but are available at attractive premiums.
• You can easily renew your policy through our platform.
• You can effortlessly make customisations to your existing plan.

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