Mitsubishi Car Insurance

With car insurance mandatory in the UAE, however, individuals owning a Mitsubishi car are required to search for a proper insurance plan for the same. As Mitsubishi cars can often prove expensive, paying for repairs can quickly drain your savings. For this, it is necessary to get the best deal on Mitsubishi car insurance and have your car adequately covered in case of any damage or loss.

Discussed below are all the major aspects related to Mitsubishi car insurance UAE.

Features of Mitsubishi Car Insurance

If you get Mitsubishi car insurance from any of the top insurance providers in the UAE, you can expect the following set of features -

• 24*7 Service Available

You can get access to 24/7 customer service via your insurance company. Thus, even if you need repair services at night or at any distant location, your insurance provider can have the car taken from your garage and parked back after the completion of the repair.

• Network Garages for Your Ease

The features of network garages has simplified the aspect of repairing to a considerable extent. At a network garage as per the list of your insurance provider, you won’t have to make the payment as your insurance company will directly pay the bill to the garage. With this feature, you can indeed access the services while going cashless.

• Settle a Claim Quickly

The claim-settlement process is hassle-free for most Mitsubishi car insurance UAE providers. You can easily raise a claim through the online portal of the provider, by visiting one of the branches of your insurance provider or even connecting via the customer service number.

• Customer Care

The customer care services for your Mitsubishi car insurance are just a call away. You can connect anytime to clarify your doubts or resolve your queries.

• Essential Add-ons at Affordable Rates

If you wish to expand the coverage of your Mitsubishi car insurance UAE, you can purchase several add-ons for your car at a slightly increased premium. With add-ons, you can have cover for off-roading, driving to Oman (or across the Gulf), personal accidents, and more.

• Ease of Renewal

Renewing your car insurance policy is now a straightforward task. By visiting the website of your provider, you can easily renew the Mitsubishi car insurance UAE in a few clicks with minimum paperwork and processing time.

Types of Mitsubishi Car Insurance Plans

There are mainly two types of Mitsubishi Car Insurance UAE for you to choose from, depending on your requirements as well as the make and model of your vehicle.

• Third-Party Liability Insurance

Third-party car insurance is mandatory for all vehicles in the UAE. This type of insurance, as implied by the name, provides compensation for third-party damages only. You cannot raise a claim for damage to your car in case of a third-party cover. While it doesn’t provide any coverage to you, it can be a good option if you rarely take out your car.

• Comprehensive Car Insurance

Comprehensive car insurance includes cover for both third-party and own damages. This type of car insurance in UAE allows you to raise a claim whether your car or a third-party vehicle is damaged in an accident. If you want complete coverage for your vehicle as well, this is the best deal.

Mitsubishi Car Insurance Price

The price of the Mitsubishi Car Insurance depends on various factors like -

• The make and model of the car
• Manufacturing year of the car
• Owner's driving history
• The geographical location of the car
• Condition of the vehicle
• Add-ons purchased

It should also be noted that as there are different companies that offer car insurance in the UAE, the rates may differ as per the company and the plan chosen. Moreover, several features and benefits unique to a particular insurance provider may also affect the price for the same. Consequently, it is advisable to shortlist the plans as per your requirement and decide on the ideal one for your Mitsubishi in terms of insurance price and other factors.

Mitsubishi Car Insurance Policy Inclusion

Inclusions are an essential factor to be considered while buying car insurance. You can expect a comprehensive Mitsubishi car insurance plan to provide cover for damages or loss in the following situations:

• Damages due to natural misfortunes like cyclones, hurricanes, floods, and landslides
• Damages caused by vandalism, riots, and strikes
• Loss or theft of the car
• Personal accident cover for the insurance policy owner
• Third-party coverage in case of damage to them or their property due to your fault
• Damages due to fire, explosion, and others

Mitsubishi Car Insurance Policy Exclusion

Some usual exclusions of the Mitsubishi car insurance UAE policies are:

• Damage while driving outside the UAE (unless having an add-on for the same)
• Damage to the insured car while driving under the influence of drugs or alcohol
• Regular wear and tear of the vehicle
• Cost of fuel, tyres, and bolts
• Damage as a result of an illegal activity
• Mechanical and electrical breakdown
• Damage to car when driving without a driving licence

Mitsubishi Car Insurance Add-ons

Add-ons are excellent options if you wish to increase the coverage of your car insurance. You can buy the add-ons of your choice when purchasing car insurance for Mitsubishi to have cover against specific scenarios. Given below are the most common add-ons available for car insurance plans in the UAE:

• Key replacement cover
• Oman extension
• Personal accident cover
• Return to invoice cover
• Roadside assistance cover

Eligibility Criteria for Mitsubishi Car Insurance

Each insurance provider will have different criteria to consider you eligible for applying for Mitsubishi Car insurance. The major requirements stated by most providers are as follows:

• The applicant must be at least 21 years’ old
• The applicant must be a UAE national or a resident
• A driving licence (active for at least the last 2 years) must be held by the applicant

Documents needed for Mitsubishi Car Insurance

You can keep the following general documents ready when applying for Mitsubishi Car Insurance:

• Car registration documents
• Driving Licence
• Previous car insurance papers (if any)
• Address proof
• Emirates ID
• Passport and resident Visa page copy

Filing Claim for Mitsubishi Car Insurance

Ultimately, the chief aim of your insurance plan is to provide the necessary assistance in times of need. For this, it is essential to know how to raise a claim for your Mitsubishi car insurance UAE.

Let's have a look at how you can file a claim in the following situations:

• Accident Claim Filing

An accident may cause both own and third-party damage. If you have comprehensive car insurance, you can raise a claim for your own damage as well. On the other hand, if you have only third-party cover, a claim can only be raised for the losses incurred by the third party.

Given below is the process to be followed for such scenarios -

• Request ambulance help if required and if you are in the condition to make a call
• Inform the police about the accident to get a report filed –  obtain a copy of the police complaint
• Inform your insurance provider about the accident
• If the vehicle is not in a condition to be driven, the insurance company may arrange towing services
• Once the vehicle reaches the garage, paperwork will begin
• For own damage, you will need to have a comprehensive insurance cover
• Provide the specified details related to driving licence, registration number, policy number, car, personal details, and so forth
• In case of a third-party claim, the details of the third party must be presented
• Fill out the claim form properly and submit it with the required documents
• The company will evaluate the cost of repairing and inform you regarding the same
• You will be required to pay the deductibles as mentioned in the policy document
• Once you complete the payment, the repair will begin
• Theft Claim Filing

Theft-claim is solely a part of comprehensive car insurance. Thus, to raise a theft claim, you must own comprehensive car insurance for your Mitsubishi.

Here's the process for the same -

• Inform your insurance provider and the police about the theft as soon as you find your car missing
• File a theft report and get a copy of the same
• Contact your insurance provider and file a claim on the basis of the police complaint copy
• Make a list of the belongings lost along with the vehicle and submit it to both police and the insurance company
• Provide the required details to the insurance provider along with the policy details and the valid driving licence
• The police will begin the search. If the car is not found, a letter will be issued to you by the police stating the same
• In such a scenario, the insurance company will evaluate the value of your car and transfer the amount to you

Mitsubishi Car Insurance Renewal

Mitsubishi car insurance UAE is only valid for one policy year. To continue availing of the benefits, you must renew them before expiry or within the grace period of 30 days.

Discussed below are the steps to be followed for Mitsubishi car insurance renewal in UAE:

• Online Method

1. Visit the website of the provider from which you got the car insurance for your Mitsubishi car
2. Go to the car insurance or auto insurance section on the website and find your plan
3. Select the option for renewal as provided for your policy
4. To proceed, you will be asked to enter a few details regarding your car and personal information
5. Attach the specified documents (if any)
6. Verify if you are getting the benefit of a no-claim bonus (if valid)
7. Pay the renewal fee to get your policy renewed

• Offline Method

1. Visit the nearest branch of your insurance provider
2. Connect with an executive and inform them about your intention of renewing the existing policy
3. Fill out the application form for renewal after getting it from the executive
4. Attach the required documents and submit it
5. Check whether you are getting the benefit of the no-claim bonus provided you are eligible for the same
6. Complete the payment of the renewal fee to confirm the renewal of your Mitsubishi car insurance

Tips for Buying the Best Mitsubishi Car Insurance

To find the best Mitsubishi car insurance, you can simply ask yourself a few questions. By answering them, you will be able to select the right plan for your Mitsubishi.

• Was the Evaluation of Your Mitsubishi Done Correctly?

The evaluation of your car is vital in determining the premium, the maximum coverage, and other aspects of car insurance in UAE. So if you are not satisfied with the evaluation of your Mitsubishi by your insurance provider, you can convey the same to your provider and request further evaluation or take the necessary steps.

• Did You Note Your Insurance Requirements?

With plenty of options available, it becomes necessary to carefully assess and calculate your expectations from the Mitsubishi car insurance and choose an insurance plan accordingly.

For instance, while a third-party cover is mandatory while a comprehensive policy is a choice, the benefits of the latter outweigh the former in case of an accident. Thus, you must first consider your requirements regarding insurance before selecting a plan.

• Is This the Maximum Coverage at a Minimum Rate?

Once you are clear with your requirements, you should verify whether your selected plan is providing you with the required coverage at affordable rates or not. You should consider whether you are satisfied with the current equation of rate and coverage or look for a plan with better coverage or lower rates.

• Do You Need These Add-ons?

Before you start including add-ons to your coverage, you should ask yourself if you actually require the covers. While the add-ons may sound attractive, you may not need all of the add-ons.

For instance, if you don’t plan to drive to Oman with your car, there is no use of getting the Oman extension added. Ignoring unsuitable add-ons can help you avoid paying excessively for the plan.

• Did You Compare the Plans?

The easiest way to get the best plan for yourself at affordable rates is to thoroughly compare your shortlisted plans. Without comparing them, you won’t be able to understand which one suits you the best.

For this, you can go to the ‘Car Insurance’ section of policybazaar.ae and find the best plans in just one place for your consideration.

• Read the Final Print?

While reading the policy document may appear tedious, one should go through the document in detail before making the purchase. As car insurance is a type of agreement between you and the insurance company, you must examine it thoroughly to be aware of all the terms that would apply when you make a claim.

How to Buy Mitsubishi Insurance using Online & Offline means?

You can now buy car insurance online in a few clicks from Policybazaar UAE by following these steps:

• Go to policybazaar.ae and locate the ‘Car Insurance’ section
• Fill out details related to your car and yourself to get the most relevant insurance policy quotes
• You can read and compare all the benefits and coverages of each car insurance plan
• After finalising a specific plan, you can provide a few more details requested in the form
• Once your application is completed, you can wait for a Policybazaar UAE executive to get in touch with you for the remaining procedure

If you wish to buy car insurance offline, you can also go to your insurance company’s office or approach an agent or a car dealer for the same. The process for each offline medium is generally the same – obtain an application form, fill it out, attach the necessary documents, and submit it. You will then have to wait for the bank to verify your application and approach you for the completion of the remaining processes.

Given below are some key facts related to Mitsubishi car insurance UAE

FAQs

Q1. What is the FAST key system in Mitsubishi? Is there an emergency key attached?

Ans: FAST (Free-Hand Advanced Security Transmitter) key allows you to turn on the engine and lock and unlock the car without physically inserting the key. The remote key lets you do it within a click.

In case the battery of the remotes dies, you can look under the key cover to find a small physical key. Remove the knob of the keyhole of the car to easily insert the key and operate the vehicle.

Q2. What if I lost my roadside assistance card?

Ans: You can get a duplicate roadside assistance card at Mitsubishi. On their official website, you can apply for a new card by completing the required formalities.

Q3. Can I transfer Mitsubishi Car Insurance UAEto a new owner?

Ans: Transfer of the Mitsubishi car insurance ownership depends on the particular insurance company. If the firm doesn’t allow this process, you may end your Mitsubishi car insurance with your provider.

Q4. Can I renew my Mitsubishi car insurance in UAE after the expiry date?

Ans: Yes, renewing the expired Mitsubishi car insurance UAE is possible. However, you must do it within the grace period of 30-days after expiry. After this grace period, your policy may get terminated or charged a fine.

Q5. Which is the best Mitsubishi car insurance in UAE?

Ans: With several insurance companies providing Mitsubishi car insurance UAE, the best plan for you would be the one that fulfils all your insurance requirements at affordable premiums that don’t overshoot your budget.