Mazda Car Insurance

As Mazda cars are also among the expensive ones in the UAE, maintaining them and getting repairs in case of any damage can often prove expensive. This, combined with the mandatory status of car insurance in the country, makes Mazda car insurance necessary for all Mazda drivers.

Let’s check out all the key details related to Mazda car insurance. 

Type of Mazda Car Insurance

Mazda car insurance is chiefly divided into two categories: comprehensive and third-party liability. From this list, third-party liability car insurance is mandatory in the UAE, although individuals can also opt for the other one to have additional coverage as well. 

Third-party liability insurance, as the term implies, provides cover only to the third party incurring injuries or damages due to an accident caused by the policyholder’s vehicle. Comprehensive car insurance, on the other hand, provides coverage both to you and the third person in case of a mishap. 

Premiums of Car Insurance for Mazda Cars

Here are the car insurance quotes for the top three models of the Mazda car.

Mazda CX-3

Variant: Standard 2.0L

Insurance Provider’s Name	Type of Insurance	Excess Value
Al Sagr Insurance (Garage)	Comprehensive	AED 700
Oriental Insurance (Agency)	Comprehensive	AED 350
Dubai National Insurance (Premium Agency)	Comprehensive	AED 350
Alliance Insurance (Agency)	Comprehensive	AED 500
Aman Insurance (Standard Agency)	Comprehensive	AED 700
Adamjee Insurance	Third-Party Liability	NA
Tokio Marine Insurance	Third-Party Liability	NA
Oriental Insurance	Third-Party Liability	NA

Inclusions

Here are the major inclusions of Mazda car insurance for the aforementioned variant:

Al Sagr Insurance (Garage)

• Windscreen damage cover - up to AED 2,000
• Emergency medical expenses - up to AED 2,000

Oriental Insurance (Agency)

• Damages due to strikes and riots
• Off road cover- applicable only for 4WD and requires separate excess of AED 2,000
• Emergency medical expenses - up to AED 1,500
• Loss of personal belongings cover - up to AED 2,000
• Windscreen damage - up to AED 3,000
• Ambulance service
• Lock replacement cover
• Valet parking theft cover
• Agency repair
• Fire and theft cover

Dubai National Insurance (Premium Agency)

• Damage due to strikes and riots
• Agency repair
• Emergency medical expenses - up to AED 5,000
• Windscreen damage - up to AED 3,500
• Loss of personal belongings cover - up to AED 5,000
• Ambulance service - up to AED 6,770
• Taxi fares - up to AED 150
• Off road cover - for 4WD only
• No-claim discount protection - up to 10% on renewal

Alliance Insurance (Agency)

• Agency repair
• Ambulance service
• Emergency medical expenses - up to AED 2,000
• Windscreen damage cover
• Fire and theft cover
• Loss of personal belongings - up to AED 2,000

Aman Insurance (Standard Agency)

• Agency repair
• Windscreen damage
• Lock replacement

Exclusions

The applicable exclusions for the Mazda insurance plans for this variant are as follows:

Al Sagr Insurance (Garage)

• Agency repair

Oriental Insurance (Agency)

• Involuntary loss of employment insurance
• Car replacement in case of total loss - auto gap
• Alloy wheel replacement
• Child car seats

Dubai National Insurance (Premium Agency)

• Valet parking theft cover
• Lock replacement
• Personal accident cover for employee/worker
• Involuntary loss of employment insurance
• New car replacement in case of total loss - auto gap

Alliance Insurance (Agency)

• Car registration service
• Off road cover

Aman Insurance (Standard Agency)

• Damages due to strikes and riots
• Ambulance service
• Loss of personal belongings cover
• Emergency medical expenses
• Taxi fares
• No-claim discount protection
• Off road cover
• Valet parking theft cover
• Involuntary loss of employment insurance
• New car replacement in case of total loss - auto gap

Mazda CX 30

Variant: Trend SUV 2.0L

Insurance Provider’s Name	Type of Insurance	Excess Value
Al Sagr Insurance (Garage)	Comprehensive	AED 700
Oriental Insurance (Agency)	Comprehensive	AED 350
Dubai National Insurance (Premium Agency)	Comprehensive	AED 350
Aman Insurance (Standard Agency)	Comprehensive	AED 700
Adamjee Insurance (Agency)	Comprehensive	AED 700
Insurance House	Third-Party Liability	NA
Tokio Marine Insurance	Third-Party Liability	NA
Oriental Insurance	Third-Party Liability	NA

Inclusions

Given below are the key inclusions of Mazda car insurance for the variant in question:

Al Sagr Insurance (Garage)

• Emergency medical expenses - up to AED 2,000
• Windscreen damage cover - up to AED 2,000

Oriental Insurance (Agency)

• Damages due to strikes and riots
• Loss of personal belongings cover - up to the limit of AED 2,000
• Windscreen damage - up to AED 3,000
• Valet parking theft
• Ambulance service
• Emergency medical expenses - up to AED 1,500
• Lock replacement cover
• Agency repair
• Fire and theft cover
• Off road cover- applicable only for 4WD (and has a separate AED 2,000 excess)

Dubai National Insurance (Premium Agency)

• Loss of personal belongings - up to AED 5,000
• Emergency medical expenses – maximum AED 5,000
• Ambulance service - up to AED 6,770
• No-claim discount protection - up to 10% on renewal
• Off road cover - for 4WD only  
• Taxi fares - up to AED 150
• Damages due to strikes and riots
• Agency repair

Aman Insurance (Standard Agency)

• Agency repair
• Lock replacement cover
• Windscreen damage

Adamjee Insurance (Agency)

• Agency repair
• Ambulance service
• Windscreen excess waiver
• Damages due to strikes and riots
• Fire and theft cover

Exclusions

Given below are the requirements/scenarios where you won’t be able to avail of assistance from the respective insurance provider:

Al Sagr Insurance (Garage)

• Agency repair

Oriental Insurance (Agency)

• New car replacement in the event of total loss - auto gap
• Involuntary loss of employment insurance
• Alloy wheel replacement
• Child car seats

Dubai National Insurance (Premium Agency)

• Valet parking theft cover
• Lock replacement
• Involuntary loss of employment insurance
• Car replacement in case of total loss - auto gap
• Personal accident cover for employee/worker

Aman Insurance (Standard Agency)

• Involuntary loss of employment insurance
• Ambulance service
• No-claim discount protection
• Taxi fares
• Loss of personal belongings
• Damages due to riots and strikes
• Emergency medical expenses
• Off road cover
• Valet parking theft cover
• New car replacement in case of total loss

Adamjee Insurance (Agency)

• Loss of personal belongings
• Car replacement in the event of total loss - auto gap
• Involuntary loss of employment insurance
• Emergency medical expenses
• Lock replacement cover
• Valet parking theft cover
• Airport pick and drop service

Mazda CX-5

Variant: Standard 2.0L

Insurance Provider’s Name	Type of Insurance	Excess Value
Al Sagr Insurance (Garage)	Comprehensive	AED 350
Oriental Insurance (Agency)	Comprehensive	AED 350
Dubai National Insurance (Premium Agency)	Comprehensive	AED 250
Alliance Insurance (Agency)	Comprehensive	AED 350
Aman Insurance (Standard Agency)	Comprehensive	AED 350
Tokio Marine Insurance	Third-Party Liability	NA
Al Sagr Insurance	Third-Party Liability	NA
Insurance House	Third-Party Liability	NA

Inclusions

Have a look at the main inclusions of Mazda car insurance for the mentioned variant:

Al Sagr Insurance (Garage)

• Emergency medical expenses cover - up to AED 2,000
• Windscreen damage - up to AED 2,000

Oriental Insurance (Agency)

• Damages due to strikes and riots
• Damage to windscreen - up to AED 3,000
• Loss of personal belongings cover - up to AED 2,000
• Emergency medical expenses - up to AED 1,500
• Ambulance service
• Lock replacement
• Off road cover – valid only for 4WD and requires separate excess AED 2,000
• Agency repair
• Fire and theft cover
• Valet parking theft cover

Dubai National Insurance (Premium Agency)

• Damages due to strikes and riots
• Windscreen damage - up to the limit of AED 3,000
• Emergency medical expenses - up to AED 5,000
• Loss of personal belongings cover - up to AED 5,000
• Ambulance service - up to AED 6,770
• Taxi fares - up to AED 150
• Off road cover - for 4WD only
• Agency repair

Alliance Insurance (Agency)

• Loss of personal belongings - up to AED 2,000
• Emergency medical expenses - up to AED 2,000
• Windscreen damage cover
• Agency repair
• Fire and theft cover
• Ambulance service

Aman Insurance (Standard Agency)

• Windscreen damage
• Lock replacement cover
• Agency repair

Exclusions

These are the major exclusions for the respective Mazda car insurance plans for this variant:

Al Sagr Insurance (garage)

• Agency repair

Oriental Insurance (agency)

• Alloy wheel replacement
• New car replacement in case of total loss - auto gap
• Child car seats
• Involuntary loss of employment insurance

Dubai National Insurance (premium agency)

• Valet parking theft cover
• Personal accident for worker/employee
• Lock replacement cover
• New car replacement in case of total loss - auto gap
• Involuntary loss of employment insurance

Alliance Insurance (agency)

• Off road cover
• Car registration service

Aman Insurance (standard agency)

• No-claim discount protection
• Emergency medical expenses
• Ambulance service
• Loss of personal belongings
• Damages due to strikes and riots
• Involuntary loss of employment insurance
• Taxi fares
• Off road cover
• Valet parking theft cover
• New car replacement in case of total loss - auto gap
• Damages due to strikes and riots

Add-Ons

Some common add-ons that can be added to make your Mazda car insurance more comprehensive are –

• Natural calamity cover
• Personal Accident cover for passengers
• Personal Accident cover for driver
• Oman cover
• Replacement of vehicle
• Roadside assistance

Why Buy Mazda Car Insurance Policy?

To begin with, car insurance is mandatory in the UAE as per the country’s traffic laws. Any individual found driving a car without valid car insurance can face hefty penalties and even black points on their licence. Consequently, car insurance becomes a necessity in the UAE.

However, another factor to consider here is that automobiles can often be expensive. In case an individual’s car is damaged, it could be challenging to get the repair work done without any assistance owing to the repair costs involved.

If the car owner has car insurance, however, they would be able to get the repair done without any difficulty due to the insurance provider’s assistance. If you ever encounter a mishap like an accident, fire, or even the theft of your car, a Mazda car insurance plan can help you with the required expenses (or compensation).

Process of Car Insurance Renewal for Mazda Cars

Car insurance plans have a validity of 12 months in the UAE, although an additional month (called the ‘grace period’) is provided to allow policyholders to renew the insurance. The same applies to Mazda car insurance, as you would need to renew your existing policy before expiry. Failing to renew your car insurance on time can leave you without any financial assistance if your car is damaged or stolen, or even incur fines for driving without car insurance.

Car owners can renew their Mazda insurance either through the same company or opt for another provider as per their requirements. If their current provider is offering satisfactory services at nominal prices, they can simply visit their official provider’s website or an offline branch. Policyholders would then need to fill out the renewal form, submit it with the required documents, and pay the renewal fee to complete the procedure.

In case your current provider is not offering high-quality services or fails to provide the specific ones that you wish to include in your current plan, you can always opt for a new company. To get your Mazda insurance renewed from a different provider, you can visit the official website of the said new provider and head to their car insurance section. You can then explore the available plans and apply for one after providing the details of your previous plan. 

Mazda Car Insurance Claim Procedure

In case your Mazda car incurs any damages due to an accident, you can file a claim for the same with your Mazda car insurance via these steps - 

• Getting a Police Report Filed: Immediately informing the police should be the first step after an accident. It is crucial to have a police report filed and obtain a copy of it. 

• Contacting the Insurance Company: After informing the police, you can now initiate the car insurance claim process by informing your insurance provider about the damages incurred due to the incident. 

• Collecting Proof: Gathering evidence of car damages can make the Mazda car insuranceclaim process easy. You can capture pictures and/or videos of the damages as well as the site where the incident occurred. 

• Completing the Paperwork: You can then fill in the insurance claim form available on the website of the insurance provider, attach the required documents (like the copy of the police report), and them all. 

• Getting Your Insurance Claim Approved: After the insurance claim form submission, your insurance company will examine your claim and assign a service centre after approval.

Once your car is at the mentioned station, an inspection of the damages of your car will take place. After the report for the same is sent to the insurance provider and the approval, the repair work of your car will begin. 

 Documents Required by Mazda Car Insurance Claims

Here are a few documents to be kept ready when filing a claim for your Mazda car insurance - 

• Driving licence
• Vehicle registration document
• Police report
• Car modification certification (if applicable)
• Car insurance claim form

How to Buy Mazda Insurance Online?

As evident from our earlier discussion, car insurance is not only mandatory but also necessary to protect yourself from hefty expenses resulting due to accidents or theft. However, with several insurance companies offering Mazda insurance, choosing the right one for your car can often prove challenging. 

If this sounded familiar, you can simply skip all the hassle, visit Policybazaar UAE, and find the most suitable insurance plan for your Mazda car. Once you’re on policybazaar.ae, you can head to the ‘car insurance’ section and fill in the lead form with personal and car-related details.

This will show you the top Mazda insurance quotes from different insurance providers on your screen. You can go through all the insurance plans, shortlist a few, and compare them based on their features, inclusions, and more to select the best plan for yourself. 

Getting your Mazda car renewed from Policybazaar.ae can offer you multiple benefits like the following - 

• A user-friendly website that allows easy access to insurance plans and details 
• Best car insurance products from the leading lenders provided at affordable rates 
• Platform to extensively compare the top plans and get the best one for your car
• Customer service team available 24*7 for assistance
• Team of car insurance experts to help you make the best choice
• Comfort of purchasing car insurance – all the above can be completed in a few clicks without even moving a step

Check out the following section for some key details regarding Mazda car insurance via FAQs:

FAQs

Q1. Are Mazdas expensive to insure?

Ans: As a general rule, car insurance is expensive for high-cost cars although the prices vary as per the model and the insurance provider. However, with Policybazaar UAE, you can get the best car insurance plans for your Mazda at highly affordable rates. 

Q2. What does my Mazda insurancecover?

Ans: Most Mazda car insurance plans in the UAE provide the following covers - 

• Damages due to strikes and riots
• Agency repair
• Ambulance service and emergency medical expenses
• Loss of personal belongings cover
• Valet parking theft cover 
• Windscreen damage 

Q3. From where can I purchase insurance for my Mazda car?

Ans: You can visit Policybazaar UAE to get the best car insurance plan for your Mazda car at the lowest prices. You can also check out the website of your insurance provider or one of their branches to find out more about car insurance plans before selecting one for your car. 

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!