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The Commercial Bank of Dubai (CBD) offers some of the best credit cards in the UAE for its customers. And one such amazing credit card is CBD One Plus VISA Signature Credit Card. Loaded with exclusive privileges and benefits, this credit card helps in meeting the various lifestyle needs of its card members. In addition to this, this CBD credit card offers its users the privilege of cashless payment with lucrative cash back rewards.
Following are the key features and benefits of the CBD One Plus VISA Signature credit card:-
Commercial Bank of Dubai entitles its cardholders to choose and customize the design of their credit card from the CBD one art gallery.
CBD one cards offer tailored and flexible services that allow cardholders to change, pause or switch their current plan at any instant.
The cardholders can enjoy the facility of paying 0% interest on the monthly installments, which are created on an amount they have used to purchase something using the credit card.
The facility of cash on-call can be availed by the CBD One Plus VISA Signature Credit Card members.
Members of this CBD credit card can consolidate the debt by transferring all other outstanding amounts dues to the CBD One Plus VISA Signature Credit Card at an attractive rate of interest.
Using the CBD One Plus VISA signature Credit Card, card members can avail 2 free valet parking facilities every month on a minimum retail expenditure of AED 5,000/.
With this CBD credit card, card members can enjoy access to 8 airport lounges access per year and this access can be easily activated by incurring one non-AED spend on the card.
The card members can opt for a supplementary card for their children or spouse as per the policy of the bank.
The card comes with an extended warranty and purchase protection which means:-
This CBD credit card comes with lucrative offers and rewards and they are as follows:
The card members can enjoy discounts at more than 500 places across the UAE by using the CBD app.
The cardholders can enjoy a discount of 30% on the meet and greet services.
The cardholder is provided with an offer to obtain a discount of 8% on the official website of hotels.com.
With the CBD One Plus VISA Signature Credit Card, the card members can make use of discounts of up to 12% on the official website of Agoda.
Members of the CBD One Plus signature credit card can earn the cashback of up to AED 250 by simply using this card for making purchases from partnered merchants like Zomato, Spotify, Netflix, Prime Video, Starbucks, VOX Cinemas, etc.
Here are the eligibility criteria for the CBD One Plus VISA Signature Credit Card:
*Other criteria may apply as per the bank’s policy.
The table below states the various fees and charges applicable to this CBD One Plus Visa Signature Credit Card:
Fees and Charges | Amount |
---|---|
Monthly Fees for One Plus Plan |
AED 69 |
Minimum Spend for One Plus Plan |
AED 8000 |
Card Replacement Fee |
AED 75 |
Late Payment Fee |
AED 209 |
Over Limit Fee |
AED 209 |
Retail Interest Rate |
3.45% per month |
Cash Interest Rate |
3.49% Per month |
Foreign Transaction Fee |
2.75% |
Cash Advance Charges |
3% |
Credit Shield Insurance |
0.89% monthly of the outstanding balance |
Liability Issuance Letter |
AED 50 |
Sales Slip Copy |
AED 25 |
(Updated as of October 5, 2020)
Q1: What is the maximum cashback that I can get on using CBD One Plus VISA Signature Credit Card?
Ans: You can get a maximum cashback of AED 250 on using the CBD One Plus VISA Signature Credit Card.
Q2: What can I do if I suspect a fraudulent transaction via my credit card?
Ans: In case you suspect a suspicious transaction, you must immediately call the bank to inform about the same. A fraud monitoring team will get in touch with you to assist you.
Q3: What is the number to contact the bank to report a fraudulent activity?
Ans: In order to report fraudulent activity, you must call the bank at 600 575 556.
Q4: What is the minimum salary needed to own a CBD One Plus VISA Signature Credit Card?
Ans: The minimum salary required to own a CBD One Plus VISA signature Credit Card is AED 8000/.
Q5: How much do I need to spend in order to waive off my monthly fee?
Ans: In order to get your monthly fee waived off, you must have spent at least AED 15,000 via your credit card.
Q6: What happens if I am unable to pay my credit card dues on time?