Toyota Supra MK4 Car Insurance

Toyota Supra MK4, a sports car with a unique combination of racing speed and comfort, is reputed for its illustrious engine that could produce a maximum power of 1000 hp without the need for any internal changes. Toyota Supra MK4 has a remarkable interior that prioritises the control of the driver, with all the controls being directed towards them. Remarkably, this 4-seater car has an aluminium head with dual cams and four valves in every engine.

If you possess a Toyota Supra MK4, make sure that you also have Toyota Supra MK4 insurance to drive the car without the worry of expenses in case of an on-road breakdown or similar issues. Read below to get insights into how to purchase a Toyota Supra MK4 insurance, file a claim, and renew the insurance after the policy tenure ends.

Features of Toyota Supra MK4

Let’s first look at the most notable features of Toyota Supra MK4:

• The interiors of the Toyota Supra MK4 include a cockpit with a classic 90’s design, while all the entertainment controls are available at the driver’s convenience. This four-seater car with two small seats in the rear car features large gauges that are easy to read. Moreover, the radio in the cockpit has a double-DIN head unit.
• Toyota Supra MK4takes inspiration from the F1 technology regarding its brake system. The car also features a 4-channel ABS that allows cornering to the greatest extent possible.
• The exterior of this car has a curved design along with a large rear spoiler. Notably, this car also has 17 in. wide wheels that increase the driving speed.
• Toyota Supra MK4has sequential compressors that build a low RPM boost using the brake pedal. The steering wheel is adequately weighted for ease of use.

Specifications of Toyota Supra MK4

Specifications	Value
Engine Type	3.0-L Sequential Turbo Straight Six
Transmission Type	6-speed manual; 4-speed automatic
Torque	315 lb-ft
Top Speed	177 mph
Wheels	17 in.
No. of Seats	4
Horsepower	321 hp

Types of Toyota Supra MK4 Insurance Plans in the UAE

As per the UAE RTA law, all car owners are required to have car insurance in the UAE. For your Toyota Supra MK4, you can secure either comprehensive or third-party car insurance. The two are discussed in detail below -

• Comprehensive car insurance offers coverage for your vehicle from third-party liability as well as the damage that you and your vehicle incurred. While the scope of the plan determines the coverage, occurrences resulting from accidental collisions, theft, natural disasters, fire, and man-made disasters, are generally covered.
• Third-party insurance, also known as third-party liability insurance, pays off the third-party claims in the event that you were at fault for the accident. Your car, however, is not covered for any accident-related damages under this sort of insurance. In the UAE, third-party insurance is mandatory.

Common Toyota Supra MK4 Insurance Inclusions

Some of the most common Toyota Supra MK4 insurance inclusions are –

• Unlocking ignition key - you will be provided cover for the costs incurred to unlock the car in case you left the car keys inside
• Removal of the car using a crane from the incident site - applicable if the vehicle breaks down due to an accident
• Flat or leaking tyre service - you can seek this benefit without any labour charges from the insurance company
• Dead battery and refuelling - you may be assisted in jump-starting the car’s engine so that it can be easily driven to the nearest authorised garage for repairs. Refuelling is done in case the car runs out of fuel while on the road.
• Ambulance service
• Third-party damage
• Valet parking theft cover
• Loss of personal belongings
• Windscreen damage cover

Common Toyota Supra MK4 Insurance Exclusions

Here are the general Toyota Supra MK4 insurance exclusions –

• Damage occurring due to wear and tear
• Intentional damage to the own car
• Excessive use of the car
• Voluntary negligence on your part
• Loss or damage due to war
• Filing claim after three years - most insurance providers in the UAE reject claims filed after three years from the date of the incident
• Using the car for illegal activities and incurring damages in the process
• Driving car after consuming drugs or alcohol
• Driving without a valid licence
• Consequential damage to the car
• Overloading
• Giving false information during the application process

Common Add-ons for Toyota Supra MK4 Insurance in the UAE

The following riders can be included in Toyota car insurance plan –

• Personal accident covers - for both the driver and passenger against injury or death
• Off road cover - cover for damages done to the car while driving on a rough terrain
• Engine protection cover
• Breakdown cover
• Towing assistance - if your Toyota Supra MK4 breaks down due to an accident, you can request towing assistance from the nearest authorised workshop, with the cost being covered by the insurance policy
• Mechanical Assistance
• Oman Extension or GCC Extension
• No-claim bonus retention cover
• Roadside assistance
• Tyre replacement cover

Renewing Your Toyota Supra MK4 Insurance

Following the RTA UAE guidelines, the car insurance period is usually 13 months. This includes the one-month grace period where you should renew your Toyota Supra MK4 insurance. If you are unable to do so, your policy will lapse and you would be levied with a heavy fine. Moreover, besides fines and black points on your licence, your Toyota Supra MK4 itself can be confiscated for at least 7 days in the absence of insurance while driving.

To avoid such a situation, you will need to renew your current car insurance plan on time. For that, take the following aspects into account before renewing the Toyota Supra MK4 insurance –

• Include or Remove Policy Features –When you explore the maximum features of your current car insurance, you get a better understanding of the features necessary for you. As a result, during the policy renewal, you would be able to include more or exclude some features. However, keep in mind that broadening your plan’s coverage with add-ons will increase the premium amount as well.
• Compare Insurance Plans from Other Insurance Providers –Generally, while continuing with the same insurance plan may appear the most feasible option, it is suggested to compare insurance plans from other providers as well. This way, you can comprehend the features offered by the different insurance providers and choose the most suitable Toyota Supra MK4 insurance
• Include Add-ons –You should explore the option of including riders in your insurance as per your requirements. Some of the most common riders to consider are personal accident cover, roadside assistance, Oman extension, car replacement, and more.
• Select the Right Plan Type –In the UAE, you can opt either for comprehensive car insurance or third-party car insurance. If you purchase third-party car insurance, you may get lower premiums but won’t be able to get any compensation for your own damages. For this reason, it is suggested to go for comprehensive car insurance that covers both third-party liability and damage to your own car.
• Avail of No Claim Bonus –If you have not filed your car insurance claim, you can be eligible for at least a 10% discount on your policy during the renewal process. If you don’t file a claim continuously for several years, the discount keeps increasing.

Besides keeping these tips in mind, it is important to have all the paperwork handy when renewing the Toyota Supra MK4 insurance. The documents required for this are –

• A Passport copy
• UAE resident Visa copy
• No-claim certificate (if applicable)
• Car registration certificate copy
• A copy of your UAE driving licence

RTA/Driving License
Roads and Transport Authority (RTA) Dubai	Driving License in Dubai
Roads and Transport Authority (RTA) Sharjah	Transfer Car Registration
Driving License UAE

Filing Claim for Your Toyota Supra MK4 Insurance

In case you have been involved a car accident or have your car stolen in the UAE, it is mandatory to inform the police department and your insurance provider within 24 to 48 hours of the incident. Once you report the incident to the police, you can obtain a copy of the police report and provide it to your insurance provider along with the claim form and other necessary documents online or offline.

Keep these documents available for making a claim –

• A copy of the police report of the incident (in case of theft or accidental collision)
• Driving licence of the drivers involved in the incident
• Vehicle registration Certificate
• Graphic or printed proof of the incident (images of the damage incurred or the spot from where the car got stolen)
• Completed insurance claim form
• Car modification certificate (if any)

Once you provide these documents, you will be directed to a network garage where an inspector will investigate the damages incurred by your vehicle on the behalf of your insurance provider. They will then prepare a report of repair costs and submit it to the insurance company. Once your provider approves the report, the repair of your Toyota Supra MK4 will be initiated.

You can file an insurance claim related to accidents only under two conditions in the UAE:

1. If any of the parties incurred body injuries
2. If the cars or vehicles involved in the accident are damaged

It is advisable to read your Toyota Supra MK4 insurance policy in depth and understand the policy features properly so that you can receive an apt claim amount without any difficulties.

Purchasing Your Toyota Supra MK4 Insurance on Policybazaar.ae

You can easily buy Toyota Supra MK4 insurance online from Policybazaar UAE, where you can enjoy excellent offers and discounts on your car insurance premium. Policybazaar.ae brings together the top comprehensive and third-party insurance plans from the best insurance providers in the UAE under one umbrella. By simply filling in the lead form on the ‘car insurance’ page of our site, you can access all those plans on one page – you can compare them and apply for one in a few clicks!

When you opt to buy Toyota Supra MK4 insurance from policybazaar.ae, you get –

• Affordable insurance policies from the top insurance providers
• Assistance from insurance experts in case of any doubts regarding the plans
• Easy-to-access platform to compare the best plans
• Ready-to-assist after-sales service
• 24-by-7 customer support

For further queries, you can contact the customer care centre via email or WhatsApp.

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Frequently Asked Questions

1. What factors can affect your Toyota Supra MK4 insurancepremium?

Ans: The following factors can affect your vehicle insurance premium:

• Age and state of the car
• History of insurance claim
• Driver’s age
• Driving history
• Existing price of the car
• Road accident records
• Traffic fines records

 Q2. What documents are mandatory to apply for your Toyota Supra MK4 insurancein the UAE?

Ans: These documents are mandatory to insure your vehicle in the UAE:

• A copy of your driving licence
• Car model, size, and year of manufacturing
• Vehicle registration card and number
• Any previous claims records

Q3. What is the fine for driving Toyota Supra MK4without any car insurance in the UAE?

Ans: The standard fine for driving your car without car insurance is AED 500 along with 4 black points on your driving license. Moreover, the car can be confiscated for at least 7 days.

Q4. Can you transfer your car insurance policy in Dubai?

Ans: If your existing Toyota Supra MK4 insurance plan has been active for less than 9 months, it cannot be transferred to the new owner. Even in cases otherwise, you should confirm the same with your insurance provider and find out whether they offer the transfer option. You can ask for a refund in case there is no such option for the transfer.

Q5. Can you purchase more than one policy for your Toyota Supra MK4in the UAE?

Ans: You cannot purchase more than one policy even if you believe that your existing policy does not cover most of the required aspects. In such a situation, you can consider including add-ons to make your car insurance more comprehensive.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!