Kia K5 Car Insurance
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Kia K5 is a Korean Sedan that is developed to redefine on-road performance. This is a 5-seater car that is reliable and packed with unparalleled features. The car is vouched for its driver-assistance features, spacious interiors, athletic exterior, and more. Kia K5 is a perfect family car with special LATCH connectors to connect your child’s seat. Packed with safety features and intricate designs, the Kia K5 is worth owning and driving.
If you already own the car or plan to purchase it, make sure you have your Kia K5 car insurance in place. This will help you stay financially secure in case your car gets damaged in an accident on the road or ends up getting stolen.
Features of Kia K5 Car
Before diving into the car insurance plans that you can opt for, let’s take a look at the salient features of the Kia K5 -
- Kia K5 boasts style right from its wheels and grille to its lights. The lights and grilles patterns make a striking statement, while the contoured trunk lid of the car is connected to the fastback and sweeping roof.
- The headlamps of the Kia K5 boast a heartbeat graphic element that enhances the car’s dynamic and high-end vehicle repo.
- Designed for your convenience, Kia K5’s interior features a wireless charging tray, themes through driving modes, 10.25 in. colour LCD with a smart navigation system, and Bose sound system.
- To give the car a sporty ambience, the cockpit is specially designed to be driver-oriented. It has switches and controls within the driver’s reach.
Specifications of Kia K5 Car
Tabled below are the general specifications of Kia K5 -
| Description | Specification |
|---|---|
| Engine | Two options - 1.6 litre turbocharged 4-cylinder or 2.5 litre Turbo-4 |
| Mileage | 27 mpg (in the city) and 37 mpg (on the highway) |
| Trunk Capacity | 510 litres |
| Transmission | 8- or 6-speed Automatic Transmission |
| Safety Features |
|
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Top Kia K5 Car Insurance Plans
In the UAE, you can opt for either a comprehensive or a third-party liability Kia K5 car insurance plan.
These two types are explained below -
- Third-Party Car Insurance Plan - This type of car insurance is mandatory in the UAE. Under this plan, the third party compensates you in case your car is damaged due to their fault. However, if the accident or collision is caused by your faulty driving, your insurance provider would need to financially cover the third party for the damages they incurred. You, on the other hand, will not be financially covered as a policyholder.
- Comprehensive Car Insurance Plan - This type of car insurance provides comprehensive car coverage not only to the third-party vehicle but also for your vehicle even if you are at fault. Comprehensive car insurance offers financial coverage like protection in case of accidents, theft, fire, extreme weather conditions, loss of personal belongings, and more.
Given below are the top Kia K5 car insurance plans in the UAE:
| Insurance Plan | Excess |
|---|---|
| Sukoon Insurance (Prev. Oman Insurance) Non-Agency Comprehensive - Gold | AED 250 |
| Salama Insurance Comprehensive (Garage) | AED 200 |
| Adamjee Insurance Comprehensive (DynaTrade) | AED 350 |
| Dubai National Insurance Comprehensive (Premium Agency) | AED 250 |
| Watania Takaful (Prev. Noor Takaful) Third Party Only | NA |
| RAK Insurance Third Party Only | NA |
Car Insurance Addons
Purchase Kia K5 Car Insurance Plan from Policybazaar.ae
You can drive your Kia K5 with peace of mind by securing a car insurance plan for it. The best portal to buy best car insurance online is Policybazaar UAE, which is a third-party aggregator site that hosts the best Kia K5 car insurance plans in the UAE from the major players in the country. The website is easy to use and enables you to get a car insurance plan within a few clicks.
To begin with, click on the ‘Car Insurance’ tab on the home screen or go to the Insurance tab on the menu bar and select the ‘Car Insurance’ option. You will be directed to the lead form. Here, be specific about your car model and its variant. Once you are done filling out the lead form, you will be directed to the car insurance quotes page.
This page will provide you with a plethora of options for both third-party car insurance plans and comprehensive car insurance plans. Go through the options and compare them, and select the plan that suits you the best by clicking on 'the ‘Apply’ tab across the product. After that, you would need to fulfil some further requirements for which you can follow the instructions mentioned thereon.
When you secure a Kia K5 car insurance plan from Policybazaar.ae, you get to enjoy a plethora of benefits and services like-
- Comparing plans from the leading insurance providers in the UAE
- Getting round-the-clock customer care service
- Receiving renewal notifications for your car insurance plan
- Assistance from the team of experts in case you are confused about your options
- Exclusive offers on the insurance plans
When applying for a Kia K5 car insurance plan, make sure you have the following documents handy-
- Driving licence
- Emirates ID
- Valid passport with a resident visa page (for expatriates)
- Mulkiya (vehicle registration certificate)
- Passport sized photograph
- Bank statements to show your financial condition
- Proof that the car is GCC-specified
How to Renew Your Kia K5 Car Insurance Plan?
Besides being a great portal to purchase your Kia K5 car insurance plan, Policybazaar.ae also helps you renew your car insurance plan within the grace period. Car insurance UAE plans usually have a tenure of 13 months of which one month is a grace period for you to renew your car insurance plan.
If you fail to renew the plan in this duration, your existing car insurance plan will expire and all the accumulated benefits will be nullified. Furthermore, you will be levied with a traffic fine and black points on your driving licence.
To avoid such a situation, Policybazaar UAE sends out regular notifications on your user dashboard during the grace period. You have the option to continue with the same plan or switch to a different plan. If you plan on switching to a new Kia K5 car insurance plan, you would need to fill out the lead form. Once done, you will be redirected to the Quotes page. Here, you can select the plan you want to choose.
Note - When renewing a Kia K5 car insurance plan, keep the following key aspects in mind.
- Compare Insurance Providers - While it is common practice to stick to the current insurance provider, browsing and comparing plans is the best way to go. Comparing Kia K5 insurance options from different car insurance providers helps you know about features that your existing plan might have been missing. Websites like Policybazaar.ae make it easy for you to compare and even offer special deals on the purchase.
- Use Your No-Claim Bonus - If you have not filed any claim against your Kia K5 car insurance plan in the last few years, you are entitled to a no-claim bonus reward, which increases with every claim-free year. Use this bonus to get a discount on your new car insurance plan at the time of renewal. To use this benefit, make sure you apply for a no-claim bonus certificate from your current insurance provider.
- Do Not Wait for the Policy Tenure to End - To make the most of your accumulated benefits, make sure you do not let your policy lapse. Your policy will lapse if you do not renew it within 90 days of its expiry or the 13th month provided in the Kia K5 car insurance plan. The 13th month is a penalty-free month to renew the policy - use this time smartly to explore and compare plans from the major insurance providers in the UAE.
- Check out the Riders Available - Before making the final purchase, make sure you review the add-on benefits available for your Kia car insurance plan. Some add-ons that you should include in your plan are Oman extension, roadside assistance, personal accident cover, and more. These riders make your car insurance plan even more comprehensive.
- Review Your Current Policy’s Feature - Rather than renewing your Kia K5 car insurance plan without much thought, take time and review the features available in your current plan. If you are satisfied with the coverage and the benefits, only then should you renew your car insurance plan.
If you find the features inadequate, you can renew the policy with another insurance provider or opt to include some add-ons to make the same policy inclusive.
Keep the following documents handy when renewing your Kia K5 car insurance plan -
- Emirates ID
- A valid copy of your passport with UAE residence visa page (for expatriates)
- Driving licence and its copy
- Pollution Test Certificate
- Mulkiya (car registration details)
- No-claim bonus certificate (if applicable)
How to File Your Kia K5 Car Insurance Claim?
You can file a claim on your Kia K5 car insurance plan in case of any accidental damage, theft, or fire. Make sure you report the incident as soon as it takes place.
To initiate the claim process, you would first need to inform the police and your insurance provider about the incident. Once done, collect a copy of the police report from the nearest police station and provide it to the insurance company. The company will conduct a thorough examination of your damaged car or stolen vehicle before taking any further steps.
Note - Policybazaar.ae does not provide any service for filing a Kia K5 insurance claim. You would need to file the claim directly with the insurance provider.
Keep the following documents intact when filing the Kia K5 car insurance claim -
- A police report
- Driving licence for all the drivers involved in the accident
- A duly filled-in claim form
- Car registration certificate
- Car modifying certificate (if applicable)
| How to File Your Car Insurance Claim in the UAE |
FAQ's
Ans: You cannot have more than one car insurance plan for your Kia K5 car. If you want additional coverage, you can opt to include riders in your plan.
Ans: Your car insurance plan in the UAE can cost around 1.25% to 3% of your car’s value.
Ans: In the UAE, you should have a third-party liability car insurance plan in place to drive your car around.
Ans: You can cancel your Kia K5 car insurance at any point. To cancel the plan, simply approach the insurance provider and submit a cancellation request.
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