Top 10 Car Insurance Companies in Fujairah

In this article, we will have a look at the diverse range of car insurance companies in Fujairah. We will briefly cover the companies before exploring their coverage options and more.  This info will provide invaluable insights to assist you in making informed decisions for your vehicular protection needs.

Whether you're a resident or a visitor in Fujairah, our list of motor insurance companies in Fujairah will help you find the best car insurance plan that meets your requirements.

Best Car Insurance Companies in Fujairah

Here is a checklist of the top vehicle insurance companies in Fujairah -

1. Alliance Insurance

Over the years, Alliance Insurance has become one of the prime insurance entities across the UAE. Incorporated in 1975, the provider currently serves individuals, corporations, and government bodies with numerous excellent insurance products.

As an individual, you can find high-quality insurance solutions with Alliance Insurance. With its extensive network of UAE branches, this insurance provider promptly guides its customer with all the necessary assistance.

Within the motor insurance segment, Alliance offers both comprehensive and third-party liability plans to its customers. A detailed list of coverage features has been given below for your reference -

Alliance Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to the Insured Vehicle Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service Agency Repair Fire & Theft Cover	Off Road Cover Car Registration Service	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Roadside Assistance

Alliance Third-Party Car Insurance Coverage - 

Inclusions	Add-Ons
Third Party Damage Third Party Liability Damage to the Insured Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Roadside Assistance Oman Cover

Click here to Buy Alliance Car Insurance

2. Salama Insurance

Salama, headquartered in the UAE, is globally recognised as one of the oldest and largest providers of Shariah-compliant takaful services. Ever since its establishment in 1979, it has solidified its presence in the industry and has earned a distinguished reputation as a top-tier car insurance provider in Fujairah. Notably, Salama is publicly listed on the Dubai Financial Market and has an impressive paid-up capital of AED 939 Million.

Within its comprehensive range of Takaful offerings, Salama's car insurance stands out as a top choice in the emirate. Its automobile insurance plans encompass a wide spectrum of coverage, addressing car loss, damages, personal accidents, and third-party liabilities.

Here is a comprehensive breakdown of the inclusions, exclusions, and supplementary options of Salama car insurance-

Salama Comprehensive Car Insuance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Liability Third Party Damage Damage to Your Own Vehicle Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service New Car Replacement in Case Total Loss - Auto Gap Lock Replacement Valet Parking Cover Off Road Cover Fire and Theft Cover Child Car Seat Replacement Agency Repair Car Registration Service	Involuntary Loss of Employment Insurance International Driving Licence Discount	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Road Side Assistance

Salama Third Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability	Damage to Your Own Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Road Side Assistance

Click here to Buy Salama Car Insurance

3. Adamjee Insurance

Adamjee Insurance has marked a swiftly ascending presence within the dynamic landscape of the UAE insurance market. Originating in Pakistan, Adamjee was established back in 1960. Renowned for its impeccable services, this insurer specialises in extending comprehensive insurance for health as well as car insurance plans. As a customer of Adamjee, you are presented with a choice between two distinct categories for both health and car insurance.

With respect to car insurance options, individuals are afforded a dual selection: third-party liability and comprehensive plans. We have mentioned below the coverage options offered by Adamjee Insurance Company in Fujairah.

Adamjee Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Strikes/ Riots/MD Windscreen Excess Waiver Fire and Theft Cover	Loss of Personal Belongings Emergency Medical Expenses New Car Replacement in Case of Total Loss - Auto Gap Lock Replacement Involuntary Loss of Employment Insurance Valet Parking Theft Cover Agency Repair Airport Pick and Drop Service	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Road Side Assistance

Adamjee Third-Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Roadside Assistance

Click here to Buy Adamjee Car Insurance

4. Watania Takaful

Founded in 2009 in the UAE, Watania Takaful stands as a distinguished Islamic insurance provider. The company is renowned for its customer-centric approach which ensures that it provides top-notch insurance products and services to individuals. Watania Takaful has an array of insurance choices, encompassing medical, car, home, travel, family, and boat insurance.

For those seeking car insurance in Fujairah, Watania Takaful presents an array of benefits as outlined below -

Watania Takaful Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Own Vehicle Damages Due to Strikes/ Riots/ MD Loss of Personal Belongings Windscreen Excess Waiver Emergency Medical Expenses Ambulance Service Taxi Fares New Car Replacement in Case of Total Loss - Auto Gap Personal Injury Lock Replacement Valet Parking Cover Off Road Cover Fire and Theft Cover Child Car Seat Replacement Agency Repair Off Road Recovery Emergency Repair Expense	Involuntary Loss of Employment Insurance Airport Pick and Drop Service	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Road Side Assistance

Watania Takaful Third-Party Car Insurance Coverage - 

• Third Party Property Damage
• Third Party Bodily Injury

Click here to Buy Watania Takaful Car Insurance

5. Union Insurance

Set up in 1998, Union Insurance is licenced by the UAE Insurance Authority and listed on the Abu Dhabi Securities Exchange. The company has an extensive range of insurance products, which are available to clients in the UAE and across the Middle East. The company provides insurance services in the area of health, life, property, automobiles, maritime, engineering, and liability.

When it comes to car insurance, Union Insurance primarily offers two types of plans, namely comprehensive car insurance and third-party liability insurance. Furthermore, its comprehensive plan is divided into 2 categories -  standard comprehensive and superior comprehensive.

Check out the table below for a general list of the coverage options -

Union Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability Damage to the Insured Vehicle Damages Due to Strikes/ Riots/ MD Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service Taxi Fares New Car Replacement In Case of Total Loss - Auto Gap Personal Injury Lock Replacement Valet Parking Theft Cover Off Road Cover Guarantee of Garage Repair	Involuntary Loss of Employment Insurance Agency Repair	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Road Side Assistance

Union Third-Party Car Insurance Coverage - 

Inclusions

Exclusions

Third Party Property Damage Third Party Bodily Injury Ambulance Services Personal Accident Benefit for Driver Personal Accident Benefit for Family Members Geographical Scope - UAE

Accident of Overturning Fire and Theft Natural Calamities Damages Due to Strikes and Riots Personal Belongings Emergency Medical Expenses Valet Parking Theft Cover Replacement of Locks Waiver of Mandatory Excess for Windscreen Damage Off Road Cover Auto Gap Replacement of Vehicle Roadside Assistance Personal Injury for Injured or Spouse Agency Repair Car Registration Service Airport Pick Up & Drop Off Service Centre Pick Up and Drop Off Taxi Fare

Click here to Buy Union Car Insurance

6. Dubai National Insurance Company

Listed on the Dubai Financial Market, the Dubai National Insurance & Reinsurance Company was established in 1991. With over 30 years of expertise, DNI remains committed to delivering extensive options to its clientele including motor, life, medical, accident, property, and liability insurance.

With DNI car insurance plans, one can avail of extensive coverage whether the accident is caused by themselves or a third party. We present a breakdown of the coverage provided for both comprehensive and third-party options in the table below:

DNIR Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Riots/ Strikes/ MD Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service No Claim Discount Protection Taxi Fares Off Road Cover Agency Repair	New Car Replacement in Case of Total Loss - Auto Gap Involuntary Loss of Employment Insurance Valet Parking Theft Cover Personal Accident for Worker/ Employee Lock Replacement	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Oman Cover Replacement of Vehicle Road Side Assistance Natural Calamity Cover

DNIR Third-Party Car Insurance Coverage - 

• Third Party Property Damage
• Personal Accident Benefits
• Third Party Bodily Injury

Click here to Buy DNIR Car Insurance

7. GIG Gulf Insurance

GIG Gulf has established itself as a prominent insurance provider, with a legacy of over 70 years in the Middle East region. Considered among the top 10 most esteemed insurance companies by Forbes Middle East, GIG Gulf remains dedicated to delivering exceptional services to its clients.

Presently, the company comprises a network of 15 branches throughout the UAE, supported by a workforce of over 800 professionals. GIG Gulf extends diverse insurance solutions across categories like car, home, travel, yacht, and health insurance. Additionally, the company provides specialised coverage including golf, motorcycle, private clients, personal accident, and relocation insurance.

As far as car insurance is concerned, GIG Gulf offers both comprehensive and third-party liability options. Have a look at the comprehensive breakdown of its plans in the table next -

GIG Gulf Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Strikes/ Riots/ MD Windscreen Excess Waiver Loss of Personal Belongings Emergency Medical Expenses Ambulance Service No Claim Discount Protection	Damages Due to Electrical or Mechanical Breakdown Racing or Vehicle Testing Damages Due to Intentional Actions That Violate UAE Laws	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Road Side Assistance

GIG Gulf Third-Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Third Party Liability Ambulance Service	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Oman Cover Road Side Assistance

Click here to Buy AXA Car Insurance

           

8. RAK Insurance

Since its establishment in 1974, Ras Al Khaimah National Insurance Company has demonstrated rapid growth in the UAE insurance market. Currently, the provider’s paid-up capital amounts to more than AED 121 million.

With a vision of offering ‘Simply Better’ insurance solutions to its customers, RAK Insurance has become a prominent company in the UAE. The insurer offers competitive insurance products that align with the goals of both individuals and businesses.

Car insurance is one of RAK Insurance’s top products, which consists of both comprehensive and third-party plans.

RAK Third-Party Car Insurance Coverage - 

Inclusions	Add-Ons
Third Party Death and Bodily Injury Third Party Property Damages National Ambulance Service	Roadside Assistance

Click here to Buy RAK Car Insurance

9. Al Sagr Insurance

Founded in 1979, the Al Sagr National Insurance Company stands as one of the most eminent companies in the insurance industry of Fujairah. Holding official registration with the UAE's Ministry of Economy and Commerce, it has earned a B++ rating from A.M. Best Europe-Rating Service Limited, further underlining its credibility.

Renowned for its commitment to delivering superior services, Al Sagr specialises in motor insurance, travel insurance, and a range of other offerings.

Within its motor insurance section, Al Sagr offers both comprehensive and third-party liability coverage options. For a comprehensive overview of the coverage provided, refer to the tables below -

Al Sagr Comprehensive Car Insurance Coverge & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Liability Third Party Damage  Damage to Your Vehicle Windscreen Damage Emergency Medical Expenses	Agency Repair	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Road Side Assistance Oman Cover - Own Damage Included

Al Sagr Third Party Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage Limit Third Party Liability	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Al Sagr Car Insurance

10. Methaq Takaful Insurance Company

This is one of the most popular car insurance companies in Fujairah, UAE. The word Methaq implies “agreement” in Arabic. The insurance provider has a unique approach to providing the best car insurance solutions. The plans offered are tailored to meet your requirements and are cost-efficient.

Methaq Takaful Insurance has round-the-clock technical support to help you with any issues with the policy. The following are the features, benefits, and exclusions of the plans from this car insurance company in Fujairah -

Methaq Comprehensive Car Insurance Coverage and Add-ons 

Methaq Third-Party Coverage and Add-ons

How to Buy Car Insurance In Fujairah Via Policybazaar UAE?

If you are looking for car insurance in Fujairah, we are here to guide you! Our digital platform, policybazaar.ae, provides a wide range of plans so that you can find the plan that aligns with your requirements.

Here is your step-by-step guide to buying car insurance online -

• Step1- Go to our website - policybazaar.ae.
• Step2- Move to the ‘Insurance’ drop-down menu and choose car insurance. You can also reach the car insurance section by clicking on the relevant icon on our homepage.
• Step3- Accurately enter details to fill out the lead form.
• Step4- Upon submitting the form, you will be directed to our car insurance quotes page.
• Step5- Relevant plans will appear based on the personal information you provided.
• Step6- Compare the plans and select one as per your requirements and budget.
• Step7- Complete further steps as instructed. 

Note: A softcopy of your car insurance policy will be sent to your registered email ID.

Searching for car insurance plans from different providers individually is time-consuming and confusing at the same time. Looking for plans at Policybazaar.ae is much more convenient and straightforward.

Here’s why you should consider buying car insurance through our platform -

• We have partnered with top-notch car insurance providers in the UAE. As a result, you can find multiple car insurance plans that suit the requirements of all types of car owners.
• We offer comprehensive plans at affordable premiums.
• You can easily browse through our website to find your desired car insurance product.
• Our customer service support is available 24*7 to provide you with relevant assistance.
• Renewing car insurance through our portal is pretty straightforward.
• Plans purchased through our website can be easily customised as per your requirements.

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