Renault Car Insurance

We will take this piece to cover several top Renault car insurance plans, their features, inclusions, and other key aspects.

The premium for Top Renault Car Insurance Plans in the UAE

Given below are some insights into the top 5 car insurance plans for the 3 most popular Renault cars in the UAE:

Renault Captur Car Insurance Plans
Provider Name	Plan Name	Plan Premium
New India Assurance	Comprehensive (Garage)	AED 998
Al Sagr Insurance	Comprehensive (Garage)	AED 1,575
Alliance Insurance	Comprehensive (Agency)	AED 2,100
Adamjee Insurance	Comprehensive (Agency)	AED 2,415
Noor Takaful – Watania	Comprehensive (Mumtaz Agency)	AED 2,520

Renault Duster Car Insurance Plans
Provider Name	Plan Name	Plan Premium
New India Assurance	Comprehensive (Garage)	AED 998
Oriental Insurance	Comprehensive (Agency)	AED 1,890
Aman Insurance	Comprehensive (Standard Agency)	AED 2,100
Salama Insurance	Comprehensive (Agency)	AED 2,436
Noor Takaful – Watania	Comprehensive (Standard Agency)	AED 2,523

Renault Captur Car Insurance Plans
Provider Name	Plan Name	Plan Premium
New India Assurance	Comprehensive (Garage)	AED 735
Al Sagr Insurance	Comprehensive (Garage)	AED 1,575
Oriental Insurance	Comprehensive (Agency)	AED 1,418
Adamjee Insurance	Comprehensive (Agency)	AED 2,205
Noor Takaful – Watania	Comprehensive (Mumtaz Agency)	AED 2,625

Type of Renault Car Insurance

Renault car insurance plans available in the UAE can be divided into two major types as explained below:

• Third-Party Liability Insurance: A third-party liability Renault insurance policycovers the damages incurred by third parties in an accident where the policyholder is at fault. It must be noted that damages incurred by the own vehicle of the policyholder are not covered, while other damages like fire and theft are also exempt from the policy. 

• Comprehensive Car Insurance: A comprehensive plan, on the other side of third-party car insurance, will cover third-party liabilities as well as the own damages of the policyholder. Own damage cover with these plans includes accidental damages, emergency treatment for accidental injuries, fire damages, theft of the car/car accessories, lost personal belongings, and so forth. Comprehensive Renault car insurance plans can be combined with add-ons to customise the coverage.

Why Buy Renault Car Insurance Policy?

The following are some of the chief reasons and benefits for which you should consider purchasing a Renault insurance policy:

• Mandatory by Law: Buying a proper car insurance plan for your Renault car is mandatory in the UAE. The traffic laws require each car owner to purchase at least basic car insurance coverage, i.e., a third-party liability car insurance plan. 

• Protects Your Financial Interests: Purchasing a car, besides being a milestone, also brings an added responsibility. The owners become responsible for the upkeep and maintenance of their respective cars.

Given the fact that repairs and maintenance of popular Renault cars can often be expensive, a good Renault motor insurance plan can help you protect your finances from hefty expenses. 

• Comprehensive Coverage: Most Renault comprehensive insurance plans in the UAE offer all-inclusive protection that includes everything from accidental damages to natural calamity damages. A good Renault car insurance plan available in the UAE extends protection from all potential damages that are not a result of reckless handling or irresponsible driving. 

• Cost-Effective Protection: You can easily get comprehensive Renault car insurance coverage by only spending 2% to 6% of the car’s market price. Renault car insurance costs can range from AED 700 to AED 2,600 as per the model, make, and manufacturing year of the car. This translates into smart and all-around protection for only a small fraction of what you paid to purchase your car. 

• Protection Against Theft: Having your Renault car stolen after spending a large chunk of your savings can be devastating, both financially and emotionally. Renault car insurance plans, however, can handle the financial setbacks brought in by theft with their car and car accessory theft cover. 

• Coverage for Injuries: In addition to all kinds of vehicular damages, Renault insurance policyalso covers expenses for emergency treatment that the policyholder or the passengers need to avail of after an accident. 

Inclusions of Renault Car Insurance Plans

Most Renault motor insurance plans come with the following covers and benefits:

• Coverage for own accidental damages 
• Coverage for any third-party damages and injuries 
• Loss of personal belongings cover 
• Windscreen damage cover 
• Fire damage cover 
• Protection against theft 
• Agency repairs
• Coverage for emergency medical expenses
• Off-road cover for 4x4 cars
• Cover for riots and strike damages 

Add-On Covers for Renault Car Insurance Plans

Given below are some of the add-on covers you can use to customise your Renault comprehensive insurance plans: 

• Natural calamity cover 
• Personal accident cover for drivers
• Personal accident cover for passengers
• Roadside accident cover 
• Replacement of vehicle cover
• Oman extension cover

Exclusions for Renault Car Insurance Plans

Listed below are some of the common exclusions of Renault car insurance plans:

• Damages caused to the third party or own vehicle when driving without a valid UAE licence 
• Damages caused to a third party or own vehicle when driving under influence of intoxicating substances
• Damages caused to own vehicle of third parties while using the vehicle for illegal activities 
• Consequential damages incurred by the car
• Voluntary negligence of the driver-owner leading to damages
• Normal wear and tear of the car

How to Buy Renault Insurance Online?

Purchasing your Renault insurance policy online is easy and swift with policybazaar.ae at your side. You can use our integrated platform to purchase your Renault car insurance plan. Start the process by visiting the official car insurance page on our site and filling out the lead form there.

Once you submit this form, you will be redirected to the Renault car insurance quotes page. Here, you will find all the relevant car insurance plans for your Renault car from all the top providers in the emirates. After comparing all the plans, you can select one of them for your car and apply for it on our website in an instant.

Why Buy from Policybazaar.ae?

Purchasing your Renault motor insurance plans from Policybazaar.ae can bring you several benefits, some of which are listed below:

• You get access to the best Renault motor insurance quotesin the emirates owing to our evergreen discount deals and offers. 

• Given our partnership with the top car insurance providers in the UAE, we can bring to you a massive collection of the most comprehensive and cost-effective car insurance plans. 

• Our website is designed to help each customer get ideally customised car insurance plans.

• Our user-friendly platform is perfect to complete all the steps involved in the process of purchasing a Renault insurance policy– from conducting research to comparing plans and paying premiums. 

• We have an in-house team of insurance experts you can contact whenever you require assistance or guidance while purchasing insurance. 

• Our payment platforms are securely encrypted to ensure safe online transactions. 

• You can contact our 24x7 customer support cell and get real-time solutions for all your insurance-related issues. 

Renault Car Insurance Claim Procedure

Renault insurance claim procedure can vary as per the type of claim you need to submit. There are two main types of claims you can submit for your Renault insurance plans – accidental damage claims and theft claims.

Let’s cover the steps for both these types of claims in brief:

Accidental Damage Claims

• Call your insurance provider to intimate them about the claim as soon as you realise the need for one. Give a brief but accurate account of the situation at hand.

• Contact the police and register an official report for the accident. Note down the names and licence plate numbers of the third party involved in the accident.

• Bring your car to a nearby network/agency garage. You can even utilise the roadside assistance service of your insurance plan if the car is not in a condition to be driven. 

• Obtain a claim form from the provider's website and fill it out. Add required documents and submit them online or at one of the network/agency garages. 

• Once the insurance company approves your claim request, an inspector at the garage will examine the damages incurred by your car and prepare an expense report. 

• The repairs will begin as soon as you pay the due excess on the claim amount. 

Theft Claims

• Contact the insurance provider and initiate the claim. Let them know about the situation at hand as well. 

• File an official police report immediately after you get to know about the theft. Keep in mind that theft claims can be about the car or even the car accessories. 

• Once you submit the claim and a police report copy, the police will launch an investigation to trace the stolen items. 

• A certificate will be issued if the items are untraceable. Submit this certificate to your insurance provider. 

• The provider will begin the claim settlement process after receiving this certificate. You will receive the settlement amount in a bank account of your choice. 

Pro Tip: If the stolen car accessories or the car is recovered after claim settlement, it becomes the property of the insurance company. 

Documents Required for Renault Car Insurance Claims

The following are the documents you will need to successfully submit a car insurance claim against your Renault insurance coverage:

• Duly filled car insurance claim form
• The police report of the incident
• Registration documents of the car 
• Valid UAE driving license
• Policy number of policy documents
• General details related to the accident (like details of the involved third party)

How to Renew Renault Insurance Policy?

You can easily renew your Renault car insurance plans using several online and offline platforms. The easiest way to renew your Renault insurance policy is via the official website of your insurance provider. If you are an existing customer, you can use your credentials to log into your account and open your profile.

Once you are logged in, you can find the Renault car insurance renewal option and choose the plan you wish to renew. You can renew with the same plan or pick a new one from the available plans. Add or remove add-ons as per your requirements. Once all the details are confirmed, pay the premium and finalise the purchase. 

If you are a new customer, you can fill out the lead form on an insurance provider’s website and fill in the details regarding your previous Renault insurance coverage. This will display a list of the relevant plans for your Renault from which you can choose a suitable plan and proceed with the purchase. All that’s left now is filling out the application form, uploading the specified documents, and paying the premium. Your policy documents will be sent to your registered email ID. 

Alternatively, you can renew your Renault car insurance coverage by visiting one of the branch offices of your insurance provider to renew your car insurance offline. 

Discussed below are some of the most frequently asked questions related to Renault car insurance in the UAE:

FAQs

Q1. Are Renault cars expensive to insure?

No, Renault car insurance plans are quite affordable. Renault car insurance costs can range from AED 700 to AED 2,600 depending on the make and model of your car. You can visit policybazaar.ae to get the best Renault car insurance plans at the most affordable rates.

Q2. What does my Renault insurance cover?

Most comprehensive Renault car insurance plans cover third-party liabilities as well as own damages. 

Q3. From where can I purchase insurance for my Renault car?

You can easily purchase your Renault insurance policy using the official online platform of Policybazaar UAE. Alternatively, you can visit a branch office of an insurance provider or their official website. 

Q4. How is Renault's car insurance price calculated?

The basic price of your Renault insurance plan can range between 2% to 6% of the car’s price. However, factors like add-ons and car’s condition can further influence these prices and lead to an increase. 

Q4. Is off-road driving covered by Renault insurance plans?

The off-road driving cover is offered only for 4x4 cars. Some providers offer it as a basic benefit while others offer it as an add-on cover. 

Q5. Which is the best Renault car insurance provider in the UAE?

Oriental Insurance, Noor Takaful – Watania, Adamjee Insurance, and Alliance Insurance are a few of the several top Renault car insurance providers in the UAE.

Q6. What happens if my Renault car is recovered after the theft claim settlement?

If your stolen Renault car is recovered after claim settlement, it becomes the property of the insurance company.

Q7. How can I obtain Renault insurance quotes in the UAE?

You can easily get Renault car insurance quotes using our official car insurance quotes page on policybazaar.ae.