Suzuki Car Insurance

Given the popularity of these cars, Suzuki car insurance plans also take up a considerable chunk of the insurance market in the UAE. This piece will discuss all the key aspects related to Suzuki motor insurance plans in the UAE including benefits, features, and prices.

Let’s start with a glance at some popular Suzuki comprehensive insurance plans in the emirates.

Premium of Car Insurance for Top Suzuki Cars in the UAE

You can find premium rates for all top Suzuki models in the emirates on our official Suzuki car insurance quotes page. Here are the top 5 insurance plans for three of the most popular Suzuki cars in the UAE to give you a head-start:

Suzuki Baleno Car Insurance Plans
Provider Name	Plan Name	Plan Premium
New India Assurance	Comprehensive (Garage)	AED 735
Al Sagr Insurance	Comprehensive (Garage)	AED 992
Aman Insurance	Comprehensive (Standard Agency)	AED 1,365
Adamjee Insurance	Comprehensive (Agency)	AED 2,205
Noor Takaful – Watania	Comprehensive (Mumtaz Agency)	AED 2,625

Suzuki Ertiga Car Insurance Plans
Provider Name	Plan	Plan Premium
New India Assurance	Comprehensive (Garage)	AED 998
Oriental Insurance	Comprehensive (Agency)	AED 1,890
Aman Insurance	Comprehensive (Standard Agency)	AED 2,100
Adamjee Insurance	Comprehensive (Agency)	AED 2,415
Al Wathba	Comprehensive (Agency)	AED 2,625

Suzuki Ciaz Car Insurance Plans
Provider Name	Plan Name	Plan Premium
New India Assurance	Comprehensive (Garage)	AED 735
Orient Insurance	Comprehensive (Gold Agency)	AED 1,050
Aman Insurance	Comprehensive (Standard Agency)	AED 1,365
Adamjee Insurance	Comprehensive (Agency)	AED 2,205
Noor Takaful – Watania	Comprehensive (Mumtaz Agency)	AED 2,625

Type of Suzuki Car Insurance

Given below are the two types of Suzuki motor insurance plans you can find in the emirates: 

• Third-Party Liability Insurance: A third-party liability insurance plan covers the damages caused to the third-party vehicle or person. This plan comes into effect when the policyholder is at fault in an accident. It must be noted here that any damage incurred by the vehicle of the policyholder will not be covered by third-party liability insurance plans. 

• Suzuki Comprehensive Insurance: Unlike its third-party counterpart, Suzuki comprehensive insurance plan will cover both own and third-party damages caused by accidents. Here, again, the policy comes into effect when the policyholder is at fault. The own damage cover of the plan includes accidental damages, theft, fire damages, damages by natural calamities, and more. These plans can be combined with add-on covers to customise the Suzuki insurance coverage. 

Why Buy Suzuki Car Insurance Policy?

Given below are some of the most important reasons for every Suzuki car owner to purchase a car insurance plan for their ride in the UAE: 

• Cover for Financial Interests: Suzuki car insurance plans protect your financial interests by covering the repair expenses for any accidental damages that the car incurs. Repairs and maintenance for a Suzuki car can rack up quite a bill – having a proper insurance cover for the same can help you minimise these costs and save a fortune on maintenance. 

• Fulfils Legal Requirements: Having a valid Suzuki insurance policy is mandatory by law for all Suzuki owners in the emirates. Each car owner must have at least third-party liability insurance. And while buying a comprehensive plan is up to the owners, such a plan ultimately comes in handy with new cars. 

• Comprehensive Coverage: Suzuki comprehensive insurance plans are designed to cover your financial interests from any potential damage which did not occur as a result of your negligence. Whether the damage is caused due to a road accident or rain and water logging, your Suzuki motor insurance plan will cover a major part of the repair costs on your behalf. 

• Theft Protection: Suzuki comprehensive insurance plans also come with a theft cover for the car as well as the car accessories. Theft claims are settled as per the current value or market price of the stolen items to recover your real-time loss. 

• Cost-Effective: Given the comprehensive benefits and low cost of Suzuki motor insurance plans, cost-effectiveness becomes one of the biggest reasons to invest in one. You can easily pick up the most cost-efficient plan by comparing Suzuki insurance quotes on Policybazaar.ae. 

• Accidental Injury Cover: In addition to handling the repair expenses for your car, Suzuki motor insurance plans also offer coverage for emergency medical treatment for accidental injuries. A policyholder can also get coverage for accidental injuries, death, and disabilities with the personal accident covers of Suzuki comprehensive insurance

Inclusions of Suzuki Car Insurance Plans

The common inclusions found in most Suzuki car insurance plans in the UAE are:

• Accidental damage coverage for own car
• Third-party damages and injuries cover
• Coverage for loss of personal belongings
• Coverage for windscreen damages
• Fire damage cover 
• Agency repairs
• Off-road cover for 4x4 cars
• Protection against theft 
• Emergency medical expenses cover
• Cover for riots and strike damages 

Add-On Covers for Suzuki Car Insurance Plans

You can use these riders or add-ons to modify your Suzuki insurance policy as per your requirements:

• Driver personal accident cover
• Natural calamity cover 
• Passenger personal accident cover
• Replacement of vehicle cover
• Roadside accident cover 
• Oman extension cover 

Exclusions for Suzuki Car Insurance Plans

Given below are some general exclusions of Suzuki car insurance plans in the UAE:

• Damages caused (own or third party) when driving without a valid driving licence 
• Damages caused (own or third party) when driving under influence of drugs or other intoxicating substances
• Damages caused (own or third-party) while using the car for illegal activities 
• Consequential damages incurred by the car due to previously unrepaired accidental damages
• Normal wear and tear of the car
• Voluntary negligence of the owner causing damages

How to Buy Suzuki Insurance Online?

Purchasing your Suzuki car insurance plan is a matter of a few minutes with policybazaar.ae by your side. You can visit our official online platform and find the car insurance section, where you can fill out the lead form given there.

You will get redirected to our Suzuki insurance quotes page when you submit the lead form. Here, you can now compare the available Suzuki car insurance quotes based on various parameters and select a plan from the list.

Why Buy from Policybazaar.ae?

Buying your Suzuki car insurance policy from policybazaar.ae can yield several exciting benefits. Let’s cover the top ones here:

• We offer the best Suzuki insurance quotes in the UAE given our tie-ups with the top insurance providers and the evergreen special discounts we run
• Your policy coverage begins instantly when your purchase your Suzuki insurance plans with us. You can easily access your policy documents using your email ID or our platform. 
• Our integrated platform is designed to help you cover all steps in your insurance purchasing process swiftly. You can research, compare, and purchase in go using our website. 
• Our 24x7 customer help centre is only a tap away – you can contact us any time and get real-time solutions for your insurance troubles and queries 
• Get assistance from our in-house team of experts and choose the best possible Suzuki insurance policy for your beloved car 
• Making the payment is safe and sound due to our secure encrypted payment platform 

Suzuki Car Insurance Claim Procedure

The claim procedure of your Suzuki car insurance plan can differ as per the type of claim you wish to make – accidental or theft. Let’s cover the steps involved in both kinds of Suzuki car insurance claims in brief: 

Accidental Damage Claims

• Call your insurance provider and ask them to create a claim request on your behalf. Make sure that you give a brief but honest account of the incident that has caused the damages for which you are making the claim. 
• Contact the police and have an official report of the incident submitted. Get a copy of the same for yourself. 
• Call roadside assistance or drive your car to a nearby network/agency garage. 
• Obtain a claim form from the official website of your Suzuki insurance Fill it out, attach the required documents, and submit them all using online/offline channels. Offline submissions are to be made at your network/agency garage. 
• The insurance provider will examine the claim against your Suzuki insurance policy and send approval to the garage if everything is found in order. 
• A damage inspector present at the garage will examine the damages incurred by your vehicle and prepare an expense report. 
• The repairs will start after you pay the due car insurance excess amount. 

Theft Claims

• Connect with your insurance provider and intimate them about the theft of your Suzuki car or car accessories. Create an official claim request as well. 
• Contact the police and submit a theft report immediately afterwards. Keep in mind that police reports for theft must be submitted within 24 hours of the incident. 
• Get a copy of this report and obtain the claim form. Fill out the form, attach important documents along with the police report, and submit. 
• The police will try to recover your lost car/car accessories. In case the stolen items are untraceable, police will issue a certificate for the same. 
• Your insurance provider will initiate the claim settlement procedure once you have submitted this certificate. 
• The settlement amount will be transferred to the bank account you have provided in the claim form.

Documents Required for Suzuki Car Insurance Claims

The following documents are required to successfully submit a claim against your Suzuki motor insurance plan in the UAE:

• Duly filled car insurance claim form
• Registration documents of the car 
• Police report of the incident
• Policy number of policy documents
• Valid UAE driving licence
• General details related to the accident (like names and license plate numbers of the third-party involved)
• A list of stolen car accessories for theft claims
• A certificate proving that stolen items/car is untraceable for theft claims

How to Renew Suzuki Car Insurance Plans?

You can easily renew your Suzuki insurance policy online using the official website of your insurance provider. Visit the official website and log in using your customer credentials. Find the Suzuki insurance renewal option and process it. Select an insurance plan and the add-ons you wish to get with your plan.

You can continue with the same plan or select a new one here. Once you have finalised the plan details, pay the premium and complete the Suzuki insurance renewal process. Your policy documents will be sent to your email address and the coverage will begin shortly after it.

As an alternative, you can also renew your Suzuki insurance policy offline. For this, you would be required to visit one of the branch offices of your insurance provider in your vicinity. 

Have a look at the following section to find out the frequent queries related to Suzuki car insurance:

FAQs

Q1. Are Suzuki cars expensive to insure?

Ans: No, you can insure Suzuki cars for just a fraction of their market cost. Basic Suzuki car insurance coverage generally costs 2% to 6% of the market price of the car. Visit Policybazaar UAE to find the best car insurance plans for your Suzuki car at the most affordable rates.

Q2. What will my Suzuki car insurance plan cover?

Ans: Comprehensive Suzuki car insurance plans cover third-party liabilities, own accidental damages, theft of the car/car accessories, natural calamity damages, off-road damages, and more. 

Q3. How can I purchase my Suzuki car insurance plan in the UAE?

Ans: You can easily buy your Suzuki insurance plan using the online platform of policybazaar.ae or the website of your provider as an alternative. 

Q4. How are prices for Suzuki insurance plans calculated?

Ans: Several factors can influence Suzuki car insurance cost calculations in the UAE. The basic price ranges between 2% and 6%. Factors that can further make a difference here include the condition of the car, make, model and manufacturing year of the car, driving history, and so on. 

Q5. How much does Suzuki insurance cost in the UAE?

Ans: Suzuki insurance costs can range from AED 700 to AED 2,700 as per the make and model of the car you have chosen. 

Q6. What is the validity period of Suzuki car insurance plans?

Ans: Suzuki insurance policy validity period is of one year in the emirates. 

Q7. Will my Suzuki car insurance plan cover off-road driving damages?

Ans: The off-road cover is only offered for 4x4 vehicles. 

Q8. What happens to my Suzuki car if it is recovered after the theft claim settlements?

Ans: The recovered cars become the property of the insurance company after the theft claim settlement. 

Q9. How can I renew my Suzuki insurance coverage?

Ans: You can use the online platform of your insurance provider for Suzuki insurance renewal.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!