Kia Seltos Car Insurance

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Kia, a well-known South Korean automotive brand, is renowned for producing a range of high-quality vehicles, including sedans, hatchbacks, and SUVs, that offer an excellent balance of performance, reliability, and affordability. Due to its innovation and technology, it has gained popularity worldwide, including UAE.

Kia has continued to evolve and expand its product line, offering a range of vehicles that cater to UAE car buyers' diverse needs and preferences - Kia Seltos is one excellent name in this range. With its sporty design, impressive features, and competitive price point, the Kia Seltos has quickly become a top contender in the SUV segment.

  • Comprehensive
  • Third Party
*Above mentioned prices are for Kia Seltos 1.6 base, 2023 model.
*Above mentioned prices are for Kia Seltos 1.6 base, 2023 model.

Features of Kia Seltos Car

Discussed below are the notable features of Kia Seltos in UAE -

  • Exterior Colours: Kia Seltos boasts bold contours that are further enhanced by its vibrant exterior colour options. You can make a statement and distinguish yourself by choosing from eye-catching roof-body colour combinations for a unique two-tone scheme. The famous one-tone body colours include clear white, steel silver, aurora black pearl, punchy orange, intense red, intelligency blue, gravity grey, and glacier white pearl. On the other hand, if you want to opt for two-tone body colours, several options are available such as aurora black pearl & steel silver, aurora black pearl & intense red, clear white & punchy orange, clear white & intelligency blue, and many more.
  • Customized Wheels: You can personalise your Seltos with different wheel designs and coloured wheel caps complementing your car's exterior design and colour. Both steel and alloy wheels are available to make your car stand out.
  • Interior Features: The interior of the Kia Seltos in the UAE offers a spacious and comfortable cabin with a range of features that make for a seamless driving experience. The Seltos also offers a premium sound system, wireless charging, and a rearview camera. The interior is designed with high-quality materials and offers ample headroom and legroom for passengers.
  • Advanced High Strength Steel (AHSS): Kia Seltos utilises advanced high strength steel (AHSS) extensively in its reinforced chassis design, providing exceptional control, dynamic performance, and improved safety for occupants from the top to the bottom of the vehicle.
  • Other Safety Features: Drive traction selector, cruise control, parking distance warning, rearview monitor, and 6 airbag system are some of the Kia Seltos safety features.
  • Engine Options: Seltos has been developed while placing great emphasis on its technology, prioritising both efficiency and performance to ensure a smooth and dynamic driving experience. Equally important is the fact that the vehicle is designed with safety in mind, providing a range of passive safety systems to ensure occupant protection. The engine options are expertly paired with automatic or manual transmissions to deliver a responsive and precise drive. Its engine comes with 6-speed auto transmission and an engine start button.
  • 7-Inch TFT LCD Supervision Cluster: The supervisory cluster assists in maintaining focus and awareness by providing information such as the distance left until the next refill, fuel usage, navigation prompts, and outdoor temperature.
  • D-Cut Steering Wheel: The D-cut steering wheel of the Kia Seltos is a unique feature that sets it apart from other vehicles in its class. This D-cut shape of the steering wheel allows for a comfortable grip, providing the driver with better control and manoeuvrability. The flat bottom of the steering wheel also adds to the sporty look and feel of the car. Additionally, the steering wheel comes equipped with mounted controls for audio, cruise control, and phone connectivity, allowing the driver to focus on the road while still having easy access to important functions.
  • Warranty: Currently, Kia Seltos comes with a warranty period of 5 years or 150,000 km.
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Specifications of Kia Seltos Car

Tabled below are the general specifications of the Kia Seltos -

Parameters Specifications of Kia Seltos (Gasoline 1.6 Mpi)
Displacement (cc) 1,591 cc
Max. Power 123 ps
Max. Torque 15.4 kg·m
Mated Transmission 6MT/6AT
Min. Ground Clearance 190 mm

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Top Kia Seltos Car Insurance Plans in Dubai, UAE

Lets now take a look at the top Kia Seltos car insurance plans available in UAE -

Comprehensive Kia Seltos Car Insurance Plans
Insurance Plan Features and Benefits
GIG Gulf Comprehensive (Agency)
  • Excess Amount – AED 500
  • Third-party damage limit – Up to AED 3.5 Million
  • Loss of personal belongings cover - Up to AED 4000
  • Geographical limit of the coverage – UAE and Oman
  • Emergency medical expenses – Up to AED 3,500
  • Windscreen excess waiver – Up to AED 5,000
  • Personal injury cover – Up to AED 20,000
  • Fire and theft cover
  • Riots and  strikes included
  • Off-road coverage
  • Guarantee of garage repair coverage
  • Ambulance service included
  • Airport pick and drop service (once a year)
  • New car replacement in case of total loss or auto gap for up to 6 months from first registration
  • Accident and breakdown recovery
  • Car registration service cover (applicable once a year)
  • Get Add-Ons as follows –
    • Natural calamity cover – AED 121.21
  • Personal accident cover for passengers and drivers for up to AED 200,000 for each replacement of vehicle – AED 110
  • Oman extension cover
  • Free roadside assistance
Al Sagr Comprehensive (Garage)
  • Excess amount – AED 700
  • Third-party damage limit – Up to AED 2 million
  • Windscreen damage – Up to AED 2,000
  • Emergency medical expenses – Up to AED 2,000 (any one accident)
  • Geographic location – UAE only
  • Agency repair not included
  • Add-ons as follows -
    • Free natural calamity cover
    •  Personal accident cover for the driver – Up to AED 2000,000 for AED 100
    • Personal accident cover for passengers – Up to AED 2000,000 at no cost
    • Free roadside assistance, including mechanical assistance, battery service, lockout service, towing service, and flat tyre service
    • Replacement of vehicle  for 7 days at AED 100
    • Oman cover with the inclusion of own damages at AED 400
  • Road Side assistance benefits are as follows (not available for pickup) – 
    • Mechanical assistance
    • Battery service
    • Lockout service
    • Flat tyre service
    • Towing service
Alliance Insurance Comprehensive (Agency)
  • Excess amount – AED 500
  • Maximum third-party damage limit – AED 2 Million
  • Third-party liability – UAE only
  • Loss of personal belongings covers – Up to AED 2,000
  • Covers windscreen damage
  • Emergency medical expenses cover – Up to AED 2,000
  • Ambulance service included
  • Agency repair cover
  • Fire and theft cover included
  • Add-Ons as follows – 
    • Personal cover for driver and passenger - Up to AED 200,000 each
    • Natural calamity cover
    • Replacement of vehicle for 10 days at AED 125
    • Oman cover for own damage at AED 300
    • Free roadside assistance, including mechanical assistance and battery, lockout, fuel delivery, towing & flat tyre service
see more

Third Party Kia Seltos Car Insueance Plans in Dubai, UAE

Third-Party Kia Seltos Car Insurance Plans
GIG Gulf Third Party Only
  • Third-party damage limit – Up to AED 3.5 Million
  • Damage to own vehicle is excluded
  • Ambulance service cover included
  • Coverage is limited to the UAE
  • Add-Ons – 
    • Roadside assistance – breakdown recovery (free and mandatory) Oman cover for AED 100
    • Personal accident cover for the driver - Up to AED 200,000
    • Personal accident cover for passengers – Up to AED 200,000
Alliance Insurance Third Party Only
  • Third-party damage limit – Up to AED 2 Million
  • Geographical area – UAE
  • Add-ons include, such as – 
    • Free roadside assistance for 10 days
    • Roadside assistance includes mechanical assistance and services like a flat tyre, battery, lockout, fuel delivery, and towing
    • Oman extension cover covering damages to your vehicle for AED 300
    • Personal accident cover for a driver –  Up to AED 200,000
    • Personal accident cover for passenger – Up to AED 200,000
Insurance House Third Party Only
  • Third-party damage limit – Up to AED 2 Million
  • Add-Ons details are given below – 
    • Personal cover for drivers up to AED 200,000
    • Personal cover for passengers up to AED 200,000
    • Roadside assistance with three services in UAE at AED 10. Mechanical assistance, lockout service, battery service, flat tyre service, fuel delivery service and towing service is available except pickup facility
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Kia Seltos Car Insurance Cost in UAE

As per the variant and model of the car, the car insurance cost for Kia Seltos may differ. However, the price may fall between AED 630 and AED 3,410 annually. Some of the factors affecting Kia Seltos car insurance cost in UAE are as follows:

  • Coverage: Third-party liability or Comprehensive cover 
  • Driving history of the vehicle owner
  • Add-ons
  • Deductible amount
  • Age of the vehicle

How to Buy Kia Seltos Car Insurance in UAE?

To conveniently buy car insurance UAE for your Kia Seltos in UAE, you can visit the official website of Policybazaar UAE. Through our website, you can easily view, compare, and apply for an insurance plan suiting your needs without any hassle.

To apply for a Kia Seltos car insurance plan, follow these simple steps:

  • On Policybazaar UAE's official website (policybazaar.ae), select the car insurance section from the drop-down at the top of the home screen.
  • Fill out the lead form on the 'Car Insurance' profile page with details about your vehicle, including the brand, model, variant, GCC specification, and registration year. You'll also need to provide your details such as your name, date of birth, nationality, driving experience, email address, and contact number.
  • After submitting the form, you'll be directed to the 'Car Insurance Quotes' page, which displays all the available plans and their features.
  • Select the plan you prefer and then click on the 'Apply' button.
  • Fill out the application form that pops up and follow the prompted steps to complete the application.

Why Should You Buy Kia Seltos Car Insurance from Policybazaar UAE?

Getting Kia Seltos car insurance through Policybazaar UAE is an effortless process that brings a multitude of benefits to you.

Some of the notable perks include -

  • Explore various insurance providers' policies from a centralised platform.
  • Avail of budget-friendly insurance plans that won't break the bank.
  • Access 24/7 customer service support that is always on standby to help you.
  • Apply for the most suitable car insurance policy without leaving the comfort of your home.
  • Enjoy the benefits of enticing discounts and offers exclusive to Policybazaar UAE customers.
  • Benefit from our post-purchase assistance that provides you with guidance and support.
  • Seek advice from our in-house group of knowledgeable insurance advisors who can offer tailored recommendations to meet your needs.

How to Renew Your Kia Seltos Car Insurance?

Renewing your Kia Seltos car insurance policy in UAE with Policybazaar UAE is an effortless and convenient process. You can simply log into your account and complete the renewal process by selecting the desired plan and making the payment. In case you don't have an account with us, you can easily visit our official website and fill out the lead form to choose the suitable plan that matches your requirements.

When renewing your Kia Seltos car insurance policy, keep the following points in mind to ensure you get the best deal -

  • Coverage selection - While renewing your car insurance policy, you must choose the type of coverage that you require for your vehicle. You can choose between Comprehensive Insurance and Third-Party Liability car insurance. While Comprehensive car insurance covers third-party liability as well as damages to your own car, third-party liability car insurance only covers damages to the third party's vehicle.
  • Compare insurers - To get the best possible deal, you can either stick with the same insurance company or switch to another company that offers better coverage at a lower price. Comparing plans from different providers is always a wise choice. You can easily make the comparison by using the Policybazaar UAE platform without juggling multiple tabs.
  • Timely renewal - It is crucial to renew your Kia Seltos car insurance policy before it lapses. If you fail to renew it within 90 days of its expiry, your policy will become invalid. Consequently, renewing your car insurance policy during the grace period of the thirteenth month is recommended.
  • No Claim Bonus/ Discount - If you haven't made any claims on your Kia Seltos car insurance policy, you may be eligible for a no-claim bonus or discount, which can help reduce the insurance plan cost.

renew car insurance

How to File a Claim for Kia Seltos Car Insurance?

When filing a Kia Seltos car insurance claim, the first and foremost step is to report the incident, whether a car accident or theft, to the police and get a copy of the police report. Once you have obtained the report, it's essential to immediately notify your insurance provider to initiate the claim process. You can then submit the required documents along with the police report via the official website of the insurer.

To help you stay on top of things and avoid any delays.

Here's a list of documents that you'll need during the Kia Seltos car insurance claim process:

  • Car registration certificate or Mulkiya
  • Original copy of the police report
  • A completed claim form
  • Car modifying certificate (if applicable)
  • A copy of your resident visa

After the submission of the necessary documents, the insurance company will investigate the matter and refer you to an authorised garage or agency to estimate the cost of repairs. Once the repair cost is approved, the repair process will commence, and you'll only be required to pay the deductible. The garage supervisor will take care of the rest of the payment, as the dealing would be done directly with the insurance provider.

How to File Your Car Insurance Claim in the UAE

FAQ's

Q1. What documents are required at the time of the Kia Seltos car insurance renewal process renewal?

Ans: You would have to submit the following documents at the time of the Kia Seltos car insurance renewal process –

  1. A duly completed and signed renewal form
  2. Car registration certificate or Mulkiya and number
  3. Copy of UAE residence visa
  4. Copy of passport
  5. No-claim bonus certificate (if applicable)
Q2. When should I renew my Kia Seltos car insurance?

Ans: As per UAE law, you will get a 30-day grace period to renew your Kia Seltos car insurance policy. It is recommended to renew your Kia Seltos car insurance policy within this stipulated time frame.

Q3. Why should I apply for Kia Seltos car insurance via Policybazaar.ae?

Ans: Policybazaar.ae offers a plethora of benefits when applying for a Kia Seltos car insurance policy such as –

  1. Price transparency
  2. Round-the-clock access to your plan
  3. Additional discounts
  4. Easy access to customer reviews
Q4. What are the available Kia Seltos car insurance plans available in UAE?

Ans: In the UAE, two types of Kia Seltos car insurance are available – comprehensive car insurance and third-party liability car insurance. It is to be noted that third-party liability car insurance is mandatory in the UAE.

Q5. What documents are required to file a Kia Seltos car insurance claim in UAE?

Ans: Mentioned below are the required documents for filing a Kia Seltos car insurance claim in UAE –

  • A filled out claim form
  • Car registration certificate or Mulkiya
  • Copy of the police report
  • Car modifying certificate (if applicable)
  • A copy of your resident visa

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