DNIR Comprehensive Car Insurance

As one of the leading insurance providers in the country, DNIR has partnered with leading agencies and garages to offer a seamless claim experience to car owners in the United Arab Emirates (UAE). This reflects in DNIR comprehensive car insurance as well, which is among the most popular options with respect to car insurance Dubai.

From agency repairs to medical bill reimbursement, this car insurance can cover you with everything to ensure peace of mind for you and financial coverage for your vehicle. Let’s dive deeper and understand the key features of this DNIR car insurance plan.

DNIR Third-Party Car Insurance vs Comprehensive Car Insurance

With DNIR, you can get a motor insurance policy in two types - DNIR third-party car insurance and comprehensive car insurance. Understanding the difference between the two is crucial, as it allows you to decide which one you should opt for as per your budget, type of car, and other factors.

Check out the table below to understand the key differences between the two types of policies:

Benefits of Choosing DNIR Comprehensive Car Insurance

DNIR, as we saw earlier, is a highly reputable insurance provider in the UAE. With its plans related to car insurance Dubai, you can get comprehensive coverage at attractive rates.

Here are the benefits that you can enjoy with your DNIR comprehensive car insurance plan -

• With your DNIR car insurance plan, you can avail of roadside assistance which usually comes with services like towing, jump-start, and more.
• It provides the option for agency repairs, where you will have the option to get your vehicle repaired from authentic service centres.
• The coverage of this car insurance plan can be easily customised as per your requirements. For instance, if you are into off-roading, you can easily obtain off-road coverage and drive your vehicle in off-road areas like deserts and still be covered (provided your car is 4WD).

DNIR Comprehensive Car Insurance Inclusions

Listed below are the key covers available with the DNIR comprehensive car insurance plan -

• Coverage provided for losses and damages to the car due to fire and theft 
• Third-party property damage up to AED 2 million
• Unlimited coverage for third-party bodily injury
• Geographical area of coverage includes the UAE and Oman (for own damages only)
• Agency repairs from official service centres
• Coverage for 13 months
• Personal effect coverage of up to AED 2,000
• Ambulance cover up to AED 6,770
• Windscreen cover for up to 2,000
• Coverage for emergency medical expenses - up to AED 3,000

DNIR Comprehensive Car Insurance Exclusions

When checking or comparing car insurance plans, it’s essential to be aware of the exclusions to know about the scenarios where your plan won’t provide any coverage. Discussed below are the standard exclusions of car insurance Dubai -

• Damages resulting from electrical or mechanical failure of the vehicle
• Driving under the influence of alcohol or any intoxicating substances
• Wear and tear due to regular driving
• Driving with an invalid or expired driving licence
• Nuclear explosions or wars and civil wars
• Intentional damages
• Exceeding the specified vehicle capacity by overloading it

Wrapping Up

DNIR certainly presents one of the best options if you are looking for comprehensive motor insurance for your vehicle. With your DNIR comprehensive car insurance plan, you can enjoy comprehensive coverage for your vehicle and keep yourself financially protected against damages or losses arising from accidents, theft, fire, and other scenarios.

Before applying for this comprehensive car insurance plan, make sure to go through all its exclusions and inclusions as well as add-ons or riders to understand what you can expect with your plan.

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