CBD One Plus VISA Signature Credit Card

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The Commercial Bank of Dubai (CBD) offers some of the best credit cards in the UAE for its customers. And one such amazing credit card is CBD One Plus VISA Signature Credit Card. Loaded with exclusive privileges and benefits, this credit card helps in meeting the various lifestyle needs of its card members. In addition to this, this CBD credit card offers its users the privilege of cashless payment with lucrative cash back rewards.

Features and Benefits of CBD One Plus VISA signature Credit Card

CBD one plus VISA Signature Credit Card

Following are the key features and benefits of the CBD One Plus VISA Signature credit card:-

Key Features

Commercial Bank of Dubai entitles its cardholders to choose and customize the design of their credit card from the CBD one art gallery.

Flexibility

CBD one cards offer tailored and flexible services that allow cardholders to change, pause or switch their current plan at any instant.

0% payment plans

The cardholders can enjoy the facility of paying 0% interest on the monthly installments, which are created on an amount they have used to purchase something using the credit card.

Quick Cash

The facility of cash on-call can be availed by the CBD One Plus VISA Signature Credit Card members.

Balance Transfer

Members of this CBD credit card can consolidate the debt by transferring all other outstanding amounts dues to the CBD One Plus VISA Signature Credit Card at an attractive rate of interest.

Valet Parking

Using the CBD One Plus VISA signature Credit Card, card members can avail 2 free valet parking facilities every month on a minimum retail expenditure of AED 5,000/.

Airport Lounge Access

With this CBD credit card, card members can enjoy access to 8 airport lounges access per year and this access can be easily activated by incurring one non-AED spend on the card. 

Supplementary Cards

The card members can opt for a supplementary card for their children or spouse as per the policy of the bank.

Complimentary Insurances

 The card comes with an extended warranty and purchase protection which means:-

  • Extended WarrantyIt doubles the repair period offered by the original manufacture and extends the warranty for up to 1 year.
  • Purchase Protection: It offers its card members complete peace of mind by protecting the purchases from any accidental damage or theft.

Rewards and Offers on CBD One Plus VISA signature Credit Card

This CBD credit card comes with lucrative offers and rewards and they are as follows:

Discounts with CBD App

The card members can enjoy discounts at more than 500 places across the UAE by using the CBD app.

Meet and Greet Discounts

The cardholders can enjoy a discount of 30% on the meet and greet services. 

Discounts with Hotels.com

The cardholder is provided with an offer to obtain a discount of 8% on the official website of hotels.com.

Offers with Agoda

With the CBD One Plus VISA Signature Credit Card, the card members can make use of discounts of up to 12% on the official website of Agoda.

Cashback

Members of the CBD One Plus signature credit card can earn the cashback of up to AED 250 by simply using this card for making purchases from partnered merchants like Zomato, Spotify, Netflix, Prime Video, Starbucks, VOX Cinemas, etc.

Eligibility Criteria to Apply for CBD One Plus VISA signature Credit Card

Here are the eligibility criteria for the CBD One Plus VISA Signature Credit Card:

  • The applicant must be at least 21 years old.
  • The applicant must be residing in the UAE.
  • The monthly income earned by the applicant must be a minimum of AED 8,000.

*Other criteria may apply as per the bank’s policy.

Fees & Charges on CBD One Plus VISA signature Credit Card

The table below states the various fees and charges applicable to this CBD One Plus Visa Signature Credit Card:

Fees and Charges Amount

Monthly Fees for One Plus Plan

AED 69

Minimum Spend for One Plus Plan

AED 8000

Card Replacement Fee

AED 75

Late Payment Fee

AED 209

Over Limit Fee

AED 209

Retail Interest Rate

3.45% per month

Cash Interest Rate

3.49% Per month

Foreign Transaction Fee

2.75%

Cash Advance Charges

3%

Credit Shield Insurance

0.89% monthly of the outstanding balance

Liability Issuance Letter

AED 50

Sales Slip Copy

AED 25

(Updated as of October 5, 2020)

Frequently Asked Questions on CBD One Plus VISA Signature Credit Card

Q1: What is the maximum cashback that I can get on using CBD One Plus VISA Signature Credit Card?

Ans: You can get a maximum cashback of AED 250 on using the CBD One Plus VISA Signature Credit Card.

Q2: What can I do if I suspect a fraudulent transaction via my credit card?

Ans: In case you suspect a suspicious transaction, you must immediately call the bank to inform about the same. A fraud monitoring team will get in touch with you to assist you.

Q3: What is the number to contact the bank to report a fraudulent activity?

Ans: In order to report fraudulent activity, you must call the bank at 600 575 556.

Q4: What is the minimum salary needed to own a CBD One Plus VISA Signature Credit Card?

Ans: The minimum salary required to own a CBD One Plus VISA signature Credit Card is AED 8000/.

Q5: How much do I need to spend in order to waive off my monthly fee?

Ans: In order to get your monthly fee waived off, you must have spent at least AED 15,000 via your credit card.

Q6: What happens if I am unable to pay my credit card dues on time?

Ans: In case you are not able to clear your credit card dues on time, you will have to pay extra AED 209 as a late payment fee along with the bill.

Reviews & Ratings

4.6 / 5 (based on   24,098 google icon reviews)

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