The comprehensive car insurance plan of the provider provides own vehicle coverage beyond standard third-party liability coverage mandatory in the UAE. This plan is even customisable and allows individuals to opt for add-ons and riders along with basic coverage.
Given below are the major differences between comprehensive and third-party liability car insurance uae -
Comprehensive Car Insurance | Third-Party Liability Car Insurance |
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This type of insurance is not mandatory in the country. | As per the law, every car owner must have third-party liability car insurance. |
Comprehensive plans provide coverage beyond third-party insurance. | Only covers damages caused to the third party and resulting liabilities. These include damages to properties, vehicles, or individuals. |
Several add-on plans are included such as towing service, roadside assistance, mechanical assistance, and more. | Add-on plans are not covered. |
While the premium of the plan depends on the coverage opted for, it is generally higher than that for third-party plans. | The plan premium is lower. |
Mentioned below are some of the primary reasons behind choosing a Fidelity United car insurance policy:
Fidelity United car insurance offers the following coverage features in its comprehensive plan -
Given below are the riders and add-ons available with the basic Fidelity United comprehensive car insurance -
For more info on Fidelity United comprehensive car insurance, refer to some frequently asked questions given in the next section!
Ans: Simply dial 8004101 to get emergency roadside assistance.
Ans: The replacement car is given for 5 or 10 days.
Ans: Visit the official website of the provider and move to the claims section. Select motor insurance and fill out the form. Alternatively, you can get in touch with one of its representatives and claim your insurance via call.
Ans: Yes, you can make a claim with your Fidelity car insurance plan via email at claims@fidelityunited.ae.