BMW X7 Car Insurance

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BMW cars are some of the most popular cars when it comes to luxury segment vehicles in the UAE. The new BMW X7 is another addition to the long list of powerful luxury vehicles offered by this brand. Elevating your overall driving experience, BMW X7 is specially designed to offer a safe yet adventurous off-road driving experience. 

This piece covers all the important things you need to know about BMW X7 and what is available to cover its insurance requirements, with car insurance in UAE being mandatory. Let’s start with key features and specs before moving on to BMW X7 insurance. 

  • Comprehensive
  • Third Party
*Above mentioned prices are for BMW X7 Xdrive40I 3.0L, 2023 model.
*Above mentioned prices are for BMW X7 Xdrive40I 3.0L, 2023 model.

Key Features of BMW X7

  • Powerful SUV Performance: With its all-wheel-drive system and accurately tuned chassis technology, the new BMW X7 delivers incredible performance for your rides while having an unrivalled presence in the luxury segment of vehicles. Other than that, the car also offers optimum ground clearance, an optional off-road package, and an underbody protection sump guard. 
  • Sleek Exterior Design: The 3D L-shaped LED lights and the 21-inch alloy wheels come together to create a grand appearance for this sturdy off-road car. Another level of eye-catching sophistication is added to the car by its one-piece kidney grille. 
  • Comfortable & Smart Interiors: The car flaunts Merino leather upholstery and ambient lights in the cabinet. Moreover, the roof features a standard Panorama Glass Sunroof with a 6-seat configuration, while the large central display of the car combines with a new Smart Personal Assistant to make your rides comfortable. You can use ApplePlay to connect your phone to the new BMW X7 and seamlessly browse through the content. 
  • Optimum Safety:  An in-built anti-theft device, rear camera, and anti-pinch power windows come together to keep the car safe and sound from thefts and burglaries. Moreover, the speed alert system and speed sensing and impact sensing auto lock doors ensure the safety of the driver as well as the passengers. Remarkably, safety is also ensured for off-roading, with the car having hill descent control and hill assist features.

Key Specifications of BMW X7

Specs 

Details 

ARAI Mileage

12.04 kmpl

Engine Displacement (cc)

2993

Max Power (bhp@rpm)

394.26 bhp @ 4400 rpm

Seating Capacity

7

Boot Space (Litres)

326

Body Type

SUV

Fuel Type

Diesel/Petrol variant

No. of cylinder

6

Max Torque (nm@rpm)

760nm @ 2000-3000rpm

TransmissionType

Automatic

Fuel Tank Capacity

80.0 L

Top Speed 

250

Steering Type 

Power

Front and Rear Brake 

Disk

Acceleration 

5.4 seconds (0 to 100 kmph)

BMW X7 Insurance Cost

Depending on the variant, manufacturing year, and condition of your car, BMW X7 insurance can cost anywhere between AED 5,000 to AED 14,800. Ultimately, several factors can impact your BMW X7 insurance cost in the UAE like your driving experience, your emirate of residence, accident and claim history, modifications, and so forth. 

You can get the exact price for your BMW X7 insurance from BMW X7 quotes page of policybazaar.ae in just a few minutes. 

Top Car Insurance plans for BMW X7

There are chiefly two types of BMW X7 insurance plans that you can find in the UAE – comprehensive and third-party liability plans. Third-party liability plans only cover the damages that may you cause to a third-party person or vehicle. Comprehensive plans, on the other hand, cover both third-party damages and own damages. 

Listed below are the top 5 BMW X7 comprehensive car insurance plans that you can find in the UAE: 

Plans and Providers 

Details of Coverage 

Alliance Insurance Comprehensive Plan

  • Coverage of up to AED 2 million for third-party damages
  • Coverage within the UAE
  • Own damages covered up to the insured declared value of the vehicle
  • Loss of personal belongings cover – AED 2,000
  • Emergency medical expenses cover – AED 2,000
  • Fire and theft cover, agency repairs, and ambulance services cover
  • Free roadside assistance cover, personal accident cover, and natural calamity cover
  • Available add-ons: Oman extension and replacement vehicle

Noor Takaful Watania Comprehensive Plan

  • Third-party damages coverage of up to AED 2 million 
  • Coverage – within the UAE
  • Coverage for riots and strikes 
  • Loss of belongings cover – AED 2,000 
  • Lock replacement cover – AED 5,000  
  • Windscreen damages cover – AED 3,000 
  • Medical emergency cover – AED 2,000
  • New car replacement coverage for up to 6 months 
  • Free roadside assistance, ambulance services, valet parking theft, and agency repairs 
  • Add-ons: Personal accident covers, replacement of vehicle, and third-party Oman cover 

Oriental Comprehensive

  • Coverage worth up to AED 2 million for third-party damages 
  • Third-party damage coverage within the UAE 
  • Own damage coverage in the UAE and Oman
  • Riots and strikes cover
  • Loss of personal belongings coverage - AED 2,000
  • Windscreen damages cover – AED 3,000 
  • Emergency medical expenses cover – AED 1,500
  • Off-road driving cover – AED 2,500
  • Free fire and theft damages, ambulance services cover, lock replacement, valet parking theft, natural calamity, and agency repairs
  • Add-ons available: Personal accident cover, Oman extension, replacement of vehicle, and roadside assistance

Aman Insurance Comprehensive (Standard Agency)

  • Third-party damage coverage – AED 2 million 
  • Own damages covered only within the UAE
  • Includes windscreen, lock replacement, and agency repairs 
  • Roadside assistance covered as a basic benefit
  • Free personal accident coverage for passengers
  • Free Oman extension
  • Available add-ons: Personal accident coverage for drivers and replacement of vehicle

Adamjee Insurance Comprehensive (Agency)

  • Third-party damages cover – AED 2 million
  • Coverage within the UAE for own and third-party damages
  • Includes cover for riots and strike damages, fire and theft cover, ambulance services, and agency repairs
  • Free roadside assistance cover, personal accident cover, and natural calamity cover
  • Add-ons: Personal accident cover for drivers and replacement vehicle cover

General Inclusion of BMW X7 insurance Plans

With most BMW X7 insurance plans, you can expect cover for the following scenarios or requirements

  • Third-party damage 
  • Own damage 
  • Emergency medical expenses
  • Windscreen damages
  • Loss of personal belongings
  • Damages caused by riots and strikes
  • Valet parking theft
  • Fire and theft damages 
  • Lock replacement 
  • Agency repairs
  • Roadside assistance 

General Exclusion of BMW X7 Insurance Plans

Besides the inclusions, it is also necessary to keep BMW X7 insurance exclusions in mind before making a choice. Most such insurance plans don’t provide cover for damage caused when

  • Driving without a valid UAE driving licence
  • Driving under the influence of alcohol
  • Voluntary negligence of the owner-driver
  • Consequential damages
  • Normal wear and tear of the car
  • Using a personal vehicle for commercial use

Add-ons for BMW X7 Insurance Plans

  • Personal accident covers drivers and passengers
  • Mechanical breakdown cover
  • Off-road driving cover
  • Natural calamity cover
  • Oman extension
  • Replacement of vehicle cover

How to Renew Insurance for BMW X7?

Renewing BMW X7 insurance in the UAE is a pretty straightforward process with Policybazaar UAE. You can continue on our website and fill out the short form present on the ‘Car Insurance' page. You can mention your current insurance provider and check out the best available plans in one place. Here, you can continue with the same plan or choose a new one and Add or remove car insurance add-ons as per requirements. 

It must be noted here that you can also book an inspection of your BMW X7 if you find the requirement for the same. The remaining procedure is fairly simple, as you can upload the inspection results along with other documents and pay your premium to renew your plan. The new policy documents will be delivered via email to your registered email address. 

How to Claim Insurance for BMW X7?

  • Call your insurance provider and intimate the claim 
  • If the claim is for accidental damages, you will need to submit a copy of the police report  
  • Collect your driving licence, registration, police report, and information about the involved third-party individuals 
  • Submit a claim using either an offline or online claim form, with the latter available on the website of the provider
  • Visit the network garage allotted to you and carry all the required documents 
  • Submit all the documents, get an estimate on the damage repairs, and obtain approval from the representative of your insurance provider present at the garage 
  • Pay the excess amount to have the repairs initiated - the provider will pay for the rest of the charges

 

How to Buy BMW X7 insurance?

There are a few ways you can purchase your BMW X7 insurance in the UAE, with both online and offline platforms available to make your purchase. However, applying for car insurance in UAE online is quite convenient. Moreover, with Policybazaar UAE, you can get the best car insurance plans for your BMW at the best rates and in just one place. 

Applying via Policybazaar UAE is easy, as you can simply open our website policybazaar.ae and head to the car insurance section. After you fill out the lead form on the car insurance page, you will be redirected to the quotes page of our website. Here, you can check the top plans and compare them as per their features, premium rates, policy wording, and other terms, and apply for a plan of your choice in a few clicks. 

Why Buy with Policybazaar.ae?

If you buy BMW X7 car insurance with Policybazaar UAE, you can enjoy the following benefits:

  • Customised plans at your disposal so that you can pick the perfect fit for your BMW X7 
  • Cost-effective BMW X7 insurance plans with the best discount and offers in the market 
  • A unified easy-to-use customer-friendly platform that makes buying a car insurance policy a smooth experience 
  • Top car insurance plans from trusted regional and global car insurance providers to choose from 
  • Smart comparison platform to help you weigh the benefits and limitations of different plans 
  • Secure payment platforms to ensure zero possibility of payment and transaction fraud
  • Instant coverage and delivery of policy documents 
  • Personalised customer service from our 24x7 customer support cell 
  • Guidance and assistance from our business experts to help you make sound financial decisions 

In the final section of the article, you can check out some quick facts related to BMW X7 car insurance in the UAE. 

FAQs

Q1. How much does BMW X7 insurance cost in Dubai?

Ans: BMW X7 insurance costs between AED 5,000 and AED 14,800 depending on the variant, condition, and manufacturing year of the car. 

Q2. How can I obtain BMW X7 quotes for proper price comparison?

Ans: You can visit policybazaar.ae to get real-time BMW X7 quotes for a proper comparison of the available.

Q3. Is off-road driving cover included in BMW X7 insurance plans in UAE?

Ans: Yes, several comprehensive BMW X7 insurance plans offer off-road driving cover since it is an SUV. However, one can always include an off-road driving cover as an add-on if it is not present in the base plan.

Q4. How can I purchase my BMW X7 insurance plan?

Ans: You can purchase BMW X7 insurance from policybazaar.ae at the best prices after viewing and comparing the top plans for the same in a few simple steps.

Q5. Is roadside assistance covered as a basic benefit or an add-on in BMW X7 insurance plans?

Ans: Some BMW X7 insurance plans cover roadside assistance as a basic benefit, while others may provide it as an add-on and charge an additional premium for it. 

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