Dodge Car Insurance

At the same time, it must be remembered that one could face a major financial burden if their Dodge car gets lost or faces a serious accident. Moreover, if you own a Dodge car in the UAE and drive it without car insurance (applicable to all UAE cars), you can face penalties and fines. However, with numerous insurance providers available in the UAE, it is fairly straightforward to get your car secured with an insurance plan.

Types of Dodge Car Insurance

Dodge car owners can either choose comprehensive or third-party liability car insurance in the UAE. A comprehensive insurance policy provides you full coverage in case of an accident (as well as to the third party). Whether your car gets damaged or you require medical support due to a car accident -  this type of insurance can cover all of it. Third-party insurance, on the other hand, provides coverage only to the third party facing damages due to being involved in a car accident with the policyholder.

Car Insurance Premiums for Dodge Cars in the UAE

Here are the car insurance quotes for its three top models in the UAE -

Model: Dodge Charger

Variant: R/T 5.7L

Insurance Company and Plan	Type of Insurance	Excess Amount
Al Sagr Insurance (Garage)	Comprehensive	AED 1,000
Aman Insurance (Standard Agency)	Comprehensive	AED 1,000
Adamjee (Agency)	Comprehensive	AED 1,000
Orient Insurance (Gold Agency)	Comprehensive	AED 750
Noor Takaful- Watania (Mumtaz Agency)	Comprehensive	AED 500
Tokio Marine Insurance	Third-Party Liability	NA
Adamjee Insurance	Third-Party Liability	NA
Oriental Insurance	Third-Party Liability	NA

Discussed below are the key inclusions, exclusions, and add-ons of all the above-mentioned car insurance plans -

Al Sagr (Garage)

Inclusions

• Third-party damage - up to AED 2 million
• Third-party liability - UAE only
• Damage to own vehicle - UAE only
• Windscreen damage cover - up to AED 2,000
• Emergency medical expenses - up to AED 2,000

Add-Ons

• Natural calamity cover ‘
• Personal accident cover for passenger - up to AED 200,000
• Personal accident cover for driver - up to AED 200,000
• Roadside assistance

Exclusions

• Agency Repair

Aman Insurance (Standard Agency)

Inclusions

• Third-party damage cover - up to AED 2 million
• Third-party liability – valid only in the UAE
• Damage to your vehicle - only UAE
• Lock replacement cover
• Windscreen damage
• Agency repair

Add-Ons

• Roadside assistance
• Oman cover (own damage only)
• Personal accident cover for passenger - up to AED 200,000
• Personal accident cover for driver - up to AED 200,000

Exclusions

• Off road cover
• Valet parking theft cover
• New car replacement in case of total loss - auto gap
• Involuntary loss of employment insurance
• No-claim discount protection
• Taxi fares
• Ambulance service
• Emergency medical expenses
• Damages due to strikes and riots
• Loss of personal belongings

Adamjee (Agency)

Inclusions

• Third-party damage - up to AED 2 million
• Third-party liability - only in the UAE
• Damage to own vehicle - only UAE
• Agency repair
• Damages due to strikes and riots
• Ambulance service
• Windscreen excess waiver cover
• Fire and theft cover

Add-Ons

• Roadside assistance
• Personal accident cover for driver - up to AED 200,000
• Personal accident cover for passenger - up to AED 200,000
• Natural calamity cover

Exclusions

• Loss of personal belongings cover
• Airport pick and drop service
• Emergency medical expenses
• Lock replacement
• New car replacement in case of total loss - auto gap
• Involuntary loss of employment insurance
• Valet parking theft cover

Orient Insurance (Gold Agency)

Inclusions

• Third-party damage - up to AED 3.5 million
• Third-party liability – valid only in the UAE and Oman
• Damages due to strikes and riots
• Windscreen damage cover
• Ambulance service
• Taxi fares
• Valet parking theft cover
• Agency repair
• Off road cover - only for 4WD
• Emergency medical expenses - up to AED 3,500
• Personal injury - up to AED 2,000
• Loss of personal injury - up to AED 4,000

Add-Ons

• Road Side Assistance
• Personal accident cover for passenger – up to AED 200,000
• Personal accident cover for driver – up to AED 200,000
• Natural Calamity Cover
• Oman Cover

Noor Takaful- Watania (Mumtaz Agency)

Inclusions

• Third-party damage cover - up to AED 3 million
• Third-party liability - UAE only
• Damage to own vehicle - UAE and Oman
• Damages due to strikes and riots
• Ambulance service
• Valet parking theft cover
• Fire and theft cover
• Agency repair
• Off road recovery
• Emergency repair expense - up to AED 1,000
• Emergency medical expenses - up to AED 5,000
• Loss of personal belongings cover - up to AED 5,000
• Windscreen excess waiver - up to AED 5,000
• Child car seat replacement- up to AED 2000
• New car replacement in case of total loss- auto gap
• Lock replacement - up to AED 3,000
• Personal injury - up to AED 10,000
• Taxi fares - up to AED 300
• Off road cover - for SUV/StationWagon/ 4WD: up to 500 meters off road

Add-Ons

• Roadside assistance
• Personal accident cover for driver - up to AED 200,000
• Personal accident for passenger - up to AED 200,000
• Natural calamity cover
• Replacement of vehicle: 7 days
• Oman cover

Exclusions

• Airport pick and drop service
• Involuntary loss of employment insurance

Model: Dodge Challenger

Variant: SXT 3.6L

Name of the Insurance Company	Type of Insurance	Excess Amount
Aman Insurance (Standard Agency)	Comprehensive	AED 350
Noor Takaful- Watania (Mumtaz Agency)	Comprehensive	AED 350
Oriental Insurance (Agency)	Comprehensive	AED 1,000
Tokio Marine Insurance	Third-Party Liability	NA
Adamjee Insurance	Third-Party Liability	NA
Oriental Insurance	Third-Party Liability	NA

Check out the below points to find out more about the key exclusions, inclusions, and add-ons offered by each provider for Dodge insurance for the variant in question -

Aman Insurance (Standard Agency)

Inclusions

• Third-party damage limit – up to AED 2 million
• Third-party liability - UAE only
• Damage to own vehicle – valid only in the UAE
• Windscreen damage cover
• Lock replacement
• Agency repair

Add-Ons

• Personal accident cover for passenger - up to AED 200,000
• Personal accident cover for driver - up to AED 200,000
• Oman cover

Exclusions

• Damages due to riots and strikes
• Ambulance service
• No-claim discount protection
• New car replacement in case of total loss - auto gap
• Taxi fares
• Loss of personal belongings
• Emergency medical expenses
• Off cover
• Valet parking theft cover
• Involuntary loss of employment insurance

Noor Takaful- Watania (Mumtaz Agency)

Inclusions

• Third-party damage - up to AED 3 million
• Damage to your vehicle - UAE and Oman
• Third-party liability – applicable only in the UAE
• Damages due to strikes and riots
• Ambulance service
• Valet parking theft cover
• Agency repair
• Off road recovery
• Fire and theft cover
• Emergency repair service- up to AED 1000
• Child car seat replacement- up to AED 2000
• Off road cover- for SUV/ StationWagon/ 4WD: up to 500 meters off
• Lock replacement - up to AED 3,000
• Personal injury- up to AED 10,000
• New car replacement in case of total loss - auto gap: up to 6 months (brand new cars only)
• Loss of personal belongings cover - up to AED 5,000
• Windscreen excess waiver - up to AED 5,000
• Emergency medical expenses - up to AED 5,000
• Taxi fares - up to AED 300

Add-Ons

• Personal accident cover for driver - up to AED 200,000
• Personal accident cover for passengers - up to AED 200,000
• Natural calamity cover
• Roadside assistance
• Oman cover

Exclusions

• Involuntary loss of employment insurance
• Airport pick and drop service

Oriental Insurance (Agency)

Inclusions

• Third-party liability - UAE only
• Third-party damage - up to AED 2 million
• Damage to own vehicle - UAE and Oman
• Damages due to strikes and riots
• Windscreen damage - up to AED 3,000
• Loss of personal belongings cover - up to AED 2,000
• Emergency medical expenses - up to AED 1,500
• Agency repair
• Fire and theft cover
• Off road cover – only for 4WD (separate excess of AED 2,500 required)
• Ambulance service
• Valet parking theft cover
• Lock replacement cover

Add-Ons

• Roadside assistance
• Oman cover – own damage only
• Personal accident cover for driver
• Personal accident cover for passenger
• Natural calamity cover

Exclusions

• Child car seats
• Alloy wheel replacement
• Involuntary loss of employment insurance
• New car replacement in case of total loss- auto gap

insurance companies also provide add-ons for Dodge cars, although some of them are usually free while others may require you to pay a certain amount. Check out the list of add-ons below -  

• Natural calamity cover
• Replacement of vehicle
• Personal accident cover for passengers
• Personal accident cover for drivers
• Oman cover
• Roadside assistance

Why Buy Dodge Car Insurance Policy

As per UAE law, car owners are required to get their car secured with an insurance policy. Anyone caught driving without valid car insurance can face a fine of AED 500 and the addition of four black points to their driving licence. In certain circumstances, the car of the individual without car insurance may even get confiscated for seven days.

Secondly, Dodge car repair can prove financially challenging if it gets damaged in an accident. Owing to these reasons, it is always a wise option to purchase Dodge insurance.

Process of Car Insurance Renewal for Dodge Cars

Dodge car insurance renewal is a convenient process, especially when done online. You can simply visit the website of your insurance provider and sign in to your account. You can then move to the insurance renewal section and choose the relevant option to renew the policy. This is where you must check the plan you wish to avail of and select or remove any add-ons for customisation. After this, you can proceed with the payment and have your Dodge insurance renewed after completion of this. The relevant details regarding your policy renewal will be sent to the registered email ID. 

Car insurance policyholders can renew their insurance from the existing company if they are completely satisfied with the services. However, users can also select another provider if they wish to explore other plans or seek better services than the ones offered by their current provider.  

Dodge Car Insurance Claim Procedure

Here are the steps you must follow whenever you wish to make a claim with your Dodge car insurance after a mishap occurs - 

• Contact the Police: The first step to be completed here is to inform the police immediately after the incident. Have a police report filed and inform them about the injuries and/or damages caused during the accident.

• Contact the Insurance Company: You can start the insurance claim process after contacting the police. For this, call your insurance provider and inform them about the damages caused to you and/or the third party and initiate the claim. 

• Gather Proof: You can collect evidence by clicking pictures or making videos of the damages to have adequate proof at the time of making the claim. 

• Complete the Paperwork: Go to the website of the provider and fill out the insurance claim form. Attach all the necessary documents and submit the form.

After the form submission, your application will be verified by your insurance provider. If your claim is approved, the provider will assign a garage to you. The respective car repairing station will analyse your documents and check the repair expenses. After the report for the same is confirmed by your insurance provider, the repairs on your car will begin. 

Documents Required by Dodge Car Insurance Claims

When filing a claim for your Dodge insurance, make sure to keep a few essential documents handy like -

• Driving licence
• Vehicle registration document
• Police report
• Car modification certification (if applicable)
• Car insurance claim form

How to Buy Dodge Insurance Online?

To ensure that your Dodge car insurance purchasing is a hassle-free process, you can simply visit the ‘car insurance’ section of policybazaar.ae. Here, you can fill out the lead form by providing details related to your car, nationality, and more to get all Dodge car insurance quotes from the best insurance providers in the UAE. You can go through the plans, extensively compare the shortlisted ones, and apply for the most suitable plan from our website.

Reasons to Buy Dodge Car Insurance from Policybazaar.ae

Here is how getting your Dodge insurance done from policybazaar.ae can make a beneficial choice for you -

• Our user-friendly website means you can navigate through the plans without any difficulty
• You can find a large number of excellent car insurance plans on our website from the top insurance providers and institutions in the UAE
• All the plans available on our site are provided at the best rates in the country so that you get adequate coverage at nominal prices
• Our customer support team is available 24*7 to help you with any issues faced during your application or thereafter

Check out some FAQs related to Dodge car insurance in the UAE below:

FAQs

Q1. Are Dodges expensive to insure?

Ans: You can easily get Dodge car insurance at the most reasonable rates on Policybazaar UAE.

Q2. What does my Dodge insurance cover?

Ans: The major inclusions of Dodge insurance plans in the UAE are -

• Damages due to strikes and riots
• Agency repair
• Ambulance service
• Emergency medical expenses
• Loss of personal belongings cover

Q3. From where can I purchase insurance for my Dodge car?

Ans: You can easily buy the best Dodge car insurance for your car model from policybazaar.ae at the most affordable rates. Other than that, you can also make the purchase from the website of your preferred insurance provider.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!