Exclusions of GMC Car Insurance Plans
The following are the general exclusions for most GMC car insurance policies:
- Accidents that occur outside the geographical area specified in the policy
- Losses arising from natural disasters not covered by your plan
- Invasion, warlike operations, civil war, mutiny, revolution, rebellion, and other war perils causing damages
- Nuclear perils
- Devaluation of the car due to normal wear and tear
- Mechanical and electrical breakdown
- Damage due to the use of a motor vehicle for a purpose other than the one mentioned in the policy
- Damage or loss due to violation of laws
- Damage or loss caused to the vehicle when the vehicle is being operated by a driver who is not licensed or named in the policy
- Damage caused when the vehicle is being operated by a driver under the influence of narcotics, alcohol, or other intoxicating substances
- Damages caused due to wilful intent or voluntary negligence of the driver/owner
Process of Car Insurance Renewals for GMC Cars
GMC insurance renewal process is simple, easy, and can be done online. You can renew GMC car insurance policies online on the GMC insurance company’s official website or Policybazaar UAE. Navigate through the website to check all the GMC insurance quotes. Pick the plan that you like the best, verify all the details, fill out the application form and pay the premium to complete the process of GMC car insurance renewal.
GMC Car Insurance Claim Procedure
The GMC car insurance claim procedure is quite simple, quick, and hassle-free. Let’s take a look at the GMC car insurance claim procedure step-by-step:
- Call the police
You must immediately call and inform the police about the incident/accident that caused damages to your or third-party vehicle. Police will carry out the initial investigation and hand over the first information report which is important for the claim process.
- Take pictures
Pictures and videos can work as proof to support your claim. Whenever possible, you can ensure to take pictures of the incident that can be submitted as proof at the time of claim document submission.
- Inform the GMC insurance company
Initiate the process of insurance claims by reporting the incident to your insurer immediately after contacting the police. You can report the claim through email, phone call, or online.
- Keep the documents ready for submission
Keep all the claim-related documents ready as listed by your insurance company. Enclose are documents along with the duly filled claim form at the time of submission which you can obtain from the official provider website.
- Claim assessment
As soon as you submit the claim document, the process of a claim settlement begins. The company would send out further instructions to you after it reviews the surveyor’s report and assesses the claim documents.
- Claim reference number
Ensure to make note of the claim reference number sent by your car insurance company on your phone number to track the process of the claim.
- Settlement of the claim
If all the documents are in order and correct, your claim would get approved and settled easily. You can take your car to a nearby network or agency garage for repairs after receiving the approval.
Documents Required for GMC Car Insurance Claims
Document submission is an important part of the car insurance claim procedure. Ensure to submit all the relevant documents to get your claim settled quickly without facing any rejection or delay in settlement. The following are the documents that you need to submit for GMC car insurance claims:
- GMC car insuranceclaim form (duly filled)
- Policy number
- Police first information report
- Driver’s license
- GMC car registration card
- Pictures or video proofs of the incident, if any.
Additional documents may be required depending on the type of claim that you make and the requirements of your insurance company.
How to Buy GMC Car Insurance Online?
The most convenient way of buying GMC car insurance is through Policybazaar.ae, our official website. All you need to do is go to the car insurance section and fill out the lead form. Choose ‘GMC’ as your car brand, give all the details of your car such as make, model and year, etc. along with your personal details in this form. Submit it to get GMC car insurance quotes. Browse through the various GMC car insurance quotes, and compare them on the basis of benefits offered, GMC insurance services and the cost to choose the best suitable plan. Fill out the application form, submit all documents and pay the premium to purchase your plan.
Why Buy from Policybazaar.ae?
Purchasing your GMC car insurance from Policybazaar.ae comes with an array of benefits. Let’s cover a few of them quickly:
- Highly cost-effective comprehensive and third-party liability plans from top car insurance providers in the UAE.
- Secure payment platforms to eliminate transaction fraud.
- Exclusive discounts and deals running throughout the year.
- In-house experts always available to guide you through insurance purchasing process.
- 24x7 prompt customer support to solve all your queries in real-time.
Given below are some frequently asked questions about GMC car insurance plans by other car owners in the emirates. Let’s take a look:
Frequently Asked Questions
Q1. Is the GMC car insurance policy expensive in the UAE?
Ans: You can get GMC car insurance policies in the UAE at a lucrative rate of premium, especially when you buy them online. Most basic GMC car insurance plans cost 2% to 4% of the market value of your car at the time.
Q2. When should I renew my GMC car insurance policy in the UAE?
Ans: GMC car insurance coverage in the UAE stays valid for 12 months. Additional validity of 1 month is offered as a grace period. The renewals shall be done before the grace period ends.
Q3. From where can I purchase insurance for my GMC car?
Ans: You can buy GMC insurance coverage at Policybazaar.ae. Buying online helps you compare, customize and buy the best suitable insurance coverage for your GMC car. Alternatively, you can also purchase your plans form the provider website or a branch office.
Q4. How is the GMC car insurance price calculated?
Ans: The GMC insurance cost is calculated based on various factors such as the insured declared value of the vehicle, city of registration, car model, year of building, claim history, driver’s performance, etc. The calculation of price may vary from insurance company to insurance company.
Q5. Should I purchase insurance from GMC tie-up insurance companies?
Ans: GMC tie-up insurance companies can offer you extensive and tailor-made coverage suitable for your GMC car at a competitive price online. You can find plans from such providers at Policybazaar.ae easily.
Policybazaar UAE – Helping you navigate the wilderness of the insurance world!