Citibank - Citi Simplicity Credit Card

Citibank, a popular name in banking around the world, is renowned for its exceptional financial and banking services. It offers various credit cards in the UAE with exclusive discounts and distinct benefits. 

Citi Simplicity Credit Card is one of the high-demanded Citibank cards designed for people with lending requirements. It features instant discounts, no fees, and many benefits that we will cover in more detail below.

Features of the Citibank Citi Simplicity Credit Card

Here are the key features of this credit card —

 

• No Membership Fees

To get and use the Citi Simplicity Card, you don’t need to pay any annual membership fees ever! This feature makes the card an attractive option if you’re looking for a cost-efficient credit card. 

• No Extra Fees

Besides annual fees, this Citibank card doesn’t have any fees for late payments, overlimit, or cash advance, making it easy to use. 

• 0% Interest Rate on Balance Transfers

For the first 6 months, enjoy a 0% interest rate on balance transfers. 

 

 

Benefits of the Citi Simplicity Credit Card

Here are the major Citi Simplicity Card benefits —

• Convert any big purchase into a small payment with the easy instalment plan 
• Up to 20% instant discount on grocery shopping and food orders from Talabat App — use the code ‘MASTERCARD’ at the checkout and avail this benefit twice a month 
• No annual fees, cash advance fees, late fees and over-limit fees are charged over this card
• Easy cash loan up to the available limit of your Citi Simplicity Card 
• Minimum documentation requirements for application 
• Enjoy dining, grocery shopping, and entertainment discounts
• Access to more than 25 airport lounges in the Middle East 
• Free supplementary cards for your family members 

Eligibility Criteria for the Citi Simplicity Credit Card

Check out the eligibility criteria of the Citi Simplicity Credit Card —

 

Documents for the Citi Simplicity Credit Card

While applying for the Citi Simplicity Card, make sure to have the following documents and details ready — 

 

• Emirate ID
• UAE visa copy
• Passport
• IBAN of the salary account 

 

 

How to Get Citibank Citi Simplicity Credit Card?

Follow these steps to apply for a new Citi Simplicity Card by Citibank — 

 

• Visit the official website of Citibank UAE. 
• Select the ‘Credit Cards’ option and choose “Apply for a Credit Card’.
• For the Citi Simplicity Card, click on the ‘Basic Card’ option.
• Check the eligibility criteria and features of this card.
• If you find everything fine, click on the ‘Apply Now’ button.
• Fill out the required details and follow the on-screen instructions to apply. 
• After reviewing your application, a Citibank UAE representative will call you back and guide you further.

Citibank Citi Simplicity Credit Card Fees and Charges

Before applying for the Citi Simplicity Credit card, it's crucial to know the fees and charges —