Insurance House Third Party Car Insurance

Depending on your requirements, you can go for Insurance House third party car insurance or comprehensive plans. The former type is designed to cover the insured against liabilities arising from damages caused to third-party individuals, vehicles, or properties in case of an accident. Simply put, your Insurance House third party car insurance plan will cover the injuries or damages caused by the policyholder to a third party person, property, or vehicle as well as legal liabilities.

In this article, we will limit our discussion to the Insurance House third party car insurance plan and explore its features, exclusions, and all the related details that you must be aware of.

Insurance House Third-party vs Comprehensive Car Insurance

Insurance House provides two types of plans with respect to car insurance Dubai — Comprehensive Car Insurance and Third-Party Car Insurance. As a customer, you can choose from any of the two depending on your requirements.

Let’s take a look at the basic features of each type next and how they are different from one another -

Third-Party Car Insurance

Insurance House third party car insurance, as the name indicates, covers the damages or injuries caused by a policyholder in an accident to a person or their vehicle/property when driving their vehicle.

To fulfil the mandatory car insurance requirements in the UAE, you would need at least a third-party car insurance plan. It’s worth noting that this car insurance Dubai plan does not cover any damages or injuries that the policyholder or their vehicle may suffer in an accident or theft.

Comprehensive Car Insurance

Comprehensive insurance provides coverage on top of the one provided by third-party plans. In addition to coverage for third-party liabilities, these plans cover the damages or losses related to the policyholder’s car as well. 

While you can always go with Insurance House third party car insurance plans to comply with UAE traffic laws, it’d be advisable to opt for comprehensive car insurance Dubai if you want coverage for your own vehicle. These plans are especially beneficial if you have an expensive vehicle or live in an area with a high risk of theft.

Insurance House Car Insurance Inclusions

With your Insurance House third party car insurance plan, you can have the following inclusions -

• The company reimburses for ambulance services and medical transportation to hospitals in the event of bodily injury or death caused by an accident.
• Bodily injury or death caused to anyone except for the insured, the motor vehicle driver that caused the accident, and employed passengers injured during work.
• Damages to properties and goods (excluding those owned by the insured or car driver). This includes the costs of transporting the damaged vehicle to the repair shop.

Insurance House Car Insurance Exclusions

Here are the standard exclusions of the Insurance House third party car insurance policy - 

• Accidents taking place outside the region of coverage 
• Damage due to war, invasion, civil war, radiation contamination, and so forth
• Accidents to the insured or concerned employees during work unless additional coverage is obtained

Natural disaster-related accidents (floods, hurricanes, and more)

Why Buy Insurance House Third-Party Car Insurance?

Insurance House is a top provider and one of the most sought-after insurance companies in the UAE. With Insurance House third party car insurance plans, you can easily be covered against third-party liabilities arising if you are involved in an accident. As a result, you won’t have to pay for expenses related to third-party death, injuries, or damages out of your own pocket.

Another benefit of this Insurance house car insurance Dubai plan is its cost-effectiveness, with the plan being available at affordable costs. This way, you can secure excellent third-party coverage in the UAE without being burdened by high car insurance premiums.

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