Volkswagen Passat Insurance

Volkswagen Passat, a Sedan available in four editions, is a family car that had its first edition launched in 1973.

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The current Volkswagen Passat model has undergone several changes and now has more refined exteriors. With a wide array of features and specifications, you can easily utilise this car for a comfortable driving experience.

To ensure that necessary financial aid is available if your car is damaged, however, you will need a proper car insurance plan for the same. Read further to know more about the car and Volkswagen Passat insurance. 

  • Comprehensive
  • Third Party
*Above mentioned prices are for Volkswagen Passat S 2.5L, 2023 model.
*Above mentioned prices are for Volkswagen Passat S 2.5L, 2023 model.

Features of Volkswagen Passat

The following are the salient features of the Volkswagen Passat –

  • Interiors – The interiors of the Passat feature Vienna leather while the seats are fabricated from Alcantara leather. Its dashboard has an exquisite appearance, being made from wood and having black inserts. Moreover, its dual-zone air conditioning system lets you set the temperature the way you desire. 

Notably, the infotainment system of this car is MEDIA-IN compatible with iPhone and iPod interface and Bluetooth connectivity. The same quality reflects in the sound, with the car’s audio system consisting of a nine-speaker surround system. 

  • Exterior – Volkswagen has redesigned Passat’s exterior structure, with attractive sleek highlights included in the car’s profile. The headlights are now placed at the corners along with the fog lights on the bumper for convenient driving. 
  • Fuel Consumption – Volkswagen Passat is now available in four trim levels – S, SE, SEL, and Sport. Most of these variants have 2.5 litre, in-lined five cylinders to generate maximum power along with superior fuel efficiency for standard driving. 
  • Assured Safety – Volkswagen Passat features an Intelligent Crash Response System that allows you to accelerate the process of unlocking the doors, turning the car off, and switching on the hazard lights. Moreover, this car has 6 standard airbags – driver, front passenger, curtains for front and rear, and side front airbag. Such an airbag system is helpful in reducing the impact of accidents and keeping your family safe. 

Specifications for Volkswagen Passat

SPECIFICATIONS

QUANTITY

Seating Capacity 

5

Fuel Tank 

70 L

Cargo Volume 

568 L

Fuel Type 

Petrol 

Torque 

200 Nm

Top Speed

190 km per hour

Acceleration (0 to 100 kmph)

9.2 s

Power 

170

Steering Column

Adjustable 

Turning Radius 

5.5 m

Steering Gear Type

Rack and Pinion

Top Volkswagen Passat Insurance Plans in the UAE

Essentially, there are two types of car insurance plans available in the UAE – comprehensive and third party. Given below are some of the top Volkswagen Passat insurance plans -

PLAN

CAR VALUE

EXCESS AMOUNT

Al Sagr Comprehensive (Garage)

AED 29,400

AED 350

Alliance Insurance Comprehensive (Agency)

AED 29,400

AED 350

Salama Insurance Comprehensive (Garage)

AED 29,400

AED 200

Oriental Insurance Comprehensive (Agency)

AED 29,400

AED 250

Tokio Marine Third-Party Only 

NA

NA

Adamjee Insurance Third-Party Only 

NA

NA

Inclusions for Volkswagen Passat Insurance Plans

PLAN

INCLUSIONS

Al Sagr Comprehensive (Garage)

  • Third Party Damage – up to AED 2 million
  • Coverage Area for Third-Party Liability - only UAE
  • Damage to Own Car Cover – only UAE
  • Windscreen Damage Cover – up to AED 2,00
  • Emergency Medical Expenses Cover (for one accident) – up to AED 2,000

Alliance Insurance Comprehensive (Agency)

  • Third-Party Damage Limit – up to AED 2 million
  • Third-Party Liability – UAE only
  • Cover for Damage to Your Car– UAE only
  • Windscreen Damage Cover
  • Agency Repair
  • Emergency Medical Expenses Cover – up to AED 2,000
  • Misplacing of Personal Belongings Cover – up to AED 2,000

Salama Insurance Comprehensive (Garage) 

  • Third-Party Damage Limit – up to AED 3.5 million
  • Cover for Damage to Your Vehicle – UAE and Oman
  • Third-Party Liability Coverage Area – UAE and Oman
  • Loss of Personal Belongings Cover – up to AED 5,000
  • Windscreen Damage Cover – up to AED 4,000
  • Ambulance Services
  • New Car Replacement in case of Total Loss – Auto Gap – up to six months (for new vehicles)
  • Car Registration Service – Available once a year
  • Lock Replacement Cover – up to AED 1,000
  • Off-Roading Cover – only for 4WD 
  • Valet Parking Cover – only in case of an accident
  • Emergency Medical Expenses – up to AED 5,000
  • Fire and Theft Cover
  • Child Car Seat Replacement – up to AED 2,000

Oriental Insurance Comprehensive (Agency)

  • Third-Party Damage Limit Cover – up to AED 2 million
  • Coverage Area for Damage to Your Car – UAE and Oman
  • Coverage Area for Third Party Liability – UAE only
  • Damage Due to Riots/ Strikes/ MD Cover
  • Windscreen Damage Cover – up to AED 3,000
  • Loss of Belongings Cover – up to AED 2,000
  • Ambulance Service
  • Valet Parking Theft Cover
  • Lock Replacement
  • Off-Roading Cover – for 4WD only with an excess of AED 2,500
  • Agency Repair
  • Emergency Medical Expenses – up to AED 1,500

Tokio Marine Third Party Only

  • Third-Party Damage – up to AED 2 million
  • Coverage Region for Third-Party Liability – UAE only

Adamjee Insurance Third Party Only

  • Third-Party Damage Limit – up to AED 2 million
  • Coverage Area for Third-Party Liability – UAE only

Exclusions for Volkswagen Passat Insurance

PLANS

EXCLUSIONS

Al Sagr Comprehensive (Garage)

  • Agency Repair

Alliance Insurance Comprehensive (Agency)

  • Off-Roading Cover
  • Car Registration Service

Salama Insurance Comprehensive (Garage)

  • Riots/Strike/ MD
  • Agency Repair
  • Involuntary Loss of Employment
  • International Driving Licence Discount

Oriental Insurance Comprehensive (Agency)

  • New Car Replacement in Case of Total Loss – Auto Gap
  • Alloy Wheel Replacement
  • Child Seat Replacement
  • Unintentional Loss of Employment

Add-ons for Volkswagen Passat Insurance Plans

PLANS

ADD-ON COVERS

Al Sagr Comprehensive (Garage)

  • Personal Accident (PA) cover for driver – up to AED 200,000
  • PA cover for passengers – up to AED 200,000
  • Natural calamity cover – Natural Perils
  • Vehicle Replacement – 10 days: Free
  • Oman Cover – Orange Card (own and third-party damage for free up to one year) – NA
  • Roadside Assistance – mechanical service, flat tyre service, towing service, battery service, and lockout service

Alliance Insurance Comprehensive (Agency)

  • PA cover for driver – up to AED 200,000
  • PA cover for passengers – up to AED 200,000
  • Natural calamity 
  • Replacement of vehicle – 10 days: AED 125
  • Oman cover for own damage only – Free
  • Roadside assistance – mechanical assistance, lockout service, battery service, towing service, flat tyre service, and fuel delivery service

Salama Insurance Comprehensive (Garage)

  • Personal Accident (PA) cover for driver – up to AED 200,000
  • PA cover for passengers – up to AED 200,000
  • Natural Calamity Cover – Natural Perils
  • Oman Cover – Orange Card
  • Vehicle Replacement – 10 days
  • Roadside Assistance – off-road recovery, lockout service, battery service, mechanical service, towing service, flat tyre service, and fuel delivery service 

Oriental Insurance Comprehensive (Agency)

  • PA cover for driver – up to AED 200,000
  • PA cover for passengers – up to AED 200,000
  • Replacement of vehicle – 7 days:  AED 150
  • Oman Cover for own car damage only
  • Roadside Assistance – rent-a-car service (24 hours only), international driving license discount, car registration service, towing service, flat tyre service, off-road recovery, fuel delivery service, battery service, membership usage and validity, lockout service, and mechanical assistance 

Tokio Marine Third Party Only 

  • PA cover for driver – up to AED 200,000: AED 50
  • PA cover for passengers – up to AED 200,000: AED 50
  • Vehicle replacement – 10 days: AED 100
  • Roadside assistance 
  • Fire and theft cover – extra AED 100 (optional)

Adamjee Insurance Third Party Only 

  • PA cover for driver – up to AED 200,000
  • PA cover for passengers – up to AED 200,000
  • Roadside assistance – AED 10

How to Renew Your Volkswagen Passat Insurance?

As per the Road and Transport Authority, you should renew your Volkswagen Passat insurance every 12 months. Moreover, it is necessary for vehicle owners to renew the insurance policy on the RTA website in order to renew the vehicle registration. 

Follow the steps mentioned below to renew your Volkswagen Passat insurance –

  • Browse through the Policy Features – Before renewing the policy, make sure to consider the following 
  • Analyse whether you still require all the policy features that you have chosen for the insurance policy
  • Check if you require any add-ons

Note: It is advisable to purchase a car insurance plan that covers at least damages due to accidental collisions, external explosions, and overturning. 

  • Find Out if You Should Change the Insurance Provider – While renewing your car insurance plan with the same insurance provider is convenient, you can also look out for new insurance providers if you are not satisfied with the services of the current insurance provider. 
  • Car Insurance Premium – Determine the car insurance premium that you would be liable to pay. For this, you can take the following factors into consideration 
  • Age of the driver 
  • Claim history
  • Driving history
  • Driving experience
  • Manufacturing, model, and the price of your Volkswagen Passat
  • Record of traffic violations
  • Avail of the No-claim Certificate – If you have driven your Volkswagen Passat around safely without making any claim, you can be entitled to up to a 20% no-claim discount as per the UAE Insurance Authority. However, to avail of this claim, it is important to get a no-claim certificate. 

Once you have met all the prerequisites, you can select a plan and renew your Volkswagen Passat insurance. In case you plan to continue with the same insurance provider, you can even renew your Volkswagen Passat insurance online by visiting their website, filling out the renewal form, uploading the requested documents, adding or removing the riders, and completing the renewal payment to conclude the process. 

How to Claim Volkswagen Passat Insurance?

To apply for the Volkswagen Passat insurance claim, follow the steps mentioned below –

  • Contact your insurance company to inform them that you need to file a claim due to an accident
  • The police report for the incident, whether it was a theft, traffic accident, or collision, should be obtained
  • Call the team providing roadside help and request towing services (if the vehicle is not in a condition to be driven)
  • Fill out the claim form and include a copy of the police report, your car's registration papers, and a valid driving licence
  • Take the form to the closest agency garage to turn it in to the supervisor
  • The supervisor will then look into the damage and check the paperwork
  • You will receive a claim acceptance after the process is finished and all the paperwork has been confirmed, and the garage will start making repairs right away

 

How to Purchase Volkswagen Passat Insurance?

You can easily buy Volkswagen Passat insurance online from Policybazaar UAE. The benefits of using our platform to buy a plan are plenty, as you can get the top car insurance plans at the best prices in one place for easy comparison and selection. Moreover, with easy round-the-clock access to customer service and insurance experts, you can have the necessary guidance at each step of the application.

To apply via policybazaar.ae, you can visit the site and fill out the form present in the ‘car insurance; section. You will then be able to check out the most relevant plans as per your mentioned details. After minutely comparing them all on the basis of features, premiums, exclusions, add-ons, and others, you can select one of them and complete your application without any effort.
Discussed below are some common queries related to Volkswagen Passat car insurance in the UAE.

FAQs

Q1. What documents are required for renewing the Volkswagen Passat insurance?

Ans: Keep the following documents prepared when renewing your car insurance plan –

  1. A photocopy of your Passport
  2. A photocopy of the UAE Visa
  3. Valid UAE driving licence
  4. A photocopy of the car registration card
  5. No-claim certificate (if required)
Q2. How long is the Volkswagen Passat insurance in the UAE?

Ans: Usually, a car insurance plan needs to be renewed every 12 months. However, the insurance providers generally offer a grace period of a month to provide you time to look through the plans before making the final decision.

Q3. What are some tips to renew your Volkswagen Passat insurance plan?

Ans:Consider following the tips discussed below to renew your car insurance –

  1. Understand the features of the existing policy in detail
  2. Explore the best plans in the market
  3. Renew the plan before the due date
Q4. What are some of the most common car insurance riders in the UAE?

Ans:Listed below are some add-ons for your Volkswagen Passat insurance –

  1. Personal accident cover (driver and passenger)
  2. Vehicle breakdown cover
  3. Roadside assistance
  4. No depreciation cover
  5. Geographical extension cover
  6. Loss of personal belonging

Reviews & Ratings

4.6 / 5 (based on   24,098 google icon reviews)

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