Citibank Citi Rewards Credit Card

The Citibank Citi Rewards Credit Card is your key to unlocking exciting rewards with every purchase. Earn points as you shop, dine, or travel, and redeem them for a variety of rewards — from gift vouchers to electronics and much more. 

With its flexible rewards program and exclusive privileges, this card makes every transaction incredibly rewarding.

Features and Benefits of Citibank Citi Rewards Credit Card

Here are the key features and benefits of the Citibank Citi Rewards credit card —

• The Citi Rewards credit card comes with zero annual fee (subject to spending) 
• Get up to 1.5 ThankYou points per USD — these can be converted into cash rebates or travel-related redemptions.
• Up to AED 40 discount on eligible purchases of AED 300 or more once every month on Carrefour app or website. 
  Use the code ‘MA40’. 
  The offer is valid till 30 Sep 2024. 
• Enjoy unlimited complimentary lounge access at over 1,100 airports across the world.
• Get multiple ‘Buy 1 Get 1’ offers on leisure, food, drinks, and travel with the free Mastercard Priceless Specials app.
• Enjoy 2 complimentary airport rides each year on the Careem app.
• Get 30% discount on 2 movie tickets with VOX Cinemas.
• Enjoy 20% discount (up to AED 14) on food orders and groceries twice a month with the Talabat app. Use the code ‘MASTERCARD’ to access this discount.
• Earn up to 10% cashback to wallet across millions of properties globally via Booking.com. 
• Availability of Purchase Protection cover of up to $5,000 per year for stolen or damaged items within 90 days of purchase. 
• Get medical and travel accident insurance for delayed flights, emergency medical conditions, and lost luggage. 

Eligibility Criteria for Citi Rewards Credit Card

As an applicant, you must fulfill the following eligibility criteria to obtain a Citibank Citi Rewards credit card —

Eligibility Criteria	Requirements
Age	Your age must be at least 21 years
Nationality	Both UAE nationals and UAE expatriates are eligible
Salary	Your monthly salary must be AED 8,000 or above

 Documents Required to Apply for a Citibank Rewards Credit Card

Submit the following documents for the successful processing of the Citibank Citi Rewards credit card —

• Valid Emirates ID
• Valid Passport
• A valid copy of residence visa (Applicable to expats)
• Salary account IBAN number

How to Apply for a Citibank Citi Rewards Credit Card via Policybazaar UAE?

With Policybazaar.ae, applying for a Citi Rewards credit card is just a matter of a few clicks. Here’s how to do it —

1. Visit our official website.
2. Click on the ‘Credit Card UAE’ option under the ‘Banking Products’ menu.
3. Fill out the lead form on the next page.
4. You will be taken to the credit card quotes page.
5. Locate the required credit card and fill out its application process.

Note: After reviewing your application, one of our officials will connect with you for further discussion.

The following benefits await when you apply for a credit card through our online portal —

• Multiple credit card options are available.
• Compare several credit cards from different providers on a single platform.
• Prompt customer service support.

Citi Rewards Credit Card: Fees and Charges

Type of Fee	Charges
Annual Fee	No annual fee for the first year AED 300 annual fee applicable (2nd year onwards) if the annual spend is below AED 9,000
Retail Interest	3.5%
Overlimit Fee	AED 209
Foreign Currency Transaction Fee	2.99%
Late Payment Fee	AED 230

Let’s now refer to some of the most frequently asked questions related to this Citibank credit card!

Types of Citibank Credit Cards
Citibank Citi Premier Credit Card	Citibank Citi Cashback Credit Card
Citibank Citi Prestige Credit Card	Emirates Citibank Ultima Credit Card
Emirates Citibank World Credit Card	Emirates Citibank Ultimate Credit Card
Citibank Citi Simplicity Credit Card

FAQs on Citibank Citi Rewards Credit Card

Q1: I am 20. Am I eligible for a Citibank Citi Rewards credit card?

Ans: No, you should be at least 21 years old to apply for the Rewards credit card.

Q2: Is there any late payment fee associated with the Citi Rewards credit card?

Ans: Yes, the bank charges a late fee of AED 230.

Q3: Is my Citi Rewards credit card valid for airport lounge access?

Ans: Yes, the card is valid at over 1,100 airport lounges across the globe.